Grants for Seniors in Jacksonville

Grants and Assistance for Seniors in Jacksonville, Florida (2025)

Last updated: August 2025

Key Takeaways

  • Start with safety: if you need food, shelter, or power for medical equipment today, use the Emergency Help section below.
  • Your best local navigator is ElderSource, the Area Agency on Aging for Northeast Florida. They can screen you for multiple programs and help with applications: see ElderSource’s contact information in Resources.
  • The most valuable Florida benefits for many homeowners are the Homestead Exemption (apply by March 1 each year) and Save Our Homes assessment cap; for renters, Section 8 and HUD Section 202 senior housing are key but wait lists can be long.
  • For in‑home care help, check Florida’s SMMC‑LTC (Medicaid Long‑Term Care waiver). Expect 60–120 days from application to services and thorough medical assessments.
  • For utilities, use EHEAP (emergency cooling/AC help for 60+) and LIHEAP; in Jacksonville, JEA also offers payment plans and help—call 211 for local funds.
  • Dental care options exist even without insurance: Florida Mission of Mercy free clinics, Donated Dental Services, community health centers, and university/college clinics.
  • During hurricane season (June 1–Nov 30), register for the Special Needs Shelter if you use powered medical equipment or need medication support; prepare a 30‑day medication supply.

If You Need Emergency Help

Use these fast paths first.

Need What to do now Where to contact
Food today Find nearby food pantries and hot meals Call 211 or visit United Way of Northeast Florida’s 211 page: Get food help via 211
Power/AC crisis (age 60+) Apply for EHEAP emergency utility help Contact ElderSource (Area Agency on Aging): ElderSource • SHINE helpline: 1‑800‑963‑5337
Eviction/utility shutoff notice Call 211 to locate emergency rent/utility funds and legal aid 211 Northeast Florida
Medical emergency Call 911
Elder abuse or neglect Report 24/7 to Florida Abuse Hotline Report online or call 1‑800‑962‑2873
Hurricane evacuation, special needs Register now for Special Needs Shelter; get alerts Florida Special Needs Registry • Duval emergency info: JaxReady
FEMA disaster help (after a declared event) Apply for repairs, temporary housing, medical/dental DisasterAssistance.gov

Reality check: Emergency funds are limited and first‑come, first‑served. If one agency says funds are out, ask 211 for other local partners and keep calling—funding can refresh weekly or after disasters.


About Jacksonville and Why This Guide Matters

  • Florida has 4.9 million seniors 65+ (21.7% of the population); 12.1% live below the poverty level and 31.4% have disabilities. Many rely on Social Security and face high insurance and hurricane risks. Source: U.S. Census ACS 2023 via Florida senior statistics.
  • Jacksonville/ Duval County mixes urban, suburban, and rural areas. Services differ by neighborhood and by neighboring counties (Nassau, Clay, Baker, St. Johns). Transportation gaps and long housing wait lists are common, but multiple programs can work together when you apply in the right order.

This guide focuses on official programs and trusted providers serving seniors in Jacksonville and Northeast Florida, with direct links and practical steps.


How to Use This Guide

  1. Skim the Quick-Start Tables for key programs.
  2. Apply in this order for the fastest gains: Homestead (homeowners) by March 1; SNAP; Medicaid/SMMC‑LTC (if you need care at home); utilities (EHEAP/LIHEAP); housing wait lists (Section 8, HUD 202).
  3. Call ElderSource to coordinate multiple applications or if you feel stuck.

Quick-Start Programs for Jacksonville Seniors

Program What it helps with Typical benefit Who it’s for Apply here
Homestead Exemption (Duval) Lowers property taxes 1,000–1,000–2,500/yr; more for low-income seniors Homeowners with Florida primary residence; extra savings 65+ with limited income Duval Property Appraiser – Homestead
SNAP (Food Stamps) Monthly food budget Up to $291/month (single), amounts vary 60+ with limited income/assets; medical deductions help Apply at ACCESS Florida
SMMC‑LTC (Medicaid Long‑Term Care) In‑home care, adult day care, equipment Care at home instead of nursing home 65+ who meet nursing home level of care and income/asset limits Florida SMMC info (AHCA) • Start via ACCESS Florida
EHEAP (Emergency energy) Emergency electric/cooling bills Up to $600/season; more for crisis Households with someone 60+ facing energy crisis Start with ElderSource
LIHEAP Regular energy help, some crisis help 150–150–800/yr; crisis add‑ons Low-income households (priority to 60+) Florida LIHEAP • Local: NFCAA
Section 8 (JHA) Rent capped around 30% of income Voucher pays the rest up to limits Low-income renters; long wait lists Jacksonville Housing Authority
Meals on Wheels (Aging True) Home-delivered meals Hot/frozen meals; wellness checks 60+ homebound Aging True – Nutrition
SHINE (Medicare counseling) Medicare plan help Free unbiased counseling Anyone with Medicare Florida SHINE

