Help for Seniors in Delaware
Delaware is one of the best states to live for senior citizens. The cost of living is very affordable in this state. It is also declared as the most tax-friendly state for retired people by Kiplinger’s Personal Finance Magazine. Another important feature of this state for the elderly is that social security bits of help are not taxed and there is no inheritance or personal property tax in the State of Delaware. Apart from these benefits, Delaware has breathtaking beaches with its fresh air. There is also a wide range of programs and services for seniors.
Delaware Residential Mortgage Foreclosure Mediation Program is a state-based program that offers legal information and credit assistance for seniors who are facing foreclosure. Applicants can be landlords or tenants in Delaware. Seniors having legal problems and want to keep their house can apply for this program. Eligible applicants can avoid foreclosure by a mortgage plan. For more information, please visit http://delawarehomeownerrelief.com/mediation.php or get in touch with (302) 555 1212.
Housing and Rent Assistance
Housing Alliance Delaware is a non-governmental organization that works across the state. It was created by the merger of two major non-profit establishments in Delaware which are the Delaware Housing Coalition and Homeless Planning Council of Delaware. Older residents challenging to find a low-cost and decent house can consult this community organization. The main goal of the Housing Alliance Delaware is to avoid homelessness. It also provides emergency shelters and prioritizes seniors. To learn more, click on the following link https://www.housingalliancede.org/contact or dial 1 833 346 2333.
Catholic Charities in Delaware is one of the most influential non-governmental organizations that works for people in housing and rental needs. This charity has a special program for seniors called Marydale Retirement Village in Delaware. This village has 108 one-bedroom affordable and decent rental apartments. It has a huge garden and various neighborhood activities. Low or moderate-income adult residents are qualified for this housing benefit. The link to their official website is as follows https://www.ccwilm.org/marydale-retirement-village/ or contact 302 368 2784. Some religious organizations also plan programs and services to help the elderly. See also Churches that Help Seniors.
The Delaware Emergency Housing Residence Program is financed by the state government with the intent of providing low-cost and comfortable housing for people in need. Seniors who require emergency shelter assistance may apply to this program. It also works with the Salvation Army regarding housing assistance. The Salvation Army presents a shelter called Code Purple during winter. For further information, please visit https://www.dhss.delaware.gov/dhss/dssc/emerhous.html or dial 302 255 9875. In addition to the Salvation Army, there are numerous other philanthropic non-profits in every state. Here are the top 10 senior-focused charities in the country.
If a senior requires assistance with home repairs or rehabilitation, Home Repair Grants for Seniors are also available to qualifying applicants.
Delaware Diamond State Health Plan Plus is directed by the Division of Medicaid and Medical Assistance in this state. This service is particularly for senior residents who need long-term Medicaid and cannot afford health expenses. Qualified candidates receive home repairment compatible with the treatment and nursing care in their homes.
- You must be at the age of 65 or older.
- If you are under 65 years of age, you must have a disability.
- Your monthly earnings must be below 250 percent of today’s Social Security Income level.
- If you are married, only one of the spouses can benefit from this health service, and the other’s monthly income is not taken into account for the application.
To learn more, go to https://dhss.delaware.gov/dhss/dmma/dshpplus.html or by phone at 1 800 996 9969.
Delaware Division of Services for Aging and Adults with Physical Disabilities is a division financed by the State of Delaware on the purpose of helping seniors and disabled residents. It presents health support and fights against senior abuse and fraud. Even though the main priority of this division is to provide health assistance, it may also assist in information regarding cash assistance, housing support, and meal programs. To learn more, follow the link https://www.dhss.delaware.gov/dsaapd/ or call 1 800 223 9074.
The Agency on Aging Delaware was created by the state officials for seniors. It offers various programs and services for the elderly.
- Complaint Incident Reporting: This is a special line for seniors who are abused or behaved inappropriately. Other than citizens, seniors themselves can call this line and report their situation. The hotline is 1 877 453 0012.
- Personal Care: This service is for seniors who need physical help in their homes. The main aim of this program is to make sure that seniors can continue to live independently.
- Adult Day Services: Older people suffering from physical or/and mental disabilities are eligible for this assistance. Some candidates can have a family member or a caregiver to take care of their needs in the long term, but sometimes those people may not be available 24 hours. At this point, this service provides a caregiver for seniors.
- Emergency Responses System: This system is highly effective for the elderly in case of emergency. It provides an emergency button that is attached to people’s clothes. If a senior presses this button, it directly sends electronic signals to the phones of emergency contacts.
Further information can be accessed via clicking on the following link https://dhss.delaware.gov/dhss/main/aging.htm.
Oral health is declining constantly. Even if the person has a fixed income or is unable to pay, oral health should not be disregarded because it is a component of general health. Read Dental Grants in Delaware to learn more about how elders can receive dental aid.
The Legal Services Program is funded by the State of Delaware to offer legal assistance for people. Seniors who are at the age of 60 or above are one of the priority groups. Adults who require a lawyer, legal advice, or legal information can contact this program. To apply, go to the link https://dhss.delaware.gov/dhss/dsaapd/legal.html.
The Home Delivered Meals Program is funded by the state to assist with healthy food for seniors. It provides both hot and cold meals to make sure that anyone can eat in their available time. People who are 60 years of age or older or have a disability are qualified for this service. For more information, go to https://dhss.delaware.gov/dhss/dsaapd/hdm.html.
Food Supplement Program is sponsored by the Supplemental Nutrition Assistance Program (SNAP) for low or moderate-income individuals. This program provides a Delaware Food First Card and loads food money on this card each month. This card is acceptable in the local markets of this state. Eligibility is based on the total household income of the family. Applicants who already receive TANF, Supplemental Security Income (SSI), or GA are already eligible for this food assistance. To find out more, please visit https://dhss.delaware.gov/dhss/dss/foodstamps.html.