Benefits and Resources for Disabled Seniors in Oregon

Last updated: January 20, 2026

This guide is written for older Oregonians living with disabilities and their families. It explains how to get real help in Oregon: health coverage, in‑home care, food, housing, money assistance, transportation, legal help, and more. Every claim links to an official source. Programs change, and waitlists are common—so you’ll also find reality checks and tips to save time.

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Quick help box (always start here)

• Call 911 for any life‑threatening emergency.
• Crisis support: Call or text 988 (24/7). Veterans: press 1. Learn about 988.
• Report abuse or neglect of an older adult or adult with disabilities: Call 1‑855‑503‑SAFE (7233). Report abuse to Oregon DHS.
• Get local help with food, shelter, and more: Dial 211 or visit 211info (Oregon’s community resource line).
• Aging and Disability help line (statewide): Call 1‑855‑ORE‑ADRC (673‑2372) or visit ADRC of Oregon. They connect you to your local Area Agency on Aging (AAA) and Oregon DHS offices.
• Medicare help and plan counseling: Call SHIBA at 1‑800‑722‑4134. Oregon SHIBA counseling.
• Concerns about care in a nursing home, assisted living, or adult foster home: Call the Oregon Long‑Term Care Ombudsman.

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Emergency numbers at a glance

Reality check: If you can’t get through on the phone, try calling early morning. You can also ask a trusted person (family, neighbor, case manager, clinic social worker) to call with you on speakerphone.

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How Oregon’s system works (in plain language)

• Oregon Department of Human Services (ODHS) – Aging & People with Disabilities (APD) runs long‑term services and supports: in‑home help, adult foster homes, assisted living, and nursing facilities. ODHS APD home
• Oregon Health Authority (OHA) runs Medicaid (Oregon Health Plan or OHP) and partners with Coordinated Care Organizations (CCOs) for most medical, dental, behavioral health, and non‑emergency medical rides. OHP overview
• Area Agencies on Aging (AAAs) deliver local aging programs: Meals, caregiver support, options counseling, and help applying for benefits. Find your AAA through the ADRC of Oregon.
• SHIBA provides free, unbiased Medicare help. Oregon SHIBA
• 211info connects you to local food, housing, and utility aid. 211info

Tip: Start with ADRC (statewide 1‑855‑673‑2372). Ask for “options counseling” and help applying for programs you may qualify for.

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Oregon benefits overview (what to ask about first)

The table below lists core benefits most disabled seniors look into first.

Reality check: Many programs have waitlists (housing, home‑delivered meals in some areas, in‑home care hours). Apply anyway, and ask about short‑term alternatives while you wait.

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Health coverage and long‑term care

Medicare (basic, plus savings and counseling)

• Most people 65+ have Medicare. If you also have low income and limited resources, Medicaid may help with premiums and copays through Medicare Savings Programs (QMB/SLMB/QI). Get free help from Oregon SHIBA or call 1‑800‑722‑4134.
• If you’re under 65 with a disability and receive SSDI, you may qualify for Medicare after a waiting period. SHIBA can explain options and timelines. Medicare basics via SHIBA

Tip: Ask SHIBA to screen you for Extra Help (Part D) and Medicare Savings Programs at the same time.

Medicaid (Oregon Health Plan, OHP) for older adults and people with disabilities

• OHP covers doctor visits, hospital care, behavioral health, dental, prescriptions, and non‑emergency medical rides. See coverage and how to apply at the OHP homepage.
• If you are 65+ or have a disability and need help with daily activities, ask ADRC about a long‑term care assessment. Services can include in‑home caregivers, adult day programs, assisted living, adult foster homes, memory care, or nursing facility care. Start at the ADRC of Oregon.
• Many long‑term services are provided through Oregon’s Community First Choice option (sometimes called “K Plan”), which can fund in‑home supports so you can remain at home when it’s safe to do so. Learn about APD services at ODHS APD.

Reality check: Getting approved for long‑term care takes time. Keep records of your medical visits and what help you need at home (bathing, dressing, meals, medications). That helps your case manager determine eligibility and hours.

Program of All‑Inclusive Care for the Elderly (PACE)

• PACE provides complete medical care and supportive services for people who qualify for nursing‑home level care but want to remain in the community. It bundles medical, therapies, medications, day center services, transportation, and personal care. Learn more from the Oregon Health Authority’s PACE information: OHA PACE overview.

Tip: Ask ADRC if there’s a PACE site in your county and whether you meet the level‑of‑care criteria.

