Dental Grants in Indiana
Free and Low-Cost Dental Care for Wisconsin Seniors: Complete 2025 Guide
Last Updated: August 2025
If You Need Emergency Help
Dental emergency right now?
Call these numbers immediately:
- Marquette University School of Dentistry: (414) 288-6790 (Milwaukee – emergency walk-in service available)
- ForwardHealth Member Service: (800) 362-3002 (for Medicaid/BadgerCare Plus members)
- Wisconsin Dental Association: (414) 276-4520 (referrals and emergency resources)
- For severe symptoms (facial swelling, difficulty swallowing, fever with tooth pain): Go to your nearest hospital emergency room
Key Takeaways
Bottom Line: Wisconsin offers comprehensive dental coverage through BadgerCare Plus and multiple free clinic options, making it one of the better states for senior dental access. Success requires understanding the extensive BadgerCare system and leveraging specialized grant programs.
What You Need to Know Right Now:
- Comprehensive Coverage: Wisconsin BadgerCare Plus provides extensive dental services for adults and children enrolled in Medicaid – including restorative care
- Grant Support: Wisconsin Department of Health Services awarded $5.1 million to 14 safety net dental clinics in 2023 to increase access
- Income Matters: 2025 Federal Poverty Level is $15,650 for individuals; BadgerCare Plus eligibility varies by family size
- Annual Events: Wisconsin Mission of Mercy provides free dental care every two years – next event planned for 2027
Understanding Wisconsin’s Dental Care Advantages
The Healthcare Landscape for Seniors
Wisconsin stands out among states for dental access, particularly for low-income seniors. The state has developed a comprehensive approach through its Wisconsin Roadmap to Improving Oral Health 2020-2025, recognizing that access to oral health care is a critical issue requiring systematic solutions.
Wisconsin’s BadgerCare Plus Advantage
Unlike many states with limited Medicaid dental coverage, Wisconsin BadgerCare Plus provides extensive dental services for both adults and children:
What BadgerCare Plus Covers:
- Preventive care: cleanings, fluoride, sealants, exams
- Restorative services: fillings, crowns, bridges
- Emergency care: extractions, pain management
- Important: Does not cover orthodontia; some procedures require prior approval
Regional Variations:
- In Milwaukee, Ozaukee, Racine, Washington, and Waukesha counties, dental coverage is managed through HMOs
- In all other counties, dental services are covered directly by the state
Wisconsin’s Unique Funding Approach
Wisconsin requires by statute that at least nine nonprofit dental clinics be funded each fiscal year, with specific allocations including:
- $232,000 to rural health dental clinic in Ladysmith
- $400,000 to Family Health Center of Marshfield for Chippewa Falls area
- $700,000 for school-based preventive dental services
- Over $1.7 million annually to 14 safety net dental clinics
Health Connections: Why Dental Care Matters for Seniors
Poor oral health significantly impacts seniors’ overall health:
- Heart Disease: Gum disease bacteria contribute to cardiovascular problems
- Diabetes Complications: Gum disease makes blood sugar control difficult
- Pneumonia: Bacteria from infected teeth can be aspirated into lungs
- Malnutrition: Tooth loss leads to difficulty eating nutritious foods
Verified Free and Low-Cost Programs
1. Marquette University School of Dentistry
Why Consider Marquette:
- Fees approximately 50% less than private dental offices
- State-of-the-art facility serving as Wisconsin’s only dental school
- Accepts Wisconsin Medicaid (ForwardHealth) and multiple insurance plans
Services Available:
- Comprehensive dental care including cleanings, fillings, extractions
