Benefits and Resources for Disabled Seniors in Texas

Last updated: August 2025


Quick help (always visible)

If you need help now, start here. These are official statewide contacts.


How to use this guide

  • Start with Emergency and Crisis Help if there is a safety or health risk.
  • Use Start Here to enroll in benefits and find your local helpers.
  • Then go to the section you need: cash benefits, health care and long-term care, food, housing and utilities, transportation, taxes and legal help, and assistive technology.
  • If you are LGBTQ+, a veteran, tribal, or living in a rural area, see the inclusive resources section before “Resources by Region.”
  • At the end, read the FAQs, statewide Resources, Disclaimer, and About This Guide.

Emergency and crisis help in Texas

When something can’t wait, call the right number first. Keep these on your fridge.

Situation Who to call Details
Immediate danger, fire, medical 9-1-1 Tell the operator about any disability needs or mobility limits.
Mental health crisis 988 Call/text 988, or use chat at the 988 Lifeline: https://988lifeline.org/
Abuse, neglect, exploitation of older or disabled adults 1-800-252-5400 Texas Adult Protective Services; online reports: https://www.txabusehotline.org/ (Texas DFPS)
Poisoning 1-800-222-1222 Poison Control (nationwide).
Medicine questions 1-800-MEDICARE https://www.medicare.gov/
Benefits (SNAP/Medicaid) 2-1-1 or YourTexasBenefits https://www.211texas.org/ and https://www.yourtexasbenefits.com/
Legal emergencies (protective orders, lockouts) TexasLawHelp Self-help and legal aid finder: https://texaslawhelp.org/

Reality check:

  • Response times vary by location. If you can, have a neighbor or family contact on speed dial.
  • After any emergency room visit, ask hospital social workers to help start Medicaid/Medicare paperwork if needed. Many hospitals can connect you to 2‑1‑1 Texas and local Area Agencies on Aging.

Start here: One-stop enrollment and navigation

Tip: If calling is hard, ask about authorized representatives so a trusted person can help manage applications. See Social Security’s representative payee program: https://www.ssa.gov/payee/


Cash benefits and income supports

Social Security Disability Insurance (SSDI)

Source: Social Security Administration (SSA): https://www.ssa.gov/

Supplemental Security Income (SSI)

Tip: Receiving SSI in Texas generally qualifies you for Medicaid automatically. Confirm with Texas HHS: https://www.yourtexasbenefits.com/

VA benefits for senior veterans

Reality check:

  • SSDI and VA timelines can be long. Keep copies of medical records and insist on written decisions. Use free representation from accredited service officers (e.g., TVC) or legal aid if needed.

Health care and long-term care in Texas

Texas has several paths to coverage and support. The table below summarizes what each program does; use the links for current rules and how to apply.

Summary: Health coverage and long-term care programs in Texas

Program What it covers Who it serves How to apply/learn more
Medicare (A, B, D, Advantage) Hospital, medical, and drug coverage 65+ and certain disabilities https://www.medicare.gov/
Medicare Savings Programs (QMB, SLMB, QI) Pays Medicare Part A/B premiums and sometimes deductibles/coinsurance Low-income Medicare beneficiaries Texas HHS MSP info: https://www.hhs.texas.gov/ (search “Medicare Savings Program”) and apply at https://www.yourtexasbenefits.com/
Texas Medicaid for older adults and people with disabilities Health coverage; may include long-term care Low-income Texans meeting eligibility https://www.yourtexasbenefits.com/
STAR+PLUS Managed Care Medicaid managed care that includes long-term services and supports (LTSS) Adults with disabilities and most age 65+ on Medicaid https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-members/starplus-program
STAR+PLUS HCBS Waiver In‑home and community services as an alternative to nursing facilities Those meeting “nursing facility level of care” and financial rules See STAR+PLUS page above; ask ADRC about interest lists
Community Attendant Services (CAS) / Community Care Attendant care and help with daily tasks at home Medicaid-eligible with functional need https://www.hhs.texas.gov/ (search “Community Attendant Services”)
Nursing Facility Medicaid Nursing home care Those meeting medical and financial rules https://www.hhs.texas.gov/services/health/medicaid-chip/long-term-care
Non‑Emergency Medical Transportation (NEMT) Rides to Medicaid-covered appointments Medicaid members https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-members/medical-transportation-program

Key notes and steps:

Reality check:


Food and nutrition: how to lower grocery and meal costs

SNAP (food stamps) and TSAP for seniors

Tip: If you are 60+ or disabled, report out-of-pocket medical costs to HHSC. That can sometimes raise your SNAP amount. See SNAP rules on elderly/disabled deductions at USDA FNS: https://www.fns.usda.gov/snap/eligibility/elderly-disabled-special-rules

Meals at home and in the community

Senior food boxes (CSFP)

  • The Commodity Supplemental Food Program (CSFP) provides monthly boxes for eligible seniors. In Texas, the program is administered with regional food banks. Learn more at the Texas Department of Agriculture: https://www.texasagriculture.gov/ and ask your local food bank via 2‑1‑1: https://www.211texas.org/

Stretching SNAP dollars

Reality check:

  • Some food box programs have limited slots. Keep checking with 2‑1‑1 and your AAA for openings and seasonal programs.

