Grants for Seniors in Norfolk

Grants and Assistance for Seniors in Norfolk, Virginia (2026 Guide)

Last updated:

This is a practical, up‑to‑date guide to help older adults in Norfolk find real help fast—food, housing, healthcare, utilities, transportation, caregiver support, and more. Links go to official agencies whenever possible.


If You Need Emergency Help


Key Takeaways

  • Apply for multiple benefits (SNAP, Medicaid, Energy Assistance) in one place through Virginia’s CommonHelp portal: https://commonhelp.virginia.gov/.
  • For local senior services (meals, rides, caregiver help), contact Senior Services of Southeastern Virginia (the Area Agency on Aging for Norfolk): https://www.ssseva.org/.
  • For rent and housing, use the Norfolk Redevelopment and Housing Authority (NRHA) for vouchers and public housing, plus HUD Section 202 senior apartments: https://www.nrha.us/ and HUD’s locator: https://resources.hud.gov/.
  • Utility help: Apply for Virginia’s Energy Assistance Program (LIHEAP) and Crisis Fuel via VDSS, and ask about Dominion Energy’s EnergyShare and Virginia Natural Gas assistance.
  • Get free Medicare counseling from Virginia’s VICAP: https://www.vda.virginia.gov/vicap.htm.
  • Expect waitlists. Apply early, apply to multiple programs, and keep copies of everything.

Where to Start: Norfolk Quick Links (Apply, Call, or Walk In)

Use these “front doors” to connect with several programs at once.

Need Best first step How it helps Link
Apply for SNAP, Medicaid, and Energy Assistance (LIHEAP) Apply on Virginia CommonHelp One application connects you to multiple benefits https://commonhelp.virginia.gov/
Local meals, transportation, home help, caregiver support Senior Services of Southeastern Virginia (AAA) Options counseling, Meals on Wheels, rides, referrals https://www.ssseva.org/
Rent help, housing vouchers/public housing in Norfolk Norfolk Redevelopment and Housing Authority (NRHA) Public housing, Housing Choice Vouchers (waitlists open periodically) https://www.nrha.us/
Shelter, legal help, food pantries 2‑1‑1 Virginia Live referral specialists for nearby services https://www.211virginia.org/
Long‑term services & referrals No Wrong Door Virginia Centralized resource/referral system https://nowrongdoorvirginia.org/
Medicare counseling (free) Virginia’s VICAP Unbiased help picking plans and reducing costs https://www.vda.virginia.gov/vicap.htm
Public transit & reduced fares Hampton Roads Transit (HRT) Bus, light rail (The Tide), paratransit; reduced fares for seniors https://gohrt.com/

Tip: Keep a folder with your photo ID, Social Security number, proof of Norfolk/VA residency, recent income, bank statements, lease/mortgage, utility bills, and health insurance cards. Most programs will ask for these.


Healthcare and Long‑Term Care

Medicare (age 65+ or qualifying disability)

  • What it is: Federal health insurance. You choose Original Medicare or a Medicare Advantage plan; add drug coverage (Part D) and consider Medigap for costs.
  • Get help: Free, unbiased counseling through Virginia’s VICAP. They can compare plans and check drug costs.
  • Learn more at Medicare.gov: https://www.medicare.gov/
  • Free counseling (VICAP): https://www.vda.virginia.gov/vicap.htm

Virginia Medicaid for Older Adults

CCC Plus (Commonwealth Coordinated Care Plus)

Long‑Term Care Ombudsman (problems in nursing homes/assisted living)

Non‑Emergency Medical Transportation (for Medicaid members)

Healthcare at a Glance (Norfolk/Statewide Programs)

Program Who it’s for What it covers Where to learn/apply
Medicare 65+ or qualifying disability Hospital, medical, optional drug coverage https://www.medicare.gov/
VICAP counseling Any Medicare‑eligible Virginian Free plan comparisons, appeal help, bill questions https://www.vda.virginia.gov/vicap.htm
Virginia Medicaid Low‑income seniors Full medical coverage; long‑term care https://commonhelp.virginia.gov/ and https://www.coverva.org/
CCC Plus Seniors needing LTSS In‑home personal care, respite, adult day health https://www.dmas.virginia.gov/for-members/benefits-and-services/ccc-plus/
LTC Ombudsman Residents/families Complaint resolution, rights in facilities https://www.elderrightsva.org/

Reality check: Medicaid has strict income and resource rules. If you’re over by a little, ask about Medicaid “spenddown” or Medicare Savings Programs (which can pay Part B premiums and cost‑sharing). VICAP or your AAA can help you understand options.