- Preventive care and fluoride treatments
- Emergency dental services
- Pediatric dentistry (separate clinic for children under 13)
Cost Structure:
- Not a free clinic – charges apply for all services
- Fees about 50% below private practice rates
- Payment Required: Full payment due at each appointment
- Accepted: Cash, checks, debit cards, major credit cards, Apple Pay
- Cannot bill: Medicare, CareCredit, or most private insurance (but will help with claim submission)
Important Requirements:
- Must commit to receiving all dental services at the School of Dentistry
- Appointments are 3 hours long at 9:00 AM or 1:00 PM
- Initial screening examination required before treatment planning
Contact Information:
- Adults: (414) 288-6790
- Children under 13: (414) 288-7273
- Address: 1801 West Wisconsin Ave, Milwaukee, WI 53233
- Emergency walk-in: 8:00 AM – 12:00 PM, 1:00 PM – 4:30 PM
2. Wisconsin Department of Health Services Grant-Funded Clinics
State Investment:
- 14 nonprofit dental clinics received $5.1 million in grants for 2024-2026
- Individual grants range from $59,000 to $150,000 per clinic over three years
- Clinics serve significant numbers of low-income, uninsured, and underinsured Wisconsin residents
Services Provided:
- Basic dental care including cleanings, fillings, extractions
- Emergency dental services
- Preventive care programs
- Many accept Medicaid and offer sliding fee scales
Locations: Contact Wisconsin Department of Health Services for current clinic locations and availability
Training Component: Clinics also serve as work sites for Wisconsin Department of Workforce Development Youth Apprenticeship program
3. Donated Dental Services (DDS) Program
How It Works:
- Directed to people unable to afford dental care due to limited income linked to permanent disability, chronic illness, or advanced age (65+)
- Volunteer dentists provide comprehensive care through coordinated matching
Eligibility Requirements:
- Age 65 or older, OR permanent disability, OR chronic illness
- Cannot afford dental treatment
- Limited income directly related to qualifying condition
Application Process:
- Contact program administrators for current application procedures
- Medical documentation may be required
- Wait times vary by location and volunteer availability
4. WDA Foundation Grant Programs
Annual Funding:
- WDA Foundation awarded $50,892 in grants to 10 nonprofit oral care programs in 2024
- Since 2000, the WDA Foundation has awarded over $1.1 million in grants
Recipient Organizations Include:
- Affordable Dental Care, Inc.
- Various community health centers
- Rural clinic programs
- Senior-focused dental programs
Application Timeline: Applications accepted starting July 1 for the following calendar year
5. Wisconsin Mission of Mercy
Major Free Dental Event:
- 11th Mission of Mercy held July 25-26, 2025 in Weston, WI (Wausau area)
- Over $250,000 raised from donors and sponsors to cover direct expenses
Event Details:
- Free dental care for children and adults with limited financial resources
- Approximately 450 patient visits each day on first-come, first-served basis
- No appointments: Doors open at 5:30 AM both days
- No documentation required: No photo ID, Social Security number, insurance information needed
Next Event: 2027 Mission of Mercy in planning stages
6. Veterans Affairs (VA) Dental Benefits
Eligibility Classes for Wisconsin Veterans:
| VA Class | Who Qualifies | Coverage |
|---|---|---|
| Class 1 | Service-connected dental disability | Any needed dental care |
| Class 2 | Discharged within 180 days with incomplete treatment | One-time dental care |
| Class 4 | 100% service-connected disability rating OR Individual Unemployability | Any needed dental care |
