Texas Senior Assistance Programs, Benefits, and Grants (2026)

Last updated: February 05, 2026

Key Takeaways

• Start with safety: if you’re in danger, call 911; for a mental health crisis, call 988; for quick referrals to food, housing, and bills help, call 2-1-1 or visit 2-1-1 Texas.
• Most Texas benefits for seniors flow through three places: Your Texas Benefits (state benefits), your local Area Agency on Aging (caregiver support, Medicare help, meals), and your city/county or utility providers (rent, home repair, and bill discounts).
• Help exists for rent (Section 8 and affordable apartments), home repairs (USDA grants, Weatherization), food (SNAP and Meals on Wheels), healthcare costs (Medicaid, Medicare Savings Programs, Extra Help), utilities (CEAP), transportation (free medical rides for Medicaid members), and property tax relief (Over‑65 exemptions and deferrals).
• Expect waitlists for housing vouchers and some home repairs. Apply early and get on lists; ask for local alternatives while you wait.
• Use official sources, keep copies of paperwork, and watch for scams. If someone asks for fees to “guarantee” benefits, it’s a red flag.

For stacking programs to reach $2,000+ monthly, see our guide to maximizing senior benefits.

---

If You Need Emergency Help

• Call 911 for any life-threatening emergency.
• Mental health or emotional crisis: call or text 988 or use the chat at the 988 Suicide & Crisis Lifeline: https://988lifeline.org/
• Abuse, neglect, or exploitation (including in nursing homes): report to Texas Adult Protective Services 24/7 at 1-800-252-5400 or online at the Texas Abuse Hotline: https://www.txabusehotline.org/ (Texas Department of Family and Protective Services)
• Quick referrals to food, shelter, bill help: call 2-1-1 or visit 2‑1‑1 Texas: https://www.211texas.org/
• Eviction or homelessness concerns: find shelter via HUD’s Find Shelter: https://www.hud.gov/findshelter and call 2‑1‑1 for local Continuum of Care contacts.

If you need help now—shelter, utilities, food, or urgent medical—start here: emergency assistance for seniors in Texas.

---

How to Use This Guide

For a quick “what to apply for first” strategy, the 2026 guide to unclaimed senior benefits explains how seniors often stack programs without doubling paperwork.

This guide organizes Texas help by need: money and food, housing and repairs, healthcare, utilities, transportation, legal protection, and taxes. For each, you’ll see what help covers, who it’s for, what’s hard, and where to apply (with links to official sources).

Tip: Create a folder with your ID, Social Security number, proof of Texas address, income, bank statements, rent/mortgage, and medical bills. You’ll need these for most applications.

---

Quick Download: Texas Seniors Assistance Toolkit (PDF)

Includes a program cheat sheet, eligibility checklist, quick action plan, and application tracker—made for Texas seniors.

Download the printable toolkit

Source: grantsforseniors.org

---

Quick-Start Directory (Apply Here First)

When you want a real person to help you sort eligibility and applications, Area Agencies on Aging in Texas are often the best “start here” support for older adults and caregivers.

Sources: Texas Health and Human Services Commission (HHSC), Texas Department of Housing and Community Affairs (TDHCA), U.S. Department of Agriculture (USDA), U.S. Department of Housing and Urban Development (HUD), Texas Department of Agriculture (TDA).

---

Texas by the Numbers (context)

• According to the U.S. Census Bureau’s American Community Survey (2023), Texans age 65+ are roughly 14% of the state population. Use the Census ACS tables for Texas for details: https://data.census.gov/ (search “Texas S0103”).
• Many programs use the Federal Poverty Guidelines to set income limits. See the current limits on HealthCare.gov: https://www.healthcare.gov/glossary/federal-poverty-level-FPL/

Reality check: Program limits and enrollment periods change every year. Always confirm current rules on the official program pages linked below.

Income limit note: Many programs use the Federal Poverty Income Guidelines (FPIG), and some set eligibility at 125%, 150%, or 200% of FPIG. Because FPIG updates each year, always confirm the current amounts on the program’s official eligibility chart before applying.

---

Money and Food Help

Seniors who start with SNAP and meal programs usually stretch their budget fastest, and food assistance programs for seniors in 2026 breaks down the most reliable options.