Non‑emergency medical transportation (NEMT)

• If you have OHP, you may get free rides to covered medical, dental, and mental health appointments. Rides are arranged through your local broker or CCO. Start with your health plan member services, or see OHP transportation info at OHA’s OHP pages.

Choosing a care setting safely

• Check facility licensing, complaints, and quality. Oregon provides information and complaint processes through APD and the Oregon Long‑Term Care Ombudsman.
• Report care concerns urgently to the Ombudsman and, if needed, to the abuse hotline at 1‑855‑503‑SAFE. Report adult abuse

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Snapshot: Health coverage and long‑term care options in Oregon

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Money, disability, and cash assistance

Social Security: SSDI and SSI

• Social Security Disability Insurance (SSDI) is for workers who became disabled and have enough work credits. Supplemental Security Income (SSI) is for people with very low income/resources. Apply and manage claims at the Social Security Administration.
• If you receive SSI in Oregon, you may also get a small State Supplement Payment (SSP). Details go through ODHS/APD. Ask your local office or call ADRC to connect. ODHS APD

Tip: If you’re appealing a Social Security denial, seek free legal help from Legal Aid Services of Oregon or Oregon Law Center.

Medicaid for Aged, Blind and Disabled (ABD) and OSIPM

• Oregon’s Medicaid pathways for older adults and people with disabilities are often called “ABD” and OSIPM (Oregon Supplemental Income Program Medical). These categories can help with medical and long‑term care. Start with the ADRC or the OHP application.

General Assistance (GA)

• Oregon’s General Assistance program can provide temporary cash help and case management for Oregonians who are likely eligible for SSI/SSDI and have severe disabilities. To see if GA is open and whether you qualify, contact ODHS/APD through the ADRC of Oregon.

Reality check: GA funding and availability can change. Ask specifically, “Is General Assistance open now in my county?”

Oregon ABLE Savings Plan

• If disability began before age 26 (age 46 beginning in 2026 under federal changes), ABLE accounts let you save for disability-related expenses without losing SSI/Medicaid eligibility. Learn more at the official Oregon ABLE Savings Plan.

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Food and nutrition

• SNAP (food stamps): Monthly funds for groceries loaded onto an Oregon Trail Card. Apply online or by phone through ODHS Self‑Sufficiency. Oregon SNAP benefits
• Home‑delivered meals and senior dining sites: Run locally by AAAs and partners. Availability varies by county. Find options via the ADRC of Oregon.
• Senior Farm Direct Nutrition Program (SFDNP): Seasonal checks to buy fruits, vegetables, and herbs from authorized farm stands and markets. Check eligibility and distribution windows at the Oregon Senior Farm Direct Nutrition Program.
• Food pantries: The Oregon Food Bank lists pantries and mobile markets statewide.

Tip: If you can’t leave home, ask your AAA or 211info about volunteers who can shop or deliver groceries in your area.

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Housing, property taxes, and utilities

Affordable rental housing and vouchers

• Search for affordable units and waitlists at OregonHousingSearch.org (statewide listing).
• For Section 8 Housing Choice Vouchers and public housing, apply through your local housing authority. Find contacts via Oregon Housing and Community Services: Local housing authority contacts.

Reality check: Waiting lists can be long and may open briefly. Sign up for email alerts from your housing authority and check monthly.

Property tax relief for homeowners

• Senior and Disabled Property Tax Deferral: If you qualify, Oregon may pay your property taxes and place a lien to be repaid later (often when the property is sold). See rules and application windows at the Oregon Department of Revenue program page.
• Disabled veteran or surviving spouse exemption: Partial property tax exemption for qualifying veterans or surviving spouses. Learn more at the Department of Revenue’s exemptions page and your county assessor. Property tax exemptions (DOR)

Energy and weatherization

• LIHEAP energy assistance: One‑time help with heating/cooling bills, administered locally. Start with OHCS Energy Assistance.
• Weatherization Assistance Program: Free energy‑saving improvements for eligible households (insulation, sealing, minor repairs). See OHCS Weatherization Assistance.
• Oregon Lifeline (OTAP): Discount on phone or internet service for low‑income households. Apply at Oregon Lifeline (PUC).

Tip: Call your utility (electric, gas, water) and ask about medical certificates, time‑of‑use rates, and income‑based discounts. Investor‑owned utilities must offer certain protections and payment plans.

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Housing and utility help at a glance

Reality check: Many energy programs open once per year and close when funds run out. Ask 211info or your local provider when applications reopen.

