Kansas Senior Assistance Programs, Benefits, and Grants (2025)

Kansas Senior Benefits Guide – Programs for Seniors (2025)

Last Updated: June 19, 2025

---

Key Takeaways

Bottom Line Up Front: Kansas offers over 25 assistance programs for low-income seniors, but rural isolation, harsh winter weather, and complex application processes create significant barriers. The state’s most valuable programs—the Homestead Refund and Frail Elderly Waiver—require early applications and careful documentation.

Kansas’s Reality: With 518,365 seniors across 105 counties, many face extreme rural isolation, brutal winters, and limited transportation. Kansas’s strong community values help, but geographic barriers mean some seniors drive 100+ miles for specialized care or live in counties with no public transit.

Who This Guide Helps:

• Kansas seniors 60+ with limited income
• Those earning less than 200% of federal poverty level
• Individual income under $31,200/year (2025)
• Couples earning under $42,480/year (2025)

Kansas Senior Demographics (U.S. Census Bureau, 2024):

• 518,365 seniors (17.6% of population)
• 9.3% live below poverty level
• 32.5% have disabilities
• 88.8% rely on Social Security
• Median age: 73.3 years

Critical Kansas Realities:

• Rural challenges: 78% of counties are rural with limited services
• Winter hardships: Heating season runs October through April
• Healthcare gaps: 45 counties lack geriatricians
• Transportation barriers: Only 8 counties have public transit

Best Starting Points:

1. Apply for Homestead Refund by April 15th deadline (up to $700 cash back)
2. Contact Kansas Department for Aging: (785) 296-4986
3. Check eligibility for Frail Elderly Waiver if you need daily care
4. Apply for Food Assistance within 30 days

---

Quick Reference: Major Programs

---

What’s New in 2025

Major Program Updates:

• Homestead Refund income limit increased to $37,750 annually (up from $36,500 in 2024)
• Enhanced LIEAP funding for extreme winter weather emergencies
• Expanded telemedicine coverage through KanCare for rural seniors
• New Home Choice transition program to help seniors move from nursing homes to community
• Additional housing vouchers allocated to rural Kansas housing authorities

Kansas-Specific Improvements:

• Mobile health clinics expanded to serve 15 additional rural counties
• Emergency heating assistance expanded for propane and natural gas users
• Digital application assistance available at all senior centers statewide
• Enhanced fraud protection for seniors applying for tax refunds online

---

Kansas’s Senior Landscape

Kansas presents unique challenges for its aging population that directly impact access to assistance programs and quality of life.

Rural Isolation and Service Delivery: Kansas epitomizes rural America’s senior care challenges. With 78% of counties classified as rural, many seniors live 50-100 miles from the nearest specialist or Area Agency on Aging office. This isolation is compounded by limited transportation infrastructure – only 8 of Kansas’s 105 counties have any form of public transit.

Extreme Weather Challenges: Kansas experiences some of the nation’s most severe weather swings, from sub-zero blizzards to 110°F heat waves. The heating season typically runs from October through April, with some rural areas experiencing weeks of below-freezing temperatures. Many seniors in older farmhouses spend 40-50% of their fixed income on heating costs during peak winter months.

Agricultural Economy Impact: Kansas’s agricultural heritage creates unique challenges for seniors whose retirement security was tied to farming. Many seniors have significant assets in land but limited liquid income, creating eligibility complications for assistance programs. Additionally, rural property values fluctuate dramatically based on commodity prices and weather patterns.

Healthcare Provider Shortage: Rural Kansas faces a critical healthcare crisis, with 45 counties lacking geriatricians and 23 counties having no primary care physicians accepting new Medicare patients. This shortage forces many seniors to travel over two hours for routine medical care, creating barriers to maintaining health and accessing needed services.

Community Strengths and Informal Networks: Despite challenges, Kansas’s strong community culture provides robust informal support networks. Churches, volunteer fire departments, and community organizations often fill gaps in formal services. However, these informal networks can’t replace professional services and may not reach the most isolated seniors.

Kansas Reality Check: Martha, a 79-year-old widow near Hays, lives 65 miles from the nearest Area Agency on Aging office. Her nearest neighbor is a half-mile away, and her county has no public transportation. She relies on weekly church visits for social contact and depends on a volunteer driver program for monthly trips to town for groceries and medical appointments. During the 2024 winter storms, she was snowed in for 11 days with only canned goods and a wood stove for heat.

---

Tax Relief and Financial Assistance

Homestead Refund Program

Kansas’s Premier Senior Benefit: The Homestead Refund is Kansas’s most valuable program for low-income seniors, providing direct cash refunds of up to $700 annually for property taxes paid by homeowners or property taxes included in rent payments. This program directly reduces the cost of housing for qualifying seniors.

Homestead Refund Eligibility Requirements

2025 Eligibility Criteria:

• Age 65+ or disabled at any age
• Household income below $37,750 annually (increased from $36,500 in 2024)
• Kansas resident for entire tax year
• Own and occupy home as primary residence OR rent primary residence

How the Homestead Refund Works

For Homeowners: The refund equals the amount of property taxes paid on the first $20,000 of assessed value, minus 5% of household income. For example, a senior with $25,000 income paying $1,200 in property taxes would receive: $1,200 – (5% of $25,000 = $1,250) = $0 refund. However, a senior with $15,000 income paying $1,200 would receive: $1,200 – (5% of $15,000 = $750) = $450 refund.

For Renters: Renters receive a refund based on an estimated 20% of rent being attributable to property taxes. The calculation uses the same 5% income offset. A senior renting for $600/month ($7,200/year) with $20,000 income would see: (20% of $7,200 = $1,440) – (5% of $20,000 = $1,000) = $440 refund.

Homestead Refund Application Process

1. Obtain Form K-40H from Kansas Department of Revenue or download online
2. Gather Required Documentation:
   • Previous year’s property tax statement or rent receipts for entire year
   • Income verification for all household members (Social Security statements, pension documents)
   • Copy of Kansas driver’s license or state ID
3. Complete Application carefully, ensuring all income sources are included
4. Submit by April 15, 2025 (absolute deadline with no extensions)
5. Wait for Processing: Refunds typically issued 8-12 weeks after filing

Homestead Refund Reality: This program has strict income limits and an absolute April 15th deadline with no exceptions. The income limit includes ALL sources – Social Security, pensions, part-time work, and investment income. Many seniors miss out because they don’t realize rent payments qualify for refunds. Processing delays are common during peak filing season, and phone assistance is limited.

Apply: Kansas Department of Revenue or call (785) 368-8222

SAFE Senior Property Tax Refund

Additional Property Tax Relief: The “Safeguarding an Aging Population from Falls and Exploitation” (SAFE) program provides additional property tax refunds for seniors who make qualifying home safety modifications.

2025 Program Details:

• Additional refund up to $1,000 for qualifying home modifications
• Must be used for fall prevention or safety improvements
• Income limits vary based on county median income
• Can be combined with regular Homestead Refund

Qualifying Modifications:

• Grab bars, railings, and bathroom safety equipment
• Ramps and stair lifts for accessibility
• Improved lighting and electrical safety updates
• Security systems and door/window improvements

Apply: Same process as Homestead Refund using Form K-40SVR by April 15th deadline

Supplemental Security Income (SSI)

Federal Cash Assistance: SSI provides monthly cash payments to older adults with limited income and resources. Kansas SSI recipients automatically qualify for KanCare (Medicaid) and often Food Assistance, making it a gateway to multiple benefits.

2025 SSI Benefits:

• Maximum monthly payment: $967 for individuals, $1,450 for couples
• Average payment in Kansas: $634/month
• Automatic qualification for KanCare Medicaid
• Potential eligibility for Food Assistance and LIEAP

Eligibility Requirements:

• Age 65+ or disabled
• Income below $1,255/month (includes Social Security, pensions, work earnings)
• Assets below $2,000 individual, $3,000 couple
• U.S. citizenship or qualified immigration status
• Kansas residency established

Apply: Social Security Administration or call 1-800-772-1213

SSI Reality: SSI reduces benefits dollar-for-dollar for most other income. If you receive $800 in Social Security, your SSI payment would be reduced to $167. However, SSI recipients automatically qualify for KanCare and often Food Assistance, which can provide more value than the cash payment alone. Rural Kansas offices may have limited in-person appointment availability.

