Benefits and Resources for Disabled Seniors in West Virginia

Last updated: August 2025

This guide brings together the essential benefits, programs, and trusted contacts that disabled older adults in West Virginia can use today. Links go straight to official state, federal, or well-established nonprofit sites. Program rules change, so always double‑check details using the links provided.


Quick Help Box

Reality check: If you are in immediate danger, call 911. For benefit applications, expect paperwork, wait times, and follow-ups. Keep copies of everything you submit.


Why this matters in West Virginia

These two facts together mean that state and local programs for older adults and people with disabilities are especially important here.


What you’ll find in this guide

  • Step-by-step routes to health coverage, in-home help, food and utility aid, transportation, and legal help
  • Program descriptions in plain language with straight-to-source application links
  • Realistic notes about waitlists, documentation, denials, and appeals
  • Special sections for LGBTQ+ seniors, veteran seniors, rural seniors, and Native people living in West Virginia
  • FAQs and a “Resources by Region” directory

Table 1 — Key Contacts and Direct Links

Need Who/What Where to start
Apply for Medicaid, SNAP, LIEAP WV PATH online application portal https://www.wvpath.org/
Medicare questions, plan choices West Virginia SHIP (free counseling) https://www.wvship.org/
In-home help for seniors (state programs) WV Bureau of Senior Services (Lighthouse, FAIR, caregiver supports) https://www.wvseniorservices.gov/
Medicaid waivers (home/community-based) WV Bureau for Medical Services — Waiver Programs https://dhhr.wv.gov/bms/Programs/WaiverPrograms/Pages/default.aspx
Meals, senior centers, caregiver help WV Bureau of Senior Services — Find local services https://www.wvseniorservices.gov/
Legal help (benefits, housing, LTC ombudsman) Legal Aid of West Virginia https://www.lawv.net/
Housing assistance and HUD programs HUD West Virginia https://www.hud.gov/states/west_virginia
Energy help (LIEAP) WV Human Services — via WV PATH https://www.wvpath.org/
Report adult abuse/neglect WV Adult Protective Services https://dhhr.wv.gov/bcf/Services/Pages/Adult-Protective-Services.aspx
All-purpose community help line WV 2‑1‑1 (United Way) https://wv211.org/

Tip: If a website seems confusing, call your local senior center. Staff there work with these programs every day and usually know the fastest route. Find senior centers via the Bureau of Senior Services: https://www.wvseniorservices.gov/


How to apply for common benefits in West Virginia

  1. Create a WV PATH account
  • WV PATH is the state’s gateway for Medicaid, SNAP, LIEAP (energy), and related benefits: https://www.wvpath.org/
  • Have your ID, Social Security number, address, income, assets, and medical expenses (if any) ready. You can save and finish later.
  1. For Medicare help
  1. For in-home care and caregiver support outside Medicaid
  • Start with the WV Bureau of Senior Services (Lighthouse, FAIR, caregiver resources): https://www.wvseniorservices.gov/
  • You’ll be connected to a local provider who will screen you and discuss co-pays (if any).
  1. For disability-related help beyond medical insurance
  1. Keep records
  • Make a simple folder: application receipts, letters, case numbers, names/dates of calls. This makes appeals and renewals much easier.

Reality check: Many programs require proof of income and assets. If you’re missing a document, submit what you have and ask your caseworker what else is acceptable.


Health coverage and long-term services

Medicaid for older adults and people with disabilities

Medicaid helps with doctor visits, hospital care, prescriptions, and long-term services and supports (LTSS). In West Virginia, the Bureau for Medical Services runs Medicaid: https://dhhr.wv.gov/bms/Pages/default.aspx

Non-emergency medical transportation (NEMT): Medicaid can help you get to covered medical appointments. Check the WV Medicaid member page and your health plan member handbook for NEMT instructions: https://dhhr.wv.gov/bms/Pages/Member.aspx

Dental: Adult dental coverage under Medicaid can change. Review current coverage on the West Virginia Medicaid member page and confirm with your plan: https://dhhr.wv.gov/bms/Pages/Member.aspx

