Dental Grants in Ohio

Free and Low-Cost Dental Care for Ohio Seniors: Complete 2026 Guide

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Key Takeaways

Bottom Line: Ohio offers multiple pathways for seniors to access affordable dental care, from free community health centers to reduced-cost dental schools. Success requires understanding eligibility requirements, gathering proper documentation, and applying to multiple programs simultaneously.

What You Need to Know Right Now:

  • The Reality: Ohio Medicaid provides comprehensive dental coverage for adults, including seniors, with services like cleanings, fillings, extractions, and dentures
  • Free Options Available: Multiple federally qualified health centers and community clinics serve seniors regardless of ability to pay
  • Income Guidelines (2026): For 2026, Ohio’s Medicaid “special income level” for single nursing home (facility/waiver) applicants is $2,982/month (this is 300% of the SSI Federal Benefit Rate, with SSI at $994/month in 2026).
    Many community-based programs still reference 200% of the Federal Poverty Level, which is $2,609/month (≈ $31,308/year) for a 1-person household per Ohio’s 2026 standards sheet.
  • Veterans Benefits: Nearly 806,000 Veterans received dental care through VA in Fiscal Year 2024, with comprehensive benefits for qualifying veterans

DENTAL EMERGENCY HELP – GET CARE TODAY

If you’re having a dental emergency right now:

Immediate Emergency Resources

1. Stowe Mission Dental Clinic (Columbus)

  • Address: 888 Parsons Avenue, Columbus, OH 43206
  • Phone: (614) 445-8400
  • Status: Free dental clinic open several days per month, provides free extractions, cleanings, digital x-rays, pain medications and antibiotics when needed
  • Important: No zip code restrictions, staffed by volunteer dentists and OSU dental students

2. Ohio State College of Dentistry Emergency

  • Address: 305 W. 12th Avenue, Columbus, OH 43210
  • Main Phone: (614) 292-0308
  • Emergency: Services often cost half of the Columbus average, performed by students under supervision of skilled licensed faculty dentists

3. Summit County Public Health Dental

  • Address: 1867 W. Market Street, Akron, OH 44313
  • Phone: (330) 812-3816
  • Status: Accepting new clients, offers affordable dental care for the whole family including cleanings, exams and x-rays

Emergency Documentation Checklist

  • Required ID: Photo identification (driver’s license or state ID)
  • Income Proof: Social Security statement, bank statements from last 3 months, Medicaid card if applicable
  • Residency: Utility bill or lease agreement
  • Medical Info: Current medications list, insurance cards

Understanding Ohio’s Dental Care Landscape for Seniors

The Coverage Advantage

Unlike many states, Ohio Medicaid provides comprehensive adult dental coverage, including cleanings (2 per year), fillings, extractions, crowns, and dentures. This puts Ohio seniors in a significantly better position than residents of states with no Medicaid dental coverage.

Health Connections: Why Dental Care Matters for Seniors

Poor oral health directly impacts senior health outcomes:

  • Heart Disease: Gum disease bacteria can enter bloodstream, contributing to cardiovascular problems
  • Diabetes Complications: Periodontal disease makes blood sugar control more difficult
  • Malnutrition: Tooth loss leads to poor dietary choices and inadequate nutrition
  • Social Isolation: Dental problems can lead to embarrassment and withdrawal from social activities

Ohio allocated up to $14 million for dental Medicaid improvements in its 2025–2026 budget, resulting in a 22% increase in Medicaid-participating dentists.


Verified Free and Low-Cost Programs for Ohio Seniors

1. Ohio Medicaid Dental Coverage

Current Status (2026): Ohio Medicaid covers adults age 21 and older for a range of dental services (including preventive/diagnostic, medically necessary treatment, and emergency care), and there may be a $3 copay per dental visit for adults 21+ (with certain exemptions, such as pregnancy or living in a nursing facility/ICF). (Ohio Medicaid)

Covered Services:

  • Preventive: 2 cleanings and x-rays per year
  • Restorative: Fillings, extractions, and medically necessary crowns
  • Prosthetics: Dentures when medically necessary
  • Emergency: Pain management and infection treatment

Income Requirements (2026):

Household Size Maximum Annual Income Maximum Monthly Income
1 person $21,597 $1,800
2 people $29,187 $2,432
3 people $36,777 $3,065

