Benefits and Resources for Senior Veterans in New York

Last updated: August 2025


Quick help box

If you need help now, start here. These are official, direct contacts.


Emergency help first


How this guide works

This guide focuses on practical, New York–specific steps for veterans roughly age 60+ (some programs start at 60; others at 65). You’ll see direct links to official sources, realistic timelines, and ways to get help with applications. A state Veterans Benefits Advisor can sit with you, review your record, and submit claims at no cost: book with NYS DVS at https://veterans.ny.gov/appointments.


Table 1. Key numbers and links (save this)

Need Where to contact Link
Crisis (24/7) 988 then press 1 https://www.veteranscrisisline.net
NYS DVS benefits help 888-838-7697 https://veterans.ny.gov/appointments
VA benefits 800-827-1000 https://www.va.gov/
VA health enrollment 877-222-8387 https://www.va.gov/health-care/how-to-apply/
NY Connects 800-342-9871 https://www.nyconnects.ny.gov/
County Veterans Service Agencies Local directory https://veterans.ny.gov/counties
SNAP (food help) Apply in NY https://otda.ny.gov/programs/snap/
HEAP (heating help) Program info https://otda.ny.gov/programs/heap/
NYC Veterans (VetConnectNYC) Online portal https://www.nyc.gov/veterans

All numbers and links go to official government or established nonprofit pages.


What to expect and what to watch out for

  • Claims take time. Disability and pension claims can take months. New York State and County Veterans Service Officers can help you file a “fully developed claim” to speed things up.
  • Bring documents. Discharge papers (DD214), medical records, marriage/divorce certificates, and banking info make applications smoother.
  • Avoid paid “consultants.” Accredited help is free. Verify representatives through VA’s accreditation search: https://www.va.gov/ogc/apps/accreditation/index.asp
  • Benefits can affect other programs. For example, pension income may impact SNAP or Medicaid. Ask a benefits advisor or a NY Connects counselor before you switch coverage.

Core VA benefits most senior veterans use

The federal Department of Veterans Affairs (VA) runs these programs. New York State and County offices can help you apply.

Disability compensation

Official info: VA Disability Compensation—https://www.va.gov/disability/

VA pension with Aid & Attendance/Housebound

  • What it is: A needs-based payment for wartime veterans with limited income and assets. Aid & Attendance (A&A) and Housebound increase the pension for veterans who need help with daily activities or are mostly housebound.
  • Why it matters: For seniors who need in-home help or live in assisted living, A&A can be critical.
  • How to apply: https://www.va.gov/pension/; A&A details: https://www.va.gov/pension/aid-attendance-housebound/
  • New York tip: Get free help with paperwork from NYS DVS; they know what medical forms show daily living needs.

Official info: VA Pension—https://www.va.gov/pension/

VA health care

  • What it is: Comprehensive medical care with copays based on priority group and income, including primary, specialty, mental health, prescriptions, and community care referrals when needed.
  • Enroll: https://www.va.gov/health-care/how-to-apply/
  • Find NY facilities: https://www.va.gov/find-locations/
  • Using Medicare: Many seniors use Medicare for some care and VA for others. Ask your VA eligibility office about how to coordinate.

Official info: VA Health Care—https://www.va.gov/health-care/

Long-term care, home and community-based services

Caregiver support

  • What it is: Education, support lines, and in some cases, a monthly stipend for eligible family caregivers of veterans with serious injuries or illnesses.
  • Start here: https://www.caregiver.va.gov/

Burial benefits


New York State veteran benefits (state-run)

NYS benefits can stack with federal VA benefits. Rules vary by county and city.

Property tax exemptions for veterans

New York offers local-option property tax exemptions. Not every municipality or school district adopts each exemption, and amounts vary.

Apply through your local assessor (or NYC Department of Finance). Your County Veterans Service Agency can help: https://veterans.ny.gov/counties

Table 2. New York veteran property tax relief (at-a-glance)

Exemption Who it helps Where to apply Official info
Alternative Veterans Exemption Wartime service; added reductions for combat/disability Local assessor https://www.tax.ny.gov/pit/property/exemption/alt_vet_exempt.htm
Cold War Veterans Exemption Cold War era veterans; some areas add disability factor Local assessor https://www.tax.ny.gov/pit/property/exemption/cold-war.htm
Eligible Funds Exemption Veterans who used “eligible funds” to buy their home Local assessor https://www.tax.ny.gov/pit/property/exemption/eligiblefunds.htm
NYC Veterans Exemption NYC residential property owners with qualifying service NYC Dept. of Finance https://www.nyc.gov/site/finance/benefits/benefits-veterans.page

Tip: Deadlines are often March 1 (outside NYC) but vary. Always check your assessor’s office website.