Prescription help: Apply for Extra Help (LIS) through Social Security if you have Medicare: https://www.ssa.gov/benefits/medicare/prescriptionhelp/

Home and community-based options (Medicaid)

  • Aged & Disabled Waiver (ADW): In-home care for people who meet nursing facility level of care, including many seniors. Services may include personal attendant care and case management. Learn more on the WV Waiver Programs page: https://dhhr.wv.gov/bms/Programs/WaiverPrograms/Pages/default.aspx
  • Personal Care (Medicaid State Plan): In-home help with daily activities for those meeting medical eligibility. See Medicaid member information: https://dhhr.wv.gov/bms/Pages/Member.aspx
  • Traumatic Brain Injury Waiver (TBIW) and Intellectual/Developmental Disabilities Waiver (IDDW): Specialized supports for those populations. See the Waiver Programs page above for program details and contacts.
  • Money Follows the Person: Take Me Home, West Virginia helps people leave institutions and return to the community with support: https://www.takemehomewv.org/

Reality check: Waivers can have assessments, provider shortages, and at times waiting lists. Submit applications early, return forms quickly, and stay in contact with your case manager.

Medicare and Medicare Savings


In-home support if you don’t qualify for Medicaid

Lighthouse Program (State-funded)

For West Virginians age 60+ who need help at home but may not qualify for Medicaid. Lighthouse can provide personal care, light housekeeping, meals help, and mobility assistance with a sliding fee scale based on income. Learn more under Programs at the Bureau of Senior Services: https://www.wvseniorservices.gov/

FAIR Program (Family Alzheimer’s In-Home Respite)

Supports caregivers of people with Alzheimer’s disease or related dementias by offering scheduled in‑home respite hours. See the Bureau of Senior Services Programs page for FAIR details: https://www.wvseniorservices.gov/

Nutrition, senior centers, and caregiver supports

  • Home-delivered meals and congregate meals are provided through local senior centers with federal Title III support. Find services through the Bureau of Senior Services: https://www.wvseniorservices.gov/
  • National Family Caregiver Support Program (NFCSP) services, such as counseling and short-term respite, are coordinated through the aging network. Ask your local senior center or Area Agency on Aging via the Bureau of Senior Services directory above.

Table 2 — Major West Virginia Programs for At-Home Support

Program Who it helps What it provides Where to learn/apply
Aged & Disabled Waiver (ADW) Adults who meet nursing home level-of-care Personal attendant services, case management, other supports WV Medicaid Waiver Programs overview: https://dhhr.wv.gov/bms/Programs/WaiverPrograms/Pages/default.aspx
Personal Care (Medicaid State Plan) Medicaid members needing help with daily tasks In‑home assistance with bathing, dressing, etc. WV Medicaid Member page: https://dhhr.wv.gov/bms/Pages/Member.aspx
Lighthouse Program Age 60+ not served by Medicaid In‑home care, housekeeping, meals help; sliding fee WV Bureau of Senior Services Programs: https://www.wvseniorservices.gov/
FAIR (Alzheimer’s/Dementia respite) Caregivers of people with dementia Scheduled in‑home respite support WV Bureau of Senior Services Programs: https://www.wvseniorservices.gov/
Take Me Home, West Virginia People leaving institutions Transition services to return home https://www.takemehomewv.org/

Tip: If one door is closed (for example, Medicaid eligibility), ask the local agency about alternatives like Lighthouse or caregiver respite. Agencies know how to “stack” programs to build the support you need.


Food, cash, and daily living

SNAP (food help)

SNAP helps with monthly grocery costs. Apply or manage benefits through WV PATH: https://www.wvpath.org/
Program details and eligibility are set by federal law and state policy; see USDA FNS SNAP basics: https://www.fns.usda.gov/snap/supplemental-nutrition-assistance-program

Senior Farmers’ Market Nutrition Program (SFMNP): Low‑income older adults can get seasonal produce coupons. See the West Virginia Department of Agriculture’s program information: https://agriculture.wv.gov/

Food banks: If you need emergency food now, find a pantry through:

Energy and utilities

  • Low Income Energy Assistance Program (LIEAP): Helps with heating costs. Apply via WV PATH: https://www.wvpath.org/
    Check program details at the WV Department of Human Services site (seasonal application windows vary).
  • Weatherization Assistance Program: Improves home energy efficiency (insulation, air sealing, minor health/safety fixes). Administered by the WV Office of Economic Opportunity: https://oeo.wv.gov/

If you receive a shutoff notice, contact your utility right away and ask about medical hardship protections and payment plans. Review consumer information from the Public Service Commission of West Virginia: https://psc.state.wv.us/

Property tax relief for seniors and people with disabilities

  • Homestead Exemption: For eligible homeowners age 65+ or totally and permanently disabled, West Virginia exempts the first $20,000 of assessed value from property taxes. See the West Virginia State Tax Department’s Homestead Exemption page: https://tax.wv.gov/individuals/Pages/HomesteadExemption.aspx

Phones and internet

  • Lifeline (phone/internet discount): Federal program for low-income consumers. Check your eligibility and participating providers via USAC: https://www.lifelinesupport.org/
  • The Affordable Connectivity Program (ACP) ended new enrollments and funding in 2024. See the FCC ACP page for current status and alternatives: https://www.fcc.gov/acp

Bank accounts and savings if you have a disability

  • WVABLE (Achieving a Better Life Experience): Let certain individuals with disabilities save in a tax-advantaged account without losing key benefits. See WVABLE: https://wvable.com/ and the WV State Treasurer’s Office: https://treasurer.wv.gov/

Work and income

  • SSI/SSDI (Social Security Disability and Supplemental Security Income): Apply and manage your case through the Social Security Administration: https://www.ssa.gov/
    Find your local SSA office: https://secure.ssa.gov/ICON/main.jsp
  • SCSEP (Senior Community Service Employment Program): Paid, part-time training for low-income job seekers age 55+. Overview from the U.S. Department of Labor: https://www.dol.gov/agencies/eta/scsep
    Ask your local senior center which SCSEP grantees serve your county.

Table 3 — Money and Daily Living Programs

Need Program What it does How to apply
Groceries SNAP Monthly food benefits on EBT card WV PATH: https://www.wvpath.org/
Fresh produce Senior Farmers’ Market Nutrition Program Seasonal produce coupons WV Dept. of Agriculture info: https://agriculture.wv.gov/
Heating bills LIEAP Help with winter energy costs WV PATH: https://www.wvpath.org/
Home energy efficiency Weatherization Assistance Insulation, air sealing, safety fixes WV Office of Economic Opportunity: https://oeo.wv.gov/
Property taxes Homestead Exemption Reduces taxable value by $20,000 (if eligible) WV Tax Dept. details: https://tax.wv.gov/individuals/Pages/HomesteadExemption.aspx
Work training SCSEP Paid, part-time community service roles DOL program overview: https://www.dol.gov/agencies/eta/scsep

Transportation and mobility


Table 4 — Transportation and Mobility

Service Who it serves How it helps Where to start
ADA Paratransit People unable to use fixed-route buses Door-to-door rides within service area FTA ADA info: https://www.transit.dot.gov/ada + WV transit directory: https://transportation.wv.gov/Transit/Pages/default.aspx
Medicaid NEMT Medicaid members Rides to covered medical appointments WV Medicaid member info: https://dhhr.wv.gov/bms/Pages/Member.aspx
Disability placards/plates Drivers/passengers with qualifying disabilities Accessible parking privileges WV DMV guidance: https://transportation.wv.gov/DMV/Drivers/Pages/Disabled-Placards-and-Plates.aspx
Assistive technology People with disabilities and caregivers Device loans, reuse, information WVATS: https://wvats.cedwvu.org/