Source: Federal Poverty Guidelines for Medicaid expansion population

Major Providers:

  • DentaQuest (Member Services: 1-833-764-7700)
  • Humana Healthy Horizons (877-856-5702)
  • UnitedHealthcare Community Plan (877-542-9239)

2. Ohio State College of Dentistry

Why Choose OSU: Services often cost half of the Columbus average, with all care performed by students under supervision of exceptionally skilled licensed faculty dentists

Service Options:

Clinic Type Provider Cost Reduction Appointment Length
Student Clinic Pre-doctoral students Up to 50% savings 3+ hours
Faculty Practice Licensed dentists Competitive rates Standard timing
Specialty Clinics Specialists & residents Variable savings Varies by specialty

Available Services:

  • Comprehensive exams and cleanings
  • Crowns, fillings, and extractions
  • Root canals, implants, dentures and partial dentures, cosmetic dentistry including tooth whitening
  • Emergency care

Contact Information:

  • New Adult Patients: (614) 292-0308
  • Address: 305 W. 12th Avenue, Columbus, OH 43210
  • Website: dentalcenter.osu.edu

3. Case Western Reserve University School of Dental Medicine

Program Benefits: New, state-of-the-art facility with 215 dental chairs, offers comprehensive care in general clinic and specialty clinics

Services Available:

  • General Dentistry: Performed by pre-doctoral students under professional supervision
  • Advanced Education in General Dentistry (AEGD): State-of-the-art services including implants, crowns and bridges, dentures, cosmetic dentistry, and bleaching
  • Specialty Care: Endodontics, oral surgery, orthodontics, periodontics

Important Notes:

  • Educational environment requires more time than private practice, with appointments lasting all morning or afternoon
  • Multiple appointments may be needed for complete treatment

Contact Information:

  • New Adult Patients: (216) 368-8730
  • Address: 2124 Cornell Road, Cleveland, OH 44106

4. Federally Qualified Health Centers (FQHCs)

What Are FQHCs: Community-based healthcare providers that receive federal funding to serve medically underserved populations regardless of ability to pay.

Major Ohio FQHC Networks with Dental:

AxessPointe Community Health Centers

  • Locations: Five sites in Northeast Ohio: three in Akron, one in Kent, one in Barberton
  • Services: Accept Medicaid, Medicare, and many private insurances; offer sliding-fee scale for uninsured patients
  • Phone: Check local site for direct number

ONE Health Ohio

  • Coverage Area: Seven locations throughout Youngstown, Warren, Cortland, Newton Falls, and Alliance
  • Special Programs: Platinum Health Program designed specifically for seniors 64 and up
  • Website: onehealthohio.org

Lifecare Family Health & Dental Center

  • Service Area: Stark County, established in 1994, serves as FQHC open to persons of all ages regardless of ability to pay
  • Dental Location: Lincoln Street Health Center in Canton
  • Phone: Contact main number for dental appointments

Community Health Centers of Greater Dayton

  • Locations: Five convenient locations: Alex Central, Chambersburg, Charles Drew, Corwin Nixon, and East Dayton Health & Dental
  • Mission: “Improving lives by providing quality primary and preventive health care services to those in need, regardless of ability to pay”

5. Veterans Affairs (VA) Dental Benefits

Eligibility Categories for Ohio Veterans:

VA Class Who Qualifies Coverage Level
Class I Service-connected dental disability Comprehensive care
Class II Recently discharged (within 180 days) One-time comprehensive care
Class IV 100% disability rating Comprehensive care
Class VI Participating in vocational rehabilitation Care supporting program goals

VA Dental Insurance Program (VADIP): Available to Veterans enrolled in VA health care and CHAMPVA beneficiaries, offering up to 40% savings with flexible PPO plans providing 100% coverage for in-network cleanings, exams and X-rays

Ohio VA Dental Locations:

  • Dayton VA Medical Center: 4100 West Third Street, Dayton, OH 45428
  • Cincinnati VA Medical Center: 3200 Vine Street, Cincinnati, OH 45220
  • Cleveland VA Medical Center: 10701 East Boulevard, Cleveland, OH 44106

Contact:

  • VA Benefits Hotline: 1-800-827-1000
  • VADIP Information: 855-460-3302

6. Donated Dental Services (DDS) Program

How It Works: Program helps adults access dental care by linking them to volunteer dentists across 40 counties in Ohio, with participating dentists providing care for free or at a discount