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Transportation and mobility

• ADA paratransit: If you can’t use fixed‑route buses or trains due to a disability, you may qualify for paratransit in your local transit district (e.g., TriMet LIFT in the Portland area). Contact your local transit agency. Find transit links through ODOT’s Public Transportation.
• Community rides: Rural Dial‑A‑Ride and volunteer driver programs help with shopping, appointments, and social trips. Ask 211info or your AAA. 211info transportation search
• OHP Non‑Emergency Medical Transportation: Rides to covered medical care for OHP members, arranged through your CCO or broker. See OHP information.

Tip: When booking rides, ask for a “will‑call” return if appointment times are unpredictable. Keep your phone on for pick‑up calls.

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Assistive technology, home modifications, and safety

• Oregon’s Assistive Technology Program: Try devices (loan library) and get device demonstrations. Learn more via Oregon’s statewide AT program partner, Access Technologies, Inc. Access Technologies, Inc. Note: This is the recognized statewide AT partner.
• Minor home repair and accessibility: Ask your AAA and city/county housing office about ramps, grab bars, and minor repairs. Weatherization providers may also fix health and safety issues. See OHCS Weatherization.
• Medical alert systems: Some Medicaid waivers and LTSS programs can cover personal emergency response systems. Ask your APD case manager via the ADRC of Oregon.

Reality check: AT device loans are time‑limited. If a device helps, ask about funding options before the loan ends.

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Caregivers, respite, and staying at home

• Family Caregiver Support Program: Help for people caring for someone 60+ (or under 60 with dementia). Includes respite, training, and support groups. Contact your local AAA via the ADRC of Oregon.
• In‑home caregivers through Medicaid/APD: If you qualify for LTSS, APD can authorize in‑home caregiver hours. Workers can be found through registries like the Oregon Home Care Commission. Learn about in‑home services via ODHS APD.
• Paid Leave Oregon: If your family caregiver is employed in Oregon, they may be able to take paid leave to care for you during a serious health need. See Paid Leave Oregon.

Tip: Ask your case manager directly, “Can a family member be paid as my caregiver in my program?” Rules vary by program and relationship.

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Legal help, rights, and appeals

• Long‑Term Care Ombudsman: Independent advocates for people in nursing homes, assisted living, and adult foster homes. Contact the Ombudsman.
• Legal Aid Services of Oregon and Oregon Law Center: Free civil legal help for eligible seniors, including housing issues, benefits, and safety. Legal Aid Services of Oregon, Oregon Law Center
• Disability Rights Oregon: Protection & Advocacy agency for the rights of people with disabilities. Disability Rights Oregon
• Fair housing: Disability is a protected class. Learn your rights and how to file complaints through the Oregon Bureau of Labor & Industries (BOLI) and HUD. BOLI Civil Rights
• Appeals: If benefits are denied, you can appeal. Ask your case worker for the appeal form and deadlines. For Medicare appeals, get help from SHIBA.

Reality check: Appeals have strict deadlines. Open and save all mail, note dates, and get help right away.

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Inclusive supports: LGBTQ+, Veterans, Tribal members, and rural seniors

LGBTQ+ older adults

• Friendly House and other community centers in Oregon host LGBTQ+ senior programs and social groups. Find local offerings via your AAA and 211info.
• National SAGE resources can help with LGBTQ+-affirming aging services. SAGE National Resource Center on LGBTQ+ Aging
• If you face discrimination in housing, services, or healthcare, contact BOLI Civil Rights and consider calling Disability Rights Oregon.

Tip: Tell your AAA you want LGBTQ+‑affirming providers. They can note this in your service plan.

Veteran seniors

• Oregon Department of Veterans’ Affairs (ODVA) helps with VA disability claims, pension, Aid & Attendance, and healthcare enrollment. Connect through your County Veterans Service Office. ODVA benefits and local VSOs
• VA Portland Health Care System serves much of Oregon. VA Portland Health Care
• Property tax: Disabled veteran/surviving spouse property tax exemptions are available. Learn from Oregon DOR exemptions and your county assessor.

Reality check: VA benefits can take time to process. Get help from a VSO to avoid paperwork errors and track your claim.

Tribal members and Alaska Natives in Oregon

• Many Tribes operate Elder Services (Title VI) with meals, transportation, caregiver help, and cultural activities. Contact your Tribe’s elder program or your AAA. Oregon DHS Tribal Affairs can help connect you: ODHS Tribal Affairs
• You can receive services through your Tribe and through state programs if you’re eligible. Ask about coordination to avoid gaps.
• Indian Health Service and Tribal clinics can coordinate with OHP and Medicare. Talk to your clinic’s patient benefits coordinator.

Tip: Ask specifically about Title VI elder services and how they work with Meals on Wheels and OHP rides in your area.