Senior Community Service Employment Program (SCSEP)

Part-Time Work for Older Adults: SCSEP provides paid training and employment opportunities for low-income adults 55+ who want to continue working. Participants work 20 hours per week while receiving job training and assistance finding permanent employment.

Program Benefits:

• Paid training at $7.25/hour Kansas minimum wage ($290/month for 20 hours/week)
• Skills development in computer literacy, customer service, and office skills
• Job placement assistance and resume development
• Annual physical exam and supportive services

Eligibility Requirements:

• Age 55 or older
• Unemployed and seeking work
• Family income below 125% of poverty level ($1,640/month individual)
• Not receiving other government employment assistance

Host Sites in Kansas:

• Schools and libraries
• Senior centers and community organizations
• Nonprofit organizations and government agencies
• Rural health clinics and community colleges

Apply: Kansas Department for Aging and Disability Services or call (785) 296-4986

SCSEP Reality: While SCSEP provides valuable income and skills, participants must actively seek permanent employment. The program isn’t designed for long-term dependency, and counselors regularly check job search progress. Rural participants may have limited host site options and may need to travel to county seats for placements.

---

Healthcare Programs

Frail Elderly (FE) Waiver Program

Kansas’s Primary Long-Term Care Program: The Frail Elderly Waiver is Kansas’s most comprehensive program for seniors needing daily care assistance. This KanCare (Medicaid) waiver program provides in-home and community-based services to help older adults remain in their homes rather than entering nursing facilities.

Frail Elderly Waiver Eligibility Requirements

2025 Eligibility Criteria:

• Age 65+ or meet disability requirements
• Income below $2,829/month individual (300% of SSI federal benefit rate)
• Assets under $2,000 individual, $3,000 couple (home and car excluded)
• Medical necessity: Must require nursing home level of care
• Kansas residency with intent to remain

Frail Elderly Waiver Services Covered

Comprehensive Care Package:

• Personal care assistants for bathing, dressing, meal preparation, and medication management
• Adult day services providing supervised activities and respite for family caregivers
• Emergency response systems and 24-hour medical alert devices
• Home modifications including ramps, grab bars, accessible bathrooms, and widened doorways
• Medical equipment such as hospital beds, wheelchairs, oxygen concentrators, and mobility aids
• Transportation to medical appointments and essential services
• Respite care for family caregivers up to 720 hours annually
• Specialized nursing services and therapy when medically necessary

Frail Elderly Waiver Application Process

1. Initial Contact: Call KDADS at 1-866-305-5147 to request pre-screening
2. Pre-Screening Assessment: Phone interview to determine potential eligibility (45 minutes)
3. Formal Application: Complete detailed KanCare application with financial and medical documentation
4. Medical Assessment: Comprehensive evaluation by state contractor (2-4 hours)
5. Financial Eligibility Review: Income and asset verification through KDHE
6. Approval and Slot Assignment: If approved, wait for available waiver slot
7. Service Plan Development: Once slot available, develop individualized care plan with case manager

⏰ FE Waiver Reality: The application process takes 90-180 days, but approval doesn’t guarantee immediate services. Kansas currently has approximately 800 people on the FE Waiver waiting list, with wait times ranging from 6 months in urban areas to 2+ years in rural counties. Priority is given to seniors at immediate risk of nursing home placement or those transitioning from facilities.

Geographic Service Availability:

• Urban areas (Wichita, Topeka, Kansas City metro): Multiple provider options with shorter wait times
• Mid-size cities (Lawrence, Manhattan, Salina): Moderate provider availability, some service delays
• Rural counties: Limited providers, longer wait times, may require travel for specialized services
• Remote rural areas: Severe provider shortages, heavy reliance on family caregivers

Success Example: Frank, 78, from rural Ellis County was approved for the FE Waiver after a stroke left him needing daily assistance. The 14-month wait for services meant his wife became his primary caregiver until a slot opened. Once services began, he received 25 hours weekly of personal care assistance and home modifications that allowed him to remain safely at home while his wife returned to her part-time job.

KanCare (Kansas Medicaid)

Healthcare Coverage for Low-Income Seniors: KanCare is Kansas’s Medicaid program providing comprehensive healthcare coverage for eligible older adults. The program works alongside Medicare for dual-eligible seniors and covers services that Medicare doesn’t fully pay for.

Eligibility for Seniors (65+):

• Income below $1,677/month individual, $2,266/month couple (2025)
• Assets under $2,000 individual, $3,000 couple
• Kansas residency and U.S. citizenship or qualified immigration status

Comprehensive Coverage Includes:

• Primary care physician visits and specialist consultations
• Hospital emergency room and inpatient care
• Prescription medications through KanCare formulary
• Preventive services including annual wellness visits and screenings
• Mental health and substance abuse treatment services
• Limited dental coverage (emergencies, extractions, basic dentures)
• Non-emergency medical transportation to appointments
• Durable medical equipment and supplies

KanCare Managed Care Organizations:

• Aetna Better Health of Kansas
• Sunflower Health Plan
• United Healthcare Community Plan

Apply: Kansas Health and Human Services or call 1-800-792-4884

KanCare Reality: While KanCare covers most generic medications, newer brand-name drugs often require prior authorization that can take 7-14 business days. Rural seniors may face challenges finding specialists who accept KanCare, and some may need to travel to Wichita or Kansas City for specialized care. Managed care organization networks vary, so seniors should verify their doctors accept their specific plan.

Senior Health Insurance Counseling for Kansas (SHICK)

Free Medicare Counseling: SHICK provides one-on-one counseling to help Kansas seniors navigate Medicare options, understand coverage, and resolve billing problems. Trained volunteers help compare Medicare plans and maximize benefits.

Services Provided:

• Medicare plan comparison and enrollment assistance during Open Enrollment (Oct 15 – Dec 7)
• Prescription drug plan analysis to minimize out-of-pocket costs
• Help with Medicare billing problems, claim denials, and appeals
• Medicare fraud prevention education and reporting assistance
• Long-term care insurance counseling and options review
• Assistance with Medicare Savings Programs applications

Contact Information:

• Statewide SHICK Hotline: 1-800-860-5260
• Kansas Insurance Department: (785) 296-3071
• Online: shick.kdads.ks.gov

Local SHICK Counseling Sites:

• Available at all 11 Area Agency on Aging offices
• Senior centers and community centers statewide
• Libraries and community colleges during Open Enrollment
• Phone counseling available for homebound seniors statewide

Non-Emergency Medical Transportation (NEMT)

KanCare Transportation Services: NEMT provides transportation to medical appointments for Kansas KanCare recipients who have no other means of transportation.

Services Provided:

• Transportation to doctor appointments, medical procedures, and hospital visits
• Pharmacy trips for prescription medications and medical supplies
• Mental health and substance abuse treatment appointments
• Wheelchair accessible vehicles when medically necessary
• Mileage reimbursement for family/volunteer drivers in rural areas

How to Access NEMT:

1. Call MTM Transit at 1-855-687-7862
2. Schedule trips at least 2 business days in advance (48 hours minimum)
3. Provide KanCare ID number, appointment details, and pickup location
4. Confirm pickup time and any special mobility needs
5. Be ready 15 minutes before scheduled pickup time

Service Areas: Available statewide for KanCare recipients, though rural areas may have longer wait times and limited same-day availability.

---

Housing Assistance Programs

Senior Care Act (SCA) Program

In-Home Support Services: The Kansas Senior Care Act provides essential in-home services to help seniors maintain independence and avoid premature nursing home placement.