Note: Benefits and income limits change. Always verify with the linked agency.


Property Tax Relief (Homeowners in Duval)

Reality check: The March 1 deadline is firm. Late applications typically wait until the next year. Bring proof of Florida residency and your income documents for senior exemptions.


Food, Nutrition, and Monthly Grocery Help

  • SNAP (Food Stamps): Apply online, complete a phone interview, and turn in proofs. Medical costs over $35/month and high shelter costs can raise your benefit. Start here: ACCESS Florida – SNAP.
    Reality check: First benefits usually arrive 7–30 days after approval. Keep receipts for prescriptions and co‑pays to claim medical deductions.
  • Commodity Supplemental Food Program (CSFP): Monthly USDA food boxes for low‑income adults 60+. Jacksonville is served by Feeding Northeast Florida. State info: Florida CSFP (FDACS). Local partner: Feeding Northeast Florida.
  • Meals on Wheels (Aging True): Hot and/or frozen meals delivered with wellness checks. Suggested donation only; no one turned away for inability to pay. Learn more and apply: Aging True Nutrition Services.
  • Senior Farmers Market Nutrition Program (SFMNP): Seasonal produce vouchers when available. Ask ElderSource about eligibility and local distribution: ElderSource. State details: Florida SFMNP overview.
  • Find local pantries and congregate meals: Dial 211 or search: United Way NEFL 211 – Food.

Healthcare, Medicare, Medicaid, and In‑Home Care

Medicare help (free, unbiased)

  • SHINE counselors can compare Part D drug plans, Medicare Advantage vs. Medigap, and assist with billing or appeals. Book at: Florida SHINE or call 1‑800‑963‑5337.

Medicaid for seniors (65+)

  • Florida Medicaid financial limits and coverage: See DCF’s overview and apply via ACCESS Florida: DCF ACCESS – Medicaid.
  • Non‑Emergency Medical Transportation (Medicaid): Available for Medicaid members to get to medical appointments and pharmacies. Call your plan (look on your member card) or review managed care info: Florida AHCA – Statewide Medicaid Managed Care.
    Reality check: Shared rides are common; expect longer travel times and pickup windows.

Florida SMMC‑LTC (Long‑Term Care) waiver

  • What it covers: In‑home personal care, adult day health, respite, home modifications (e.g., ramps), medical equipment, and more—so you can remain at home.
  • Who qualifies: 65+ (or 18+ disabled), nursing‑home level of care, income usually up to 300% of SSI’s federal benefit rate (published at $2,829/month in recent guidance), and limited assets (home/vehicle excluded).
  • How to apply: Start with ACCESS Florida and request assessment; your case will go through CARES and a managed care plan selection.
  • Timing and reality: Expect 60–120 days and very detailed functional assessments. Rural edges of Duval and nearby counties may see longer waits.

Local safety‑net clinics and health centers

Clinic/Program What they offer Where to learn more
Florida Dept. of Health – Duval County Immunizations, WIC, some clinical services DOH Duval
Agape Family Health (FQHC) Primary care, behavioral health, some dental, sliding fees Agape Family Health
Sulzbacher Health Centers Integrated medical, dental, behavioral health; focus on people experiencing homelessness Sulzbacher
UF Health Jacksonville Major safety‑net hospital and clinics UF Health Jacksonville

Tip: Federally Qualified Health Centers (like Agape) offer sliding‑fee discounts and often accept Medicaid/Medicare.


