Grants for Seniors in Louisville

Grants and Assistance for Seniors in Louisville, Kentucky (2025 Guide)

Last updated: August 2025

This guide is tailored to older adults living in Louisville/Jefferson County. It brings together the most useful local, state, and federal programs in one place, with direct links and clear steps to apply.

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If You Need Emergency Help

• Call 911 for life-threatening emergencies.
• Adult Protective Services (report suspected elder abuse, neglect, or exploitation): 1-877-597-2331
  Learn more: Kentucky Cabinet for Health and Family Services APS page: https://chfs.ky.gov/agencies/dcbs/dfs/Pages/aps.aspx
• 211 Kentucky (24/7 help finding food, shelter, utility help, counseling): Dial 2-1-1 or visit https://www.211.org/local/211-kentucky
  Louisville Metro United Way 211: https://metrounitedway.org/211/
• Louisville Metro Emergency Weather (cooling/warming centers and severe weather updates): https://louisvilleky.gov/government/emergency-services
• Crisis hotlines (national):
  • 988 Suicide & Crisis Lifeline: Call or text 988 or chat at https://988lifeline.org
  • Disaster Distress Helpline: 1-800-985-5990 or text “TalkWithUs” to 66746

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Key Takeaways

• Louisville seniors can combine city resources (Louisville Metro), regional services (KIPDA Area Agency on Aging), and state programs (kynect for Medicaid/SNAP, Homestead Exemption) to reduce housing, food, utility, and healthcare costs.
• Start with the Jefferson County Homestead Exemption (age 65+) for property tax relief, SNAP for food help through kynect, and KIPDA for Meals on Wheels and in-home services.
• Transportation is available but can be limited: use TARC discounted fares, TARC3 paratransit (if eligible), and Medicaid Non-Emergency Medical Transportation (NEMT) for medical rides.
• Expect waitlists for housing vouchers and some in-home care programs; apply early and keep documents ready.
• Get free, unbiased Medicare counseling from SHIIP before changing plans, and use official city and state portals to avoid scams.

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How to Use This Guide

• Look for “How to Apply” and “Reality Check” boxes under each program.
• Use the tables to compare benefits and find the right contact fast.
• Prefer official government or well-established nonprofit links for applications and eligibility.

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Quick Help Directory (Louisville/Jefferson County)