Income, Cash, and Tax Relief

Social Security, SSI, and SSDI

Virginia Auxiliary Grants (AG)

General Relief (local, limited)

Property Tax Relief (City of Norfolk)

  • Many Virginia localities reduce or defer property taxes for older adults with limited income. Contact the City of Norfolk’s tax offices (see the official city website) to ask about “Real Estate Tax Relief for the Elderly or Disabled.”
  • City of Norfolk: https://www.norfolk.gov/
  • Tip: Bring proof of age, residency, household income, and home ownership. Application windows vary.

Virginia Age Deduction (state income tax)

Free Tax Help


Housing, Rent, and Homelessness Prevention

Housing help is limited and often has waitlists. Apply broadly and follow up regularly.

Norfolk Redevelopment and Housing Authority (NRHA)

  • What they do: Public housing and the Housing Choice Voucher (Section 8) program for Norfolk residents.
  • Reality check: Waitlists don’t stay open year‑round. Check openings and instructions.
  • NRHA: https://www.nrha.us/

HUD Section 202 Senior Housing

  • What it is: Affordable apartments for older adults, often with service coordinators.
  • How to search: Use HUD’s resource locator and filter for elderly/disabled properties.
  • Search: https://resources.hud.gov/

HUD‑Approved Housing Counseling

Homelessness and Eviction Prevention

VirginiaHousingSearch.com

Housing & Home Repair Programs (Quick View)

Program Help Provided Who Manages It Where to Learn/Apply
Housing Choice Voucher (Section 8) Ongoing rent help in private market NRHA/HUD https://www.nrha.us/ and HUD locator: https://resources.hud.gov/
Public Housing (Norfolk) Affordable units owned/managed locally NRHA https://www.nrha.us/
HUD Section 202 Affordable senior apartments HUD https://resources.hud.gov/
HUD‑Approved Counseling Renting, buying, foreclosure, HECM HUD agencies https://www.hud.gov/states/virginia/homeownership/seniors
Homeless Prevention Diversion, arrears, case management DHCD/Local CoC https://www.dhcd.virginia.gov/homelessness

Reality check: The statewide COVID‑era Rent Relief Program has ended. Today, rental assistance is local (CoC programs, city funds, charities). If you get a “pay or quit,” call your landlord, 2‑1‑1, and the Eviction Legal Helpline the same day.


Home Repair, Weatherization, and Accessibility

Emergency Home and Accessibility Repair Program (EHARP)

  • What it is: Fixes health/safety hazards (e.g., unsafe wiring, leaking roofs, failing plumbing) and installs accessibility features (ramps, grab bars) for low‑income households.
  • Administered by Virginia DHCD through local partners.
  • Details: https://www.dhcd.virginia.gov/eharp

USDA Single Family Housing Repair Loans & Grants (Section 504)

Weatherization Assistance Program (WAP)

Local nonprofits (often free or low‑cost, with waiting lists)

Tip: If your home is unsafe (no heat, risk of falls), tell your AAA and ask them to note “health and safety hazard” on referrals. It can help prioritize your case.


Utility and Energy Bill Help (Norfolk)

Virginia Energy Assistance Program (LIHEAP)

  • Fuel Assistance: Helps with heating costs.
  • Crisis Assistance: Emergencies like no heat, cutoffs, broken systems.
  • Cooling Assistance: Summer electric bills and AC repair/replacement for eligible households; seniors 60+ often meet age criteria plus other rules.
  • Program windows and how to apply: https://www.dss.virginia.gov/benefit/ea/

Dominion Energy Virginia – EnergyShare

Virginia Natural Gas – Assistance Programs

HRSD H2O (Help to Others) Program

Ask your water utility about hardship funds, medical protections, and budget billing. If you’re unsure who bills you, call the City of Norfolk or check your last bill (City of Norfolk Utilities and HRSD usually appear on statements).

