Benefits and Resources for Senior Veterans in Texas
Last updated: August 2025
This guide is written in plain language and links directly to official sources. Program rules change. Always verify details with the agency.
Quick Help Box (keep this handy)
- Emergencies: Call 911
- Veteran Crisis (24/7): Dial 988, then press 1, or chat at the Veterans Crisis Line: https://www.veteranscrisisline.net/
- VA main help (MyVA411): 800-698-2411
- Homelessness help (VA): 877-424-3838 or visit VA Homeless Programs: https://www.va.gov/homeless/
- Find a County Veterans Service Officer (free claims help): Texas Veterans Commission (TVC) Locations: https://www.tvc.texas.gov/locations/
- General community assistance in Texas: 2-1-1 Texas: https://www.211texas.org/
- Apply for Texas benefits (Medicaid, SNAP, more): YourTexasBenefits: https://www.yourtexasbenefits.com/
- Enroll in VA Health Care: https://www.va.gov/health-care/how-to-apply/
Tip: Keep your DD214 discharge papers within reach. Most veteran benefits require it. If you don’t have it, request records via VA: https://www.va.gov/records/get-military-service-records/
How to use this guide
- Start with the Emergency and “Start Here” steps.
- Focus on benefits that fit your age (60–65+), service history, health status, and income.
- Every section includes official links to apply or get help in Texas.
- We include reality checks and tips so you know what to expect.
Start Here: A simple plan to unlock your benefits
- Gather key documents
- DD214 (or other separation papers)
- ID, Social Security card, Medicare card (if enrolled)
- Proof of Texas residency (for certain state benefits)
- Medical records and VA rating letter (if any)
- Income/resources paperwork (for pension, Medicaid, SNAP)
- Sit down with a County Veterans Service Officer (no-cost)
- They file VA claims, appeals, and connect you with state benefits.
- Find your nearest office: https://www.tvc.texas.gov/locations/
- Enroll or update VA Health Care
- Apply online or by phone: https://www.va.gov/health-care/how-to-apply/
- Set up My HealtheVet for secure messages and refills: https://www.myhealth.va.gov/
- Coordinate your health coverage
- If you’re 65+, learn how VA, Medicare, and (if you’re a military retiree) TRICARE For Life can work together. See Medicare basics: https://www.medicare.gov/ and TRICARE For Life: https://tricare.mil/tfl
- Ask your VA eligibility clerk or a benefits counselor to check your specific situation.
- Apply for money-saving programs
- VA Disability Compensation (for service-connected conditions): https://www.va.gov/disability/
- VA Pension with Aid & Attendance or Housebound (for low income and high care needs): https://www.va.gov/pension/aid-attendance-housebound/
- Texas property tax relief for disabled veterans: Texas Comptroller—Disabled Veterans Exemptions: https://comptroller.texas.gov/taxes/property-tax/exemptions/disabled-veterans.php
- SNAP/food help (YourTexasBenefits): https://www.yourtexasbenefits.com/
- Utility and weatherization help (TDHCA): CEAP: https://www.tdhca.state.tx.us/community-affairs/ceap/ and Weatherization: https://www.tdhca.state.tx.us/community-affairs/wap/
- Consider long-term care and caregiver support
- Texas STAR+PLUS Medicaid (long-term services in home or nursing facility): https://www.hhs.texas.gov/services/health/medicaid-chip/programs/starplus
- VA Geriatrics & Extended Care (home care, adult day health, nursing home options): https://www.va.gov/GERIATRICS/
- VA Caregiver Support (coaching, respite, possible stipend if eligible): https://www.caregiver.va.gov/
- For housing and community options
- Texas Veterans Land Board (VLB) loans, State Veterans Homes, and State Veterans Cemeteries: https://vlb.texas.gov/
- Texas Statewide Aging & Disability Resource Center (ADRC) for local coordinated help: https://www.hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center-adrc
Reality check: Some benefits take weeks to months. File complete applications, respond to mail quickly, keep copies, and use certified mail if sending paperwork. When possible, apply online.
At a glance: Key benefits for senior veterans in Texas
The programs below are among the most useful and commonly used by Texans who are veterans age 60+ or 65+.
