Housing Assistance for Seniors in New Hampshire

Last updated: March 13, 2026

If You Need Emergency Housing Help in New Hampshire

Understanding how emergency housing systems work can help you act quickly during a crisis.

If you are in immediate danger or do not have a safe place to stay tonight, call 911 right away.

Many of these services are explained in this guide to emergency assistance for seniors in New Hampshire, including how to get help the same day.

Emergency Shelter and Housing Assistance

For help finding emergency shelter, rental assistance, or homelessness services, contact 211 New Hampshire.

• Dial 211 from anywhere in the state
• Or visit 211nh.org
• Services are available 24 hours a day, 7 days a week

211 specialists can connect you with local shelters, emergency housing programs, and other crisis resources.

Help for Seniors and Older Adults

Older adults who need help navigating housing options, benefits, or long-term care services can contact ServiceLink, New Hampshire’s Aging and Disability Resource Center (ADRC).

ServiceLink counselors provide free assistance with:

• Housing navigation and senior housing options
• Benefits counseling (Medicare, Medicaid, and other programs)
• Long-term care planning and caregiver support
• Referrals to local senior services

You can locate the nearest ServiceLink office by visiting the New Hampshire DHHS website or by calling 866-634-9412.

If You Cannot Pay Rent or Utilities

If you are at risk of eviction, utility shutoff, or losing housing, contact your local city or town welfare office immediately.

Under New Hampshire law (RSA 165), every municipality must provide General Assistance (often called Town Welfare) to residents who cannot afford basic needs such as:

• Rent or housing costs
• Heating fuel and utilities
• Food and essential living expenses

Start by contacting your local Town Hall or municipal welfare office. If you are unsure who to call, dial 211 and they will direct you to the correct office in your community.

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Key Takeaways

These highlights reflect the most important strategies seniors should focus on when seeking housing help.

• Housing is limited and expensive in New Hampshire. Rental vacancies are low and housing costs remain high across much of the state, so waitlists for affordable apartments and rental assistance programs are common. Apply to multiple programs and ask whether you qualify for priority preferences, such as those for seniors, people with disabilities, veterans, or individuals experiencing homelessness.

• Start with the three main resource hubs. These organizations can screen you for several housing and benefit programs at once:

  • ServiceLink (New Hampshire’s Aging and Disability Resource Center)
  • Your local Community Action Agency (CAP)
  • New Hampshire Housing Finance Authority (NHHFA)

• If you rent, apply for the major support programs early. The most common assistance programs include:

  • Section 8 Housing Choice Vouchers
  • Energy assistance programs, including Fuel Assistance (LIHEAP) and the Electric Assistance Program (EAP)
  • Public housing and senior/elderly housing communities

Because these programs often have long waiting lists, applying as early as possible is important.

• If you own your home, look for cost-relief programs. Seniors may qualify for several programs that help reduce housing expenses, including:

  • Local property tax relief programs
  • New Hampshire’s elderly property tax exemptions or tax deferral programs
  • Weatherization assistance for energy efficiency improvements
  • USDA Section 504 Home Repair Grants, available to homeowners age 62 and older who meet income requirements

• If you need help with assisted living or care at home, New Hampshire offers programs that may help cover the cost of care. These include:

• • Choices for Independence (CFI), the state’s Medicaid home- and community-based services waiver
  • The State Supplement Program, which may help eligible residents pay for care in certain residential settings

A ServiceLink counselor can help screen you for these programs and guide you through the application process.

• Do not assume you are ineligible. Income and asset limits can vary by program, and eligibility rules sometimes include exceptions. In addition, program funding levels and benefits can change each year. Always verify the most current information through the official agencies listed in this guide before applying.

These insights align with broader financial assistance programs for seniors in New Hampshire that cover housing, utilities, and healthcare support.

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What You’ll Find in This Guide

This guide is designed to help older adults and their families quickly understand what housing help is available in New Hampshire and how to apply. Inside, you’ll find:

• Direct links to official programs and applications so you can apply with the correct agency.
• Clear, plain-language explanations of what each housing or assistance program offers and who is eligible.
• Practical tips about waitlists, documentation, and application timelines so you know what to expect.
• Guidance for specific groups of seniors, including LGBTQ+ older adults, veterans, people with disabilities, tribal members, and rural residents who may qualify for additional resources or protections.
• Regional directories and contact information so you know which offices, agencies, or organizations to call for help in your area.

The goal is to make it easier to find the right housing support programs, understand the requirements, and take the next steps toward stable and affordable housing.

Many seniors also rely on senior services and support centers in New Hampshire to connect with housing and benefits assistance locally.

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Quick Program Finder

The table below highlights the most common housing and housing-related assistance programs available to seniors in New Hampshire. Each program serves a different need, such as rent subsidies, energy assistance, home repairs, or long-term care support.