Legal help, consumer rights, and protection

  • Legal Aid of West Virginia: Free civil legal help (public benefits, housing, advance directives, protection orders) and hosts the Long-Term Care Ombudsman program for nursing homes and assisted living: https://www.lawv.net/
  • Adult Protective Services (APS): Report suspected abuse, neglect, or financial exploitation of vulnerable adults: https://dhhr.wv.gov/bcf/Services/Pages/Adult-Protective-Services.aspx
  • Disability Rights of West Virginia (Protection & Advocacy): Helps protect the rights of people with disabilities, including access to services and abuse/neglect investigations: https://www.drofwv.org/
  • End-of-life planning and medical orders: West Virginia Center for End-of-Life Care provides forms for living wills, medical power of attorney, and Physician Orders for Scope of Treatment (POST), plus the e-Directive Registry: https://wvendoflife.org/
  • Utilities and shutoff protections: Consumer guidance from the Public Service Commission of West Virginia: https://psc.state.wv.us/

Housing and home repairs

  • HUD programs and local housing authorities: Start with HUD’s West Virginia page for Section 8 (Housing Choice Vouchers), public housing, and senior housing (Section 202): https://www.hud.gov/states/west_virginia
  • USDA Rural Development home repair grants and loans: Very low‑income rural homeowners age 62+ may qualify for Section 504 Home Repair grants to fix health/safety issues. See USDA RD West Virginia: https://www.rd.usda.gov/wv
  • Weatherization Assistance Program: Free energy efficiency improvements for eligible households, via WV Office of Economic Opportunity: https://oeo.wv.gov/

Reality check: Many housing programs have long waitlists. Ask if there are “preferences” for age, disability, or homelessness that can move your application sooner. Keep your contact info up to date with the housing authority.


Health and mental health


Table 5 — Who to Call for Health Coverage Help

Topic Agency/Program Learn more
Medicare plan choices, billing, appeals West Virginia SHIP (free counseling) https://www.wvship.org/
Medicaid eligibility and benefits WV Bureau for Medical Services https://dhhr.wv.gov/bms/Pages/Member.aspx
Prescription drug cost help Social Security Extra Help (LIS) https://www.ssa.gov/benefits/medicare/prescriptionhelp/
Dual-eligible coordination (Medicare + Medicaid) Your Medicare plan + WV Medicaid Plan materials + https://dhhr.wv.gov/bms/Pages/Member.aspx

Special focus: LGBTQ+ seniors

  • Inclusive support: SAGE offers a national LGBTQ+ Elder Hotline with resources and referrals: https://www.sageusa.org/programs/hotline/
  • State advocacy and community connections: Fairness West Virginia provides statewide information and resources for LGBTQ+ West Virginians: https://fairnesswv.org/
  • Practical tip: When seeking home care or facility placement, ask whether the provider has non‑discrimination policies and staff training. You can raise concerns with the Long-Term Care Ombudsman via Legal Aid of West Virginia: https://www.lawv.net/

Special focus: Veteran seniors

Tip: Bring DD‑214 and medical evidence to claims appointments. If denied, appeal deadlines are strict—get help promptly from WVDVA or a VA‑accredited representative.


Special focus: Native and tribal resources

West Virginia does not have federally recognized tribes in-state. See the U.S. Bureau of Indian Affairs list here: https://www.bia.gov/service/tribal-leaders-directory/federally-recognized-tribes

If you are American Indian or Alaska Native living in West Virginia:

  • Check eligibility for Indian Health Service or an Urban Indian Health Program if you have ties to a recognized tribe or live near a service area: https://www.ihs.gov/
  • If you are enrolled in a tribe, ask your tribe about elder benefits and caregiver programs that can be used while residing in West Virginia.
  • Medicaid has specific protections for AI/AN enrollees (such as no cost‑sharing for IHS/tribal services). Confirm details with WV Medicaid: https://dhhr.wv.gov/bms/Pages/Member.aspx

Special focus: Rural seniors and limited access

Much of West Virginia is rural. Distance, weather, and provider shortages can make services harder to reach.