Energy & Utilities: What to Apply for and When

Program What it covers When to apply Where to apply
LIHEAP Fuel Assistance Heating bills Fall https://www.dss.virginia.gov/benefit/ea/
LIHEAP Crisis Assistance No heat, cutoffs, repair Winter/rolling emergencies https://www.dss.virginia.gov/benefit/ea/
LIHEAP Cooling Assistance Summer electric/AC Summer https://www.dss.virginia.gov/benefit/ea/
Dominion EnergyShare Bill pay & weatherization Year‑round (as funds allow) https://www.dominionenergy.com/virginia/billing/energyshare
Virginia Natural Gas Aid Gas bill assistance Year‑round (as funds allow) https://www.virginianaturalgas.com/residential/billing-and-payment/assistance-programs
HRSD H2O Program Wastewater (and sometimes water) Year‑round (as funds allow) https://www.hrsd.com/help-to-others-h2o-program

Reality check: Utility funds can run out, especially late in the season. Apply early. If you have medical equipment at home, ask your utility about medical certification protections.


Food and Nutrition

SNAP (Supplemental Nutrition Assistance Program)

Meals on Wheels & Congregate Meals (Norfolk)

  • Home‑delivered meals for those who qualify; group meals at senior centers.
  • Contact Senior Services of Southeastern Virginia: https://www.ssseva.org/

Foodbank of Southeastern Virginia and the Eastern Shore

Senior Farmers’ Market Nutrition Program (Farm Market Fresh)

Commodity Supplemental Food Program (CSFP)

Food Programs at a Glance

Program What you get Who runs it Where to start
SNAP Monthly EBT groceries VDSS/USDA https://www.dss.virginia.gov/benefit/food.cgi
Meals on Wheels Home‑delivered meals Senior Services of Southeastern VA https://www.ssseva.org/
Congregate Meals Hot meals at senior sites Senior Services of Southeastern VA https://www.ssseva.org/
Senior Farmers’ Market Produce checks DARS/AAAs https://www.vda.virginia.gov/sfmnp.htm
CSFP Monthly food box Local food banks/USDA https://foodbankonline.org/ and USDA info above

Tip: If you’re over 60 and have high medical costs, report them when applying for SNAP. It can raise your benefit.


Transportation (Norfolk & Region)

Hampton Roads Transit (HRT)

  • Buses, light rail (The Tide), ferry, and paratransit (HRT ACCESS).
  • Seniors can apply for reduced fares; paratransit is available for those who qualify under ADA.
  • Fares and reduced fare info: https://gohrt.com/

Medicaid Non‑Emergency Medical Transportation

AAA Rides and Voucher Programs

  • Senior Services of Southeastern Virginia may assist with medical rides or coordinate volunteer drivers where available.
  • Contact: https://www.ssseva.org/

State Transit Directory

Transportation Options: Quick View

Program Who it’s for What it offers Where to learn/apply
HRT Reduced Fare Seniors and eligible riders Lower fares on HRT buses/light rail https://gohrt.com/
HRT ACCESS (Paratransit) Riders meeting ADA criteria Door‑to‑door paratransit service https://gohrt.com/
Medicaid NEMT Medicaid members Rides to covered medical visits https://www.dmas.virginia.gov/for-members/benefits-and-services/non-emergency-medical-transportation-nemt/
AAA Transportation Norfolk seniors Limited rides, referrals, vouchers https://www.ssseva.org/

Tip: Ask about exact eligibility and how far in advance you must book. Have your appointment details, address, and any mobility needs ready when scheduling rides.


Caregivers and Dementia Support

Virginia Lifespan Respite Voucher Program

Dementia Capable Virginia

Alzheimer’s Association

AAA Caregiver Support (Norfolk)

  • Senior Services of Southeastern Virginia offers caregiver information, respite referrals, and options counseling.
  • Contact: https://www.ssseva.org/

Reality check: Respite funds are limited and often open/close during the year. Ask to be added to interest lists and about adult day health options through Medicaid’s CCC Plus.


Dental, Vision, and Hearing

Virginia Dental Lifeline Network (Donated Dental Services)

Virginia Dental Association Foundation – Mission of Mercy (MOM) Clinics

VCU School of Dentistry (Reduced‑fee clinics)

Lions Clubs of Virginia (vision/hearing assistance)

Virginia Department for the Deaf and Hard of Hearing (VDDHH)

Tip: Ask your local health department and free clinics about dental days. For glasses, also ask community health centers and Lions Clubs.


