Grants for Seniors in Winston-Salem

Grants and Assistance for Seniors in Winston-Salem, North Carolina (2026 Guide)

Last updated:

Key takeaways

  • Start local: Forsyth County Department of Social Services (DSS), the Piedmont Triad Regional Council Area Agency on Aging, and NC 211 can connect you to most programs in Winston‑Salem and Forsyth County.
  • Energy help has two tracks: seasonal LIEAP (one-time heating payment) and emergency Crisis Intervention Program (CIP) for heating or cooling crises. Apply early—funds run out.
  • Home repair and accessibility help is available through the NC Housing Finance Agency’s Urgent Repair Program, Weatherization Assistance, USDA Section 504 (rural), and trusted nonprofits. Many have waitlists—get on lists now.
  • Free Medicare counseling from SHIIP can lower your costs and help you avoid late penalties and scams.
  • Affordable housing and Section 8 waitlists can be long. Apply to multiple authorities, and ask 211 about emergency rental funds from local nonprofits like Crisis Control Ministry.
  • Keep documents ready: photo ID, Social Security number, proof of income/resources, lease or mortgage, utility bills, medical documentation.

If you need emergency help

  • Life-threatening emergencies: Call 911.
  • Mental health crisis or suicidal thoughts: Call or text 988 (24/7) via the 988 Suicide & Crisis Lifeline.
  • Elder abuse, neglect, or exploitation: If immediate danger, call 911. Otherwise, contact Forsyth County DSS Adult Protective Services (APS). You can locate APS via the state directory at the NC DHHS Adult Protective Services page.
  • Disaster updates and shelters: See ReadyNC (North Carolina Emergency Management).
  • Not sure where to start: Dial NC 211 (2‑1‑1 or 888‑892‑1162) or visit the NC 211 website for local food, housing, healthcare, and transportation help.

Quick emergency contacts (Winston‑Salem/Forsyth County)

Need Who to contact Phone Learn more
Immediate danger 911 911
Mental health crisis 988 Suicide & Crisis Lifeline 988 988 Lifeline
Elder abuse/neglect Forsyth County DSS Adult Protective Services See county directory NC DHHS – Adult Protective Services
Find local help fast NC 211 (United Way) 2‑1‑1 or 888‑892‑1162 NC 211
Disaster & shelters ReadyNC ReadyNC

Reality check: Emergency funds and beds are limited. If you have a disconnect or eviction notice, bring it when you apply—many programs prioritize households with documented emergencies.


How to use this guide

  • This guide focuses on Winston‑Salem and Forsyth County with links to reliable local and state resources.
  • Each section explains what programs do, who qualifies, and how to apply—all using official sources.
  • Keep a folder with your ID, Social Security number, proof of income/resources, lease or mortgage, utility bills, and medical documentation. You will reuse these with many programs.

Official data note: In North Carolina, about 1.9 million people are age 65+ (17.7% of the population), and roughly 10.9% live below the federal poverty level (American Community Survey 2023, Table S0103). Source: U.S. Census Bureau – ACS S0103 (North Carolina).


Get personalized help in Winston‑Salem

  • Area Agency on Aging (AAA): Forsyth County is served by the Piedmont Triad Regional Council AAA, which connects older adults to meals, transportation, caregiver help, and case management. Find them via the NC DHHS – Area Agencies on Aging directory.
  • Forsyth County DSS: Apply for Medicaid, Food and Nutrition Services (SNAP), Special Assistance, LIEAP/CIP energy help, and more. Use the state directory to find local contact info: NC DHHS – Local DSS Directory.
  • NC 211: One call for local housing, food, utility, and transportation help: NC 211.
  • SHIIP (Medicare counseling): Free, unbiased help choosing Medicare plans and checking savings programs: SHIIP – NC Department of Insurance, phone 855‑408‑1212.