Supplemental Nutrition Assistance Program (SNAP) and TSAP (Simplified SNAP for Seniors)

• What it does: Monthly funds on a Lone Star Card to buy groceries. TSAP is a simplified SNAP application for households where all members are 60+ or have a disability and no one is working.
• Who qualifies: Based on income, household size, and eligible immigration status.
• Where to apply: SNAP and TSAP via Your Texas Benefits: https://www.hhs.texas.gov/services/food/snap-food-benefits and https://www.hhs.texas.gov/services/food/snap-food-benefits/texas-simplified-application-project-tsap-snap-food-benefits
• Tip: If your budget is tight but you think you’re “over income,” apply anyway. Deductions for medical costs (60+) can help.

To estimate eligibility more accurately, 2026 SNAP income limits and senior deductions explains how medical expenses can lower countable income for households age 60+.

Meals on Wheels & Home-Delivered Meals

• What it does: Regular home-delivered meals and wellness checks for homebound older adults.
• Where to apply: Meals on Wheels Texas directory: https://mealsonwheelstexas.org/

When home delivery isn’t available, senior centers in Texas with meals and activities can help you find congregate lunches and local nutrition programs nearby.

• State support: Texas Department of Agriculture’s Texans Feeding Texans: Home-Delivered Meal Grant Program helps local agencies serve seniors: https://www.texasagriculture.gov/GrantsServices/Grants/HomeDeliveredMealGrant.aspx
• Reality check: Programs often have waiting lists. Ask about “frozen meals” or “check-in calls” while you wait.

For SNAP, senior food boxes, farmers’ market coupons, and home-delivered meals, see food programs for seniors.

Cash Help (limited): TANF for Kinship Caregivers

• What it does: Temporary Assistance for Needy Families (TANF) can help if you’re a grandparent or relative raising a child.
• Who qualifies: Families with children and low income; seniors qualify only if caring for an eligible child.

For child-only TANF, guardianship support, and related benefits, programs for grandparents raising grandchildren outlines what to ask for when a senior is the primary caregiver.

• Where to apply: TANF via Your Texas Benefits: https://www.hhs.texas.gov/services/financial/cash

Property Tax Savings for Texans 65+

• Over‑65 Homestead Exemption: Reduces property taxes on your primary home. See the Texas Comptroller’s overview: https://comptroller.texas.gov/taxes/property-tax/exemptions/
• Property Tax Deferral (Age 65+ or Disabled): Lets you delay paying property taxes until you move or the home is sold (interest accrues). Learn more from the Texas Comptroller: https://comptroller.texas.gov/taxes/property-tax/exemptions/elderly-disabled.php
• Reality check: Deferral isn’t forgiveness. Interest adds up. Talk to your county appraisal district or a HUD-approved counselor: https://hudgov-answers.force.com/housingcounseling/s/

For a plain-language breakdown of exemptions, tax ceilings, and deferrals, Texas property tax relief for seniors 65+ summarizes what homeowners should confirm with their county.

Phone & Internet Discounts

• Lifeline: A federal program that provides a monthly discount on qualifying phone, internet, or bundled service for eligible low-income households. Apply/check status at https://www.lifelinesupport.org/.
• Affordable Connectivity Program (ACP): The ACP monthly discount ended June 1, 2024 due to lack of additional funding. If a website says you can still “sign up for ACP,” be cautious—some pages are outdated or collecting personal information. See the FCC ACP consumer FAQ: https://www.fcc.gov/affordable-connectivity-program-consumer-faq.
• What to do instead: Ask your internet provider about (1) their low-income plan, (2) senior discounts, (3) prepaid home internet, and (4) local nonprofit “digital inclusion” programs.

If phone or broadband bills are the problem, Lifeline phone and internet discounts for seniors explains how eligibility works and what documents providers commonly ask for.

---

Housing and Rent Help in Texas

For rent help, subsidized housing, emergency options, and county contacts, see housing assistance for seniors in Texas.

Section 8 Housing Choice Vouchers and Public Housing

• What it does: Vouchers help pay a portion of your rent in private apartments; public housing offers subsidized units.
• Who qualifies: Income-based; seniors and people with disabilities often have priority.
• Where to apply:
  • TDHCA’s Section 8 program (limited areas): https://www.tdhca.state.tx.us/section-8/
  • Find your local housing authority (most vouchers): HUD PHA Contacts (choose Texas): https://www.hud.gov/program_offices/public_indian_housing/pha/contacts
• Reality check: Waitlists can be long or closed. Get on multiple lists, including smaller cities.

If your local waitlist is closed, Section 8 and rent assistance programs for seniors covers alternate voucher types and other rent-reduction options worth applying to at the same time.