Internet and Phone Discounts

Lifeline

Virginia Relay

Note: The federal Affordable Connectivity Program (ACP) ended new funding in 2024. Ask your provider if they offer their own low‑income plans.


Legal Help, Consumer Protection, and Fraud

Legal Aid

  • Statewide portal to find your local office and apply online: https://www.valegalaid.org/
  • Local provider serving Norfolk: Legal Aid Society of Eastern Virginia (check coverage via the statewide portal above).

Virginia Senior Medicare Patrol (SMP)

Virginia Attorney General – Consumer Protection

Tip: Never pay upfront for “grant” help. Government programs do not charge application fees.


Inclusive Resources

Veterans and Military Families (Norfolk Region)

Norfolk‑area note: Hampton VA Medical Center serves many South Hampton Roads veterans; confirm eligibility and services via the VA locator above.

LGBTQ+ Older Adults

  • SAGE National LGBTQ+ Elder Hotline (1‑877‑360‑LGBT): https://www.sageusa.org/
  • Equality Virginia (advocacy and resources; provider trainings): https://equalityvirginia.org/
  • Ask your AAA about LGBTQ+‑affirming providers. VICAP can help compare Medicare Advantage plans for network fit and coverage.

Seniors with Disabilities

Tribal and Native Elders

Rural Seniors (If you move outside the city or support family nearby)

Reality check: Rural programs can be spread out and underfunded. Apply early and lean on 2‑1‑1, your AAA, and local churches while you wait.


Step‑by‑Step: Get the Most Help Fast

  1. Call your AAA (Senior Services of Southeastern Virginia) and ask for an options counseling appointment. Bring your documents.
  2. Apply on CommonHelp for SNAP, Medicaid, and Energy Assistance (LIHEAP).
  3. If your power or gas is at risk, call your utility right away to ask about medical protections and payment plans. Then apply for LIHEAP Crisis Assistance and company programs (EnergyShare, VNG assistance).
  4. If housing is unstable, check NRHA for voucher/public housing updates, add your name to HUD Section 202 waitlists, and call 2‑1‑1 for your local homeless assistance entry point.
  5. For home safety issues, apply to EHARP, USDA 504, and Weatherization. Ask AAA to flag health/safety hazards.
  6. On Medicare? Call VICAP to review drug plans and see if you qualify for Medicare Savings Programs or Extra Help (Low‑Income Subsidy).
  7. Caregivers: Apply for the Virginia Lifespan Respite Voucher (when open) and ask your AAA about adult day health and in‑home options via CCC Plus.

Program Realities, Tips, and Warnings

  • Expect waitlists for housing and home repairs. Apply to multiple programs and keep a calendar of follow‑ups.
  • Keep copies of everything you submit. If denied, ask for the appeal steps and deadlines.
  • Report changes (income, address, hospitalization) quickly to avoid overpayments or benefit interruptions.
  • Use only official websites (.gov, .org). Avoid companies that charge to “help” with applications.
  • For Medicare and Medicaid billing issues, contact Virginia SMP: https://www.virginiasmp.org/

Resources by Region (Norfolk & Hampton Roads)

Tip: Many Norfolk services are coordinated across Hampton Roads. If one door is closed, ask about a sister agency nearby (Portsmouth, Chesapeake, Virginia Beach) that may have an opening.


Frequently Asked Questions (FAQs)

Q: Where can I apply for SNAP, Medicaid, and energy help in one place?
A: Use Virginia’s CommonHelp portal: https://commonhelp.virginia.gov/. If you need help applying, contact Senior Services of Southeastern Virginia: https://www.ssseva.org/.

Q: I’m on Medicare. Can I also get Medicaid help in Virginia?
A: Yes, if you meet income and asset limits. Medicaid can pay your Medicare premiums and, in some cases, help with long‑term services. Start at https://www.coverva.org/ or talk with VICAP: https://www.vda.virginia.gov/vicap.htm.

Q: My power might be shut off. What should I do today?
A: Call your utility immediately to ask about medical protections and payment plans. Apply for LIHEAP Crisis Assistance at https://www.dss.virginia.gov/benefit/ea/. If you’re a Dominion customer, check EnergyShare: https://www.dominionenergy.com/virginia/billing/energyshare. Also call 2‑1‑1.

