How to Afford Assisted Living

Assisted living costs between $4,500 and $6,000 a month on average. Medicare does not cover most of it. That surprises most families — but there is real help available if you know where to look. Medicaid covers assisted living in most states through a waiver program. Veterans may qualify for VA Aid and Attendance, which pays up to $2,300 a month. Some states have their own programs that help cover the gap. These guides break down every option, what the income limits are, and how to apply. If you are not sure which program to try first, start with your state and look at the Medicaid section first.