Affordable Apartments (No Voucher Needed)

• What it does: Apartments built with the Low-Income Housing Tax Credit (LIHTC) offer below-market rents; many have 55+ or 62+ buildings.
• Where to search:
  • TDHCA Housing Resource Center search tool: https://hrc-ic.tdhca.state.tx.us/housing_resource_center/
• Tip: Ask managers about “income limits,” “senior set-asides,” and current availability.

For backup options while vouchers are delayed, income-based senior apartments in Texas explains where to search and what questions to ask leasing offices about age set-asides.

Section 811 Project Rental Assistance (PRA)

• What it does: Rental assistance for people with disabilities linked to long-term services, including some seniors with disabilities.
• Administered by TDHCA with HHSC partners. Learn more at TDHCA’s Section 811 PRA: https://www.tdhca.state.tx.us/section-811-pra/
• Reality check: Limited properties and strict eligibility. Your local AAA or ADRC can help you navigate referrals.

Because disability-linked housing programs often overlap with health coverage, seniors who qualify for both Medicare and Medicaid can use benefits counseling to coordinate services and referrals.

Homelessness Prevention and Emergency Shelter

• Where to start: Call 2‑1‑1 for your local Continuum of Care (CoC). Also see HUD’s “Find Shelter”: https://www.hud.gov/findshelter
• Veterans: Contact the National Call Center for Homeless Veterans (877‑424‑3838) and your local VA: https://www.va.gov/homeless/
• If you need a same-day starting point, emergency housing help for Texas seniors lists the quickest way to connect with shelters, prevention funds, and local intake lines.

Housing Programs Snapshot

If you file taxes, check whether you qualify for the Credit for the Elderly or Disabled.

---

Home Repairs, Accessibility, and Weatherization

USDA Single Family Housing Repair Loans & Grants (Section 504)

• What it does: For very-low-income homeowners, USDA offers:
  • Grants up to $10,000 for homeowners age 62+ to remove health/safety hazards.
  • Loans up to $40,000 (low interest) to repair, improve, or modernize the home.
  • In some cases, you may be able to combine a loan and grant (program rules apply).
• Key rules: The home must be your primary residence. Grants generally must be repaid if the property is sold within 3 years (check current USDA terms).

Before you apply, Section 504 home repair grant FAQs walks through rural eligibility, required proofs, and what “health and safety hazards” commonly includes.

• Where to apply: USDA Texas Section 504 page:
  https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/tx

Weatherization Assistance Program (WAP)

• What it does: No-cost energy-saving upgrades (insulation, sealing, HVAC tune-ups) to lower utility bills.
• Who qualifies: Income-based; priority to seniors and people with disabilities.
• Where to apply: TDHCA WAP page (find your local provider): https://www.tdhca.state.tx.us/community-affairs/wap/

For bill-lowering upgrades beyond basic insulation, energy efficiency grants for seniors explains common improvements and how programs prioritize older adults.

Habitat for Humanity Texas and Rebuilding Together

• Habitat for Humanity Texas: Some affiliates offer critical home repairs and accessibility modifications for seniors. Find your local affiliate: https://habitattexas.org/find-your-local-affiliate/
• Rebuilding Together: Health-and-safety repairs and aging-in-place modifications via local affiliates (e.g., Houston, San Antonio, North Texas). Start here: https://rebuildingtogether.org/apply

City and County Programs

• Larger cities often run home repair programs for low-income seniors (funded by HUD’s CDBG/HOME). Search your city’s “Neighborhood Services” or “Housing and Community Development” webpage, or dial 2‑1‑1 for local programs.

Home Repair and Weatherization at a Glance

If you own your home and need safety fixes or accessibility upgrades, start with these home repair grants for seniors.

Not sure about eligibility, inspections, or timelines? Our home repair grants FAQs walk through common scenarios.

Reality check: Funds are limited and seasonal. Apply early each year and ask to be notified when lists open.

---

Healthcare and Long‑Term Care

Because many seniors qualify for extra help beyond basic Medicare, the Medicare and Medicaid dual-eligible guide for seniors explains how coverage and cost savings can work together.