These programs represent the most widely used forms of housing and cost support for older adults. These options are part of a broader set of housing and rent assistance programs for seniors available nationwide.

Note:

Program eligibility rules, funding levels, and application procedures can change. Always confirm current details with the official program website or agency before applying.

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Why Housing Help Can Be Hard to Find in New Hampshire (And How to Improve Your Chances)

New Hampshire has one of the tightest housing markets in New England. Rental vacancies remain low and housing costs have continued to rise in many parts of the state, according to recent housing reports from New Hampshire Housing. As a result, affordable housing programs are in high demand, especially for seniors living on fixed incomes.

 

Limited housing supply is a statewide issue affecting many types of assistance programs. This shortage reflects a broader trend in affordable housing options for seniors over 60 across the country.

Because of this limited supply, it is common to encounter:

• Long waitlists for rental assistance programs and senior housing communities
• Short application windows when voucher or housing lists open
• Strict documentation requirements during the application process

If you apply to only one housing program or property, it may take months or even years before assistance becomes available.

How to Improve Your Chances

While the process can take time, there are steps that can help seniors access housing assistance more quickly or move up waitlists.

Apply to multiple programs and housing providers.
You can apply to more than one program at the same time. Many seniors increase their chances by applying to:

• Section 8 Housing Choice Voucher waiting lists
• Public housing and senior housing communities
• Section 202 supportive housing for the elderly
• Affordable housing properties managed by nonprofit organizations

Ask about priority preferences.
Many housing programs give priority to applicants who meet certain criteria. Preferences vary by program but may include:

• Adults age 62 and older
• People with disabilities
• Veterans
• Individuals experiencing homelessness
• Local residents of the housing authority’s jurisdiction

If you qualify for a preference, it can move your application higher on the waiting list.

Use local agencies that can screen you for several programs at once.
Instead of applying blindly, start with organizations that help seniors identify the programs they qualify for:

• ServiceLink – New Hampshire’s Aging and Disability Resource Center
• Local Community Action Agencies (CAP agencies) – assist with energy assistance, housing programs, and applications
• New Hampshire Housing Finance Authority (NHHFA) – oversees many rental assistance and housing programs statewide

These agencies can help you find open waitlists, prepare applications, and gather the documents needed to apply.

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Renters: Vouchers, Public & Senior Housing, and Short-Term Help

For seniors who rent, several programs in New Hampshire can help reduce housing costs or prevent eviction. These include long-term rental subsidies, affordable senior housing communities, and short-term emergency assistance.

Rental assistance programs are often the first step toward stable housing for seniors. These supports are part of the larger system of Section 8 and rental assistance programs for seniors available nationwide.

Section 8 Housing Choice Vouchers (HCV)

What it does

The Housing Choice Voucher (Section 8) program helps eligible households pay rent in privately owned apartments. In most cases, participants contribute about 30% of their adjusted income toward rent, and the voucher covers the remaining amount up to a local payment limit set by the housing authority.

Who it’s for

• Low-income households
• Seniors and people with disabilities
• Some housing authorities offer priority preferences for seniors, veterans, people with disabilities, or individuals experiencing homelessness.

Where to apply

• Statewide: New Hampshire Housing Finance Authority (NHHFA) administers a large portion of the program. Check their website for current waitlist openings and application instructions.
• Local housing authorities: Some cities and towns manage their own voucher programs. You can apply separately to these waiting lists when they are open.

Reality check

Voucher waitlists may open only briefly and can close quickly once they reach capacity. To improve your chances:

• Sign up for waitlist alerts from New Hampshire Housing
• Check local housing authority websites regularly
• If you have a disability, ask about reasonable accommodations during the application, housing search, or lease-up process.

Understanding how Section 8 works for seniors can help you prepare for waitlists and eligibility requirements.

Source: U.S. Department of Housing and Urban Development (HUD) — Housing Choice Voucher Program.

Public Housing and Elderly/Disabled Housing

What it does

Public housing offers income-based rent apartments owned or managed by local housing authorities. Many communities operate “elderly/disabled” housing buildings designed for seniors and people with disabilities.

These properties often include features such as:

• Elevators and accessible units
• Community rooms and shared spaces
• On-site management or maintenance staff
• Organized activities or resident services (varies by location)

Who it’s for

• Low-income seniors (typically age 62 or older)
• Adults with disabilities
• Eligibility and income limits are set by HUD and the local housing authority.

Where to apply

Applications must be submitted directly to the housing authority that manages the property. Each authority maintains its own waiting list and application process.

(See the Housing Authorities directory later in this guide for links and contact information.)

Short-Term Rental Help and Homelessness Prevention

If you are at risk of eviction or losing housing, several programs may offer emergency or short-term assistance.