Rural seniors and families

• Transportation is the biggest barrier. Use Dial‑A‑Ride, volunteer drivers, and OHP medical rides. Start with your AAA and 211info transportation.
• Phone/internet discounts through Oregon Lifeline can help with telehealth and staying connected.
• Home repairs and weatherization are often available through regional community action agencies. Check OHCS Weatherization and ask 211info for your local provider.

Reality check: Rural programs often have fewer drivers and longer travel times. Book rides as early as possible (often 2–3 business days ahead).

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Work, finances, and avoiding scams

• Vocational Rehabilitation (VR): If you want to work or return to work with a disability, VR can help with job supports, training, and assistive technology. Oregon VR
• Senior Community Service Employment Program (SCSEP): Paid training and part‑time community assignments for low‑income job seekers 55+. In Oregon, programs are offered by providers such as Easterseals Oregon. Learn more via Easterseals Oregon SCSEP.
• Scam alerts: See the Oregon Department of Justice consumer protection resources and the AARP Fraud Watch Network. Oregon DOJ Consumer Protection

Tip: Never pay for help applying for government benefits. Use ADRC, AAAs, or Legal Aid—free and trustworthy.

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Resources by region (selected AAAs and key links)

Use ADRC (1‑855‑673‑2372) to be directed to the right office. Below are examples; for the full statewide directory, visit ADRC of Oregon.

Note: If an office name or website changes, the ADRC statewide line will always point you to the current contact.

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Step‑by‑step: Applying without getting overwhelmed

1. Call ADRC (1‑855‑673‑2372). Ask for “options counseling” and say what you need help with first (food, in‑home care, rides, housing).
2. Apply for health coverage. If you don’t have OHP, start an application online or with help by phone: OHP application. If you have Medicare, call SHIBA to review your options and see if Medicaid can help with costs.
3. Ask for a long‑term care assessment (if you need help with daily tasks). The AAA/APD will schedule an assessment and explain documents you need.
4. Apply for SNAP and energy help. Do these next; they free up money for other needs. Oregon SNAP, OHCS Energy Assistance
5. If you rent, get on housing waitlists now. Use OregonHousingSearch.org and your local housing authority.
6. Ask about caregiver support and respite. Tell your AAA what would help you and your family caregiver right now.

Tip: Keep a folder with your IDs, Social Security card, medical list, income statements, lease/mortgage, and recent utility bills. It speeds up every application.

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Common problems and how to push past them

• “I can’t reach anyone.” Leave a voicemail with your full name, phone, and why you’re calling. Call early morning. Ask a clinic social worker to call with you.
• “I was denied, but I think it’s wrong.” Appeals are common—and many succeed when more information is provided. Get help from SHIBA (Medicare), your AAA/APD worker (Medicaid), or Legal Aid.
• “There’s a waitlist.” Ask for “interim services” and alternatives. Examples: congregate meal sites while waiting for home‑delivered meals; volunteer drivers while waiting for ADA paratransit.
• “I’m behind on rent or utilities.” Call 211info right away and ask about local eviction prevention or utility crisis funds. 211info

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Frequently Asked Questions (FAQs)

Q: What’s the fastest way to see what I qualify for in Oregon?
A: Call the ADRC of Oregon at 1‑855‑673‑2372 or visit ADRC of Oregon. They can screen you for OHP (Medicaid), SNAP, meals, in‑home care, transportation, and caregiver help.

Q: I have Medicare. Can I also get Medicaid help in Oregon?
A: Yes, if your income and resources are limited. Medicaid can help pay Medicare premiums and may cover services Medicare does not, such as long‑term care. Start at OHP (Medicaid) overview and get counseling from SHIBA.

Q: How do I get in‑home caregiver help through the state?
A: Ask ADRC for a long‑term care assessment. If you qualify, APD can authorize in‑home caregiver hours. Learn more at ODHS APD.

Q: Can a family member be paid as my caregiver?
A: Sometimes. It depends on your Medicaid/APD program and your relationship to the caregiver. Ask your APD case manager during your assessment.

Q: How do I report suspected abuse or neglect?
A: If you believe someone is at risk, call the abuse hotline at 1‑855‑503‑SAFE (7233). Learn more about what to report at Oregon DHS Abuse Reporting.

Q: I can’t afford my electric bill. What should I do first?
A: Call your utility and ask about payment plans and medical protections. Apply for LIHEAP through OHCS Energy Assistance and dial 211 to ask about local funds. Also check Oregon Lifeline for phone/internet discounts.

Q: Is there help with property taxes for seniors and people with disabilities?
A: Yes. Oregon’s Senior and Disabled Property Tax Deferral may let you delay paying property taxes, and disabled veteran exemptions may reduce taxes. See the Department of Revenue deferral page and exemptions page.