| Class 5 | Enrolled in VA Vocational Rehabilitation | Care needed for rehab goals |
Wisconsin State Veterans Benefits:
- Dental care grants up to $800 in 12 months, extended care up to $4,000 in 24 months
- Vision care grants up to $400 in 12 months
- Hearing care grants up to $200 in 12 months, hearing aids up to $1,875 each in 24 months
VA Dental Insurance Program (VADIP):
- Available to Veterans enrolled in VA health care
- Discounted dental insurance through Delta Dental or MetLife
- Three plan options with varying coverage levels
Contact:
- VA Benefits Hotline: 1-800-827-1000
- Wisconsin Department of Veterans Affairs: Contact for state grant programs
BadgerCare Plus Dental Coverage: Maximizing Your Benefits
Understanding BadgerCare Plus Eligibility
2025 Income Guidelines (varies by household size):
- Single person: Income limits vary by program type
- Family coverage: Multiple pathways to eligibility
- Application: ACCESS website – fastest way to apply
Regional Coverage Differences
Milwaukee Metro Area (Milwaukee, Ozaukee, Racine, Washington, Waukesha counties):
- Dental coverage managed through HMOs or SSI HMOs
- Must select participating HMO providers
- Transportation assistance available through MTM: call (866) 907-1493
All Other Wisconsin Counties:
- Dental services covered directly by the state
- Can see any dentist accepting ForwardHealth card
Services Covered
| Service Type | Coverage | Frequency |
|---|---|---|
| Preventive Care | Cleanings, exams, x-rays, fluoride | Regular intervals |
| Restorative Care | Fillings, crowns, bridges | As medically necessary |
| Emergency Care | Extractions, pain management | As needed |
| Limitations | No orthodontia, some procedures need prior approval | Varies |
Finding Providers
ForwardHealth Provider Search:
- Online provider directory
- Call ForwardHealth Member Service: (800) 362-3002
- Dental Ombudsman: Donna.Gresens@wisconsin.gov or (800) 947-9627, option 4
Medicare and Insurance Options for Wisconsin Seniors
Traditional Medicare (Parts A & B)
Reality Check: Medicare does not cover routine dental care for adults. Limited exceptions:
- Hospital-based procedures requiring medical admission
- Medicare Part A may cover facility costs, but NOT the dental work itself
Medicare Advantage Plans
2025 Wisconsin Options:
- Stand-alone dental premiums range from $9-$52 monthly
- Annual benefit caps typically $1,000-$3,000
- Warning: Most Medicare Advantage dental coverage provides limited value relative to costs
Marketplace Dental Plans
Nine insurers offer stand-alone dental coverage through Wisconsin’s health insurance marketplace in 2025, including Delta Dental of Wisconsin, providing more choices than many states.
Income Eligibility Quick Reference (2025)
Federal Poverty Level Guidelines
| Household Size | 100% FPL | 150% FPL | 200% FPL |
|---|---|---|---|
| Annual Income | |||
| 1 person | $15,650 | $23,475 | $31,300 |
| 2 people | $21,150 | $31,725 | $42,300 |
| 3 people | $26,650 | $39,975 | $53,300 |
| Monthly Income | |||
| 1 person | $1,304 | $1,956 | $2,608 |
| 2 people | $1,763 | $2,644 | $3,525 |
| 3 people | $2,221 | $3,331 | $4,442 |
Source: U.S. Department of Health and Human Services 2025 Poverty Guidelines
Wisconsin-Specific Income Considerations
BadgerCare Plus Eligibility: Use the ACCESS website to determine specific eligibility
Low-Income Definition: Estimated 10.8% of Wisconsin population is considered impoverished
Regional Programs by Wisconsin Area
Milwaukee Area
Marquette University School of Dentistry (Primary Option)
- State-of-the-art facility
- 50% cost reduction compared to private practice
- Accepts Medicaid and multiple insurance plans
BadgerCare Plus HMO Networks
- Chorus Community Health Plans
- MHS Health Wisconsin
- Molina Healthcare