Coordinated Entry and housing crisis help
Call 211 New Hampshire or visit 211nh.org to access the state’s coordinated homelessness response system. Specialists can connect you to:

• Emergency shelters
• Rapid rehousing programs
• Eviction prevention and diversion services
• Local housing support organizations

Municipal welfare assistance (RSA 165)
Under New Hampshire law, every municipality must provide General Assistance (often called Town Welfare) for residents who cannot afford basic needs. This may include:

• Emergency rent payments
• Help with utility bills or heating fuel
• Assistance to prevent eviction

Contact your local Town Hall or welfare office to apply. If you are unsure where to start, dial 211 and ask for your municipality’s welfare office.

Legal help for eviction or housing disputes
If you are facing eviction or a landlord dispute, you may qualify for free legal help through:

• New Hampshire Legal Assistance (NHLA) – housing and tenant rights services.

Sources:
U.S. HUD Housing Choice Voucher Program; New Hampshire Housing; New Hampshire DHHS housing and homelessness support resources; RSA 165 municipal assistance law.

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Utility and Energy Help (Keeping the Heat and Lights On)

Energy costs in New Hampshire can be high, especially during the winter. Several programs can help reduce heating and electricity bills for seniors and other households with limited income. Because funding is limited and applications are seasonal, it’s best to apply as early as possible each year. Many of these benefits are included in utility assistance programs for seniors in New Hampshire that help reduce monthly expenses.

Fuel Assistance Program (LIHEAP)

What it does

The Fuel Assistance Program, funded through the federal Low Income Home Energy Assistance Program (LIHEAP), helps eligible households pay for home heating costs. Benefits can be used for fuels such as:

• Heating oil
• Propane
• Natural gas
• Electric heat
• Wood or pellets

Payments are typically made directly to your fuel dealer or utility provider.

Who it’s for

• Income-eligible households
• Renters and homeowners may both qualify
• Seniors and households with disabilities often receive priority consideration.

How to apply

Applications are handled through your local Community Action Agency (CAP agency).
Start here: New Hampshire Department of Energy – Fuel Assistance Program.

Application Tip

Be prepared to provide:

• Government-issued ID
• Recent heating fuel or utility bills
• Fuel delivery receipts if applicable
• Proof of income for everyone in the household

If you are out of fuel or at immediate risk, ask your CAP agency about emergency benefits.

Electric Assistance Program (EAP)

What it does

The Electric Assistance Program provides a monthly discount on electric bills for eligible households. The discount amount depends on your income tier and household size.

Who qualifies

Income-eligible households receiving electricity from a participating utility company.

How to apply

Applications are processed through your local CAP agency.

Program information: New Hampshire Department of Energy – Electric Assistance Program.

Important:
The discount is not automatic. You must apply and may need to re-certify periodically to continue receiving the benefit.

Weatherization Assistance Program (WAP)

What it does

The Weatherization Assistance Program helps lower energy bills by improving the efficiency of your home. Services may include:

• Insulation installation
• Air sealing to prevent heat loss
• Heating system safety checks or tune-ups
• Energy efficiency upgrades

These improvements can reduce energy costs and make homes more comfortable year-round.

Who it’s for

• Income-eligible renters and homeowners
• For rental units, landlord permission is required before work can begin.

How to apply

Apply through your local Community Action Agency.

Program details: New Hampshire Department of Energy – Weatherization Assistance Program.

Utility Shutoff Protections

If you receive a utility shutoff notice, take action immediately:

1. Call your utility provider and ask about payment plans or hardship options.
2. Contact your local CAP agency to see if emergency energy assistance is available.

Some protections may apply during winter months or for households with seniors, disabilities, or documented medical needs.

For help resolving utility issues or filing complaints, contact the New Hampshire Public Utilities Commission – Consumer Assistance Division.

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Homeowners: Property Tax Relief, Repairs, and Home Modifications

Older homeowners in New Hampshire may qualify for programs that reduce property taxes, fund critical home repairs, or improve energy efficiency. These programs can help seniors stay safely in their homes while managing housing costs on a fixed income. These supports are part of broader home repair and senior housing cost programs designed to help older homeowners stay in place.

State Property Tax Relief for Low- and Moderate-Income Homeowners

What it is

New Hampshire offers a Low and Moderate Income Homeowners Property Tax Relief program that refunds a portion of the state education property tax paid by eligible homeowners.

Who may qualify

• Homeowners with income below program limits
• Applicants must have owned and lived in the home during the tax year for which relief is requested.

Where to apply

Applications are filed through the New Hampshire Department of Revenue Administration.

Because income limits and application deadlines can change, always check the official program page before applying.

Elderly Property Tax Exemption and Property Tax Deferral

Many New Hampshire towns offer additional local tax relief programs specifically for seniors.

Elderly Property Tax Exemption

What it does

Cities and towns may provide property tax exemptions based on age, often structured in tiers such as:

• Age 65–74
• Age 75–79
• Age 80 and older

Each municipality sets its own income and asset limits, as well as the amount of the exemption.