Medicare Counseling (Free, Unbiased)

• Texas Health Information, Counseling and Advocacy Program (HICAP/SHIP): One-on-one help to understand Medicare options, Medigap, Medicare Advantage, Part D, billing appeals, and fraud.
• Where to get help:
  • Texas HHSC Medicare information page: https://www.hhs.texas.gov/services/health/medicare
  • Texas Legal Services Center HICAP: https://www.tlsc.org/hicap
  • Find counselors via your AAA (call 2‑1‑1 or https://eldercare.acl.gov/)

Medicaid for the Elderly and People with Disabilities (MEPD) & STAR+PLUS

• What it does: Health coverage for low-income seniors, including doctor visits, hospital, prescriptions; may include long-term services and supports (LTSS) at home or in nursing facilities.
• Programs include: Nursing Facility Medicaid and STAR+PLUS (managed care) with Home- and Community-Based Services (HCBS) for people who qualify for a nursing home level of care but want to remain at home.
• Where to apply: Medicaid via Your Texas Benefits: https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-programs-services/programs-children-adults-disabilities/medicaid-elderly-people-disabilities
• Reality check: Functional and financial eligibility both matter for HCBS waivers. Expect assessments and possible waitlists. Ask about “Money Follows the Person” if moving from a facility to the community: https://www.medicaid.gov/medicaid/ltss/money-follows-person/index.html

If you’re trying to stay at home with help, Medicaid for seniors and long-term care basics explains coverage types and why functional eligibility matters.

PACE (Program of All‑Inclusive Care for the Elderly)

• What it does: All-in-one Medicare/Medicaid program delivering medical care, adult day services, and home supports for frail seniors who meet nursing home level of care but can live safely in the community.
• Where to check availability: Medicare’s PACE finder: https://www.medicare.gov/coverage/program-of-all-inclusive-care-for-the-elderly-pace
• Reality check: Service areas are limited. Transportation is included if you enroll.

For seniors who need coordinated care and transportation, how PACE fits Medicare and Medicaid coverage can help families understand eligibility and cost-sharing expectations.

Help with Medicare Costs

• Medicare Savings Programs (QMB, SLMB, QI): Pay some or all of your Medicare premiums and cost-sharing if you qualify. Check current income/resource limits and apply via Your Texas Benefits: https://www.hhs.texas.gov/services/health/medicare
• Extra Help (Part D Low-Income Subsidy): Lowers prescription drug premiums, deductibles, and copays. Apply through Social Security: https://www.ssa.gov/benefits/medicare/prescriptionhelp/
• Medicare Plan Finder: Compare plans and drug costs yearly: https://www.medicare.gov/

To prioritize the biggest savings first, Medicare Savings Programs and Extra Help strategy shows why premium assistance and Part D subsidies are often the highest-value applications.

Dental, Vision, and Hearing

• Dental: Donated Dental Services (DDS) in Texas provides comprehensive care to eligible seniors with special needs or disabilities (no-cost volunteer dentists): https://dentallifeline.org/texas/
• Community Health Centers: Sliding-fee dental, vision, and primary care at Federally Qualified Health Centers (FQHCs). Find clinics: https://findahealthcenter.hrsa.gov/
• Vision/Hearing: The “Older Individuals Who Are Blind” program offers skills training for Texans 55+ with significant visual impairments (TWC): https://www.twc.texas.gov/services/vocational-rehabilitation-services/older-individuals-who-are-blind-program

For low-cost clinics, donated care, and emergency options, check our guide to dental grants in Texas.

You can also use nationwide programs for free and low-cost dental care for seniors, including DDS, clinics, and dental schools.

Mental Health and Substance Use

• 24/7 help: 988 Suicide & Crisis Lifeline: https://988lifeline.org/
• Local Mental Health Authorities (LMHAs): Services, crisis lines, and clinics by county: https://www.hhs.texas.gov/services/mental-health-substance-use/mental-health-substance-use-resources/find-your-local-mental-health-authority
• Medicare and Medicaid cover many behavioral health services. Ask your plan for in-network providers.

For non-emergency support and practical next steps, mental well-being resources for seniors includes hotlines, counseling paths, and ways to ask for help when stress is overwhelming.

Healthcare Cost Helpers (Summary)

---

Transportation

Medicaid Non‑Emergency Medical Transportation (NEMT)

• What it does: Free rides to doctor/dentist, dialysis, hospital (non‑emergency), and pharmacy for Medicaid members.
• How it works: Trips may be through taxis, rideshare partners, transit, or reimbursement for gas. Schedule rides ahead.
• Where to learn more: Texas HHSC Medical Transportation Program: https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-members/medical-transportation-program
• Tip: Book at least two business days ahead; five days if traveling out of area.

If scheduling rules are confusing, free medical rides for Medicaid members explains common booking timelines and what to ask when arranging transport.