Q: Are there safe options other than a nursing home?
A: Yes. Depending on your needs, options include in‑home caregivers, adult day services, adult foster homes, assisted living, memory care, and PACE. Start with the ADRC of Oregon.

Q: How do I get a ride to the doctor?
A: If you have OHP, call your CCO for non‑emergency medical transportation. If not, ask your AAA about Dial‑A‑Ride and volunteer driver programs, or dial 211. See OHP information and 211info.

Q: Who can help me pick a Medicare plan?
A: SHIBA offers free, unbiased counseling. Call 1‑800‑722‑4134 or visit SHIBA.

Q: I’m a Veteran—who can help me with VA benefits and Aid & Attendance?
A: Contact your County Veterans Service Office through Oregon Department of Veterans’ Affairs. They’ll help you apply and gather evidence.

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More Oregon‑specific resources (official and established)

• Oregon DHS Aging & People with Disabilities: ODHS APD home
• ADRC of Oregon (find local AAA): adrcoforegon.org
• Oregon Health Plan (OHP/Medicaid): OHP overview and apply
• SHIBA Medicare help: shiba.oregon.gov
• Report adult abuse/neglect: Oregon DHS Abuse Reporting
• Oregon Long‑Term Care Ombudsman: oltco.org
• SNAP food benefits: ODHS SNAP
• Senior Farm Direct Nutrition Program: OHA SFDNP
• Oregon Housing & Community Services: ohcs.oregon.gov
• Oregon Lifeline (phone/internet discount): PUC Lifeline
• Property tax deferral (Senior/Disabled): DOR deferral
• Disabled veteran property tax exemption: DOR exemptions
• Vocational Rehabilitation: Oregon VR
• Disability Rights Oregon: droregon.org
• Legal Aid Services of Oregon: lasoregon.org
• Oregon Law Center: oregonlawcenter.org
• 211info: 211info.org
• Oregon Department of Veterans’ Affairs: odva.oregon.gov
• VA Portland Health Care: va.gov/portland-health-care
• OregonHousingSearch.org: Affordable housing search
• Access Technologies, Inc. (Assistive Technology): accesstechnologiesinc.org

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Tables: Quick program comparisons

Key Oregon programs for disabled seniors (extended view)

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Reality checks, warnings, and tips (don’t skip)

• Identity verification delays: Many programs require ID and proof of income. If you’ve lost documents, ask for help getting replacements. Social Security and the DMV can provide replacements; Legal Aid can advise if fees are a barrier.
• Hospital discharges: Don’t leave the hospital without a safe plan. Ask to speak with a discharge planner or social worker about home health, equipment, and rides. Tell them you want “orders” for needed services, not just a phone number to call.
• Facility choice: Visit if you can. Talk to residents, ask staff‑to‑resident ratios, night coverage, and how they handle falls and medications. Check with the Long‑Term Care Ombudsman about recent complaints.
• Housing scams: Never pay cash to “hold” an apartment. Use OregonHousingSearch.org and your housing authority. Report scams to the Oregon DOJ Consumer Protection.
• Benefits updates: Income limits and program rules change. Always check the latest details at the official links in this guide.

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About This Guide

by the GrantsForSeniors.org Editorial Team

The GrantsForSeniors.org editorial team has been building benefit and assistance resources for seniors nationwide since 2020. We research programs across all 50 states by reviewing government websites, checking agency updates, and gathering information from available sources.

Our Commitment to You:

• Experience & Expertise: The information in this guide is compiled and reviewed by a team with experience in senior services and financial aid programs. We are committed to sharing our knowledge to help you find the support you need.
• Authority & Trust: We rely on verified sources, including government agencies, non-profit organizations, and official program websites, to ensure the accuracy of our content. Our goal is to be a trusted authority you can rely on for credible information.
• Clarity & Accessibility: We understand that seeking financial assistance can be challenging. This guide is designed to be clear and easy to understand, breaking down complex topics into actionable steps.

While we work hard to provide the most accurate information available, please note that program details and eligibility requirements can change. We recommend always checking with the official program source or agency website for the most current information, as we are not official agencies but rather compile available information.

• Last Updated: January 2026
• Sources Verified: January 2026
• Next Review: May 2026

If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. We’re here to help seniors find resources that can make a real difference in their daily lives.

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Disclaimer

This guide is for general information. It does not replace advice from your case manager, attorney, doctor, or other professionals. Program rules, eligibility, funding, and contact information can change. Always verify details with the official agency using the links provided.