State annuities

Education and training

Employment and civil service

Parks, recreation, hunting and fishing

Housing and homeownership

Health, prescriptions, and aging supports

DMV and taxes


Table 3. Major VA Medical Centers in New York

VA Medical Center Region Info
VA NY Harbor (Manhattan, Brooklyn) NYC https://www.va.gov/new-york-harbor-health-care/
James J. Peters VAMC (Bronx) NYC https://www.va.gov/bronx-health-care/
Northport VAMC Long Island https://www.va.gov/northport-health-care/
Albany Stratton VAMC Capital Region https://www.va.gov/albany-health-care/
Syracuse VAMC Central NY https://www.va.gov/syracuse-health-care/
Buffalo VA Medical Center Western NY https://www.va.gov/buffalo-western-new-york-health-care/
Batavia VA Medical Center Western NY https://www.va.gov/buffalo-western-new-york-health-care/
Canandaigua VAMC Finger Lakes https://www.va.gov/finger-lakes-health-care/
Bath VA Medical Center Southern Tier https://www.va.gov/finger-lakes-health-care/

Find all VA locations (including clinics and Vet Centers): https://www.va.gov/find-locations/


Income, food, utilities, and money-saving programs

Tip: VA pension and other benefits can change your income for means-tested programs. Ask NY Connects (800-342-9871) or a County Veterans Service Officer to review your full picture before you apply.


Table 4. Housing and home repair options

Program What it does Where to apply
HUD-VASH (VA + HUD) VA case management + HUD housing voucher for homeless veterans https://www.va.gov/homeless/hud-vash/
SSVF (Supportive Services for Veteran Families) Rapid rehousing and homelessness prevention for low-income veterans https://www.va.gov/homeless/ssvf/
SONYMA Homes for Veterans Affordable mortgages + down payment help https://sonyma.org/programs/homes-for-veterans
Access to Home for Heroes Funds accessibility modifications for disabled veterans https://hcr.ny.gov/access-home-heroes
RESTORE (seniors 60+) Emergency home repairs for low-income seniors https://hcr.ny.gov/restore
Weatherization Assistance Energy-efficiency upgrades for eligible households https://otda.ny.gov/programs/wap/

For NYC-specific veteran housing and benefits navigation: https://www.nyc.gov/veterans


Transportation and mobility


Table 5. Documents checklist (most-common)

Document Why it’s needed
DD214 or separation papers Verifies service for VA/state benefits
Photo ID and proof of NY residency Local/state program eligibility
Marriage/divorce/death certificates For pensions, survivor benefits, property tax exemption
Medical records and doctor statements Disability claims, A&A/Housebound
Bank info (routing/account) Direct deposit
Property tax bill/deed Local veteran property tax exemptions
Medicare/insurance cards Coordinating care and prescriptions

Bring originals if possible; bring copies to leave behind.


Step-by-step: Filing common applications in New York

  1. Disability compensation
  • Call NYS DVS (888-838-7697) or your county VSA to start. They’ll help you decide the best path: standard claim, fully developed claim, or supplemental.
  • Gather medical evidence and “nexus” letters (if applicable).
  • File online: https://www.va.gov/disability/ or with your accredited representative.
  1. Pension with Aid & Attendance
  1. Property tax exemptions
  1. Health care enrollment
  • Apply online or by phone (877-222-8387). If you have Medicare, tell VA so they can put you in the right priority group and copay status.
  • Find your nearest VA facility: https://www.va.gov/find-locations/
  1. Education (VTA)
  1. State nursing homes

Reality check: Processing can take weeks to months. Keep copies, get receipts, and ask for status updates. If you get a denial, appeal deadlines apply—talk to your representative promptly.