Public Transit and Senior/Paratransit Services

• Find your local rural or city transit provider (reduced fares, paratransit, dial‑a‑ride): Texas Department of Transportation’s public transportation resources: https://www.txdot.gov/ (search “public transportation provider” or call your city transit info line)
• Ask your AAA about volunteer driver programs and mileage reimbursement options for seniors.

For paratransit, non-emergency medical rides, and fare discounts, start with transportation support for seniors.

---

Utility and Water Bill Help

When a shutoff notice is coming, utility bill assistance for seniors explains the fastest steps that can reduce arrears and stop disconnection.

Comprehensive Energy Assistance Program (CEAP)

• What it does: Helps pay electric and gas bills, deposits, and resolves disconnections for eligible households. Includes education to lower future bills.
• Where to apply: TDHCA CEAP overview and local providers: https://www.tdhca.state.tx.us/community-affairs/ceap/
• Tip: If you’re behind, call your utility and ask for a “medical critical care” designation (with doctor note) and payment plan options.

If disconnection is imminent, emergency utility assistance steps for seniors explains what to do first (provider call, crisis funds, and proof documents).

Weatherization Assistance Program (WAP)

• See Home Repairs section above. Weatherization can reduce your bill long term.

For long-term bill reduction beyond one-time assistance, weatherization and energy upgrades for older adults outlines what improvements are typically covered.

Water Bill Help

• LIHWAP (water assistance): LIHWAP was a temporary federal program and is not a reliable ongoing option in most areas. If you need water-bill help now, call 2-1-1 and ask specifically about (1) local water utility assistance funds, (2) Community Action Agency programs, and (3) city/county emergency aid.

When you’re not sure which local fund applies to your utility, local bill help resources for Texas seniors shows how to use 2-1-1 and local agencies to find active programs.

• If you live in Austin: Customer Assistance Programs (electric, water): https://austinenergy.com/ae/residential/rates/low-income-programs
• If you live in San Antonio (CPS Energy): Affordability Discount and payment assistance: https://www.cpsenergy.com/en/my-home/savenow/rebates-programs/assistance-programs.html

Utility Help Options

To cut bills and prevent shutoffs, explore energy assistance and efficiency grants for seniors, including LIHEAP and weatherization.

Reality check: Fund cycles open/close. If a program is “out of funds,” ask when to reapply and what backup options exist (payment plans, medical flags).

---

Legal Help, Consumer Protection, and Long‑Term Care Rights

Because fraud spikes when people are under financial stress, senior scam warning signs and “free money” myths helps families spot red flags before sharing personal information.

• Legal Aid:
  • Lone Star Legal Aid (East, Gulf Coast): https://www.lonestarlegal.org/
  • Legal Aid of NorthWest Texas: https://internet.lanwt.org/
  • Texas RioGrande Legal Aid (South/West): https://www.trla.org/
• Adult Protective Services (APS): Report abuse/neglect/exploitation at 1‑800‑252‑5400 or online: https://www.txabusehotline.org/ (DFPS APS info: https://www.dfps.texas.gov/Adult_Protective_Services/)
• Long‑Term Care Ombudsman: Free help with problems in nursing homes/assisted living, including complaints, transfers, and residents’ rights. Texas HHSC Ombudsman: https://www.hhs.texas.gov/services/aging/long-term-care/long-term-care-ombudsman
• Consumer Protection & Scams: Texas Attorney General Consumer Protection: https://www.texasattorneygeneral.gov/consumer-protection
• Benefits help and appeals: Your AAA and HICAP counselors can guide you; for Medicaid fair hearings see HHSC fair hearings info through Your Texas Benefits.

---

Printable Cheat Sheet: Texas Programs at a Glance

Keep the key programs, who they help, and where to start—on one printable set of pages.

Get the Texas toolkit (PDF)

From grantsforseniors.org

---

Inclusive Resources

When eligibility rules feel complicated, charities that help low-income seniors in 2026 can provide local navigation, small emergency grants, and application help.

LGBTQ+ Seniors

• Coalition for Aging LGBT (DFW-based): housing guidance, social connection, provider training; LGBT‑Friendly Senior Housing Guide and events: https://www.cfa.lgbt/
• SAGE National LGBT Elder Hotline (general support): https://www.sageusa.org/ (Call 877‑360‑5428)

If you want an affirming local navigator, nonprofits that help seniors with housing and healthcare lists organizations that often assist with applications and referrals.

• Use your AAA for local inclusive services; ask about nondiscrimination policies and LGBTQ+ cultural competence.