Practical tips:

  • Use telehealth when possible. Ask your doctor and your plan about video or phone visits. Check WV Medicaid telehealth coverage on the Medicaid member page: https://dhhr.wv.gov/bms/Pages/Member.aspx
  • Schedule combined trips. For example, coordinate a grocery run with a medical ride and pick up prescriptions the same day.
  • If you are homebound, ask your local health department about home‑based services, vaccines, and wellness checks. Find your Local Health Department: (see WV Department of Health directory for local health departments)
    West Virginia Local Health Departments directory: https://dhhr.wv.gov/localhealth/pages/map.aspx
  • For durable medical equipment, try WVATS device loans and reuse: https://wvats.cedwvu.org/
  • If you can’t travel to an SSA office, file online or by phone: https://www.ssa.gov/

Reality checks, warnings, and tips

  • Denials happen. Use your appeal rights. If your Medicaid or SNAP case is denied or benefits are cut, you can appeal. Look for appeal instructions in your notice and contact Legal Aid of West Virginia for help: https://www.lawv.net/
  • Keep care notes. For in‑home aides, keep a simple log (who came, when, what they did). It helps with renewals and any service disputes.
  • Watch for scams. Government programs never ask for gift cards. Report Medicare fraud or suspicious calls to SHIP: https://www.wvship.org/
  • Re-certify on time. Many benefits require yearly renewals. Mark your calendar and keep your address updated in WV PATH: https://www.wvpath.org/

Resources by region (how to find local help fast)

Because providers vary by county, the safest path is to use official directories to pinpoint services where you live.

Example searches you can do on those sites:

  • “Meals on Wheels” + your county name on the Bureau of Senior Services site
  • “Paratransit application” on your local transit provider’s page (linked from the Division of Public Transit)
  • “Housing Authority” + your county or city on HUD’s West Virginia page

Frequently Asked Questions (FAQs)

Q: What’s the fastest way to see if I qualify for multiple programs?
A: Create an account on WV PATH and complete pre‑screening or applications for SNAP, Medicaid, and LIEAP in one place: https://www.wvpath.org/
You can also use the National Council on Aging’s BenefitsCheckUp screener for other programs: https://benefitscheckup.org/

Q: I need help at home. Should I apply for the Aged & Disabled Waiver or Lighthouse?
A: If you have (or may qualify for) Medicaid and need a nursing‑home level of care, start with the Aged & Disabled Waiver (ADW): https://dhhr.wv.gov/bms/Programs/WaiverPrograms/Pages/default.aspx
If you are 60+ and do not qualify for Medicaid, ask about the Lighthouse Program through your local senior center: https://www.wvseniorservices.gov/

Q: Is there a waiting list for home care waivers?
A: It can change by year and region. Ask the WV Bureau for Medical Services waiver program directly through the Waiver Programs page: https://dhhr.wv.gov/bms/Programs/WaiverPrograms/Pages/default.aspx and keep your contact information current.

Q: How do I get rides to the doctor?
A: If you have Medicaid, use Non‑Emergency Medical Transportation (NEMT) through your plan or WV Medicaid. See member information: https://dhhr.wv.gov/bms/Pages/Member.aspx
If you don’t have Medicaid, ask your senior center about volunteer driver programs, ADA paratransit, or reduced‑fare transit. Find your provider: https://transportation.wv.gov/Transit/Pages/default.aspx

Q: I have Medicare and can’t afford my premiums or drugs.
A: Ask SHIP about the Medicare Savings Programs (QMB/SLMB/QI) and Extra Help (LIS). These can pay your Part B premium and lower drug costs if you qualify. SHIP: https://www.wvship.org/ and SSA Extra Help: https://www.ssa.gov/benefits/medicare/prescriptionhelp/

Q: How do I protect myself from financial exploitation?
A: If you suspect abuse or exploitation, report to Adult Protective Services: https://dhhr.wv.gov/bcf/Services/Pages/Adult-Protective-Services.aspx
For legal help, contact Legal Aid of West Virginia: https://www.lawv.net/

Q: Are there property tax breaks for seniors or disabled homeowners?
A: Yes. The Homestead Exemption reduces your taxable value by $20,000 if you are 65+ or totally and permanently disabled and meet other requirements. Details: https://tax.wv.gov/individuals/Pages/HomesteadExemption.aspx

Q: Where can I get free or low-cost legal help with benefits or nursing home issues?
A: Legal Aid of West Virginia provides civil legal services statewide and houses the Long‑Term Care Ombudsman program: https://www.lawv.net/