Low‑Cost and Free Dental Care

Option Services Notes Learn more
Florida Mission of Mercy (FLA‑MOM) Free large‑scale clinics: cleanings, fillings, extractions, limited dentures 2025 event scheduled in Jacksonville (check dates/updates); arrive very early Florida Dental Association – Mission of Mercy
Donated Dental Services (Dental Lifeline Network – FL) Comprehensive pro bono treatment via volunteer dentists 65+ or permanently disabled; very low income; waiting list Apply – Dental Lifeline Network Florida
UF College of Dentistry – Jacksonville clinics Reduced‑cost comprehensive dentistry supervised by faculty Appointments take longer; thorough care UF Dentistry – Jacksonville Patient Services
FSCJ Dental Hygiene Clinic Very low‑cost cleanings and preventive care by students Limited scope (no major restorative); appointment needed FSCJ Dental Hygiene Clinic
Community health centers Basic dental at sliding fees Check availability by site Agape Family Health

Reality check: Demand is high. Apply early, expect waits, and be flexible on appointment times. Bring medication lists and medical history.


Housing: Rent Help, Vouchers, and Senior Housing

Public housing and Section 8 Housing Choice Vouchers

  • Jacksonville Housing Authority (JHA): Manages public housing and Section 8 vouchers. Wait lists can be long and may open/close without much notice.
    • Current status and applications: Jacksonville Housing Authority.
    • Reality check: In Florida’s big cities, voucher waits often stretch years. Apply as soon as a list opens and keep documents ready.
  • HUD Section 202 Senior Housing: Age‑restricted affordable apartments with supportive services (62+). Apply to each property directly.

Home repair and accessibility

  • City of Jacksonville – Housing & Community Development: Offers owner‑occupied rehab and emergency repairs when funding is available (often through SHIP/CDBG).
  • State SHIP (State Housing Initiatives Partnership): Funds flow to the City for emergency repairs, accessibility modifications (ramps, grab bars), and rehab loans/grants.
  • Weatherization Assistance Program (WAP): Energy efficiency upgrades (insulation, sealing, minor repairs) for low‑income households.

Short‑term rent help

  • Emergency Rental Assistance funds vary and may be limited. Always call 211 first for current openings and documentation needed: 211 NE Florida. Ask about Salvation Army, Catholic Charities, Lutheran Social Services, and other local partners.

Utilities: Electric, Cooling, Phones, and Internet

  • EHEAP (Emergency Home Energy Assistance for the Elderly): For households with someone 60+, helps with crisis electric bills and AC repair/replacement in emergencies. Apply through ElderSource: ElderSource. State overview: Florida Department of Elder Affairs – EHEAP.
  • LIHEAP: Regular bill help and crisis funds for low‑income households. In Northeast Florida, the provider is typically Northeast Florida Community Action Agency (NFCAA).
  • JEA customer assistance: Payment plans, budget billing, and referrals to local aid.
    • Start here: JEA – Customer Support (see “Customer Support” then “Assistance Programs”).
    • Tip: If you depend on powered medical equipment, ask JEA about its medical necessity protections and how to register documentation.
  • Lifeline (phone/internet discount): Ongoing federal discount (~$9.25/month) for eligible low‑income customers.
  • Affordable Connectivity Program (ACP): As of mid‑2025, federal ACP funding has largely ended; check the FCC for any updates or successor programs.

Reality check: LIHEAP/EHEAP funds run out fast, especially in summer. Apply early in the season and keep copies of utility bills and shutoff notices.


Transportation in and around Jacksonville

Service Who it serves What to know Learn more
Jacksonville Transportation Authority (JTA) General public Reduced fares for seniors 65+ with ID; bus, First Coast Flyer BRT JTA – Fares & Programs
JTA Connexion (Paratransit) Riders with disabilities who meet ADA paratransit criteria Door‑to‑door within service area; reservation needed JTA – Paratransit/Connexion
Transportation Disadvantaged (TD) Low‑income or those who cannot use fixed‑route transit Coordinated by JTA under Florida’s TD program Florida Commission for the Transportation Disadvantaged
Medicaid NEMT Medicaid members Schedule through your plan; have member ID ready AHCA – SMMC

Tip: Book medical rides at least 3 business days in advance. Confirm pickup the day before and have a backup plan if possible.


Hurricane and Disaster Readiness (Jacksonville/NE Florida)

Generator safety and medication planning save lives. Keep a 30‑day supply of meds, printed medication lists, and backup batteries. Carbon monoxide detectors are essential if you use a generator.