Veteran Seniors

• Texas Veterans Commission (TVC): Claims assistance, employment support, and the Fund for Veterans’ Assistance (FVA) grants to local nonprofits (repairs, financial aid, transportation, mental health): https://www.tvc.texas.gov/
• VA Aid and Attendance and Housebound benefits: Increased pension for veterans/spouses who need help with daily activities or are mostly homebound: https://www.va.gov/pension/aid-attendance-housebound/
• VA Health Care for Older Veterans: Geriatrics, long-term care, home- and community-based services: https://www.va.gov/GERIATRICS/
• Homeless or at risk: National Call Center for Homeless Veterans (24/7): 877‑424‑3838

Seniors with Disabilities

• Aging & Disability Resource Centers (ADRCs): One-stop for long-term services, equipment, and in‑home supports: https://www.hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-centers-adrcs
• Centers for Independent Living (CILs): Skills training, peer support, advocacy, equipment: find a CIL in Texas via ILRU directory: https://www.ilru.org/projects/cil-net/cil-center-and-association-directory

For ramps, grab bars, and safer bathrooms, accessibility home modifications for seniors explains which repair programs commonly fund disability-related changes.

• Medicaid LTSS options (STAR+PLUS HCBS, personal attendant services) via MEPD/HHSC (see Healthcare section above).

Tribal Resources (Texas)

Texas has three federally recognized tribes. Members may access tribal and federal programs:

• Alabama‑Coushatta Tribe of Texas: https://www.alabama-coushatta.com/
• Kickapoo Traditional Tribe of Texas: https://www.ktttribe.org/
• Ysleta del Sur Pueblo (Tigua): https://www.ysletadelsurpueblo.org/

Healthcare: Indian Health Service (IHS) and tribal clinics—find IHS locations and eligibility info: https://www.ihs.gov/

Housing: HUD Office of Native American Programs (Southern Plains) supports tribal housing authorities and programs: https://www.hud.gov/codetalk

Tip: Tribal elders should also apply for statewide programs like SNAP, CEAP, and Medicaid through Your Texas Benefits; tribal healthcare does not block state benefits.

For elders balancing tribal services with statewide benefits, tribal and rural home repair grant options explains common pathways that don’t conflict with other assistance.

Rural Seniors

• Community Action Agencies deliver CEAP, WAP, and some local services in rural counties; find providers on TDHCA program pages (CEAP/WAP) or call 2‑1‑1.
• Rural transit (demand-response rides) is available in every county—call your county transit provider through 2‑1‑1.
• Telehealth: Medicare and many Medicare Advantage plans cover telehealth visits—ask your doctor and plan for options if travel is hard.

Find classes, meals, and social activities near you with our directory of senior centers in Texas.

---

Resources by Region (Selected)

If your metro isn’t listed below, the Area Agencies on Aging directory helps you find the correct local office for meals, caregiver support, and benefits counseling.

In the Houston area, our Houston senior assistance page lists local offices, phone numbers, and programs.

Dallas–Fort Worth residents can also use our Dallas senior assistance guide for city-specific help.

See local programs and contacts in our San Antonio senior assistance and Austin senior assistance pages.

For all other regions, use 2‑1‑1 Texas (https://www.211texas.org/) or Eldercare Locator (https://eldercare.acl.gov/) to find your AAA and local providers.

---

How to Apply (and What to Gather)

Since many programs use a percentage of poverty guidelines, Federal Poverty Level rules for seniors helps you interpret income charts before you submit documents.

Before You Apply: Checklist & Documents (Printable)

Print the checklist so you can gather IDs, proof of income, medical/utility bills, and other commonly needed items.


Download the checklist + tracker (PDF)


• Documents to have ready:
  • Photo ID and Social Security number
  • Proof of Texas address (lease, utility bill)
  • Proof of income (Social Security award letter, pension, pay stubs) and bank statements
  • Medical expenses (for SNAP medical deductions; Medicare/Medicaid programs)
  • Rent/mortgage statement and utility bills
  • VA documents (if applicable)
• Where to apply online:
  • Your Texas Benefits (SNAP, Medicaid, MSP, caregivers): https://www.YourTexasBenefits.com/
  • Medicare plans and Extra Help: https://www.medicare.gov/ and https://www.ssa.gov/benefits/medicare/prescriptionhelp/
  • Housing vouchers/units: via local housing authorities and TDHCA lists (links above)
  • Repairs/weatherization: via TDHCA and USDA program pages (links above)
• Tips:
  • Save confirmation numbers and take screenshots.
  • Ask for “reasonable accommodations” if you need help due to disability (extra time, help completing forms).
  • If denied, request the reason in writing and ask how to appeal or reapply with missing documents.