Health care: using VA, Medicare, Medicaid, and state supports together

  • VA health care: Primary and specialty care, prescriptions, prosthetics, mental health, and long-term care options. Enroll: https://www.va.gov/health-care/
  • Medicare: Most seniors use Medicare; VA care and Medicare do not “coordinate benefits,” but you can choose where to get care. Many use Medicare for community doctors and VA for prescriptions/specialty care.
  • Medicaid: Helps with long-term care and copays if income/assets are limited. Start with your local Department of Social Services or NY Connects: https://www.nyconnects.ny.gov/
  • EPIC: If you use Medicare Part D, New York’s EPIC can lower drug costs (65+, income limits). Info: https://aging.ny.gov/programs/elderly-pharmaceutical-insurance-coverage-epic
  • Community Care: If VA cannot provide care you need within drive/time standards, VA may refer you to community providers. Learn how it works: https://www.va.gov/communitycare/

Tips:

  • Bring all insurance cards to each visit.
  • Ask your VA Patient Aligned Care Team (PACT) how refills, labs, and specialty referrals work.
  • Keep a list of your medications to avoid duplication between VA and non-VA providers.

Long-term care, caregivers, and staying at home

Reality checks:

  • Waitlists exist for in-home aides and State Veterans Homes.
  • A&A helps but may not cover full assisted living costs. Plan for out-of-pocket or other supports.
  • For safety at home, look into Access to Home for Heroes for modifications: https://hcr.ny.gov/access-home-heroes

Work, money, and legal help

Scam warning: No one can “guarantee” a rating or pension. Don’t sign over benefits or pay large “consulting” fees. Use accredited help: https://www.va.gov/ogc/apps/accreditation/index.asp


Special focus: Inclusive supports

LGBTQ+ senior veterans

Tip: Ask your VA or NYS DVS advisor to note your preferred name and pronouns on your record; VA policy supports this.

Disabled senior veterans

Tribal-specific resources

Rural senior veterans and limited access

  • VA Video Connect and telehealth: https://telehealth.va.gov/
  • Community Care (when drive/time standards aren’t met): https://www.va.gov/communitycare/
  • Transportation: Ask your County Veterans Service Agency about van schedules; explore DAV Transportation Network via your VA facility’s Voluntary Service office.

Female senior veterans


Table 6. Getting from need to program (quick match)

If you need… Start with… Official link
Lower property taxes Alternative/Cold War Veterans Exemptions https://www.tax.ny.gov/pit/property/exemption/vetexempt.htm
Help paying tuition Veterans Tuition Awards (HESC) https://www.hesc.ny.gov/pay-for-college/military-corner/veterans-tuition-awards.html
Accessible home Access to Home for Heroes https://hcr.ny.gov/access-home-heroes
Nursing home for veterans State Veterans Homes https://health.ny.gov/facilities/long_term_care/veterans/
Food help SNAP in NY https://otda.ny.gov/programs/snap/
Heating help HEAP https://otda.ny.gov/programs/heap/
Caregiver support VA Caregiver Support https://www.caregiver.va.gov/

Resources by region (New York)

Use these to find care nearby. You can always search the full VA locator: https://www.va.gov/find-locations/ and the county VSAs directory: https://veterans.ny.gov/counties

New York City

Long Island

Hudson Valley

Capital Region

Central New York

Western New York

Finger Lakes and Southern Tier

North Country

If you’re unsure which facility serves you, call VA at 877-222-8387 or ask your County Veterans Service Agency.


Real-world examples (what it looks like in New York)

  • A 78-year-old wartime veteran in Albany County with mobility issues applied for VA pension with Aid & Attendance. The County VSA helped gather medical letters and list out-of-pocket care costs. He qualified for pension and used Access to Home for Heroes to add a ramp and bathroom grab bars. Sources: VA Pension (https://www.va.gov/pension/); Access to Home for Heroes (https://hcr.ny.gov/access-home-heroes).
  • A 66-year-old retired veteran homeowner in Queens got the NYC Veterans Property Tax Exemption, lowering her annual bill. She filed online with NYC Department of Finance and called a NYS DVS advisor for help scanning her DD214. Source: NYC Veterans Exemption (https://www.nyc.gov/site/finance/benefits/benefits-veterans.page).
  • A 72-year-old veteran in the Southern Tier enrolled in VA health care and used VA Video Connect to meet a specialist, avoiding a two-hour drive. Source: VA Telehealth (https://telehealth.va.gov/).

These examples reflect typical steps and available programs; your results depend on your service record, income, assets, health needs, and local rules.


Frequently Asked Questions (FAQs)

Q1: I don’t have my DD214. How do I get it in New York?

  • Request copies from the National Archives online: https://www.archives.gov/veterans. Your County Veterans Service Agency can also help you request records: https://veterans.ny.gov/counties.

Q2: I’m over 65. Should I use Medicare or the VA?