How to apply

Applications are submitted to your local town or city assessing office, typically using Form PA-29 (Permanent Application for Property Tax Credits/Exemptions).

Contact your Town Hall or assessor’s office for local rules, eligibility limits, and filing deadlines.

Property Tax Deferral (RSA 72:38-a)

What it does

Eligible homeowners may defer part or all of their property taxes until the home is sold or ownership changes.

Important considerations

• Deferred taxes accrue interest over time
• The program may require income and equity eligibility checks
• Municipalities administer the program locally.

Apply through your Town Hall or municipal assessing office, usually using Form PA-29.

Reality check

Tax exemptions reduce annual property taxes, but you must meet local income and asset limits, and some towns require periodic renewal or documentation updates.

USDA Section 504 Home Repair Loans & Grants (Seniors 62+)

What it does

The USDA Single Family Housing Repair Program (Section 504) helps low-income rural homeowners make essential home repairs that address health and safety hazards.

Examples of eligible repairs include:

• Fixing roof leaks or structural issues
• Electrical or plumbing repairs
• Accessibility improvements such as ramps or grab bars
• Heating system repairs or replacements

Types of assistance

• Grants for homeowners age 62 or older who cannot repay a loan
• Low-interest loans for eligible homeowners who can repay over time

Where to apply

Program information and applications are available through the USDA Single Family Housing Repair (Section 504) program.
Residents in New Hampshire can also contact the USDA Rural Development New Hampshire State Office for assistance.

Application tip

You will typically need to provide:

• Proof of home ownership
• Income documentation
• Photos or contractor estimates showing the repair needs.

Weatherization and Home Energy Improvements

Homeowners may also qualify for Weatherization Assistance through their local Community Action Agency. This program helps lower energy costs by improving home efficiency.

Services may include:

• Insulation installation
• Air sealing to reduce drafts
• Heating system safety checks and efficiency improvements
• Minor health and safety repairs related to energy systems

These upgrades can reduce heating costs and improve comfort during New Hampshire’s cold winters.

Foreclosure Prevention and Housing Counseling

If you are struggling to keep up with mortgage payments or property taxes, free help may be available through HUD-approved housing counseling services.

Start with New Hampshire Housing’s Foreclosure Prevention program, which connects homeowners with HUD-certified housing counselors who can help with:

• Loan modification options
• Repayment plans with lenders
• Budget counseling
• Access to other housing relief programs

Even if previous federal relief programs such as the Homeowner Assistance Fund (HAF) are no longer accepting new applications, counselors may still help identify alternative assistance or mitigation options.

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Assisted Living, Residential Care, and Nursing Home Costs

Long-term care can be expensive, but New Hampshire offers several programs that may help seniors pay for care at home, in residential settings, or in nursing facilities if they meet eligibility requirements. Long-term care planning is a critical part of housing stability for older adults. Many of these options are covered in long-term care benefits for disabled seniors in New Hampshire, including Medicaid and home-based services.

Medicaid Choices for Independence (CFI) Waiver

What it does

The Choices for Independence (CFI) program is New Hampshire’s Medicaid home- and community-based services waiver. It helps eligible seniors and adults with disabilities receive long-term care services outside of a nursing home whenever possible.

The goal of the program is to help people remain at home or in community-based residential settings rather than entering a nursing facility.

Services may include

• Personal care assistance
• Homemaker services
• Case management
• Adult medical day services
• Home-delivered meals and caregiver supports
• Services in certain licensed residential care settings

Where to start

You can begin the process by:

• Applying through NH EASY, the state’s benefits application portal
• Contacting ServiceLink, where counselors can screen you for eligibility and help with the application.

Reality check

Both financial eligibility (income and assets) and functional eligibility (level of care needs) are required. Program capacity and available service providers may vary by region, so wait times can occur in some areas.

These services are part of Medicaid home care programs in New Hampshire that support aging in place.

State Supplement Program (SSP)

What it does

The State Supplement Program provides a monthly cash benefit to eligible individuals who are aged, blind, or disabled with limited income.

For some participants, SSP payments may help offset room and board costs in licensed residential care settings, such as assisted living or supported housing communities.

How To Apply

Applications are submitted through NH EASY via the New Hampshire Department of Health and Human Services (DHHS).

Eligibility requirements are based on income, resources, and disability or age status.

Nursing Home Medicaid

If a person requires 24-hour skilled nursing care, Medicaid may cover the cost of care in a licensed nursing facility if eligibility standards are met.

Medicaid nursing facility coverage generally requires:

• Meeting income and asset limits
• Demonstrating a medical need for nursing-level care
• Completing a state eligibility and functional assessment.

Because Medicaid rules change periodically and involve complex financial guidelines, it is important to seek guidance before transferring assets or spending down savings.

Where to apply

Applications are processed through NH EASY or with assistance from ServiceLink counselors. Families may also wish to consult a qualified elder law attorney for help navigating Medicaid eligibility rules.