Q: I’m a veteran. Who will help me apply for Aid & Attendance?
A: Start with the WV Department of Veterans Assistance for free claims help: https://veterans.wv.gov/
VA Aid & Attendance info: https://www.va.gov/pension/aid-attendance-housebound/

Q: I live far from town and can’t get to appointments.
A: Ask your provider about telehealth. Check Medicaid member info for coverage: https://dhhr.wv.gov/bms/Pages/Member.aspx
Call your local senior center about ride options and home‑delivered services: https://www.wvseniorservices.gov/

Q: How do I set up a living will or medical power of attorney?
A: Use forms and guidance from the West Virginia Center for End‑of‑Life Care: https://wvendoflife.org/

Q: Can I save money without losing my benefits?
A: If you have a qualifying disability, look into WVABLE accounts (special savings that don’t count against certain benefit limits): https://wvable.com/

Q: Who can help me appeal a benefits denial?
A: Legal Aid of West Virginia can advise on appeals for programs like Medicaid and SNAP: https://www.lawv.net/
Your denial letter will include appeal deadlines—do not miss them.


Source notes and data


Final checklist before you apply

  • Documents: Photo ID, Social Security number, proof of West Virginia address, income (award letters, pay stubs), assets (bank statements), medical bills, insurance cards.
  • Accounts: Set up WV PATH for online state benefits: https://www.wvpath.org/ and keep your login info safe.
  • Support: Call your local senior center or West Virginia SHIP if you get stuck. Those teams do this every day.
  • Follow up: After submitting, check messages frequently and respond to requests quickly.

Resources (official and statewide)


Disclaimer

This guide is for general information only. Program funding, eligibility, and rules change. Always confirm details with the official agency or organization linked in this guide. We do not provide legal or financial advice.


About this Guide

by the GrantsForSeniors.org Editorial Team

The GrantsForSeniors.org editorial team has been building benefit and assistance resources for seniors nationwide since 2020. We research programs across all 50 states by reviewing government websites, checking agency updates, and gathering information from available sources.

Our Commitment to You:

  • Experience & Expertise: The information in this guide is compiled and reviewed by a team with experience in senior services and financial aid programs. We are committed to sharing our knowledge to help you find the support you need.
  • Authority & Trust: We rely on verified sources, including government agencies, non-profit organizations, and official program websites, to ensure the accuracy of our content. Our goal is to be a trusted authority you can rely on for credible information.
  • Clarity & Accessibility: We understand that seeking financial assistance can be challenging. This guide is designed to be clear and easy to understand, breaking down complex topics into actionable steps.

While we work hard to provide the most accurate information available, please note that program details and eligibility requirements can change. We recommend always checking with the official program source or agency website for the most current information, as we are not official agencies but rather compile available information.

  • Last Updated: August 2025
  • Sources Verified: August 2025
  • Next Review: February 2026

If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. We’re here to help seniors find resources that can make a real difference in their daily lives.

About the Authors

Analic Mata-Murray

Analic Mata-Murray

Managing Editor

Analic Mata-Murray holds a Communications degree with a focus on Journalism and Advertising from Universidad Católica Andrés Bello. With over 11 years of experience as a volunteer translator for The Salvation Army, she has helped Spanish-speaking communities access critical resources and navigate poverty alleviation programs.

As Managing Editor at Grants for Seniors, Analic oversees all content to ensure accuracy and accessibility. Her bilingual expertise allows her to create and review content in both English and Spanish, specializing in community resources, housing assistance, and emergency aid programs.

Yolanda Taylor

Yolanda Taylor, BA Psychology

Senior Healthcare Editor

Yolanda Taylor is a Senior Healthcare Editor with over six years of clinical experience as a medical assistant in diverse healthcare settings, including OB/GYN, family medicine, and specialty clinics. She is currently pursuing her Bachelor's degree in Psychology at California State University, Sacramento.

At Grants for Seniors, Yolanda oversees healthcare-related content, ensuring medical accuracy and accessibility. Her clinical background allows her to translate complex medical terminology into clear guidance for seniors navigating Medicare, Medicaid, and dental care options. She is bilingual in Spanish and English and holds Lay Counselor certification and CPR/BLS certification.