Programs by need (quick start)

Your need Start here Highlights
Lower Medicare costs / pick a plan SHIIP – Medicare counseling Free, unbiased guidance; screens for Medicare Savings Programs and Extra Help
Help paying for heat/cooling LIEAP and CIP LIEAP is seasonal; CIP is for heating/cooling emergencies
Rent help or affordable apartments Housing Authority of Winston‑Salem (HAWS) and multiple PHAs Apply to multiple waitlists; consider public housing and nonprofit affordable apartments
Home repairs / accessibility NCHFA Urgent Repair Program, Weatherization Assistance Urgent fixes, ramps, energy savings; funds are limited
In‑home care to avoid facility placement NC Medicaid PCS, CAP/DA, PACE in NC Personal care help, case management, team‑based care
Food SNAP (FNS), Senior Services Meals on Wheels EBT for groceries; free congregate/home‑delivered meals
Phone/internet discount Lifeline (USAC) Monthly discount on phone or internet service
Property taxes NC Property Tax Relief programs Homestead Exclusion, Circuit Breaker, Disabled Veteran’s Exclusion

Money and immediate basic needs

Supplemental Security Income (SSI)

  • What it is: A monthly federal benefit for people 65+ or disabled with limited income and resources.
  • Why it matters: SSI may unlock other benefits (like Medicaid and SNAP).
  • How to apply: Through the Social Security Administration. Learn more and apply at the SSA – SSI page.

State/County Special Assistance (SA) and Special Assistance In‑Home (SA/IH)

Local emergency help (rent, utilities, pharmacy)

Reality check: Funds are limited and often require proof of hardship (eviction, utility disconnection, doctor’s note). Bring documents.


Housing and rent assistance (Winston‑Salem focus)

Housing Choice Voucher (Section 8) and Public Housing

  • What it is: Federal rent subsidies (vouchers) or income-based apartments administered by local Public Housing Agencies (PHAs).
  • Local agency: Housing Authority of the City of Winston‑Salem (HAWS). See HAWS for programs and waitlist status.
  • Tip: Apply to multiple PHAs in the region to improve your odds. Find contacts at HUD – PHA Contacts for North Carolina.

Reality check: Waitlists can be long or closed. Keep your contact info updated and respond promptly to mail from the housing authority.

Adult Care Homes (Assisted Living)

  • What they offer: Help with bathing, dressing, meals, and supervision, for those not needing nursing home care.
  • Paying for it: Some residents qualify for State/County Special Assistance. Learn more: NC Medicaid – Adult Care Homes.

Property tax relief for homeowners 65+

Apply through Forsyth County Tax Administration (typically by June 1 each year). State programs include:

Program Who it helps What it does Learn more
Elderly/Disabled Homestead Exclusion (G.S. 105‑277.1) Age 65+ or totally & permanently disabled with income under the annual limit Excludes part of your home’s appraised value from taxation NC DOR – Property Tax Relief
Homestead Circuit Breaker Deferment (G.S. 105‑277.1B) Age 65+ or disabled with income under the limit Limits current taxes to a percent of income; defers the rest (lien recorded) NC DOR – Circuit Breaker
Disabled Veteran’s Homestead Exclusion (G.S. 105‑277.1C) Honorably discharged disabled veterans or unmarried surviving spouses Excludes part of the home’s value regardless of income NC DOR – Disabled Veterans

Local office: Forsyth County Tax Administration. Start at Forsyth County – Tax for forms and deadlines.


Home repairs, safety, and accessibility

Program Typical help Who qualifies Where to apply
NCHFA Urgent Repair Program (URP) Health/safety fixes (e.g., failing heat, unsafe floors, septic) Income limits; seniors prioritized NCHFA – URP
NCHFA Essential Single‑Family Rehabilitation (ESFR) Major rehab to make the home safe Generally ≤80% AMI; owner‑occupied NCHFA – ESFR
NC DHHS Home Improvement for Older Adults Minor repairs, ramps, grab bars, security Age 60+; income-based NC DHHS – Housing & Home Improvement (see local providers)
Weatherization Assistance Program (WAP) Insulation, air sealing, HVAC tune-ups Income-based NC DEQ – Weatherization Assistance
USDA Section 504 (Rural) Grants (62+) and low-interest loans to remove hazards Rural areas; owner-occupied USDA – Section 504 (NC)
Rebuilding Together of the Triad (nonprofit) Critical repairs, accessibility modifications Low-income homeowners Rebuilding Together of the Triad

Reality check: Local partners open applications in cycles and close once funds are used. Join interest lists and call back each season.