Services Provided:

• Homemaker services including light housekeeping and meal preparation
• Personal care assistance with bathing, dressing, and medication reminders
• Chore services for heavy cleaning, yard work, and home maintenance
• Home-delivered meals for homebound seniors
• Adult day care services and respite for caregivers

Eligibility Requirements:

• Age 60+ with demonstrated need for services
• Income below program guidelines (varies by service and county)
• Kansas residency required
• Functional assessment showing need for assistance

Apply: Contact your local Area Agency on Aging or call KDADS at (785) 296-4986

Kansas Emergency Rental Assistance (KERA)

Emergency Rent and Utility Help: KERA provides emergency financial assistance to prevent evictions and utility shutoffs for eligible Kansas seniors.

Assistance Available:

• Up to 12 months of past-due rent payments
• Up to 3 months of future rent payments
• Utility assistance for past-due and current bills
• Other housing-related expenses as approved

Eligibility Requirements:

• Household income below 80% Area Median Income
• Experiencing financial hardship due to COVID-19 or other crisis
• At risk of homelessness or housing instability
• Kansas residency required

Apply: Kansas Housing Resources Corporation or call (785) 217-2001

KERA Reality: Funding is limited and operates on first-come, first-served basis. Rural areas may have different application processes through local organizations. Documentation requirements are extensive, and approval isn’t guaranteed even if eligible. Some landlords may not participate in the program.

Section 504 Rural Housing Repair Program

USDA Rural Home Improvements: Federal grants and loans for rural Kansas seniors to repair and improve homes to make them safer and more accessible.

Grant Benefits:

• Grants up to $10,000 for essential repairs (no repayment required)
• Low-interest loans up to $40,000 for additional improvements
• Priority for seniors 62+ with very low income
• Focus on safety, accessibility, and weatherization

Eligible Improvements:

• Accessibility modifications (ramps, grab bars, wider doorways)
• Roof repairs and weatherization improvements
• Plumbing and electrical system updates
• HVAC system repairs and energy efficiency upgrades
• Foundation repairs and structural improvements

Eligibility Requirements:

• Age 62+, rural area residency (population under 35,000)
• Income below 50% area median income
• Own and occupy home as primary residence
• Unable to obtain affordable credit elsewhere

Apply: USDA Rural Development Kansas or call (785) 271-2700

Home Choice Program

Transition from Nursing Homes: New in 2025, the Home Choice program helps Kansas seniors transition from nursing facilities back to community living.

Services Provided:

• Up to $2,500 for moving expenses and security deposits
• Home setup assistance including furniture and household items
• Care coordination to establish community services
• Follow-up support for 12 months after transition

Eligibility Requirements:

• Currently residing in nursing facility for 90+ days
• Eligible for FE Waiver or other community services
• Desire to return to community living
• Demonstration that community living is safe and appropriate

Apply: Contact your nursing facility social worker or KDADS at (785) 296-4986

---

Food Assistance Programs

Food Assistance Program (SNAP)

Monthly Food Benefits: Kansas’s Food Assistance Program (federal SNAP) provides monthly electronic benefits for purchasing food at grocery stores and farmers markets. Kansas seniors often qualify for higher benefit amounts and simplified application processes.

2025 Maximum Monthly Benefits:

• Individual seniors: $291/month
• Senior couples: $535/month
• Average benefit in Kansas: $178/month individual

Eligibility for Adults 60+:

• Gross income below $1,635/month individual, $2,214/month couple
• Net income below $1,258/month individual after deductions
• Assets below $4,500 individual, $7,250 couple (higher limits for seniors)
• Work requirements waived for adults 60+

Important Deductions for Seniors:

• Medical expenses over $35/month (including Medicare premiums, prescription costs)
• Shelter costs over half of income (rent, mortgage, property taxes)
• Standard utility allowance based on actual utility expenses
• Dependent care costs if caring for disabled spouse

Application Process:

1. Apply Online at Kansas Benefits
2. Complete Phone Interview within 7 days of application
3. Provide Required Documents:
   • Income verification (Social Security statements, pension documents)
   • Bank statements from past 3 months
   • Medical expense receipts for past 12 months
   • Utility bills and rent/mortgage documentation
4. Receive EBT Card within 7-10 days if approved
5. Recertify Eligibility every 24 months (vs. 12 months for younger adults)

Food Assistance Reality: Benefits don’t cover prepared foods, alcohol, tobacco, or household items. Many Kansas seniors find benefits last 2-3 weeks of the month, requiring careful meal planning and use of food banks for the remaining week. Benefits load on EBT cards between the 1st and 10th of each month based on case number.

Where to Use Food Assistance Benefits in Kansas:

• All major grocery stores (Walmart, Dillons, Hy-Vee, Dollar General)
• Most farmers markets with additional matching programs available
• Some convenience stores for emergency food purchases
• Online purchases from Amazon and Walmart for grocery delivery

Commodity Supplemental Food Program (CSFP)

Monthly Food Boxes for Seniors: CSFP provides monthly boxes of nutritious USDA foods specifically for seniors 60+, designed to supplement the diet with shelf-stable and frozen items.

What’s Included in Monthly Boxes:

• Canned fruits and vegetables (6-8 cans per box)
• Protein items: canned chicken, tuna, salmon, or peanut butter
• Whole grains: pasta, rice, oats, and fortified cereals
• Dairy products: cheese, shelf-stable milk, or yogurt
• Seasonal fresh produce when available

Eligibility Requirements:

• Age 60+
• Income below 130% of poverty level ($1,635/month individual, $2,214/month couple)
• Kansas residency required
• No asset limits

Major Distribution Sites:

• Kansas Food Bank (Wichita): Primary distributor for south-central Kansas
• Harvesters (Kansas City metro): Serving northeast Kansas
• Second Harvest Community Food Bank (St. Joseph, MO): Serving northwest Kansas
• Food Bank of Northwest Kansas (Beloit): Serving north-central region

Distribution Schedule:

• Monthly distribution on specific dates (varies by site)
• Must pick up in person or designate authorized representative
• Bring photo ID and proof of Kansas residency
• Some sites provide home delivery for homebound seniors

CSFP Reality: Demand exceeds supply at most distribution sites, creating waiting lists of 3-8 months in urban areas and longer in rural counties. Food boxes are designed to supplement, not replace, other food sources. Contents may vary based on USDA commodity availability and seasonal factors.

Senior Farmers Market Nutrition Program (SFMNP)

Fresh Produce Vouchers: SFMNP provides $30 in annual vouchers for purchasing fresh fruits, vegetables, and herbs from authorized farmers markets and farm stands throughout Kansas.

Voucher Details:

• $30 in vouchers per eligible person annually (6 vouchers worth $5 each)
• Valid June 1 through October 31 each year
• Can be used for fresh fruits, vegetables, and cut herbs only
• Cannot be used for processed foods, plants, or prepared foods

Eligibility Requirements:

• Age 60+
• Income below 185% of poverty level ($2,430/month individual)
• Kansas residency required
• First-come, first-served distribution at participating sites

Distribution Sites:

• Wichita area: 6 senior centers and community centers
• Topeka area: 4 distribution sites including downtown farmers market
• Kansas City metro: 5 senior centers
• Rural areas: Limited sites at county health departments and senior centers

Authorized Farmers Markets:

• Old Town Farmers Market (Wichita, Saturdays)
• Topeka Farmers Market (Saturdays, 12th and Harrison)
• Overland Park Farmers Market (Saturdays, downtown)
• Lawrence Farmers Market (Saturdays, New Hampshire Street)
• Over 40 smaller farmers markets and farm stands statewide

SFMNP Reality: Vouchers are distributed on specific dates each year (typically late May/early June) and often run out within hours at popular urban sites. Rural seniors may have limited access to participating farmers markets, requiring travel of 40+ miles to authorized vendors. Distribution sites often have limited quantities.