Long-Term Care Ombudsman

If you or a loved one lives in a nursing home, assisted living facility, or other licensed long-term care setting, the New Hampshire Long-Term Care Ombudsman Program can help protect resident rights.

The Ombudsman assists with:

• Complaints about quality of care
• Resident rights concerns
• Communication issues with facility staff
• Information about long-term care regulations and protections.

Services are free and confidential for residents and their families.

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Housing Authorities (Elderly Housing, Public Housing and Vouchers)

Housing authorities play a central role in managing affordable housing and voucher programs. Understanding how housing authorities manage Section 8 programs can help you apply more effectively.

Local housing authorities manage public housing, senior/disabled housing communities, and many Housing Choice Voucher (Section 8) programs. Because waiting lists vary by location, applying to multiple housing authorities can improve your chances of receiving assistance.

Application Tip

When contacting a housing authority, ask whether they:

• Manage elderly or disabled housing buildings specifically designed for seniors
• Offer local waitlist preferences (such as for seniors, veterans, or local residents)
• Administer Project-Based Voucher (PBV) units, where the rental subsidy is attached to a specific apartment building rather than the tenant.

These options can sometimes provide faster access to affordable housing than waiting for a traditional voucher.

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Community Action Agencies (Apply for Fuel Assistance, Electric Discounts, Weatherization, and More)

These agencies are often the fastest way to access multiple assistance programs at once. Many of these services are part of local assistance programs for seniors in New Hampshire that provide coordinated support.

New Hampshire’s Community Action Agencies (CAP agencies) help residents access several important programs, including:

• Fuel Assistance (LIHEAP) for heating costs
• Electric Assistance Program (EAP) for monthly utility bill discounts
• Weatherization Assistance for energy efficiency upgrades
• Emergency assistance and other stability programs

For most energy and weatherization programs, your local CAP agency is the main place to apply.

Not Sure Which CAP Serves Your Area?

You can find your local agency using the New Hampshire Community Action Partnership statewide directory, which lists all CAP agencies and the counties they serve.

These organizations can also help connect you with additional housing programs, benefits counseling, and local assistance resources.

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Property Tax Relief Options for Seniors (At a Glance)

Property tax relief programs can significantly reduce the cost of staying in your home. These benefits are part of broader tax relief programs for seniors in New Hampshire that help reduce housing costs.

The table below summarizes the main property tax relief programs available to older homeowners in New Hampshire. These programs can help reduce or delay property tax payments, depending on your eligibility.

Important Considerations

• Not all programs can be combined. Some towns may not allow you to use both an exemption and a deferral at the same time.
• Deferrals accrue interest, which must be repaid later.
• Eligibility rules vary by town, especially for local exemptions.
• Deadlines are strict, so check with your local assessing office early each year.

Before choosing a program, contact your local assessor or Town Hall to review your options and understand how each program may affect your taxes and eligibility for other benefits.

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Utility Assistance Programs (Quick Snapshot)

Energy support programs are often layered together to maximize savings. Many households rely on emergency utility assistance for seniors when facing shutoff notices or urgent needs.

These programs often work together, and applying through your local CAP agency is the best first step for energy-related assistance.

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How to Apply (and Actually Get Through It)

Preparation is one of the most important factors in getting approved quickly.  Understanding how to apply for senior housing assistance programs can reduce delays and improve approval chances. Most programs require similar documents, so gathering everything ahead of time will save you time and stress.

What to gather

Have these documents ready before you apply:

• Photo ID and Social Security numbers for all household members
• Proof of age (for senior-specific programs)
• Proof of New Hampshire residency (lease, utility bill, or mortgage statement)
• Income verification, such as:
  • Social Security award letter
  • Pension statements
  • Pay stubs (if applicable)
  • SSI/SSDI documentation
  • Interest or dividend statements
• Asset documentation (such as bank statements), if required for programs like Medicaid or property tax relief
• For homeowners:
  • Property tax bill
  • Deed or proof of ownership
  • Repair estimates or photos (for home repair programs)

Tips to Make the Process Easier

Keep everything organized.
Create a folder labeled “Housing & Benefits” and keep copies of all documents. Many programs will ask for the same paperwork multiple times.

Ask about flexible application options.
If transportation or mobility is a challenge, ask if the agency offers:

• Phone appointments
• Mail-in or online applications
• Help from a caseworker through ServiceLink or your local CAP agency

Request reasonable accommodations if needed.
If you have a disability, you have the right to ask for accommodations such as:

• Extra time to submit documents
• Help completing forms
• Materials in alternative formats (large print, etc.)

Don’t give up if you miss a deadline.
Call the program office and ask if late applications are accepted. Some programs allow “good cause” exceptions, especially for seniors or people facing hardship.

Being organized and proactive can significantly improve your chances of getting approved and reduce delays in receiving assistance.