Tip: Ask about accessibility modifications (ramps, bathroom changes) alongside any repair request.


Utilities, energy, and phone/internet

Low-Income Energy Assistance Program (LIEAP)

  • What it is: A one-time seasonal payment sent to your heating vendor (oil, gas, electric).
  • Seniors often get an early application window.
  • Learn more: NC DHHS – LIEAP. Apply through Forsyth County DSS.

Crisis Intervention Program (CIP)

  • What it is: Emergency help during a heating or cooling crisis (e.g., disconnect notice, unsafe indoor temps).
  • Apply via Forsyth County DSS. Program details: NC DHHS – CIP.

Utility company assistance

Tip: Ask your utility to add a trusted contact for shutoff notices and to set up a payment plan before you fall behind.

Lifeline phone/internet discount

  • What it does: Up to $9.25/month off phone or internet service (more on certain Tribal lands).
  • Apply and verify providers at Lifeline (USAC). NC info: NC DHHS – Lifeline & Link programs.
  • Important: The Affordable Connectivity Program (ACP) stopped most benefits in 2024 unless Congress renews it. Check FCC – ACP status and ask providers about low‑cost plans (e.g., Spectrum Internet Assist).

Health coverage, care, and supports

Need Program What it does Where to start
Medicare choices & savings SHIIP Free plan counseling; checks for Medicare Savings Programs and Extra Help SHIIP – NC DOI
Help with Medicare costs QMB, SLMB, QI Pay Part B premium and/or cost-sharing for eligible seniors Apply via Forsyth County DSS
Full Medicaid (ABD) NC Medicaid Coverage for low-income seniors; may pay Medicare premiums NC Medicaid – Beneficiaries / NC ePass
In‑home supports Personal Care Services (PCS), CAP/DA waiver Help with bathing, dressing, mobility; case management to avoid nursing homes PCS, CAP/DA
Team-based, all‑inclusive care PACE Adult day health, primary care, therapies, transport for those meeting nursing home level of care PACE in North Carolina
Medical rides Medicaid NEMT Free rides to covered appointments for Medicaid members Contact Forsyth County DSS
Low/no-cost clinics Free & FQHC clinics Primary care, pharmacy, some dental/vision NCAFCC clinic directory / HRSA Health Center Finder

Local examples:

Dental care

Tip: Dental waitlists can be long. If you’re in pain, ask about emergency slots and cancellation lists.

Vision, hearing, and assistive technology

  • Try before you buy: The NC Assistive Technology Program loans devices, offers demos, and runs reuse programs for mobility, hearing, and vision needs. Learn more at the NC Assistive Technology Program.

Food and nutrition

Tip: If SNAP is pending, ask your local pantry about immediate help and check whether Senior Services can add you to a meals route.


Transportation and getting around (Winston‑Salem)

Option Who it serves How it works Learn more
Winston‑Salem Transit Authority (WSTA) General public bus service Fixed routes across the city WSTA – Winston‑Salem Transit
Trans‑Aid (WSTA) Seniors and people with disabilities Door‑to‑door or curb‑to‑curb paratransit (eligibility required) WSTA – Trans‑Aid
Medicaid Non‑Emergency Medical Transportation (NEMT) Medicaid members Schedule rides through Forsyth County DSS; trips to covered care NC Medicaid – Transportation
EDTAP (Elderly & Disabled Transportation Assistance Program) Seniors, county administered Demand‑response rides for medical, shopping, senior center trips (varies by county) Ask your AAA via NC AAAs directory
Find My Ride NC Anyone planning trips Statewide trip planner for transit/paratransit/volunteer rides Find My Ride NC

Reality check: Most ride programs must be booked in advance and have no‑show policies. Ask about eligibility and trip limits.