Housing, home repairs, and accessibility

Texas uses a mix of federal, state, and local programs. Start with these official portals:

Housing and home repair programs in Texas

Program What it does Who runs it Where to learn/apply
Housing Choice Voucher (Section 8) Helps pay rent in private housing Local Public Housing Agencies Find Texas PHAs: https://www.hud.gov/program_offices/public_indian_housing/pha/contacts/tx
Project‑Based Section 8 / HUD multifamily Affordable apartments with rent capped at a portion of income HUD and property owners Search “Find HUD Housing” at https://www.hud.gov/
TDHCA HOME and Community programs Local grants/loans for repairs, accessibility, or rental help (varies by county/city) Texas Department of Housing & Community Affairs Start at TDHCA Help for Texans: https://www.tdhca.texas.gov/help-for-texans
Amy Young Barrier Removal (AYBR) Grants to remove barriers (ramps, accessible bathrooms, etc.) TDHCA Listed under TDHCA Help for Texans: https://www.tdhca.texas.gov/help-for-texans
Weatherization Assistance Program (WAP) Energy-saving repairs to lower bills TDHCA/local providers https://www.tdhca.texas.gov/community-affairs/wap
Comprehensive Energy Assistance Program (CEAP) Utility bill payment help and energy education TDHCA/local providers https://www.tdhca.texas.gov/community-affairs/ceap
USDA Section 504 Home Repair Grants/loans for very low-income homeowners 62+ for essential repairs USDA Rural Development https://www.rd.usda.gov/programs-services/single-family-housing-repair-loans-grants

Property tax relief (homestead, disabled, over‑65, disabled veterans):

Reality check:

  • Section 8 waitlists open and close. Sign up for email alerts from PHAs and check frequently.
  • Only work with contractors verified by your local program or properly licensed. For HVAC, electrical, and other trades, verify licenses with the Texas Department of Licensing & Regulation (TDLR): https://www.tdlr.texas.gov/
  • For home modifications, programs like AYBR can run out of funds mid‑year. Apply early and ask about waitlists.

Utilities, phone, and internet

Help type Program What it does Where to learn/apply
Utility bills CEAP Helps with electric, gas bills; crisis help may be available TDHCA CEAP: https://www.tdhca.texas.gov/community-affairs/ceap
Lower energy use Weatherization Assistance Air sealing, insulation, HVAC tune‑ups TDHCA WAP: https://www.tdhca.texas.gov/community-affairs/wap
Discount phone/internet Lifeline Monthly discount on phone or internet FCC/USAC Lifeline: https://www.lifelinesupport.org/
Internet subsidy (status changes) Affordable Connectivity Program (ACP) As of 2025, ACP funding has lapsed; check status FCC ACP page: https://www.fcc.gov/acp

Reality check:

  • Many utility providers also have company-funded relief programs. Call your utility’s customer service and ask about “payment assistance” and “critical care” registries for medically necessary equipment.
  • ACP has faced funding gaps. Always check the FCC page for the current status before relying on it.

Transportation and mobility

Need Option Who qualifies How to use it
Medicaid ride to doctor Non‑Emergency Medical Transportation (NEMT) Medicaid members https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-members/medical-transportation-program
Paratransit door‑to‑door ADA paratransit via local transit Riders who cannot use fixed‑route due to disability Find your transit agency via TxDOT: https://www.txdot.gov/ (search “Find transit provider”)
Rural transit Demand‑response and deviated routes Rural residents TxDOT local transit providers directory: https://www.txdot.gov/ (search “Local transit providers”)
Disabled parking Placards and plates Qualified disabilities TxDMV info: https://www.txdmv.gov/motorists/disabled-parking-placards-plates
Driver licensing Renewals, accommodations All drivers Texas DPS: https://www.dps.texas.gov/section/driver-license

Tip: If you use oxygen or mobility devices, tell the transit scheduler when you book the ride. Keep a buffer time for pickups and returns.


Taxes, money, and consumer protections

Reality check:

  • If someone demands upfront payment or gift cards, walk away. Verify every claim with an official agency site or 2‑1‑1 Texas.