- UnitedHealthcare Community Plan
Madison Area
State-Funded Clinics
- Access through Wisconsin Department of Health Services grant programs
- BadgerCare Plus coverage through direct state administration
Northern Wisconsin
Specialized Rural Programs:
- Ladysmith rural health dental clinic: $232,000 annual funding for developmentally disabled, elderly, and low-income patients in Rusk, Price, Taylor, Sawyer, and Chippewa counties
Central Wisconsin
Family Health Center of Marshfield
- Chippewa Falls location: $400,000 annual funding
- Serves Chippewa, Dunn, Barron, Taylor, Clark, and Eau Claire counties
- Provides dental services to developmentally disabled, elderly, and low-income patients
Marshfield Clinics Financial Assistance
- Financial assistance program for low-income patients with dental costs not covered by insurance
- Applies to Marshfield Clinic dental centers
- Also covers ForwardHealth (Medicaid/BadgerCare Plus) services
Statewide Resources
Wisconsin Oral Health Program
- Comprehensive clinic listings by county
- Interactive map showing federally qualified health centers, free clinics, rural health centers, tribal health centers
Special Populations and Inclusive Resources
LGBTQ+ Seniors
Considerations:
- Most programs do not specifically address LGBTQ+ needs
- Marquette University and academic centers generally provide inclusive care
- Milwaukee area has more LGBTQ+-friendly healthcare resources
Resources:
- Contact local LGBTQ+ community centers for provider recommendations
- Academic medical centers typically have diversity and inclusion policies
Veteran Seniors
Comprehensive Benefits Available:
- VA dental coverage for qualifying veterans
- VADIP insurance with multiple coverage options
- Wisconsin state veteran grants for dental care
Wisconsin VA Medical Centers:
- Milwaukee VA Medical Center
- Madison VA Medical Center
- Tomah VA Medical Center
State Benefits:
- Dental care grants up to $800 annually, $4,000 for extended care over 24 months
- Contact Wisconsin Department of Veterans Affairs for application procedures
Disabled Seniors
BadgerCare Plus Advantages:
- Comprehensive dental coverage under Wisconsin’s expanded Medicaid
- Priority access through DDS program
- Transportation assistance available: MTM at (866) 907-1493
Special Programs:
- Program of All-Inclusive Care for the Elderly (PACE) includes dental care
- Marquette University accommodates special needs patients
Rural Seniors with Limited Access
Transportation Solutions:
- MTM provides non-emergency medical transportation for Medicaid members
- Must call 48 hours in advance: (866) 907-1493
- Emergency appointments may have less advance notice
Rural-Specific Resources:
- Ladysmith and Chippewa Falls clinics specifically funded for rural populations
- Wisconsin Oral Health Program maintains county-by-county clinic listings
Tribal-Specific Resources
Available Services:
- Tribal health centers included in Wisconsin Oral Health Program directory
- Indian Health Service facilities may provide dental care
- BadgerCare Plus coverage extends to tribal members meeting eligibility requirements
Decision Tree: Which Program Should You Try First?
Start Here: Do you have a dental emergency?
- YES → Marquette emergency walk-in (414) 288-6790 or hospital ER for severe symptoms
- NO → Continue to insurance assessment
Do you have BadgerCare Plus (Medicaid)?
- YES → Use ForwardHealth provider directory to find dentist
- Milwaukee metro area: Contact your HMO for provider list
- Other counties: Any dentist accepting ForwardHealth
- NO → Continue to veteran status
Are you a veteran?
- YES → Check VA eligibility first: 1-800-827-1000, plus Wisconsin state veteran grants
- NO → Continue to income assessment
What is your household income level?