Eligibility Requirements:

  • Age 65 or older, OR permanent disability
  • Demonstrate no other means to afford dental care (denied Medicaid coverage)
  • Have a medical condition affecting oral health

Important Limitations:

  • Treatment provided only one time per individual due to high need; no cosmetic services provided
  • Currently limited enrollment due to high demand

Application:

  • Phone: (888) 765-6789
  • Website: odh.ohio.gov (search “Oral Health Program”)

Medicare and Insurance Options for Ohio Seniors

Traditional Medicare (Parts A & B)

Coverage Reality: Medicare does not cover routine dental care for adults, with exceptions only for hospital-based procedures requiring medical admission or dental services inextricably linked to covered medical procedures

Limited Exceptions:

  • Dental care prior to organ transplant or cancer treatment
  • Emergency hospital admissions for severe dental infections
  • Oral exams before certain medical procedures

Medicare Advantage Plans

2026 Dental Options in Ohio: DentaQuest serves seniors with dental coverage through many leading Medicare Advantage health plans across Ohio

Typical Benefits:

  • Annual benefit caps ranging from $1,000-$3,500
  • Preventive care often covered at 100%
  • Restorative care with copays and coinsurance
  • Network restrictions apply

Stand-Alone Dental Insurance

Ohio Marketplace Options (2026): For adults purchasing stand-alone dental coverage through Ohio’s exchange (HealthCare.gov), premiums in 2026 range from about $7 to $50 per month.

Available Insurers (2026): Eleven insurers offer stand-alone individual/family dental coverage through HealthCare.gov in Ohio.


Understanding Dental Costs in Ohio (2026 Data)

Current Pricing (Verified Sources)

Service Ohio Average Cost National Comparison Source
Adult Cleaning $104 Typical U.S. range GoodRx; HealthInsurance.org
Composite Filling $173-$439 U.S. average CareCredit (state-by-state averages)
Porcelain Crown $1,231 U.S. average Champaign Dental Group; GoodRx
Root Canal $740-$1,129 National range Ohio State Dental Center; GoodRx
Single Dental Implant $3,500-$7,000 (average $5,250) Within regional range Twin Dental; BetterCare

Payment Options Available

  • Medicaid: Comprehensive coverage for eligible seniors
  • CareCredit: Healthcare credit card (Warning: High interest rates if not paid during promotional period)
  • Dental office payment plans: Varies by provider
  • HSA/FSA: Pre-tax dollars can cover dental expenses

Regional Resources by Ohio Area

Columbus/Central Ohio

Ohio State College of Dentistry (Primary Academic Option)

  • Multiple clinic types with significant cost savings
  • Available to general public ages 5 and up

Stowe Mission Dental Clinic

  • Free dental clinic with no zip code restrictions, staffed by volunteer dentists and dental students
  • Services: Free extractions, cleanings, digital x-rays

PrimaryOne Health

  • Provides basic dental services at Columbus Public Health including exams, x-rays, cleanings, fillings, and extractions

Cleveland/Northeast Ohio

Case Western Reserve University School of Dental Medicine

  • State-of-the-art facility with comprehensive general and specialty care

AxessPointe Community Health Centers

  • Multiple locations in Akron, Kent, and Barberton
  • Accept Medicare, Medicaid, and offer sliding-fee scale

Cincinnati/Southwest Ohio

Community Health Centers

  • Multiple FQHCs serve the region
  • Contact local health department for current clinic listings

Dayton Area

Community Health Centers of Greater Dayton

  • Five locations offering dental services regardless of ability to pay

Five Rivers Health Centers

  • Providing access to quality, comprehensive care in the Miami Valley

Rural Ohio

Ohio Hills Health Centers

  • Dental services at locations in Barnesville, Freeport, and Belmont Career Center

Hopewell Health Centers

  • 22 locations spanning nine counties in Southeastern Ohio

Decision Tree: Which Program Should You Try First?

Start Here: Do you have a dental emergency?

  • YES → Go to nearest hospital ER (severe symptoms) or call Stowe Mission (614) 445-8400
  • NO → Continue to coverage assessment

Do you have Medicaid?

  • YES → Use Medicaid provider network through DentaQuest, Humana, or UnitedHealthcare
  • NO → Continue to income assessment

What is your household annual income?