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Fair Housing, Tenants’ Rights, and Avoiding Scams

Understanding your rights—and knowing how to spot scams—can help you protect your housing and your finances. Many organizations that help seniors with housing issues also provide guidance on avoiding scams and resolving disputes.

Fair Housing Protections

It is illegal for landlords, property managers, or lenders to discriminate based on protected characteristics such as:

• Age
• Disability
• Race or ethnicity
• Religion
• Sex (including gender identity)
• Family status
• National origin

If you believe you have experienced housing discrimination, you can:

• File a complaint with the New Hampshire Commission for Human Rights
• File a federal complaint through HUD (U.S. Department of Housing and Urban Development)

Both agencies can investigate complaints and help enforce fair housing laws.

Tenant Rights and Court Information

If you are dealing with eviction, a lease dispute, or need to understand your rights as a tenant, the New Hampshire Judicial Branch provides:

• Information on eviction procedures
• Court forms and filing instructions
• Guidance on small claims and housing-related cases

Understanding the process can help you respond on time and avoid default judgments.

Free or Low-Cost Legal Help

Seniors and low-income residents may qualify for assistance from:

• New Hampshire Legal Assistance (NHLA)

NHLA provides help with:

• Evictions and landlord disputes
• Housing rights and protections
• Accessing benefits and public assistance programs

How to Avoid Rental Scams

Housing scams are common, especially in tight rental markets. Protect yourself by following these basic rules:

• Never wire money or send cash for application fees, deposits, or rent
• Do not pay anything before seeing the property in person
• Make sure you receive keys and a signed lease before paying deposits
• Verify ownership of the property using your local city or town assessor’s website
• Be cautious of listings that seem too good to be true or pressure you to act quickly

If something feels off, pause and verify before moving forward.

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Inclusive Supports

Some seniors may qualify for additional housing resources or protections based on their background, service history, or specific needs. The programs below can help ensure access to safe, affordable, and appropriate housing. Certain groups of seniors may qualify for additional targeted programs and protections. Veterans, for example, may qualify for housing benefits for senior veterans in New Hampshire through VA-supported programs.

LGBTQ+ Seniors

New Hampshire law prohibits housing discrimination based on sexual orientation and gender identity. If you experience discrimination, harassment, or denial of housing:

• Contact the New Hampshire Commission for Human Rights
• File a complaint with HUD (U.S. Department of Housing and Urban Development)

For additional support, SAGE (Services & Advocacy for LGBTQ+ Elders) offers national resources, housing guidance, and advocacy specifically for LGBTQ+ older adults.

You can combine these supports with local programs such as ServiceLink and your local housing authority to find inclusive housing options.

Veterans and Surviving Spouses

Veterans may qualify for special housing programs and financial assistance.

HUD-VASH (Veterans Affairs Supportive Housing)
This program combines Section 8 rental assistance with case management and clinical services through the VA.

• Start with the VA Manchester Medical Center for eligibility and referrals.

Additional support

• The New Hampshire Office of Veterans Services can help with benefits, claims, and housing referrals
• Many towns offer local property tax credits for veterans and surviving spouses (apply through your Town Hall using Form PA-29)

Seniors with Disabilities

Seniors living with disabilities may qualify for both housing assistance and supportive services.

Programs to consider

• SSDI or SSI (income support)
• Medicaid, including the Choices for Independence (CFI) program
• Home and community-based services, such as personal care, adult day programs, and respite care

Start with ServiceLink, which can help you explore care options and apply for benefits.

Accessible housing

• Ask housing authorities about ADA-accessible units
• Request reasonable accommodations during the application process if needed

HUD’s Section 811 program supports housing for people with disabilities. You can search for available properties using the HUD Resource Locator.

Tribal Members and Native Elders

New Hampshire does not currently have federally recognized tribes within the state. However, enrolled members of federally recognized tribes living in New Hampshire may still qualify for housing assistance through:

• Their tribal housing authority
• Federal programs such as the Indian Housing Block Grant or NAHASDA (Native American Housing Assistance and Self-Determination Act) programs

For more information, visit the HUD Office of Native American Programs or contact your tribal housing office directly.

You may also apply for New Hampshire-based programs, including housing vouchers, CAP energy assistance, and Medicaid services.

Rural Seniors and Families

Seniors living in rural areas may face additional challenges, including limited housing supply and transportation barriers.

Programs that may be especially helpful

• USDA Section 504 Home Repair Loans and Grants
• Weatherization Assistance Program through your local CAP agency

Transportation and access tips

• Ask your CAP agency about local transportation services or volunteer driver programs
• Request phone, mail-in, or remote application options when travel is difficult

These targeted supports can help ensure that all seniors—regardless of background or location—have access to safe, stable, and affordable housing options.

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Resources by Region

These organizations serve as key entry points (“front doors”) to housing, energy assistance, and senior support services across New Hampshire. Starting with one of these can help you quickly connect to the right programs in your area. Many seniors begin with area agencies on aging in New Hampshire to access coordinated services and referrals.