For free benefits counseling and help applying for SNAP, Medicaid, or home care, contact your local Area Agencies on Aging in Texas.

If you’re relocating or helping family in another state, use our Area Agencies on Aging directory to find local help anywhere.

---

Common Reality Checks (What’s Hard—and Workarounds)

If you’re facing waitlists or closed applications, housing and rent assistance programs for seniors offers backup strategies that can stabilize housing while you keep your place in line.

• Housing vouchers: Waitlists can be years long. Apply to multiple PHAs (including smaller cities) and look for LIHTC senior apartments as a backup.
• Home repair grants: Funding windows open and close. Get on interest lists, reapply each year, and ask churches/charities for stopgap fixes.
• Medicaid HCBS: Functional eligibility is strict. If you’re turned down, ask your AAA about other in‑home supports, caregiver programs, and PACE.
• Utilities: CEAP funds may run out in late summer. Ask for a medical critical care flag, budget billing, and city-funded programs.
• Paperwork: Small mistakes cause delays. Double-check signatures, dates, and income totals.

While you wait on approvals, these charities that help seniors may offer one-time rent, utility, or food assistance.

Browse all categories—housing, healthcare, utilities, food, and more—on the Grants for Seniors home page.

---

Frequently Asked Questions (FAQs)

1. Is there “general cash assistance” for seniors in Texas?
   Texas does not have a statewide “general assistance” cash program for seniors. Cash help is limited, but SNAP, CEAP (utility help), property tax exemptions/deferrals, and Medicare cost‑savers can free up money. If you’re raising grandchildren, TANF may help: https://www.hhs.texas.gov/services/financial/cash
2. How do I get on a Section 8 waitlist?
   Find and apply through your local housing authority. Many lists open briefly; check monthly. Start with HUD’s PHA directory: https://www.hud.gov/program_offices/public_indian_housing/pha/contacts and TDHCA’s HCV: https://www.tdhca.state.tx.us/section-8/
3. Can I get help even if I own my home?
   Yes. Homeowners can get CEAP utility help, Weatherization, USDA Section 504 grants (62+), and property tax exemptions/deferrals. See CEAP: https://www.tdhca.state.tx.us/community-affairs/ceap/ and USDA Section 504: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/tx
4. I’m over income by a little. Should I still apply?
   Yes. Medical expenses and other deductions (for SNAP) and higher limits for certain programs can change eligibility. Apply and let the agency determine. SNAP/TSAP info: https://www.hhs.texas.gov/services/food/snap-food-benefits
5. How do Medicare Savings Programs and Extra Help work?
   They reduce or eliminate Medicare premiums and drug costs if your income/resources fit current limits. Learn and apply via HHSC (MSP): https://www.hhs.texas.gov/services/health/medicare and Extra Help via Social Security: https://www.ssa.gov/benefits/medicare/prescriptionhelp/
6. I need in‑home help but don’t want a nursing home. What are my options?
   Ask about STAR+PLUS HCBS (if you meet medical and financial rules) and PACE in your area. Start with MEPD Medicaid: https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-programs-services/programs-children-adults-disabilities/medicaid-elderly-people-disabilities and PACE finder: https://www.medicare.gov/
7. Where can I get free, unbiased Medicare advice?
   Texas HICAP/SHIP via your Area Agency on Aging: https://www.hhs.texas.gov/services/health/medicare or https://www.tlsc.org/hicap
8. Who can help me avoid scams?
   Texas Attorney General Consumer Protection: https://www.texasattorneygeneral.gov/consumer-protection and your AAA’s Benefits Counselors can explain common Medicare and benefits scams.
9. How do I report abuse in a facility or at home?
   Call APS at 1‑800‑252‑5400 or the Texas Abuse Hotline: https://www.txabusehotline.org/. For nursing home/assisted living issues, contact the Long‑Term Care Ombudsman: https://www.hhs.texas.gov/services/aging/long-term-care/long-term-care-ombudsman
10. Are there programs for LGBTQ+ elders or veterans?
    Yes. See Coalition for Aging LGBT: https://www.cfa.lgbt/ and Texas Veterans Commission: https://www.tvc.texas.gov/, plus VA Aid & Attendance: https://www.va.gov/pension/aid-attendance-housebound/

---

Still not sure what you qualify for?