Congregate Meals and Home-Delivered Meals

Nutrition and Social Programs: Kansas provides both congregate meals at senior centers and home-delivered meals for homebound seniors through the Area Agencies on Aging network.

Congregate Meals Program:

• Hot, nutritious meals served at senior centers and community sites
• Meals meet 1/3 of daily nutritional requirements
• Social interaction and community activities
• Nutrition education and health screenings
• Suggested donation of $3-4 per meal, no one turned away

Home-Delivered Meals Program:

• Hot meals delivered 1-5 days per week to homebound seniors
• Daily wellness checks and safety monitoring
• Special diets available for medical conditions
• Emergency food packages during severe weather
• Frozen weekend meals in some areas

Eligibility:

• Age 60+ (spouses of any age welcome)
• For home-delivered meals: homebound due to illness, disability, or lack of transportation
• No income requirements but suggested donations appreciated
• Priority for those at nutritional or social risk

Service Areas:

• Congregate meals available in all 105 Kansas counties through senior centers
• Home-delivered meals available in most counties, with limited service in very rural areas
• Mobile meal programs serve some remote rural communities

️ Meals Reality: Demand often exceeds capacity, creating waiting lists of 2-6 weeks for home-delivered meals in rural areas. Volunteers are essential for program operation, and severe weather can disrupt deliveries. Congregate meal sites may close during extreme weather, leaving some seniors without their primary hot meal.

Contact: Find your local meals program through your Area Agency on Aging or call KDADS at (785) 296-4986.

---

Utility Assistance Programs

Low Income Energy Assistance Program (LIEAP)

Critical Winter Heating Help: LIEAP provides essential assistance with heating costs during Kansas’s harsh winters and cooling costs during hot summers. The program can prevent utility shutoffs and help seniors maintain safe temperatures in their homes.

2025 Assistance Amounts:

• Regular energy assistance: $300-800 per household annually
• Crisis assistance: Up to $600 for emergency situations
• Equipment repair: Up to $800 for heating/cooling system repairs
• Weatherization services to improve energy efficiency

Eligibility Requirements:

• Income below 175% of poverty level ($3,029/month individual, $4,094/month couple)
• Kansas residency and citizenship verification required
• Responsible for paying home energy costs directly or through rent
• Priority given to adults 60+, disabled individuals, and households with children under 6

Application Periods:

• Regular LIEAP: Applications accepted December 1 – March 31
• Crisis assistance: Available year-round for emergencies
• Summer cooling assistance: Available June 1 – August 31 for vulnerable seniors

How to Apply:

1. Contact Your Community Service Provider (see list below)
2. Gather Required Documents:
   • Income verification for all household members
   • Recent utility bills and shut-off notices if applicable
   • Lease agreement if renter
   • Medical documentation if applying for priority processing
3. Complete Application in person or by phone
4. Energy Assessment if applying for weatherization services
5. Receive Assistance paid directly to utility company

️ LIEAP Survival Reality: LIEAP funding is limited and operates on first-come, first-served basis. Applications should be submitted early in December for best chances. Crisis assistance is available year-round but limited to once per 12-month period. Rural Kansas seniors often face higher heating costs due to propane usage and older, less efficient homes.

Kansas Community Service Providers:

Weatherization Assistance Program (WAP)

Home Energy Efficiency: WAP provides free home improvements to reduce energy costs permanently for qualifying Kansas seniors, especially important given Kansas’s extreme seasonal temperature variations.

Services Provided:

• Insulation installation in attics, walls, and basements
• Air sealing to reduce drafts and energy loss
• Heating and cooling system tune-ups or replacement
• Window and door weatherstripping and caulking
• Water heater insulation and energy-efficient lighting
• Storm windows and doors for older homes

Eligibility Requirements:

• Income below 200% of federal poverty level ($3,468/month individual)
• Own or rent home (landlord permission required for renters)
• Home must be primary residence in Kansas
• Priority given to seniors 60+, households with disabled members, and families with children

Expected Energy Savings:

• Average 20-35% reduction in annual heating/cooling costs
• Typical savings of $400-800 annually for participating seniors
• Improvements last 15-20 years with proper maintenance

Apply: Contact your local Community Service Provider or Kansas Department of Commerce at (785) 296-3481

WAP Reality: Wait times for weatherization services range from 6 months to 18 months depending on location and available contractors. Rural homes often require more extensive work due to age and construction methods. The program focuses on cost-effective improvements with the greatest energy savings potential.

Utility Company Assistance Programs

Direct Utility Company Help: Major Kansas utilities offer their own assistance programs for low-income seniors facing high energy bills.

Evergy (formerly Kansas City Power & Light and Westar Energy):

• Project Deserve: Emergency bill payment assistance up to $400 per year
• Budget billing: Spread energy costs evenly throughout the year
• Energy efficiency rebates: Discounts on energy-efficient appliances
• Contact: 1-888-471-5275

Kansas Gas Service:

• Share the Warmth: Emergency assistance for heating bills
• Budget billing plans: Level monthly payments year-round
• Senior discount programs: Reduced connection fees for seniors
• Contact: 1-800-794-4780

Atmos Energy:

• Sharing the Warmth: Emergency bill payment assistance
• Energy efficiency programs: Free home energy audits
• Payment plan options: Extended payment arrangements
• Contact: 1-888-286-6700

---

Dental Care Options

Oral Health Kansas

Statewide Dental Resource Network: Oral Health Kansas coordinates dental care resources and education throughout the state, with special programs for seniors.

Services Coordinated:

• Referrals to low-cost dental clinics statewide
• Mobile dental clinics serving rural areas
• Dental health education and prevention programs
• Coordination with community health centers

Contact Information:

• Statewide Hotline: (785) 233-5564
• Website: oralhealthkansas.org
• Local Coordinators: Available through Area Agencies on Aging

Donated Dental Services (DDS)

Volunteer Dentist Network: DDS connects eligible Kansas seniors with volunteer dentists who provide comprehensive dental care at no cost through the Dental Lifeline Network.

Services Provided:

• Complete dental treatment including crowns, bridges, and dentures
• Oral surgery procedures and tooth extractions
• Periodontal treatment for gum disease
• Follow-up care and maintenance
• Specialty care referrals when available

Eligibility Requirements:

• Age 65+ or disabled adults
• Income below 200% of federal poverty level ($2,640/month individual)
• No dental insurance coverage
• Must be unable to afford needed dental care

Application Process:

1. Complete Application: Available online or by phone
2. Provide Documentation: Income verification and dental needs assessment
3. Volunteer Dentist Matching: Program coordinators match with available volunteer
4. Treatment Coordination: Work with assigned dentist to schedule care
5. Follow-up Care: Ongoing maintenance through volunteer network

Apply: Dental Lifeline Network or call (303) 534-5360

DDS Reality: Wait times for volunteer dentist matching range from 2-8 months depending on location and treatment needs. Complex cases requiring specialty care may wait longer. The program prioritizes emergency cases and seniors with the greatest medical need. Rural areas have fewer participating dentists.

Community Health Centers

Sliding Fee Dental Care: Federally Qualified Health Centers throughout Kansas provide dental care on sliding fee scales based on income.

Major Community Health Centers with Dental Services:

Salina Family Healthcare Center:

• Full dental services including dentures and oral surgery
• Sliding fee scale starts at $25 for uninsured patients
• Multiple locations across central Kansas
• Contact: (785) 827-0610

Heartland Community Health Center (Wichita area):

• Comprehensive dental services for seniors
• Income-based fee discounts up to 75% off standard fees
• Emergency dental care available
• Contact: (316) 630-1303

Kaw Valley Community Health Center (Topeka area):

• Full dental services including prosthodontics
• Sliding fee scale based on federal poverty guidelines
• Same-day emergency appointments when possible
• Contact: (785) 232-9771

High Plains Community Health Center (western Kansas):

• Dental services in Hays and surrounding rural areas
• Mobile dental van serves remote communities monthly
• Specialized senior dental programs
• Contact: (785) 628-2316

JayDoc Free Clinic

University-Based Free Dental Care: JayDoc Free Clinic, operated by University of Kansas medical and dental students, provides free dental care in the Lawrence area.