Assistive technology, libraries, and digital access


Inclusion and specialized resources

LGBTQ+ seniors

Veteran seniors

Tribal elders in Texas

Texas has three federally recognized tribes:

Health care and elder supports:

Rural seniors and families

  • Transit: Use TxDOT’s directory to find demand-response rides in your county: https://www.txdot.gov/ (search “Local transit providers”).
  • Mobile food pantries: Dial 2‑1‑1 or check your regional food bank’s schedule through https://www.211texas.org/
  • Telehealth: Ask your Medicare Advantage or Medicaid plan about telehealth options; confirm what devices and data plans are needed.
  • Internet access: ACP’s funding has lapsed at times; check the FCC ACP page for updates: https://www.fcc.gov/acp. Lifeline may still offer a discount: https://www.lifelinesupport.org/

Resources by region (find local help fast)

Use these starting points and then drill down through the linked directories.

Region Aging/Long‑term care Transit Housing
Houston–Gulf Coast AAA via HHS directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging Find local transit (METRO, Connect Transit, rural providers) via TxDOT directory: https://www.txdot.gov/ TDHCA Help for Texans (Harris and nearby counties): https://www.tdhca.texas.gov/help-for-texans
Dallas–Fort Worth AAA directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging DART/DCTA/Trinity Metro plus paratransit; use TxDOT directory: https://www.txdot.gov/ HUD PHAs (Dallas, Tarrant, etc.): https://www.hud.gov/program_offices/public_indian_housing/pha/contacts/tx
San Antonio–Alamo AAA directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging VIA and rural Alamo region providers via TxDOT: https://www.txdot.gov/ TDHCA Help for Texans: https://www.tdhca.texas.gov/help-for-texans
Austin–Capital Area AAA directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging CapMetro and rural CARTS via TxDOT directory: https://www.txdot.gov/ TDHCA Help for Texans: https://www.tdhca.texas.gov/help-for-texans
El Paso–West Texas AAA directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging Sun Metro LIFT and rural providers via TxDOT: https://www.txdot.gov/ HUD PHAs (El Paso): https://www.hud.gov/program_offices/public_indian_housing/pha/contacts/tx
Rio Grande Valley AAA directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging Valley Metro and county providers via TxDOT: https://www.txdot.gov/ TDHCA Help for Texans: https://www.tdhca.texas.gov/help-for-texans
Panhandle/Lubbock/Amarillo AAA directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging Rural transit via Panhandle/West Tx providers on TxDOT: https://www.txdot.gov/ TDHCA Help for Texans: https://www.tdhca.texas.gov/help-for-texans
East Texas/Tyler/Longview AAA directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging ETCOG and rural services via TxDOT: https://www.txdot.gov/ TDHCA Help for Texans: https://www.tdhca.texas.gov/help-for-texans
Central Texas/Waco–Temple–Killeen AAA directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging HOP and rural providers via TxDOT: https://www.txdot.gov/ TDHCA Help for Texans: https://www.tdhca.texas.gov/help-for-texans
Coastal/Brazoria/Matagorda AAA directory: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging Coastal Bend transit via TxDOT directory: https://www.txdot.gov/ TDHCA Help for Texans: https://www.tdhca.texas.gov/help-for-texans

Tip: For exact phone numbers and addresses, use the linked HHS AAA and ADRC directories and your county selection. These pages are kept current by the state.


How to apply for key programs (step‑by‑step)

  • Medicaid, Medicare Savings Programs, and SNAP (including TSAP)
    1. Gather ID, Social Security number, proof of income, bank/asset info, rent/mortgage/utility bills, and medical expenses.
    2. Apply at Your Texas Benefits: https://www.yourtexasbenefits.com/ or call 2‑1‑1 for help.
    3. Track your case online or with the mobile app. Respond to requests quickly to avoid delays.
  • STAR+PLUS HCBS Waiver (home and community services)
    1. Call your local ADRC to discuss your needs and ask to be placed on the STAR+PLUS HCBS interest list: https://www.hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center
    2. Keep your contact info updated. If they can’t reach you, you may lose your place in line.
    3. When contacted, complete medical and financial assessments. If approved, you’ll enroll with a STAR+PLUS health plan.
  • SSI/SSDI
    1. Apply online at SSA: https://www.ssa.gov/ (SSI may require an interview).
    2. Submit medical records and the names of all clinics/doctors. Ask your doctors to respond promptly to SSA requests.
    3. If denied, appeal by the deadline. Many approvals happen on appeal. Free help: Texas LawHelp legal aid finder: https://texaslawhelp.org/
  • Property tax exemptions/deferral
    1. Contact your county appraisal district for forms. Overview and links: Texas Comptroller: https://comptroller.texas.gov/taxes/property-tax/exemptions/
    2. Keep copies of your application. Ask about the timeline for decisions.