Q: Are there programs to reduce prescription costs?
A: Ask VICAP to review your Part D plan for lower‑cost options: https://www.vda.virginia.gov/vicap.htm. Also apply for Medicare Extra Help (Low‑Income Subsidy): https://www.ssa.gov/extrahelp/.

Q: How can I avoid a nursing home and stay at home?
A: Ask about Medicaid’s CCC Plus program for in‑home services: https://www.dmas.virginia.gov/for-members/benefits-and-services/ccc-plus/. Your AAA can also connect you to personal care and home‑delivered meals.

Q: Is there property tax relief in Norfolk for seniors?
A: Many Virginia localities offer relief or deferrals. Visit the City of Norfolk site and contact the tax office to ask about “Real Estate Tax Relief for the Elderly or Disabled.” https://www.norfolk.gov/

Q: I can’t afford dental care. Where should I look first?
A: Check Donated Dental Services (Virginia Dental Lifeline Network): https://dentallifeline.org/virginia/, the VDAF Mission of Mercy clinics: https://www.vdaf.org/, and reduced‑fee school clinics like VCU: https://dentistry.vcu.edu/patients/.

Q: How do I find senior apartments in Norfolk?
A: Use HUD’s resource locator and filter for elderly/disabled properties: https://resources.hud.gov/. Also watch NRHA announcements: https://www.nrha.us/ and search https://www.virginiahousingsearch.com/.

Q: Who can help me pick a Medicare Advantage or Part D plan?
A: Virginia’s VICAP provides free, unbiased counseling: https://www.vda.virginia.gov/vicap.htm.


Disclaimer

Program rules, funding, and eligibility change. Always confirm details with the official agency or program before you apply. This guide is general information and is not legal, financial, or medical advice.


About This Guide

by the GrantsForSeniors.org Editorial Team

The GrantsForSeniors.org editorial team has been building benefit and assistance resources for seniors nationwide since 2020. We research programs across all 50 states by reviewing government websites, checking agency updates, and gathering information from available sources.

Our Commitment to You:

  • Experience & Expertise: The information in this guide is compiled and reviewed by a team with experience in senior services and financial aid programs. We are committed to sharing our knowledge to help you find the support you need.
  • Authority & Trust: We rely on verified sources, including government agencies, non‑profit organizations, and official program websites, to ensure the accuracy of our content. Our goal is to be a trusted authority you can rely on for credible information.
  • Clarity & Accessibility: We understand that seeking financial assistance can be challenging. This guide is designed to be clear and easy to understand, breaking down complex topics into actionable steps.

While we work hard to provide the most accurate information available, please note that program details and eligibility requirements can change. We recommend always checking with the official program source or agency website for the most current information, as we are not official agencies but rather compile available information.

  • Last Updated: December 2025
  • Sources Verified: December 2025
  • Next Review: February 2026

If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. We’re here to help seniors find resources that can make a real difference in their daily lives.

About the Authors

Analic Mata-Murray

Analic Mata-Murray

Managing Editor

Analic Mata-Murray holds a Communications degree with a focus on Journalism and Advertising from Universidad Católica Andrés Bello. With over 11 years of experience as a volunteer translator for The Salvation Army, she has helped Spanish-speaking communities access critical resources and navigate poverty alleviation programs.

As Managing Editor at Grants for Seniors, Analic oversees all content to ensure accuracy and accessibility. Her bilingual expertise allows her to create and review content in both English and Spanish, specializing in community resources, housing assistance, and emergency aid programs.

Yolanda Taylor

Yolanda Taylor, BA Psychology

Senior Healthcare Editor

Yolanda Taylor is a Senior Healthcare Editor with over six years of clinical experience as a medical assistant in diverse healthcare settings, including OB/GYN, family medicine, and specialty clinics. She is currently pursuing her Bachelor's degree in Psychology at California State University, Sacramento.

At Grants for Seniors, Yolanda oversees healthcare-related content, ensuring medical accuracy and accessibility. Her clinical background allows her to translate complex medical terminology into clear guidance for seniors navigating Medicare, Medicaid, and dental care options. She is bilingual in Spanish and English and holds Lay Counselor certification and CPR/BLS certification.