- Qualify for BadgerCare Plus → Apply at ACCESS website
- Above BadgerCare limits but low income → Marquette University School of Dentistry
- Moderate income → Private practice with insurance or payment plans
Priority Order for Most Wisconsin Seniors:
- BadgerCare Plus eligible: Use comprehensive Medicaid dental coverage
- Veterans: VA benefits + Wisconsin state grants
- Low income: Marquette University School of Dentistry
- Wait for major events: Mission of Mercy (next in 2027)
- Rural residents: Ladysmith or Chippewa Falls specialized clinics if in service area
Application Process: Step-by-Step Guide
Before You Apply – Gather These Documents
Required for Most Programs:
| Document Type | Specific Examples |
|---|---|
| Photo ID | Driver’s license, state ID card, passport |
| Income Verification | Social Security award letter, bank statements (3 months), tax returns |
| Residency Proof | Utility bills, lease agreement, mortgage statement |
| Medical Information | Medication list, medical conditions summary, insurance cards |
Typical Application Timelines
BadgerCare Plus:
- Online application: ACCESS website – fastest method
- Phone application: (800) 362-3002
- Processing time: Varies, but online applications typically faster
Marquette University School of Dentistry:
- Initial contact: Call (414) 288-6790 for adults, (414) 288-7273 for children
- Screening consultation: Required before treatment
- Treatment planning: Based on examination findings
Wisconsin State Veteran Grants:
- Contact: Wisconsin Department of Veterans Affairs
- Documentation: Must prove veteran status and financial need
- Annual limits: $800 dental, $4,000 extended care over 24 months
Application Success Tips
- Start with BadgerCare Plus: If eligible, provides comprehensive coverage
- Apply online when possible: Faster processing than paper applications
- Keep documentation current: Income verification expires after specific periods
- Plan for Milwaukee travel: Marquette is state’s primary dental school
- Consider rural clinics: If in northern Wisconsin, check Ladysmith or Chippewa Falls eligibility
Warning Signs and Red Flags
Dental Emergency Symptoms – Seek Immediate Help
- Facial swelling affecting breathing or swallowing
- Fever with dental pain (sign of serious infection)
- Severe bleeding that won’t stop
- Trauma affecting multiple teeth
Avoid These Dental Scams
- Door-to-door dental services
- “Free” dental work with no income verification
- Pressure to sign up immediately
- Requests for Social Security numbers before verification
- “Mobile dental units” in parking lots without proper credentials
Legitimate Program Characteristics
- Income verification required for most free/reduced cost programs
- Licensed facilities and dentists
- Clear information about costs and coverage
- No upfront fees for applications
- Established physical addresses and verified phone numbers
Cost Reality: What Seniors Actually Pay
Wisconsin Dental Cost Savings
Marquette University School of Dentistry: Approximately 50% below private practice fees
BadgerCare Plus: Comprehensive coverage with minimal or no cost-sharing for covered services
Payment Options Available
- BadgerCare Plus: Comprehensive Medicaid coverage for eligible individuals
- Sliding scale programs: Available at many grant-funded clinics
- Marquette payment: Full payment required at time of service
- CareCredit: Available at some locations (Marquette cannot process)
- HSA/FSA: Pre-tax dollars can cover dental expenses
Patient Success Stories
“BadgerCare Plus has been a lifesaver. I can get my cleanings, fillings, and even crowns without worrying about the cost. The coverage is better than what I had when I was working.” – Robert K., Madison
“The students at Marquette were so thorough. Even though it took longer, I felt like I received excellent care at half the price of what my neighbor paid at a private office.” – Margaret S., Milwaukee
Frequently Asked Questions
Q: Does Wisconsin Medicaid cover dental care for seniors? A: Yes! Wisconsin BadgerCare Plus provides extensive dental services for adults and children – much more comprehensive than most states.
Q: How long are waiting lists for free dental care? A: Varies by program: Marquette (call for availability), grant-funded clinics (varies by location), Mission of Mercy (next event in 2027).
Q: What income qualifies for BadgerCare Plus? A: Income limits vary by household size and circumstances. Use the ACCESS website to check eligibility for current guidelines.
Q: Can veterans get free dental care in Wisconsin? A: Some can. Veterans with qualifying service-connected conditions may receive free VA dental care, plus Wisconsin offers state grants up to $800 annually for dental care.
Q: What should I do for a dental emergency if I have no money? A: Go to a hospital emergency room for severe symptoms. For urgent dental care, call Marquette emergency line (414) 288-6790 for walk-in service.
Q: When is the next Mission of Mercy event? A: The next Wisconsin Mission of Mercy is planned for 2027. The 2025 event in Weston was highly successful.
Q: Does insurance affect my eligibility for free programs? A: BadgerCare Plus members have comprehensive dental coverage. Those without insurance may qualify for grant-funded programs or reduced-cost care at Marquette.