Reality check:

  • Keep a 3-ring binder or a simple folder for each program with your application date, case number, and a list of documents you submitted.
  • If you don’t hear back, call weekly. Be polite but persistent.

Practical examples (realistic scenarios)


Frequently Asked Questions (FAQs)

Q1) How do I find out if I qualify for the Medicare Savings Program in Texas?

Q2) How long is the wait for the STAR+PLUS HCBS Waiver?

Q3) I’m disabled and 62. Can I get the over‑65 exemption?

Q4) Does Texas add extra money to SSI?

Q5) Where can I get help choosing a Medicare Advantage or Part D plan?

Q6) I can’t drive. How do I get to the doctor?

Q7) Is there a simpler SNAP application for seniors?

  • Yes. Texas has the Texas Simplified Application Project (TSAP) for households where everyone is 60+ or disabled. See HHSC info (search “TSAP”) and apply at https://www.yourtexasbenefits.com/.

Q8) Who can help me if a nursing home is not responding to my complaints?

Q9) What if I face discrimination when seeking care?

Q10) Can I get help with home modifications like a ramp?

  • Yes. Check TDHCA’s Amy Young Barrier Removal Program and local HOME-funded repair programs via Help for Texans: https://www.tdhca.texas.gov/help-for-texans. Also ask your AAA if they know of local nonprofit ramp programs.

Q11) I live in a very rural area. Any tips?

  • Use 2‑1‑1 to find county-level services: https://www.211texas.org/. For rides, look up your rural transit provider on TxDOT’s site. Ask your doctor about telehealth appointments covered by Medicare or Medicaid.

Q12) Where can I report Medicare fraud?


Statewide resources (official and trusted)


Reality checks, warnings, and practical tips

  • Interest lists are common. Get on them early and keep your phone/address current.
  • Always use official sites that end in .gov or well-known nonprofits. If a site asks for payment to apply for government benefits, stop and re-check.
  • For home repairs, never pay the full cost upfront. Use programs that pre‑screen contractors or allow payment after inspection.
  • Keep a simple benefits notebook. Write: what you applied for, when, case number, and contact names.

Disclaimer

Programs, eligibility rules, dollar amounts, phone numbers, and web links can change. Always verify details with the official agency or program website linked in this guide, call 2‑1‑1 Texas, or speak with your local Area Agency on Aging. This guide is informational and is not legal, financial, or medical advice.


About This Guide

by the GrantsForSeniors.org Editorial Team

The GrantsForSeniors.org editorial team has been building benefit and assistance resources for seniors nationwide since 2020. We research programs across all 50 states by reviewing government websites, checking agency updates, and gathering information from available sources.

Our Commitment to You:

  • Experience & Expertise: The information in this guide is compiled and reviewed by a team with experience in senior services and financial aid programs. We are committed to sharing our knowledge to help you find the support you need.
  • Authority & Trust: We rely on verified sources, including government agencies, non-profit organizations, and official program websites, to ensure the accuracy of our content. Our goal is to be a trusted authority you can rely on for credible information.
  • Clarity & Accessibility: We understand that seeking financial assistance can be challenging. This guide is designed to be clear and easy to understand, breaking down complex topics into actionable steps.

While we work hard to provide the most accurate information available, please note that program details and eligibility requirements can change. We recommend always checking with the official program source or agency website for the most current information, as we are not official agencies but rather compile available information.

  • Last Updated: August 2025
  • Sources Verified: August 2025
  • Next Review: February 2026

If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. We’re here to help seniors find resources that can make a real difference in their daily lives.

About the Authors

Analic Mata-Murray

Analic Mata-Murray

Managing Editor

Analic Mata-Murray holds a Communications degree with a focus on Journalism and Advertising from Universidad Católica Andrés Bello. With over 11 years of experience as a volunteer translator for The Salvation Army, she has helped Spanish-speaking communities access critical resources and navigate poverty alleviation programs.

As Managing Editor at Grants for Seniors, Analic oversees all content to ensure accuracy and accessibility. Her bilingual expertise allows her to create and review content in both English and Spanish, specializing in community resources, housing assistance, and emergency aid programs.

Yolanda Taylor

Yolanda Taylor, BA Psychology

Senior Healthcare Editor

Yolanda Taylor is a Senior Healthcare Editor with over six years of clinical experience as a medical assistant in diverse healthcare settings, including OB/GYN, family medicine, and specialty clinics. She is currently pursuing her Bachelor's degree in Psychology at California State University, Sacramento.

At Grants for Seniors, Yolanda oversees healthcare-related content, ensuring medical accuracy and accessibility. Her clinical background allows her to translate complex medical terminology into clear guidance for seniors navigating Medicare, Medicaid, and dental care options. She is bilingual in Spanish and English and holds Lay Counselor certification and CPR/BLS certification.