ServiceLink (Aging & Disability Resource Center)

Find your local office: ServiceLink – Find Your Office

What they help with:

• Benefits counseling (Medicare, Medicaid, and more)
• Long-term care planning and options
• Guidance on Medicaid and Choices for Independence (CFI)
• Caregiver support and resources
• Referrals for housing assistance and senior services

ServiceLink is often the best first call for seniors, especially if you’re unsure which programs you qualify for.

Community Action Agencies (Energy Help, Weatherization, Crisis Support)

Statewide directory: New Hampshire Community Action Partnership

What they help with:

• Fuel Assistance (LIHEAP) applications
• Electric Assistance Program (EAP) enrollment
• Weatherization services
• Emergency financial assistance and stabilization programs

Each CAP agency lists local intake sites and contact information, making it easier to apply in your region.

City and Town Welfare Offices  (Emergency Rent and Utility Help)

Every municipality in New Hampshire is required by law (RSA 165) to provide General Assistance (Town Welfare) to residents in need.

What they may help with:

• Emergency rent payments
• Utility and heating assistance
• Basic needs such as food or essential expenses

To find your local welfare office:

• Visit your Town Hall website, or
• Call 211 New Hampshire for the correct contact number

Housing Authorities

Local housing authorities manage:

• Public and senior housing
• Section 8 Housing Choice Voucher programs
• Project-based affordable housing units

Refer to the Housing Authorities table above for major agencies across the state.

You can also search for affordable and federally supported housing near you using the HUD Resource Locator, which includes senior housing and subsidized apartment listings.

Starting with these regional resources can help you navigate multiple programs at once and avoid missing opportunities for assistance.

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Frequently Asked Questions (FAQs)

These common questions address real challenges seniors face when applying for housing help. Many of these topics are also covered in senior housing options and eligibility requirements for older adults.

Are there “senior-only” apartments in New Hampshire?

Yes. Many housing authorities and nonprofit organizations operate senior or “elderly/disabled” housing, typically for adults age 62 and older. These communities often offer accessible units and amenities designed for older adults.

You can apply through:

• Local housing authorities
• HUD-supported Section 202 senior housing properties

To find options near you, use the HUD Resource Locator or contact your local housing authority.

How long is the wait for Section 8 or public housing?

Wait times vary widely depending on location and funding. In New Hampshire, waitlists can be long and may close periodically due to high demand.

To improve your chances:

• Apply to multiple waiting lists (statewide through NHHFA and local housing authorities)
• Sign up for alerts when waitlists open
• Check housing authority websites regularly for short application windows

Can I get help with a security deposit?

Sometimes. Town welfare offices (General Assistance under RSA 165) may help with security deposits or first month’s rent in emergency situations, depending on eligibility.

• Contact your local Town Hall welfare office, or
• Call 211 New Hampshire for guidance

Some nonprofit organizations may also offer limited deposit assistance, depending on available funding.

I’m 75 and own a home. My property taxes are too high. What can I do?

You may qualify for several relief options:

• Elderly Property Tax Exemption (local program)
• Property Tax Deferral (delay payment until the home is sold)
• Low and Moderate Income Homeowners Property Tax Relief (state program)

Start by contacting your Town Hall and filing Form PA-29. Ask about local eligibility limits and deadlines.

My furnace is unsafe. Is there help?

Yes. You may qualify for:

• Weatherization Assistance Program through your local CAP agency (may include safety repairs and system improvements)
• USDA Section 504 Home Repair Grants (for homeowners age 62+ with qualifying income and safety-related repair needs)

Apply through your local CAP agency or the USDA Rural Development program.

I need assisted living but can’t afford it. Are there options?

Yes. Start by contacting ServiceLink for a screening. You may qualify for:

• Medicaid Choices for Independence (CFI) – helps cover care at home or in certain residential settings
• State Supplement Program (SSP) – may help offset room and board costs

Eligibility depends on income, assets, and care needs.

I think my landlord is discriminating against me for being LGBTQ+. What can I do?

Housing discrimination based on sexual orientation or gender identity is illegal in New Hampshire.

You can file a complaint with:

• New Hampshire Commission for Human Rights
• HUD Fair Housing (federal complaint process)

Both agencies can investigate and take action if discrimination occurred.

I’m a veteran. Should I apply for HUD-VASH or regular Section 8?

If you are connected to VA healthcare and need both housing and supportive services, ask about HUD-VASH through the VA Manchester Medical Center.

You can also apply for:

• Standard Section 8 vouchers
• Public or senior housing programs

Applying to multiple programs can increase your chances of receiving assistance.

Where do I apply for Medicaid, SNAP, or other benefits in New Hampshire?

Use the state’s online application portal: NH EASY.

If you need help completing your application:

• Contact ServiceLink, or
• Work with a local Community Action Agency (CAP)

They can guide you through eligibility and paperwork.