Print the Texas eligibility checklist and narrow down the programs that match your situation.

Download the Texas toolkit (PDF)

Source: grantsforseniors.org

---

Resources (Official and Trusted)

• Apply for Texas benefits (SNAP, Medicaid, MSP, TSAP): https://www.YourTexasBenefits.com/
• 2‑1‑1 Texas (find local help): https://www.211texas.org/
• Texas HHSC Aging Services: https://www.hhs.texas.gov/services/aging
• Medicare (plans and coverage): https://www.medicare.gov/
• Social Security Extra Help: https://www.ssa.gov/benefits/medicare/prescriptionhelp/
• Medicaid for the Elderly & People with Disabilities (MEPD): https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-programs-services/programs-children-adults-disabilities/medicaid-elderly-people-disabilities
• Texas HICAP/Medicare help: https://www.hhs.texas.gov/services/health/medicare and https://www.tlsc.org/hicap
• TDHCA Section 8: https://www.tdhca.state.tx.us/section-8/
• HUD PHA Contacts (Texas): https://www.hud.gov/program_offices/public_indian_housing/pha/contacts
• TDHCA Housing Resource Center (affordable apartments): https://hrc-ic.tdhca.state.tx.us/housing_resource_center/
• TDHCA CEAP (utility help): https://www.tdhca.state.tx.us/community-affairs/ceap/
• TDHCA WAP (weatherization): https://www.tdhca.state.tx.us/community-affairs/wap/
• USDA Section 504 Home Repair (Texas): https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/tx
• Meals on Wheels Texas: https://mealsonwheelstexas.org/
• Texas Department of Agriculture—Home‑Delivered Meal Grants: https://www.texasagriculture.gov/GrantsServices/Grants/HomeDeliveredMealGrant.aspx
• Texas APS (DFPS): https://www.dfps.texas.gov/Adult_Protective_Services/
• Texas Abuse Hotline (online): https://www.txabusehotline.org/
• Long‑Term Care Ombudsman: https://www.hhs.texas.gov/services/aging/long-term-care/long-term-care-ombudsman
• Texas Attorney General Consumer Protection: https://www.texasattorneygeneral.gov/consumer-protection
• Lifeline (phone/internet): https://www.lifelinesupport.org/
• Legal Aid:
  • Lone Star Legal Aid: https://www.lonestarlegal.org/
  • Legal Aid of NorthWest Texas: https://internet.lanwt.org/
  • Texas RioGrande Legal Aid: https://www.trla.org/
• Dental Lifeline Network—Texas: https://dentallifeline.org/texas/
• HRSA Find a Health Center: https://findahealthcenter.hrsa.gov/
• Texas Veterans Commission: https://www.tvc.texas.gov/
• VA Aid & Attendance: https://www.va.gov/pension/aid-attendance-housebound/
• 988 Suicide & Crisis Lifeline: https://988lifeline.org/
• Eldercare Locator: https://eldercare.acl.gov/
• U.S. Census ACS (state data): https://data.census.gov/

---

Disclaimer

To protect your identity while applying, avoiding fake grants and benefit scams explains the most common tactics used to impersonate real programs.

Program details, funding, and eligibility rules change. Always verify information with the official agency or program linked in this guide. This guide is for general information and is not legal, financial, or medical advice.

---

About This Guide

by the GrantsForSeniors.org Editorial Team

The GrantsForSeniors.org editorial team has been building benefit and assistance resources for seniors nationwide since 2020. We research programs across all 50 states by reviewing government websites, checking agency updates, and gathering information from available sources.

Our Commitment to You:

• Experience & Expertise: The information in this guide is compiled and reviewed by a team with experience in senior services and financial aid programs. We are committed to sharing our knowledge to help you find the support you need.
• Authority & Trust: We rely on verified sources, including government agencies, non-profit organizations, and official program websites, to ensure the accuracy of our content. Our goal is to be a trusted authority you can rely on for credible information.
• Clarity & Accessibility: We understand that seeking financial assistance can be challenging. This guide is designed to be clear and easy to understand, breaking down complex topics into actionable steps.

While we work hard to provide the most accurate information available, please note that program details and eligibility requirements can change. We recommend always checking with the official program source or agency website for the most current information, as we are not official agencies but rather compile available information.

• Last Updated: February 2026
• Sources Verified: February 2026
• Next Review: June 2026

If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. We’re here to help seniors find resources that can make a real difference in their daily lives.