Q3: How do I book free help with a benefits claim in New York?

Q4: Are there New York property tax breaks for veterans in condos or co-ops?

Q5: What is the difference between VA pension and Aid & Attendance?

Q6: Can my spouse get benefits if I pass away?

Q7: Is there a state veterans cemetery in New York?

Q8: I’m a disabled veteran. Do I get free entry to state parks?

Q9: I’m a senior living in NYC and can’t ride the subway easily. What are my options?

Q10: Where can I get housing help fast?

Q11: Does New York tax my military retirement pay?

Q12: Are there special programs for LGBTQ+ veterans in New York?

Q13: How do I find a State Veterans Home near me?

Q14: Can I still get help if I was discharged with less than Honorable?

Q15: Does VA help with internet or phone bills?


Practical tips to avoid delays

  • Use accredited help (free) for claims: https://www.va.gov/ogc/apps/accreditation/index.asp
  • Upload clear scans and label files (e.g., “DrSmith_AA_form_May2025.pdf”).
  • For A&A, ask your doctor to list help needed with bathing, dressing, toileting, feeding, and mobility—these details matter.
  • Keep a benefits folder at home. Put award letters, decisions, and tax forms where you can find them quickly.
  • If your health worsens, tell VA. You may qualify for a higher rating or new benefits.

Reality checks and warnings

  • Local differences: Property tax exemptions and park pass rules can vary by county/city and change year to year. Always verify with the official office before applying.
  • Beware of “pension poachers”: Some sellers push annuities or trusts to “qualify” for VA pension. Talk to NYS DVS or a legal aid group before buying financial products.
  • Don’t miss appeal deadlines: VA decisions come with time limits. If you disagree, contact your representative promptly.

Resources (official, state, federal, and established nonprofits)


About this guide

by the GrantsForSeniors.org Editorial Team

The GrantsForSeniors.org editorial team has been building benefit and assistance resources for seniors nationwide since 2020. We research programs across all 50 states by reviewing government websites, checking agency updates, and gathering information from available sources.

Our Commitment to You:

  • Experience & Expertise: The information in this guide is compiled and reviewed by a team with experience in senior services and financial aid programs. We are committed to sharing our knowledge to help you find the support you need.
  • Authority & Trust: We rely on verified sources, including government agencies, non-profit organizations, and official program websites, to ensure the accuracy of our content. Our goal is to be a trusted authority you can rely on for credible information.
  • Clarity & Accessibility: We understand that seeking financial assistance can be challenging. This guide is designed to be clear and easy to understand, breaking down complex topics into actionable steps.

While we work hard to provide the most accurate information available, please note that program details and eligibility requirements can change. We recommend always checking with the official program source or agency website for the most current information, as we are not official agencies but rather compile available information.

  • Last Updated: August 2025
  • Sources Verified: August 2025
  • Next Review: February 2026

If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. We’re here to help seniors find resources that can make a real difference in their daily lives.


Disclaimer

This guide is for general information only. Benefits, eligibility, dollar amounts, and application steps can change. Always verify details with the official agency or program. For personal advice, speak with a NYS Department of Veterans’ Services representative, your County Veterans Service Agency, or the VA.

About the Authors

Analic Mata-Murray

Analic Mata-Murray

Managing Editor

Analic Mata-Murray holds a Communications degree with a focus on Journalism and Advertising from Universidad Católica Andrés Bello. With over 11 years of experience as a volunteer translator for The Salvation Army, she has helped Spanish-speaking communities access critical resources and navigate poverty alleviation programs.

As Managing Editor at Grants for Seniors, Analic oversees all content to ensure accuracy and accessibility. Her bilingual expertise allows her to create and review content in both English and Spanish, specializing in community resources, housing assistance, and emergency aid programs.

Yolanda Taylor

Yolanda Taylor, BA Psychology

Senior Healthcare Editor

Yolanda Taylor is a Senior Healthcare Editor with over six years of clinical experience as a medical assistant in diverse healthcare settings, including OB/GYN, family medicine, and specialty clinics. She is currently pursuing her Bachelor's degree in Psychology at California State University, Sacramento.

At Grants for Seniors, Yolanda oversees healthcare-related content, ensuring medical accuracy and accessibility. Her clinical background allows her to translate complex medical terminology into clear guidance for seniors navigating Medicare, Medicaid, and dental care options. She is bilingual in Spanish and English and holds Lay Counselor certification and CPR/BLS certification.