Veterans in Jacksonville

Reality check: VA benefit decisions can take months. Strong medical documentation improves approval chances. Ask FDVA for free help; avoid paid “guarantee” services.


Inclusive Support

LGBTQ+ seniors

Seniors with disabilities

  • Center for Independent Living: Independent Living Resource Center of Northeast Florida (device loans, skills training, advocacy): The ILRC.
  • Medicaid SMMC‑LTC and CCE (Community Care for the Elderly) can fund in‑home help if you qualify:

Tribal members (if applicable)

  • If you are a member of a federally recognized tribe, you may have access to Purchased/Referred Care through IHS and tribal elder services (varies by tribe).

Rural seniors (Duval’s outskirts and neighboring counties)

  • Transportation and provider shortages are common in Baker, Nassau, Clay, and St. Johns.
    • Start with ElderSource for coordinated referrals across counties: ElderSource.
    • LIHEAP and Weatherization in the region: NFCAA and Florida WAP.
    • Consider telehealth through your Medicare Advantage or Medigap plan and ask pharmacies about mail‑order delivery.

Application Tips (Florida‑Specific)

  • Documents to gather now: Florida ID with current address, Social Security letter, birth certificate or passport, last 3 months of bank statements, proof of income (Social Security, pensions), current utility bills and any shutoff/eviction notices, medication list with dosages.
  • ACCESS Florida tips: Upload documents the same day you apply, save confirmation pages, and try off‑peak hours. Site: ACCESS Florida.
  • Phone help: Call earlier in the day. Ask for a case number and the representative’s name. Keep a simple call log.
  • For SMMC‑LTC: Ask doctors to write specifically how much help you need with bathing, dressing, meals, mobility, and medications. The clearer the functional limits, the better the assessment reflects your needs.

Jacksonville & Northeast Florida Resource Tables

Table: Senior Housing and Home Repair (Jacksonville/Region)

Program What it does Where to apply
Jacksonville Housing Authority (Public Housing & Section 8) Affordable rentals and vouchers JHA official site
City of Jacksonville – Housing & Community Development Home repair, emergency fixes, accessibility (funding varies) Start at Neighborhoods Dept.
SHIP (State Housing Initiatives Partnership) Local grants/loans for repairs and accessibility Florida Housing – SHIP Local Contacts
HUD Section 202 Senior Housing Affordable age‑restricted apartments HUD Resource Locator
Weatherization Assistance (WAP) Energy efficiency repairs for low‑income households FL WAP overview

Table: Food and Nutrition

Program What it offers Where to start
SNAP (Food Stamps) Monthly grocery benefits Apply at ACCESS Florida
Meals on Wheels (Aging True) Home‑delivered meals Aging True – Nutrition
CSFP Monthly senior food box FL CSFP (FDACS)Feeding NEFL
Food pantries Groceries and hot meals 211 Food Finder

Table: Healthcare and Dental

Service What it covers Where to learn more
SHINE (Medicare) Plan comparisons, billing, Extra Help Florida SHINE
Medicaid (DCF) Medical coverage for low‑income seniors ACCESS Florida
SMMC‑LTC In‑home long‑term care AHCA – SMMC
Agape Family Health (FQHC) Low‑cost primary care and some dental Agape Family Health
UF Dentistry – Jacksonville Reduced‑cost dental care UF Dentistry Jacksonville
Dental Lifeline Network (DDS) Free comprehensive dental (eligibility) DDS Florida

Table: Utilities and Transportation

Program What it helps with Where to apply
EHEAP Emergency electric/AC help (60+) ElderSource
LIHEAP Annual energy bill help Florida LIHEAPNFCAA
JEA customer assistance Payment plans, budget billing JEA – Customer Support
JTA Senior & Paratransit Reduced fares; ADA paratransit JTA
Transportation Disadvantaged Coordinated rides for those who qualify FL Commission for the Transportation Disadvantaged

Neighborhood and County Notes

  • Duval County: Urban core has more providers and transit; outer North/West areas may have longer ride times and fewer providers. Use JTA Connexion/TD and ask ElderSource to help bundle appointments.
  • Neighboring counties (Nassau, Clay, Baker, St. Johns): Many programs run through the same regional partners (ElderSource, NFCAA). If you live just outside Duval, still call ElderSource first for the right local intake.