Work, money management, and taxes


Legal help and long‑term care advocacy

  • Legal Aid of North Carolina – Senior Law Project provides free civil legal help for eligible seniors (healthcare coverage, housing, consumer issues, benefits, advance directives). Learn more: Legal Aid of NC – Seniors.
  • Long‑Term Care Ombudsman advocates for residents in nursing homes and adult care homes. Learn more: NC DHHS – Long‑Term Care Ombudsman.

Inclusive supports: veterans, LGBTQ+, disability, tribal members, rural seniors

Veteran seniors

LGBTQ+ seniors

  • SAGE National LGBTQ+ Elder Hotline (24/7): 877‑360‑LGBT (5428). Learn more at SAGE USA.
  • For local inclusive services and social groups, call NC 211 and ask for LGBTQ‑affirming providers. You can also ask SHIIP for an LGBTQ‑friendly counselor.

Seniors with disabilities

Tribal members

  • Title VI Native American aging programs may offer congregate meals, home‑delivered meals, transportation, and case management for elders. Learn more at the ACL – Older Indians, Alaska Natives & Native Hawaiians.
  • The Indian Health Service (Nashville Area) supports tribes in North Carolina. If you are a member living in Winston‑Salem, ask your tribal office for elder services and benefits coordination.

Rural seniors in Forsyth County and nearby

  • Home repairs: USDA Section 504 grants (for 62+) and loans can be critical where contractors are scarce. See USDA Section 504 (NC).
  • Healthcare access: Use the HRSA Health Center Finder for clinics with sliding fees and telehealth.
  • Internet/phone: Lifeline can reduce costs. Ask providers about low‑cost internet plans if ACP is unavailable.

Frequently asked questions (FAQs)

What should I do first if I can’t pay my electric bill?

If you’re in crisis (disconnect notice, unsafe indoor temperature), apply for the Crisis Intervention Program (CIP) at Forsyth County DSS. For seasonal help, apply early for LIEAP. Learn more: NC DHHS – Energy Assistance programs (CIP & LIEAP).

The Section 8 waitlist is closed. What now?

Apply to multiple PHAs in nearby cities and counties (some lists open while others close). Consider public housing and nonprofit affordable housing as well. Ask NC 211 about emergency rental help from local agencies like Crisis Control Ministry. PHA contacts: HUD – North Carolina PHAs.

Can I get help to stay at home instead of moving to a facility?

Yes. Ask DSS or your healthcare provider about Medicaid Personal Care Services (PCS), the CAP/DA waiver, and PACE. If you don’t qualify for Medicaid, your AAA can check for locally funded in‑home help (often waitlisted). Programs: PCS, CAP/DA, PACE in NC.

Are there programs to fix unsafe floors or add a ramp?

Yes. Look at the NCHFA Urgent Repair Program and Essential Single‑Family Rehabilitation, Weatherization Assistance, USDA Section 504 (for rural owner‑occupants 62+), and Rebuilding Together of the Triad. Details at NCHFA – URP, NCHFA – ESFR, NC DEQ – Weatherization, USDA 504, and Rebuilding Together of the Triad.

How can I lower my Medicare costs?

SHIIP counselors can screen you for Medicare Savings Programs (QMB, SLMB, QI) that can pay some or all of your Part B premium and reduce cost‑sharing. They can also help you check drug plan Extra Help. Contact SHIIP or call 855‑408‑1212.

Where can I find free or low‑cost dental care nearby?

Start with the Dental Lifeline Network – North Carolina and statewide free clinics like NC Missions of Mercy. The NCAFCC clinic directory lists local clinics, including those with dental services.

Do seniors in Winston‑Salem get help with property taxes?

Yes, North Carolina offers Homestead Exclusion, Circuit Breaker, and Disabled Veteran’s Exclusion programs. Apply through Forsyth County Tax Administration. State details: NC DOR – Property Tax Relief programs. Local office: Forsyth County – Tax.

Who can help me avoid Medicare and consumer scams?

For Medicare scams and plan marketing problems, contact SHIIP. For other consumer issues (contractor scams, fake charities, phone fraud), see NC DOJ – Consumer Protection. Report suspicious activity promptly.

I need rides to the doctor. What are my options?

If you have Medicaid, call Forsyth County DSS for Non‑Emergency Medical Transportation (NEMT). For paratransit within Winston‑Salem, see WSTA – Trans‑Aid. For other options, use Find My Ride NC or ask your AAA.