Services Available:

• Basic dental examinations and cleanings
• Simple fillings and extractions
• Emergency dental care for pain and infection
• Oral health education and prevention counseling

Eligibility:

• Uninsured or underinsured adults
• Income below 200% of federal poverty level
• Lawrence area residency preferred but not required

Contact: University of Kansas Medical Center – (785) 864-3504

---

Transportation Services

Public Transit Options

Limited Urban Transit: Kansas has very limited public transportation, primarily in a few larger cities, with specialized services for seniors and disabled adults.

Wichita Transit:

• Fixed-route bus service throughout Wichita
• Reduced fares for seniors 65+ ($0.25 vs. $1.00)
• Paratransit service for disabled individuals
• Contact: (316) 265-7221

Topeka Metro:

• Bus service throughout Topeka and some suburban areas
• Senior discounts available with proper ID
• Demand-response service in outer areas
• Contact: (785) 783-7877

Johnson County Transit (Kansas City metro):

• Extensive bus and shuttle services
• Senior fare discounts and paratransit options
• Medical appointment transportation
• Contact: (913) 715-8070

Specialized Senior Transportation

Catch-a-Ride (Johnson County): Door-to-door transportation service for seniors 60+ in Johnson County for medical appointments, grocery shopping, and essential errands.

Services Provided:

• Medical appointment transportation
• Grocery shopping and pharmacy trips
• Social service appointments
• Volunteer driver program

Eligibility:

• Age 60+ and Johnson County residency
• Unable to drive or use public transportation
• Suggested donation but service not refused for inability to pay

Apply: Johnson County or call (913) 715-8860

Sedgwick County Transportation: Non-emergency transportation for seniors and disabled adults throughout Sedgwick County.

Services Available:

• Medical appointment transportation
• Grocery shopping and pharmacy trips
• Social services and senior center visits
• Wheelchair accessible vehicles available

Scheduling:

• Monday through Friday, 8:00 AM to 4:30 PM
• 24-48 hours advance notice required
• $3-5 per trip depending on distance

Apply: Sedgwick County or call (316) 660-9496

Rural Transportation Challenges

Limited Rural Options: Most rural Kansas counties have no public transportation, creating significant barriers for seniors needing medical care, grocery shopping, and access to services.

Available Rural Transportation Solutions:

Kansas Rural Transit:

• Demand-response service in select rural counties
• Medical appointment priority scheduling
• Advance reservation required (24-48 hours)
• Limited geographic coverage and service days

Faith-Based Transportation:

• Many churches provide volunteer driver programs
• Coordination through local ministerial alliances
• Limited to congregation members in some cases
• Contact local churches about transportation ministries

Medical Transportation Networks:

• Some rural hospitals coordinate group transportation to urban medical centers
• Monthly scheduled trips to Wichita, Topeka, or Kansas City
• Advanced scheduling required through hospital social services

Solutions for Rural Transportation Needs:

• Coordinate multiple appointments in urban areas for single trips
• Explore volunteer driver programs through churches and community organizations
• Consider telemedicine for routine medical consultations
• Investigate prescription delivery options to reduce pharmacy trips
• Connect with neighbors for shared transportation arrangements

Rural Transportation Reality: The lack of public transportation in rural Kansas creates significant isolation for seniors who can no longer drive safely. Many counties have no transportation options beyond family networks. Weather can cancel transportation services for days at a time during winter storms or severe weather events.

---

Veteran Benefits

Kansas Commission on Veterans Affairs (KCVA)

State-Level Veteran Support: KCVA provides comprehensive assistance to help Kansas veterans access federal benefits and state-specific programs.

Primary Services for Senior Veterans:

• Assistance with VA disability compensation claims and appeals
• Help applying for VA pension benefits and Aid and Attendance program
• Healthcare enrollment and coordination with VA medical centers
• Burial benefits coordination and state veterans cemetery services
• Property tax exemptions for disabled veterans
• Emergency financial assistance programs

KCVA Regional Offices:

• Topeka (Main Office): Jayhawk Tower, 700 SW Jackson, Suite 701 – (785) 296-3976
• Wichita Office: 5500 E Kellogg Drive – (316) 682-1480
• Kansas City Office: 6021 Broadmoor – (913) 281-3308

Kansas Veterans Homes

State-Operated Long-Term Care: Kansas operates veterans’ homes providing nursing care, assisted living, and specialized care for veterans and their spouses.

Kansas Veterans Home Locations:

Kansas Veterans Home at Winfield:

• 220 beds for skilled nursing and assisted living
• Specialized Alzheimer’s and dementia care units
• Short-term rehabilitation services
• Contact: (620) 221-9470

Kansas Veterans Home at Fort Dodge:

• 180 beds for skilled nursing care
• Independent living cottages available
• Adult day services for community veterans
• Contact: (620) 227-2121

Admission Requirements:

• Honorable military discharge (veteran or spouse of veteran)
• Kansas residency preference but not required
• Medical assessment confirming appropriate level of care
• Financial assessment for payment determination

Costs and Payment Options:

• Private pay rates below comparable private facilities
• VA pension and Aid and Attendance benefits accepted
• KanCare (Medicaid) coverage for qualifying residents
• Long-term care insurance accepted

VA Aid and Attendance Pension

Enhanced Pension for Care Needs: Aid and Attendance provides additional monthly payments to veterans and surviving spouses who need help with daily activities.

2025 Maximum Monthly Benefits:

• Veteran without dependents: $1,936
• Veteran with one dependent: $2,266
• Surviving spouse: $1,244
• Married couple (both veterans): $2,846

Eligibility Requirements:

• Wartime veteran with at least 90 days active duty (one day during wartime period)
• Discharged under conditions other than dishonorable
• Net worth below $138,489 (includes all assets except home and reasonable vehicles)
• Need assistance with activities of daily living or homebound due to disability

Medical Eligibility Criteria (must meet one):

• Requires help with bathing, dressing, eating, or toileting daily
• Confined to home due to permanent disability
• Lives in assisted living or nursing home
• Has severe visual impairment (20/200 or worse)

Application Process:

1. Contact KCVA for free assistance with application process
2. Gather Required Documents:
   • Military discharge papers (DD-214 or equivalent)
   • Marriage and death certificates if applicable
   • Medical records documenting need for care assistance
   • Financial statements showing income and assets
3. Complete VA Form 21-527EZ with KCVA assistance
4. Submit Application with supporting documentation
5. Wait for Decision (typically 4-9 months processing time)
6. Receive Benefits backdated to date of application if approved

Aid and Attendance Reality: The application process is complex and many legitimate claims are initially denied due to paperwork errors. Working with KCVA counselors significantly improves approval chances. The income and asset limits are generous compared to other programs, but the medical criteria are strictly enforced. Benefits are tax-free and don’t count as income for other programs.

Supportive Services for Veteran Families (SSVF)

Housing Assistance for Veterans: SSVF helps low-income veteran families obtain and maintain stable housing to prevent or end homelessness.

Services Provided:

• Temporary financial assistance for rent, utilities, and security deposits
• Housing search and placement assistance
• Case management and supportive services
• Landlord mediation and legal assistance
• Connection to VA and community resources

Eligibility Requirements:

• Veteran status with any discharge other than dishonorable
• Income below 50% Area Median Income
• At risk of homelessness or currently homeless
• Kansas residency

Apply: Contact Salvation Army SSVF at (316) 219-9300

---

Legal Assistance Programs

Kansas Legal Services

Free Legal Services for Seniors: Kansas Legal Services provides legal assistance to low-income seniors on civil matters including housing, healthcare, benefits, and elder abuse cases.