Avoid Scams and Junk Fees


Frequently Asked Questions (FAQs)

Q: I need help at home with bathing and meals. Where do I start in Jacksonville?
A: Ask ElderSource to screen you for the Statewide Medicaid Managed Care Long‑Term Care (SMMC‑LTC) program and the Community Care for the Elderly (CCE) program. SMMC‑LTC can fund in‑home aides and home modifications if you meet nursing‑home level of care and income limits. Start here: ElderSource, AHCA – SMMC, and apply via ACCESS Florida.

Q: How long does it take to get a Section 8 voucher in Jacksonville?
A: It varies and lists often close. In many Florida metros, waits can be years. Check the Jacksonville Housing Authority site for openings and apply immediately when lists open: JHA – Apply/Waitlists. Consider HUD Section 202 senior buildings as a parallel path: Find HUD 202 properties.

Q: Where can I get help with a JEA bill right now?
A: If you’re 60+, ask ElderSource about EHEAP emergency help. Also apply for LIHEAP at NFCAA. For payment plans and budget billing, contact JEA. Links: ElderSource, Florida LIHEAP, NFCAA, JEA.

Q: Is there low‑cost dental care near me?
A: Yes. Check UF Dentistry Jacksonville clinics for reduced fees, FSCJ Dental Hygiene for low‑cost cleanings, and Dental Lifeline Network for comprehensive free care if you qualify. Also watch for Florida Mission of Mercy free clinics. Links: UF Dentistry Jacksonville, FSCJ Clinic, Dental Lifeline, FLA‑MOM.

Q: I’m on Medicare. Who can help me pick a Part D plan for my prescriptions?
A: SHINE counselors provide free, unbiased help. They can review your medication list and compare plans to lower your costs: Florida SHINE.

Q: I own my home and live on Social Security. How can I lower taxes?
A: Apply for the Homestead Exemption and, if you’re 65+ with limited income, the additional senior exemption. Start with the Duval Property Appraiser: Homestead & Exemptions. Apply by March 1.

Q: My doctor is far away and I don’t drive. How can I get to appointments?
A: If you have Medicaid, use your plan’s non‑emergency medical transportation. If you qualify for ADA paratransit, use JTA Connexion. If you meet Transportation Disadvantaged criteria, ask JTA about TD trips. Links: AHCA – SMMC, JTA Paratransit, FL CTD.

Q: Where can I find a list of senior centers and local classes in Jacksonville?
A: City‑run senior centers and programs live under the Senior Services Division. Check schedules and locations here: City of Jacksonville – Senior Services.

Q: What if I was denied SMMC‑LTC but can’t manage alone?
A: You can appeal. Ask your doctors for more detailed functional notes (bathing, dressing, mobility, medication management) and call ElderSource for guidance. Program info: AHCA – SMMC.

Q: How do I report a scam or suspicious contractor after a storm?
A: Verify licenses first: MyFloridaLicense.com. Report scams to the Florida Attorney General: MyFloridaLegal. For FEMA or insurance issues, never pay upfront fees.


Resources (Official and Trusted)


Disclaimer

Programs change often. Benefits, income limits, and wait lists can shift based on funding and emergencies. Always confirm details with the official agency linked in this guide. This article is for information only; it is not legal or financial advice.


About This Guide

by the GrantsForSeniors.org Editorial Team

The GrantsForSeniors.org editorial team has been building benefit and assistance resources for seniors nationwide since 2020. We research programs across all 50 states by reviewing government websites, checking agency updates, and gathering information from available sources.

Our Commitment to You:

  • Experience & Expertise: The information in this guide is compiled and reviewed by a team with experience in senior services and financial aid programs. We are committed to sharing our knowledge to help you find the support you need.
  • Authority & Trust: We rely on verified sources, including government agencies, non-profit organizations, and official program websites, to ensure the accuracy of our content. Our goal is to be a trusted authority you can rely on for credible information.
  • Clarity & Accessibility: We understand that seeking financial assistance can be challenging. This guide is designed to be clear and easy to understand, breaking down complex topics into actionable steps.

While we work hard to provide the most accurate information available, please note that program details and eligibility requirements can change. We recommend always checking with the official program source or agency website for the most current information, as we are not official agencies but rather compile available information.

  • Last Updated: August 2025
  • Sources Verified: August 2025
  • Next Review: February 2026

If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. We’re here to help seniors find resources that can make a real difference in their daily lives.