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Additional Helpful Links (Official Sources)

Use the official resources below to verify eligibility, apply for programs, and get up-to-date information. These links connect directly to the agencies that administer housing and support programs in New Hampshire.

• New Hampshire Housing (NHHFA)
  Rental assistance programs, housing search tools, and statewide housing data
  (Includes Renters Hub and housing reports)
• U.S. Department of Housing and Urban Development (HUD) – New Hampshire
  Federal housing programs, fair housing information, and property search tools
  (Includes HUD Resource Locator for affordable housing)
• New Hampshire Department of Energy
  • Fuel Assistance Program (LIHEAP)
  • Electric Assistance Program (EAP)
  • Weatherization Assistance Program
• New Hampshire Public Utilities Commission (PUC)
  Consumer Assistance for utility complaints, shutoff protections, and mediation
• New Hampshire Department of Revenue Administration (DRA)
  • Low and Moderate Income Homeowners Property Tax Relief
  • Property tax forms (including PA-29)
  • Property Tax Deferral law (RSA 72:38-a)
• USDA Rural Development (New Hampshire)
  • Section 504 Home Repair Loans and Grants
  • USDA New Hampshire State Office (local assistance)
• New Hampshire Department of Health and Human Services (DHHS)
  • Choices for Independence (CFI)
  • State Supplement Program (SSP)
  • Long-Term Care Ombudsman Program
• ServiceLink (Aging & Disability Resource Center)
  Local offices that provide free help with benefits, housing, and long-term care planning
• New Hampshire Legal Assistance (NHLA)
  Free or low-cost legal help for housing issues, evictions, and tenant rights
• 211 New Hampshire
  24/7 referral service for housing, food, and crisis support
  (Dial 211 or visit 211nh.org)
• New Hampshire Commission for Human Rights
  File housing discrimination complaints and learn about fair housing protections

Tip: Always use official agency websites when applying for benefits. Program details, eligibility rules, and application deadlines can change throughout the year, so confirm current information before submitting your application.

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Reality Checks and Practical Tips

Navigating housing assistance in New Hampshire takes time and persistence. These tips can help you avoid delays, protect your eligibility, and improve your chances of getting help. Planning ahead can reduce the need for emergency housing help for seniors when situations become urgent.

• Expect paperwork and wait times.
  Most programs require detailed documentation and may have long processing periods. Keep a simple checklist of required documents and make copies for future use.
• Apply early for seasonal programs.
  Energy assistance programs like Fuel Assistance (LIHEAP) and the Electric Assistance Program (EAP) typically open in the fall. Apply as early as possible and complete any required re-certifications on time to avoid losing benefits.
• Keep your contact information up to date.
  For Section 8 vouchers and public housing, housing authorities will contact you when your name reaches the top of the waitlist. If your address or phone number changes and you miss that notice, you could lose your spot.
• Don’t stop at one program.
  If a waitlist is closed or funding is unavailable, ask about alternative options. For example:
  • Town welfare (General Assistance) for emergency help
  • CAP agency crisis funds
  • Nonprofit organizations offering rental or deposit assistance
• For homeowners: act early if you’re struggling.
  If you’re having trouble with mortgage payments or property taxes, don’t wait. Contact:
  • Your loan servicer
  • Your Town Hall or tax office
  • New Hampshire Housing’s foreclosure prevention program
• Early communication can open the door to repayment plans, loan modifications, or tax relief options before the situation worsens.

These steps can make a significant difference in how quickly you receive help—and help you avoid common setbacks in the process.

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Disclaimer

Program funding, eligibility requirements, and application procedures can change at any time. Always verify current details with the official agency or program website before applying.

This guide is provided for informational purposes only and does not constitute legal, financial, or professional advice.

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About This Guide

by the GrantsForSeniors.org Editorial Team

GrantsForSeniors.org has been publishing benefits and assistance resources for older adults nationwide since 2020. Our team researches programs across all 50 states by reviewing government websites, monitoring agency updates, and cross-checking information from verified public sources.

Our Commitment to You

Experience and Expertise
This guide is researched and reviewed by a team experienced in senior services, public benefits, and financial assistance programs. Our goal is to help you understand your options and take practical steps to access support.

Authority and Trust
We rely on official government agencies, nonprofit organizations, and program administrators as primary sources. Every effort is made to ensure the information presented is accurate, relevant, and based on credible data.

Clarity and Usability
We know that navigating housing and financial assistance programs can be complicated. This guide is written to be clear, practical, and easy to follow, with straightforward explanations and actionable steps.

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While we strive to keep this information current, program details, funding levels, and eligibility rules can change. Always confirm details directly with the official agency or program website before applying.

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Last Updated: March 2026
Sources Verified: March 2026
Next Review: July 2026

If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. Our goal is to help seniors find reliable support that makes a meaningful difference in daily life.