Services for Seniors:

• Housing issues including evictions, unsafe conditions, and discrimination
• Public benefits appeals for Food Assistance, SSI, KanCare, and other programs
• Healthcare access problems and insurance disputes
• Elder abuse and financial exploitation cases
• Consumer protection and debt collection issues
• Medicare and Social Security problems

Eligibility Requirements:

• Income below 200% of federal poverty level ($2,640/month individual)
• Kansas residency required
• Priority given to seniors 60+ and disabled adults
• Legal problem must fall within civil law areas (not criminal matters)

Contact Information:

• Topeka Office: (785) 233-2068
• Wichita Office: (316) 265-9681
• Kansas City Office: (913) 621-0200
• Garden City Office: (620) 272-9291

Statewide Hotline: 1-800-723-6953

Kansas Department for Aging Long-Term Care Ombudsman

Advocacy for Nursing Home and Assisted Living Residents: The Long-Term Care Ombudsman investigates complaints and advocates for residents of nursing homes, assisted living facilities, and home care recipients.

Services Provided:

• Investigation of complaints about care quality and residents’ rights
• Mediation between residents/families and facility staff
• Education about residents’ rights and care options
• Advocacy for policy changes to improve care

Contact: KDADS Ombudsman – (877) 662-8362

Elder Abuse Reporting and Prevention

Adult Protective Services: Kansas Adult Protective Services investigates reports of abuse, neglect, and exploitation of vulnerable adults including seniors.

Types of Abuse Investigated:

• Physical abuse and neglect
• Financial exploitation and scams
• Sexual abuse
• Emotional abuse and intimidation
• Self-neglect in dangerous situations

Reporting:

• 24-Hour Hotline: 1-800-922-5330
• Online reporting: Available through Kansas DCF website
• Local APS offices: Contact information available through hotline

---

Regional Resources

Kansas Area Agencies on Aging Contact Directory

Kansas is divided into 11 Area Agency on Aging regions, each providing comprehensive services and coordination for seniors in their designated counties.

Standard Area Agency on Aging Services

Comprehensive Regional Support: Each Area Agency on Aging provides essential coordination and services for seniors in their designated regions, serving as the primary local resource for aging services.

Standard AAA Services:

• Information and Referral: Comprehensive database of local resources and assistance navigating available programs
• Senior Care Act Services: In-home services including homemaker, personal care, and chore services
• Meals Programs: Congregate meals at senior centers and home-delivered meals for homebound seniors
• Transportation: Medical appointment transportation and general senior transportation services
• Family Caregiver Support: Respite services, support groups, and caregiver training programs
• SHICK Counseling: Medicare counseling and insurance assistance
• Legal Assistance: Elder law services and legal referrals
• Health Promotion: Wellness programs, health screenings, and chronic disease management
• Senior Centers: Programming and activities at community senior centers

AAA Service Variations:

• Urban AAAs (Johnson County, Sedgwick County): More extensive services with shorter wait times
• Rural AAAs (Northwest, Southwest, North Central): Limited services with longer travel distances
• Mixed AAAs: Services vary by county within region based on population density

AAA Reality: Services and wait times vary significantly between regions and even counties within the same AAA. Urban counties typically have more comprehensive services, while rural counties may have limited options. All AAAs face funding constraints that limit service availability, and winter weather can disrupt services for weeks at a time.

---

Emergency Resources

Important Notice: Program details and eligibility requirements may change. Always verify current information with KDADS at (785) 296-4986 or the specific program contacts listed. This guide provides information for educational purposes only and is not affiliated with government programs.

Kansas Department for Aging and Disability Services (KDADS)

Central State Coordination: KDADS serves as Kansas’s primary agency for aging services, providing information, referrals, and program coordination statewide.

Services Provided:

• Comprehensive information about all available senior programs
• Help navigating complex application processes and eligibility requirements
• Coordination between different service providers and agencies
• Advocacy for seniors’ rights and needs throughout Kansas
• Policy development and program oversight for aging services

Contact Information:

• Main Office: (785) 296-4986
• Toll-Free: 1-800-432-3535
• Address: New England Building, 503 S Kansas Avenue, Topeka, KS 66603
• Email: info@kdads.ks.gov
• Website: kdads.ks.gov

Adult Protective Services (APS)

Elder Abuse Prevention and Response: APS investigates reports of abuse, neglect, and exploitation of vulnerable adults including seniors with disabilities or cognitive impairment.

Types of Abuse Investigated:

• Physical abuse including hitting, pushing, restraining, or inappropriate medication
• Financial exploitation and scams targeting seniors
• Sexual abuse and inappropriate sexual contact
• Emotional abuse including threats, intimidation, and isolation
• Neglect including failure to provide necessary care, food, or medical attention
• Self-neglect in situations where seniors cannot care for themselves safely

Reporting Elder Abuse:

• 24-Hour Hotline: 1-800-922-5330
• Online Reporting: Available through Kansas DCF website
• Local APS Offices: Contact information available through hotline
• Anonymous Reports: Accepted but may limit investigation capabilities

211 Kansas

Comprehensive Crisis Information: 211 provides 24/7 access to information about local resources for seniors facing any type of crisis or emergency need.

Available 24/7 for:

• Emergency food, shelter, and utility assistance programs
• Mental health crisis intervention and suicide prevention resources
• Healthcare resources and prescription assistance programs
• Transportation options for medical emergencies
• Legal assistance and advocacy resources
• Financial assistance and benefit application help

Contact Options:

• Phone: Simply dial 2-1-1 from any phone
• Online: 211kansas.org
• Text: Text your ZIP code to 898211 for local resources

Emergency Weather Resources

Seasonal Emergency Services: Kansas experiences extreme weather that can be life-threatening for seniors, particularly during winter blizzards and summer heat waves.

Winter Emergency Services:

• Warming Centers: Activated during blizzards and extreme cold warnings
• Emergency Heating Assistance: Available through LIEAP and utility companies
• Snow Removal Programs: Volunteer programs in many communities
• Wellness Check Programs: Coordinated through AAAs during storms

Summer Emergency Services:

• Cooling Centers: Activated when temperatures exceed 100°F
• Emergency Cooling Assistance: Available for seniors with medical conditions
• Hydration Programs: Free water distribution in some communities

Finding Emergency Services:

• Kansas Division of Emergency Management: (785) 274-1409
• Local emergency management coordinators in each county
• American Red Cross Kansas: (316) 219-4000
• Local weather alerts through emergency broadcast systems

Crisis Mental Health Services

24-Hour Mental Health Support: Kansas provides crisis mental health services specifically designed to help seniors dealing with depression, anxiety, suicidal thoughts, and other mental health emergencies.

Services Available:

• Crisis counseling and suicide prevention
• Emergency mental health assessments
• Coordination with medical emergency services
• Family crisis intervention and support
• Referrals to ongoing mental health services

Crisis Contacts:

• National Suicide Prevention Lifeline: 988
• Kansas Crisis Hotline: 1-888-582-3785
• Crisis Text Line: Text HOME to 741741

---

Application Success Strategies

Essential Documentation for Kansas Programs

Universal Documents Needed for Most Applications:

• Kansas driver’s license or state-issued ID card
• Social Security card and current Social Security award letter
• Birth certificate or U.S. passport for citizenship verification
• Proof of Kansas residency (utility bills, lease agreement, voter registration)
• Bank statements from all accounts (past 3 months)
• Income verification from all sources (Social Security, pensions, part-time work)

Program-Specific Documentation Requirements:

For Homestead Refund:

• Previous year’s property tax statement (homeowners)
• Rent receipts for entire year (renters)
• Income documentation for all household members
• Copy of filed Kansas tax return if required to file

For Frail Elderly Waiver:

• Complete medical records from all treating physicians
• Current medication list with dosages and prescribing doctors
• Documentation of daily care needs (physician assessment or hospital discharge planning)
• Insurance cards (Medicare, KanCare, private insurance)
• Power of attorney documents if applicable

For Housing Programs:

• Rental history with landlord contact information
• Credit report (free annual copy from annualcreditreport.com)
• Employment history for past 2 years
• Current lease agreement if renting
• Proof of housing crisis if applying for emergency assistance