Resources by region (Winston‑Salem/Forsyth County)


Who to call first (by topic)

Topic Best first call Alternate
Unsure where to start NC 211 Your AAA (see AAA directory)
Medicare costs & plans SHIIP – 855‑408‑1212 Your AAA
Medicaid, SNAP, LIEAP/CIP Forsyth County DSS (see local DSS directory) NC ePass (online)
Home repairs & safety NCHFA URP/ESFR NC DEQ – Weatherization
Transportation Find My Ride NC WSTA/Trans‑Aid
Veteran benefits Forsyth County Veterans Services NC DMVA
Legal issues Legal Aid of NC – Seniors Long‑Term Care Ombudsman (facility issues)

Reality checks, warnings, and tips

  • Expect waitlists: Housing vouchers, repairs, and some in‑home care programs often have long waits. Apply early and re‑confirm your place each season.
  • Keep records: Save copies of applications, letters, and the names/dates of staff you spoke with. It speeds up follow‑ups and appeals.
  • Never pay to apply: Legitimate benefit programs don’t charge application fees. If someone promises faster approval for money, it’s a red flag.
  • Re‑evaluate yearly: Medicare plans, property tax relief, and energy programs often require annual action. Put reminders on your calendar.
  • Ask for reasonable accommodations: Agencies can help you complete forms, provide interpreters, and offer alternative formats if you have a disability.

Sources (official links)


Disclaimer

We work to keep this guide accurate and up to date, but programs can change, close, or pause funding. Always confirm details with the official agency or program link provided here. We are not an agency; we compile information to help you find support.


About this guide

by the GrantsForSeniors.org Editorial Team

The GrantsForSeniors.org editorial team has been building benefit and assistance resources for seniors nationwide since 2020. We research programs across all 50 states by reviewing government websites, checking agency updates, and gathering information from available sources.

Our Commitment to You:

  • Experience & Expertise: The information in this guide is compiled and reviewed by a team with experience in senior services and financial aid programs. We are committed to sharing our knowledge to help you find the support you need.
  • Authority & Trust: We rely on verified sources, including government agencies, non-profit organizations, and official program websites, to ensure the accuracy of our content. Our goal is to be a trusted authority you can rely on for credible information.
  • Clarity & Accessibility: We understand that seeking financial assistance can be challenging. This guide is designed to be clear and easy to understand, breaking down complex topics into actionable steps.

While we work hard to provide the most accurate information available, please note that program details and eligibility requirements can change. We recommend always checking with the official program source or agency website for the most current information, as we are not official agencies but rather compile available information.

  • Last Updated: August 2025
  • Sources Verified: August 2025
  • Next Review: February 2026

If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. We’re here to help seniors find resources that can make a real difference in their daily lives.

About the Authors

Analic Mata-Murray

Analic Mata-Murray

Managing Editor

Analic Mata-Murray holds a Communications degree with a focus on Journalism and Advertising from Universidad Católica Andrés Bello. With over 11 years of experience as a volunteer translator for The Salvation Army, she has helped Spanish-speaking communities access critical resources and navigate poverty alleviation programs.

As Managing Editor at Grants for Seniors, Analic oversees all content to ensure accuracy and accessibility. Her bilingual expertise allows her to create and review content in both English and Spanish, specializing in community resources, housing assistance, and emergency aid programs.

Yolanda Taylor

Yolanda Taylor, BA Psychology

Senior Healthcare Editor

Yolanda Taylor is a Senior Healthcare Editor with over six years of clinical experience as a medical assistant in diverse healthcare settings, including OB/GYN, family medicine, and specialty clinics. She is currently pursuing her Bachelor's degree in Psychology at California State University, Sacramento.

At Grants for Seniors, Yolanda oversees healthcare-related content, ensuring medical accuracy and accessibility. Her clinical background allows her to translate complex medical terminology into clear guidance for seniors navigating Medicare, Medicaid, and dental care options. She is bilingual in Spanish and English and holds Lay Counselor certification and CPR/BLS certification.