  • Under $20,120 (single) → You may qualify for Medicaid; apply immediately
  • $20,120-$31,300 → FQHC sliding-fee scale programs
  • Over $31,300 → Dental schools, Medicare Advantage, or private insurance

Are you a veteran?

  • YES → Check VA eligibility first: 1-800-827-1000
  • NO → Continue to location assessment

Where do you live?

  • Columbus area → OSU College of Dentistry + Stowe Mission
  • Cleveland area → Case Western + AxessPointe
  • Other areas → Local FQHC + DDS program application

Priority Order for Most Ohio Seniors:

  1. Medicaid-eligible: Use Medicaid dental coverage first
  2. Veterans: VA benefits (if eligible)
  3. Near academic centers: Dental school clinics
  4. Rural/other areas: Local FQHC + DDS application
  5. Emergency backup: Hospital ER for severe symptoms

Special Considerations for Diverse Communities

LGBTQ+ Seniors

Inclusive Care Options:

  • Most FQHCs provide culturally competent care for LGBTQ+ individuals
  • Ohio State University College of Dentistry maintains non-discrimination policies
  • Contact Ohio Department of Aging for LGBTQ+-affirming provider referrals

Veteran Seniors

Enhanced Benefits: VA provides quality dental care to over 500,000 eligible Veterans at over 200 locations across the country

  • Priority access for service-connected conditions
  • VADIP insurance options for additional coverage
  • Specialized care for military-related dental trauma

Disabled Seniors

Accessibility Features:

  • All FQHCs required to provide ADA-compliant facilities
  • Case Western Reserve offers comprehensive care for patients with disabilities
  • DDS program specifically serves permanently disabled individuals

Rural Seniors with Limited Access

Transportation Solutions:

  • Contact local Area Agencies on Aging for transportation assistance
  • Some FQHCs offer mobile dental units
  • Ohio Hills Health Centers serve nine counties in rural Southeastern Ohio
  • Telemedicine consultations available through some providers

Low-Income Urban Seniors

Safety Net Options:

  • Multiple FQHCs in major cities
  • Stowe Mission provides free care with no zip code restrictions
  • Academic medical centers in Columbus, Cleveland, and Cincinnati

Application Process: Step-by-Step Guide

Before You Apply – Document Checklist

Required for Most Programs:

Document Type Specific Examples
Photo ID Driver’s license, state ID card, passport
Income Verification Social Security award letter, Medicaid card, bank statements (3 months)
Residency Proof Utility bills, lease agreement, mortgage statement
Insurance Information Medicare cards, Medicaid cards, insurance policies

Typical Application Timelines

Ohio Medicaid:

  1. Application: Online at benefits.ohio.gov or call 1-800-324-8680
  2. Processing: 30-45 days for determination
  3. Dental access: Immediate upon approval

FQHC Sliding-Fee Programs:

  1. Initial contact: Call local health center
  2. Appointment: Often within 1-4 weeks
  3. Financial screening: At first appointment

Dental Schools:

  1. Initial screening: Call for new patient appointment
  2. Wait time: 2-8 weeks depending on clinic type
  3. Treatment planning: 1-2 weeks after screening

Application Success Strategies

  1. Apply to Multiple Programs: Don’t rely on a single option
  2. Maintain Current Documentation: Income verification expires
  3. Be Persistent but Patient: Follow up monthly on applications
  4. Consider Transportation: Factor travel costs to treatment sites
  5. Plan Ahead: Don’t wait for severe pain to seek care

Frequently Asked Questions

Q: Does Ohio Medicaid really cover dental care for seniors? A: Yes. Ohio Medicaid covers adults age 21 and older for both emergency and preventive dental services, including cleanings, fillings, extractions, and medically necessary crowns and dentures.

Q: How much do dental procedures actually cost in Ohio?
A: Based on 2026 estimates, a routine adult cleaning is typically $75–$200 out of pocket. (healthinsurance.org) A porcelain crown averages about $1,231 in Ohio (with many areas ranging roughly $800–$2,500 depending on location/provider). (Champaign Dental Group) A single-tooth dental implant is commonly quoted around $3,500–$7,000 in Ohio (and some quotes may exclude the crown/abutment or additional procedures). (Twin Dental)

Dental school clinics can reduce costs substantially—Case Western notes rates roughly 40%–60% lower than traditional offices, (Health Ed Campus) and Ohio State says services often cost about half the Columbus average (appointments may take longer). (dentalcenter.osu.edu)

Q: Are there really free dental clinics in Ohio? A: Yes. Stowe Mission provides free dental care with no zip code restrictions, and multiple FQHCs serve patients regardless of ability to pay.