For LIEAP/Utility Assistance:

• Recent utility bills showing account numbers and current balances
• Shut-off notices if services have been disconnected
• Lease agreement if renter (to show responsibility for utilities)
• Medical documentation if applying for priority processing

Navigating Rural Application Challenges

Special Considerations for Rural Kansas Seniors:

Distance and Transportation Barriers:

• Many rural seniors live 50+ miles from Area Agency on Aging offices
• Plan trips to combine multiple appointments in the same town
• Contact your local AAA for transportation assistance or home visits
• Ask if applications can be completed by phone or mail
• Consider using county offices (health department, extension office) as meeting points

Internet and Technology Barriers:

• Many rural areas lack reliable high-speed internet service
• Apply at libraries, senior centers, or community colleges with internet access
• Ask family members, friends, or neighbors to help with online applications
• Contact agencies by phone rather than online when possible – most prefer phone contact

Service Provider Limitations:

• Rural areas may have fewer approved service providers for programs like FE Waiver
• Wait times for services may be longer than in urban areas
• Be prepared to travel farther for specialized services or assessments
• Ask about mobile services that come to rural areas periodically

Weather-Related Challenges:

• Winter storms can delay appointments and application processing
• Have backup communication methods during severe weather
• Keep extra medication and supplies during storm seasons
• Know locations of emergency warming centers in your area

Recommended Application Timeline and Strategy

Strategic Application Sequence for Maximum Benefit:

Immediate Priority (Apply First):

1. Homestead Refund – Must apply by April 15th deadline, provides largest annual cash benefit
2. SAFE Senior Refund – Same April 15th deadline, additional property tax relief
3. Food Assistance – Apply immediately if food insecure, benefits begin quickly

Short-Term Priority (Apply Within 30 Days): 4. LIEAP – Apply early in December when applications open, funding limited 5. KanCare – Essential for healthcare coverage and access to other programs 6. SHICK Medicare counseling – Important during Open Enrollment period (Oct 15 – Dec 7)

Long-Term Planning (Apply When Ready): 7. Frail Elderly Waiver – Long wait times, apply early if care needs anticipated 8. Senior Care Act services – Moderate wait times, good bridge while waiting for FE Waiver 9. Housing assistance – Various wait times, get on lists even if not immediate need

Managing Multiple Applications Effectively:

• Use the same documentation package for multiple programs when possible
• Keep detailed notes on application dates, contact persons, and case numbers
• Set calendar reminders for renewal dates and recertification requirements
• Request written confirmation receipts for all submitted applications
• Create a filing system to track correspondence from each program

Getting Help with Applications

Free Application Assistance Available Throughout Kansas:

Area Agencies on Aging:

• Provide free, comprehensive assistance with applications for all senior programs
• Staff trained in program requirements and common application problems
• Can advocate for seniors during application and appeals processes
• Home visits available for homebound seniors in many areas

Senior Centers:

• Often have trained volunteers or staff to assist with applications
• Provide computer access and internet for online applications
• May host special application assistance events during tax season
• Social workers available at many centers

Kansas Legal Services:

• Specializes in complex cases and appeals for denied applications
• Helps with benefit calculation errors and program disputes
• Provides representation for hearings and appeals
• Priority for seniors facing immediate loss of benefits

Community Health Centers:

• Social workers and case managers assist with benefit applications
• Particularly helpful for healthcare-related programs
• May provide transportation to application appointments
• Can coordinate multiple services and applications

KCVA (for Veterans):

• Free assistance with all veteran benefit applications
• Experienced with complex VA paperwork and requirements
• Can help maximize benefit amounts through proper applications
• Provides ongoing support throughout appeals processes

When to Seek Professional Help:

• Multiple application denials for programs you believe you qualify for
• Complex family situations (caring for disabled spouse, multiple income sources)
• Language barriers or difficulty understanding written materials
• Appeals processes for denied benefits
• Suspected errors in benefit calculations or eligibility determinations

---

Avoiding Scams

Kansas-Specific Senior Scams

Kansas seniors face particular vulnerability to certain types of scams due to the state’s demographics, rural isolation, and agricultural heritage.

Property Tax “Services” Scams: Given the importance of Kansas’s Homestead Refund program, scammers charge seniors fees to help apply for benefits that are available for free through the Kansas Department of Revenue and Area Agencies on Aging. These companies often charge $300-600 for services that should cost nothing and can be completed with free assistance.

Utility Impostor Scams: Scammers impersonate Evergy, Kansas Gas Service, or rural electric cooperatives, claiming seniors’ power will be disconnected unless immediate payment is made via gift cards or wire transfers. This is particularly effective during Kansas’s harsh winters when seniors fear losing heat, or during summer heat waves.

Agricultural Investment Scams: Kansas seniors with farming backgrounds may be targeted by fake agricultural commodity investments, equipment rental scams, or land investment schemes that exploit their familiarity with farming operations. Scammers may claim to offer “guaranteed returns” on grain futures or livestock investments.

Medicare Advantage Marketing Scams: Rural Kansas seniors are often targeted by aggressive Medicare marketing during Open Enrollment. Scammers use high-pressure tactics, promising benefits that don’t exist or failing to disclose plan limitations that particularly affect rural areas with limited provider networks.

Government Benefits Scams: Companies charge large upfront fees to help seniors apply for benefits that are available for free through legitimate agencies. These scams often target Frail Elderly Waiver applications, promising to “expedite” applications for fees of $1,500-3,000.

Red Flags: How to Spot Scams

Warning Signs That Should Raise Immediate Concern:

Financial Red Flags:

• Upfront fees required for government benefit applications (legitimate programs never charge application fees)
• Guaranteed benefit approval before reviewing eligibility requirements
• Pressure to pay immediately via gift cards, wire transfers, or cryptocurrency
• Requests for Social Security numbers, bank account information, or Medicare numbers over the phone
• Claims that you’ve won money or prizes you never entered to win

Behavioral Red Flags:

• High-pressure tactics demanding immediate decisions without time to review or consult family
• Refusal to provide written information or contracts before payment
• Claims that the “deal” is only available today or for a limited time
• Discouraging you from consulting with family, friends, or professional advisors
• Contacting you repeatedly after you’ve said no or asked to be removed from lists

Kansas-Specific Warning Signs:

• Claims about “new Kansas property tax credits” that require upfront fees
• Offers to help with Homestead Refunds for a fee (this is always free)
• Unsolicited calls about “emergency heating assistance” requiring immediate payment
• Offers of “guaranteed” agricultural investments with unusually high returns

Protecting Yourself from Scams

Verification Steps Before Making Any Decisions:

For Tax-Related Calls:

1. Hang up and call the Kansas Department of Revenue directly at (785) 368-8222
2. Remember that legitimate tax agencies send written notices before taking action
3. Never give bank account or Social Security numbers to unsolicited callers
4. Verify any tax credit information through the official Kansas.gov website

For Utility-Related Calls:

1. Hang up and call your utility company directly using the number on your bill
2. Ask for your account status and any outstanding balances
3. Remember that utility companies send written notices before disconnection
4. Legitimate utility companies accept normal payment methods, never gift cards

For Medicare-Related Calls:

1. Hang up and call Medicare directly at 1-800-MEDICARE (1-800-633-4227)
2. Verify any Medicare communications by calling the number on your Medicare card
3. Contact SHICK at 1-800-860-5260 for free, unbiased advice
4. Remember that Medicare will never call you unless you called them first

For Government Benefit Offers:

1. Contact your Area Agency on Aging to verify any benefit programs
2. Remember that legitimate government programs never charge application fees
3. Be suspicious of anyone who contacts you about benefits you didn’t apply for
4. Verify all benefit information through official KDADS website

Safe Practices for Kansas Seniors

Protecting Personal Information:

• Never provide Social Security, Medicare, or bank account numbers to unsolicited callers
• Shred all documents containing personal information before disposal
• Review bank and credit card statements monthly for unauthorized charges
• Consider freezing your credit reports to prevent identity theft
• Be cautious about sharing personal information on social media

Making Financial Decisions:

• Take time to review all contracts and offers with trusted family or friends
• Never make large financial decisions under pressure or time constraints
• Get all service agreements and promises in writing before paying anything
• Research companies through Better Business Bureau before doing business
• Consider involving adult children or trusted advisors in major financial decisions

Staying Connected:

• Maintain regular contact with family and friends who can help spot scam attempts
• Participate in senior center activities where staff can provide scam education
• Consider setting up automatic bill pay to reduce phone contact with utilities
• Keep emergency contact numbers readily available for verification calls

Reporting Scams and Getting Help

If You’ve Been Scammed:

1. Stop all contact with the scammer immediately
2. Contact your bank if you provided financial information or made payments
3. Report to authorities using the contact information below
4. Document everything including phone numbers, names, and exactly what happened
5. Alert family and friends to prevent them from falling for similar scams

Kansas Scam Reporting Resources:

• Kansas Attorney General’s Office: (785) 296-3751
• Federal Trade Commission: ReportFraud.ftc.gov or 1-877-FTC-HELP
• FBI Internet Crime Complaint Center: ic3.gov
• Better Business Bureau Scam Tracker: bbb.org/scamtracker

Getting Help After a Scam:

• Kansas Legal Services: Free legal assistance for scam victims – 1-800-723-6953
• Area Agency on Aging: Emotional support and resource connections
• 211 Kansas: Information about recovery resources – 2-1-1

---

Frequently Asked Questions

Q: What’s the difference between the Homestead Refund and the SAFE Senior Refund? A: The Homestead Refund is Kansas’s general property tax relief program for low-income seniors, providing up to $700 annually based on property taxes paid. The SAFE Senior Refund is an additional program that provides up to $1,000 for seniors who make qualifying home safety modifications. You can apply for both programs if you meet the eligibility requirements, and both have the same April 15th deadline.

Q: How long will I wait for the Frail Elderly Waiver in Kansas? A: Wait times vary significantly by location and current demand. Urban areas like Wichita and Topeka typically have 6-12 month waits, while rural counties may have wait times of 18 months to 2+ years. Priority is given to seniors at immediate risk of nursing home placement. The best strategy is to apply early and use Senior Care Act services while waiting.

Q: Can I get both Food Assistance and CSFP at the same time? A: Yes, you can receive both Food Assistance (SNAP) and CSFP simultaneously. CSFP provides monthly food boxes with basic staples, while Food Assistance provides an EBT card for purchasing groceries. The programs complement each other and receiving one doesn’t disqualify you from the other.

Q: I live in rural Kansas without internet access. How can I apply for the Homestead Refund online? A: You don’t need internet access to apply for the Homestead Refund. You can obtain paper Form K-40H from your county treasurer’s office, any Kansas Department of Revenue office, or by calling (785) 368-8222. Your local Area Agency on Aging can also help you complete applications, and many have staff who can assist with online applications if needed.

Q: I was denied for KanCare but think I should qualify. What can I do? A: You have the right to appeal any KanCare denial. Contact the KanCare Clearinghouse at 1-800-792-4884 within 30 days to request an appeal. Common reasons for denial include counting income incorrectly or not accounting for medical expenses. Kansas Legal Services can help with appeals at 1-800-723-6953.

Q: What should I do if I can’t afford to heat my home this winter? A: Apply for LIEAP immediately by contacting your local Community Service Provider – applications are accepted December 1 through March 31, but funding runs out early. Crisis assistance is available year-round for emergencies. Contact your utility company about budget billing and customer assistance programs. Consider the Weatherization Assistance Program for long-term energy efficiency improvements.

Q: Are there special programs for seniors in rural Kansas counties? A: While most programs are statewide, rural seniors face unique challenges. Your Area Agency on Aging coordinates services specifically for rural areas, including mobile services and volunteer transportation programs. Some counties have additional local programs – contact your AAA to learn about county-specific resources. The Northwest and Southwest AAAs cover the largest geographic areas and have specialized rural outreach.

Q: I’m 67 and still working part-time. Can I still qualify for senior programs? A: Yes, many programs have no work restrictions for seniors. Food Assistance and LIEAP count work income in eligibility calculations but don’t require you to stop working. The Homestead Refund counts all income including work earnings. SSI has work incentives that may allow some income. Each program has different rules, so check individually or ask your Area Agency on Aging.

Q: How can I get help with prescription drug costs in Kansas? A: Several options exist: Medicare Part D if you’re Medicare-eligible, Medicare Savings Programs to help with premiums, pharmaceutical company patient assistance programs, and the 340B Drug Pricing Program at community health centers. SHICK counselors at 1-800-860-5260 can help compare prescription drug plans during Open Enrollment (October 15 – December 7).

Q: I’m a veteran. Are there additional programs for senior veterans in Kansas? A: Yes, veterans may qualify for both regular senior programs and veteran-specific benefits. Key programs include VA Aid and Attendance pension (up to $1,936/month), Kansas Veterans Homes for long-term care, property tax exemptions, and emergency financial assistance. Contact KCVA at (785) 296-3976 for free assistance with veteran benefit applications.

Q: How do I find a doctor who accepts KanCare? A: Contact your KanCare managed care organization (Aetna, Sunflower, or United Healthcare) for a current provider directory. Community health centers often accept KanCare and may have shorter wait times than private practice physicians. You can also search online provider directories through the KanCare website. Rural areas may have limited KanCare providers, requiring travel to larger cities.

Q: What if I need help understanding all these programs and don’t know where to start? A: Contact your local Area Agency on Aging – they provide free, personalized assistance to help you understand which programs you might qualify for and help you apply. You can find your AAA in the Regional Resources section or call KDADS at (785) 296-4986. They’ll assess your situation and prioritize applications based on your most urgent needs.

Q: My heating bills are over $400/month in winter. What programs can help? A: LIEAP provides $300-800 annually for heating costs and should be your first application (December 1 – March 31). The Weatherization Assistance Program can permanently reduce energy costs through insulation and efficiency improvements. Your utility company may offer budget billing to spread costs evenly year-round, and most have customer assistance programs. Combine multiple programs for maximum help.

---

Quick Contact Directory

Emergency Senior Help: Kansas Department for Aging and Disability Services – (785) 296-4986 Tax Refunds: Kansas Department of Revenue – (785) 368-8222 FE Waiver/KanCare: KanCare Clearinghouse – 1-800-792-4884 Food Assistance: Kansas DCF – 1-888-369-4777 Utility Assistance: Contact your local Community Service Provider Housing Help: Kansas Housing Resources Corporation – (785) 217-2001 Veterans Services: Kansas Commission on Veterans Affairs – (785) 296-3976 Medicare Help: SHICK – 1-800-860-5260 Elder Abuse Reporting: Adult Protective Services – 1-800-922-5330 Crisis/Emergency: 211 Kansas – Dial 2-1-1 Legal Aid: Kansas Legal Services – 1-800-723-6953

---

Stay Updated: Kansas’s rural senior population faces unique challenges that evolve with weather patterns, agricultural economics, and funding availability. Bookmark this guide and check back quarterly for updates on program availability and requirement changes. Subscribe to our senior benefits newsletter for Kansas-specific updates.

Share This Guide:

• Share on Facebook
• Share on Twitter
• Email This Guide

For personalized guidance navigating Kansas’s senior services landscape, contact your local Area Agency on Aging or KDADS at (785) 296-4986. Trained specialists understand Kansas’s unique rural challenges and extreme weather impacts, and can help you access available programs in your area.

Program Disclaimer: Program details may change. Verify current information with KDADS (785) 296-4986 or listed program contacts. Grant amounts and eligibility requirements are subject to change based on funding availability. This information is current as of June 2025. Grantsforseniors.org is not affiliated with government programs and provides information for educational purposes only.