Additional Resources and Verified Contacts
State Resources
Wisconsin Department of Health Services
- Oral Health Program: dhs.wisconsin.gov/oral-health
- ForwardHealth Member Service: (800) 362-3002
- Dental Ombudsman: Donna.Gresens@wisconsin.gov or (800) 947-9627, option 4
ACCESS Wisconsin
- Website: access.wisconsin.gov
- Services: Apply for BadgerCare Plus and other benefits
National Resources
Dental Lifeline Network
- Website: dentallifeline.org
- Services: Donated Dental Services matching program
211 Wisconsin
- Phone: 2-1-1 or (877) 947-2211
- Services: Information on local assistance programs, transportation, emergency aid
Veterans Resources
VA Benefits Hotline
- Phone: 1-800-827-1000
- Website: va.gov/health-care/about-va-health-benefits/dental-care
Wisconsin Department of Veterans Affairs
- Services: State veteran grants and assistance programs
- Contact through county or tribal veterans service officers
Emergency Resources
Poison Control (medication interactions)
- Phone: 1-800-222-1222
- Available: 24/7
Veterans Crisis Line
- Phone: 988, Press 1
- Available: 24/7
Action Plan for Wisconsin Seniors
Step 1: Assess Your Situation
- Emergency? Go to ER for severe symptoms, call Marquette for urgent dental care
- Current insurance? Check if you have BadgerCare Plus or other coverage
- Veteran? Call VA benefits hotline: 1-800-827-1000
- Routine care? Multiple excellent options available
Step 2: Gather Documentation
- Photo ID and proof of income/residency
- List of current medications
- Insurance cards (Medicare, BadgerCare Plus, VA cards)
Step 3: Apply in Strategic Order
If you might qualify for BadgerCare Plus:
- Apply online at ACCESS website
- Use comprehensive dental coverage once approved
- Find providers through ForwardHealth directory
If you’re a veteran:
- VA dental benefits (1-800-827-1000)
- Wisconsin state veteran grants (up to $800 annually)
- VADIP insurance for additional coverage
If you’re above Medicaid limits:
- Marquette University School of Dentistry (50% cost savings)
- Grant-funded community clinics
- Private practice with payment plans
Step 4: Follow Up and Plan B
- Keep copies of all applications
- Have transportation plans for Milwaukee if using Marquette
- Consider multiple programs – some can be used together
- Plan ahead for Mission of Mercy 2027
Step 5: Maintain Oral Health While Waiting
- Brush twice daily with fluoride toothpaste
- Use over-the-counter pain relievers as directed
- Avoid hard foods that could cause further damage
- Rinse with warm salt water for minor infections
- See a doctor if you develop fever or facial swelling
About This Guide
Researched and Compiled by Grants for Seniors
This guide has been carefully researched using publicly available government resources and official program websites. We systematically review federal and state program information to create comprehensive, accurate guides for older Americans seeking dental care assistance.
Our Sources: All information comes from official sources including federal agency websites (HHS, VA, CMS), Wisconsin state departments (DHS, DVA), academic institutions (Marquette University), official program documentation, and verified nonprofit organization resources.
Verification Process: Each program listing undergoes thorough online verification by cross-referencing information across multiple official sources, checking current program status, verifying contact information, and confirming eligibility requirements and application processes.
Information Currency:
- Last Updated: August 2025
- Sources Verified: August 2025
- Next Review: February 2026
Important Note: Government programs can change without advance notice. While this guide uses the most current available information, we strongly recommend verifying all details directly with program administrators before applying.
Found an Error? If you discover outdated information or additional programs that should be included, please contact us at info@grantsforseniors.org.
Disclaimer: This guide is for informational purposes only and does not constitute professional medical advice. Dental program details, eligibility requirements, income limits, and contact information can change frequently. Always verify current information directly with the relevant organization before making decisions about your dental care. BadgerCare Plus benefits and program availability are subject to change based on federal and state legislation and funding availability. Mission of Mercy event dates and locations may change. Always confirm program details with official sources before applying.
This resource is independently researched to help seniors access available dental assistance programs.