Q: What income qualifies for free or reduced-cost dental care?
A: Medicaid eligibility varies by program and circumstance, but for sliding-fee (reduced-cost) dental care at FQHCs/community health centers, clinics generally assess patients by income and family size using the Federal Poverty Guidelines and set discounts accordingly. (Bureau of Primary Health Care) Many centers provide sliding-fee discounts up to 200% of the Federal Poverty Guidelines; for a 1-person household, 200% FPG is $31,300/year (about $2,608/month) under the guidelines used for FFY 2026 (48 states + DC). (liheapch.acf.gov)

Q: How long are waiting lists for affordable dental care? A: Varies significantly: Medicaid (immediate once approved), dental schools (2-8 weeks), DDS program (limited enrollment), FQHCs (1-4 weeks typically).

Q: Can veterans get comprehensive dental care in Ohio? A: Veterans with service-connected dental disabilities, 100% disability ratings, or other qualifying conditions can receive comprehensive VA dental care. Others can purchase VADIP insurance.

Q: What should I do for a dental emergency if I have no insurance? A: Go to hospital ER for severe symptoms (facial swelling, difficulty swallowing, fever). For urgent dental pain, call Stowe Mission (614) 445-8400 or OSU dental emergency line.

Q: Do Ohio’s dental schools really provide quality care? A: Yes. All care is performed by students under supervision of exceptionally skilled licensed faculty dentists using state-of-the-art facilities.


Resources and Verified Contacts

State and Regional Resources

Ohio Department of Health – Oral Health Program

  • Phone: (614) 466-4180
  • Services: DDS program coordination, public health clinics information
  • Website: odh.ohio.gov

Ohio Department of Aging

  • Phone: (614) 466-5500
  • Services: Senior programs, transportation assistance, caregiver support
  • Website: aging.ohio.gov

Academic Centers

Ohio State College of Dentistry

  • Phone: (614) 292-0308
  • Address: 305 W. 12th Avenue, Columbus, OH 43210
  • Website: dentalcenter.osu.edu

Case Western Reserve University School of Dental Medicine

  • Phone: (216) 368-8730 (adults), (216) 368-6185 (pediatric)
  • Address: 2124 Cornell Road, Cleveland, OH 44106
  • Website: case.edu/dental

Community Health Centers

Ohio Association of Community Health Centers

  • Phone: (614) 884-3101
  • Services: FQHC directory, assistance finding local centers
  • Website: ohiochc.org

Veterans Resources

VA Benefits Hotline

Emergency and Crisis Resources

Ohio Crisis Text Line

  • Text: HOME to 741741
  • Available: 24/7

211 Ohio

  • Phone: 2-1-1
  • Services: Information on local assistance programs, emergency aid
  • Website: 211oh.org

Income Eligibility Quick Reference (2026 )

Federal Poverty Level Guidelines for Ohio

Household Size 100% FPL 150% FPL 200% FPL
Annual Income
1 person $15,650 $23,475 $31,300
2 people $21,150 $31,725 $42,300
3 people $26,650 $39,975 $53,300
Monthly Income
1 person $1,304 $1,956 $2,608
2 people $1,763 $2,644 $3,525
3 people $2,221 $3,331 $4,442

Programs by Income Level:

  • 100-138% FPL: Medicaid eligibility
  • 150% FPL: Many charity program thresholds
  • 200% FPL: Common FQHC sliding-fee scale maximum

Action Plan for Ohio Seniors Needing Dental Care

Step 1: Assess Your Coverage

  • Have Medicaid? Use Medicaid dental benefits immediately
  • Medicare only? Consider Medicare Advantage with dental or stand-alone dental insurance
  • Veteran? Check VA eligibility: 1-800-827-1000
  • No insurance? Proceed to income-based programs

Step 2: Gather Required Documents

  • Photo ID and Social Security card
  • Proof of income (Social Security statement, bank statements)
  • Proof of residency (utility bills, lease)
  • Current medications list and medical history

Step 3: Apply in Strategic Order

If you have Medicaid:

  1. Contact your Medicaid dental plan (DentaQuest, Humana, or UnitedHealthcare)
  2. Schedule with in-network provider
  3. Know your copay requirements ($3 for most services)

If you’re income-eligible for programs:

  1. Apply for Medicaid at benefits.ohio.gov
  2. Contact nearest FQHC for sliding-fee scale
  3. Apply to DDS program: (888) 765-6789

If you need reduced-cost options:

  1. Contact dental schools (OSU, Case Western)
  2. Research Medicare Advantage plans with dental
  3. Consider stand-alone dental insurance

Step 4: Plan for Ongoing Care

  • Schedule regular cleanings and checkups
  • Maintain oral hygiene while waiting for treatment
  • Keep documentation current for program renewals
  • Build relationship with chosen provider

Step 5: Emergency Preparedness

  • Know location of nearest hospital ER
  • Have emergency dental contact numbers saved
  • Keep basic pain relief medications on hand
  • Understand when to seek immediate care (fever, facial swelling)

Looking Ahead: Ohio Dental Care Improvements

Recent Positive Changes

  • Ohio allocated an estimated $2.1 million for enhanced dental and vision benefits for children in its 2025–2026 budget cycle (the state operating budget covering FY 2026–FY 2027).
  • 22% increase in Medicaid-participating dentists following the 2024 Medicaid overhaul
  • 82% of commercial rates now reimbursed for Medicaid dental procedures

What to Watch For

  • Continued expansion of Medicaid dental reimbursement rates
  • Possible additional FQHC funding from federal sources
  • Growth in telehealth dental consultations
  • Expansion of mobile dental programs in rural areas

Stay Informed

  • Monitor Ohio Department of Health oral health updates
  • Follow Ohio Association of Community Health Centers news
  • Check academic dental center program expansions
  • Watch for new Medicare Advantage dental options

About This Guide

Researched and Compiled by Grants for Seniors

This guide has been carefully researched using publicly available government resources and official program websites. We systematically review federal and state program information to create comprehensive, accurate guides for older Americans seeking dental care opportunities.

Our Sources: All information comes from official sources including federal agency websites (CMS, VA, HHS), state government departments (Ohio Departments of Health, Aging, Medicaid), official program documentation, academic institution websites, and verified FQHC resources.

Verification Process: Each program listing undergoes thorough online verification by cross-referencing information across multiple official sources, checking current program status, verifying contact information, and confirming eligibility requirements and service availability.

Information Currency:

  • Last Updated: January 2026
  • Sources Verified: January 2026
  • Next Review: May 2026

Important Note: Dental programs can change without advance notice. While this guide uses the most current available information, we strongly recommend verifying all details directly with program administrators before applying.

Found an Error? If you discover outdated information or additional programs that should be included, please contact us at info@grantsforseniors.org.

Disclaimer: This guide is for informational purposes only and does not constitute professional medical or dental advice. Always confirm program details with official sources before applying. Program eligibility, income limits, and service availability are subject to change based on federal and state legislation and funding availability. Medical advice should always be sought from qualified healthcare professionals.

About the Authors

Analic Mata-Murray

Analic Mata-Murray

Managing Editor

Analic Mata-Murray holds a Communications degree with a focus on Journalism and Advertising from Universidad Católica Andrés Bello. With over 11 years of experience as a volunteer translator for The Salvation Army, she has helped Spanish-speaking communities access critical resources and navigate poverty alleviation programs.

As Managing Editor at Grants for Seniors, Analic oversees all content to ensure accuracy and accessibility. Her bilingual expertise allows her to create and review content in both English and Spanish, specializing in community resources, housing assistance, and emergency aid programs.

Yolanda Taylor

Yolanda Taylor, BA Psychology

Senior Healthcare Editor

Yolanda Taylor is a Senior Healthcare Editor with over six years of clinical experience as a medical assistant in diverse healthcare settings, including OB/GYN, family medicine, and specialty clinics. She is currently pursuing her Bachelor's degree in Psychology at California State University, Sacramento.

At Grants for Seniors, Yolanda oversees healthcare-related content, ensuring medical accuracy and accessibility. Her clinical background allows her to translate complex medical terminology into clear guidance for seniors navigating Medicare, Medicaid, and dental care options. She is bilingual in Spanish and English and holds Lay Counselor certification and CPR/BLS certification.