| Benefit | What it does | Who it’s for | Where to apply or get help |
|---|---|---|---|
| VA Disability Compensation | Monthly tax-free benefit for service-connected conditions | Any veteran with qualifying service-connected disability | File online: https://www.va.gov/disability/ or get free help: TVC Claims: https://www.tvc.texas.gov/claims/ |
| VA Pension + Aid & Attendance/Housebound | Needs-based monthly pension; A&A/Housebound increases amount if you need daily help or are largely homebound | Wartime veterans with limited income/assets; disability or age 65+ | Pension info & apply: https://www.va.gov/pension/aid-attendance-housebound/ |
| VA Health Care | Medical, mental health, prescriptions, some home care support | Eligible veterans based on service and priority groups | Enroll: https://www.va.gov/health-care/how-to-apply/ |
| Medicare (65+) | Federal health insurance (Part A/B). Can use with VA | 65+ or certain disabilities | Learn and enroll timelines: https://www.medicare.gov/ |
| TRICARE For Life (if retired from uniformed service) | Wraparound coverage with Medicare | Military retirees and eligible dependents with Medicare Part A & B | https://tricare.mil/tfl |
| Texas Disabled Veterans Property Tax Relief | Exemptions for disabled veterans; full homestead exemption for qualifying 100% disabled veterans | Texas homeowners who are disabled veterans or surviving spouses | Texas Comptroller details & forms: https://comptroller.texas.gov/taxes/property-tax/exemptions/disabled-veterans.php |
| Texas STAR+PLUS (Medicaid) | Managed long-term services: in-home help, assisted living, nursing facilities | 65+ or disability with Medicaid eligibility | https://www.hhs.texas.gov/services/health/medicaid-chip/programs/starplus |
| SNAP (Food Stamps) and TSAP | Monthly food help; simplified process for seniors/disabled (TSAP) | Low-income seniors and persons with disabilities | Apply: https://www.yourtexasbenefits.com/ |
| Utility Bill Help (CEAP) | Help with electric bills, especially during extreme temperatures | Low-income households (priority seniors and medically vulnerable) | https://www.tdhca.state.tx.us/community-affairs/ceap/ |
| Weatherization (WAP) | Lowers energy costs by improving home efficiency | Low-income homeowners/renters | https://www.tdhca.state.tx.us/community-affairs/wap/ |
| VLB State Veterans Homes & Cemeteries | Skilled nursing homes and state veterans cemeteries across Texas | Eligible veterans, spouses, Gold Star parents | Homes & admissions: https://vlb.texas.gov/benefits/state-veterans-homes/index.html; Cemeteries: https://vlb.texas.gov/benefits/state-veterans-cemeteries/index.html |
| Hazlewood Act (tuition exemption) | Up to 150 credit hours tuition exemption at Texas public colleges | Eligible Texas veterans and certain dependents | Overview: https://www.tvc.texas.gov/education/ |
Note: For most VA benefits, a County Veterans Service Officer can file and track your claim for free: https://www.tvc.texas.gov/locations/
Health coverage: Using VA, Medicare, and TRICARE together
You can have more than one type of coverage. Here’s a quick guide:
| Coverage | Can I have it with VA? | Typical use | Key links |
|---|---|---|---|
| VA Health Care | Yes | VA clinics/hospitals; prescriptions; some home care | Enroll: https://www.va.gov/health-care/how-to-apply/ |
| Medicare Part A (hospital) & Part B (outpatient) | Yes | Use non-VA doctors/hospitals. Medicare doesn’t pay for VA care | Medicare basics: https://www.medicare.gov/ |
| Medicare Part D (drug plan) | Yes | Covers non-VA pharmacy fills; many veterans use VA pharmacy instead; compare costs | Part D info: https://www.medicare.gov/drug-coverage-part-d |
| TRICARE For Life (military retirees) | Yes | Wraps around Medicare when seeing non-VA providers | https://tricare.mil/tfl |
| VA Community Care (when eligible) | Yes | VA-authorized care with local non-VA providers if eligibility criteria are met | https://www.va.gov/COMMUNITYCARE/ |
Reality check:
- Medicare does not pay for services you get inside VA facilities.
- If you only have VA and skip Medicare when first eligible, you could face lifetime late-enrollment penalties and coverage gaps. Talk to a benefits counselor before you decline Medicare.
- TRICARE rules differ for retirees and dependents; confirm your status with TRICARE.
Helpful:
- MyVA411 can route your coverage questions: 800-698-2411
- Local SHIP (Medicare counseling) is available through your Area Agency on Aging: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging
Oral health is often overlooked—see our free and low-cost dental resources for eligible seniors.
VA care and supports that help seniors stay independent
- VA Primary Care and Specialty Care
Enroll and choose a VA medical home. Use VA Video Connect for telehealth when travel is hard: https://mobile.va.gov/app/va-video-connect - Geriatrics and Extended Care (GEC)
Services may include Homemaker/Home Health Aide, adult day health care, Home-Based Primary Care, and nursing home options. Availability varies by location and eligibility: https://www.va.gov/GERIATRICS/ - Community Care (care in your town)
If VA can’t provide needed care in a timely manner or you meet other criteria, VA may authorize non-VA care through the Community Care Network (TriWest in Texas—Region 4): https://www.triwest.com/en/about-us/community-care-network/ - Transportation and mileage reimbursement
If eligible, VA Beneficiary Travel can reimburse miles or special mode transport to appointments: https://www.va.gov/health-care/get-reimbursed-for-travel-pay/. DAV also offers volunteer rides in many areas: https://www.dav.org/veterans/ride-assistance/ - Mental health and crisis care
24/7 Veterans Crisis Line: Dial 988 then 1 or visit https://www.veteranscrisisline.net/.
VA also offers counseling, substance use treatment, and specialty older adult care. Ask your VA primary care team for a referral. - Women Veterans Health
Dedicated coordinators and services across Texas VA systems: https://www.womenshealth.va.gov/ - LGBTQ+ Veteran Health
VA provides inclusive care and patient rights resources: https://www.patientcare.va.gov/LGBT/ - PACT Act screening
Expanded toxic exposure benefits and screenings: https://www.va.gov/resources/the-pact-act-and-your-va-benefits/
Money benefits: Disability, Pension, and Texas tax relief
For additional income support, explore financial assistance programs for seniors that complement your VA pension or disability payments.
- VA Disability Compensation
Tax-free monthly compensation for service-connected disabilities. File new claims or request increases through VA or with a TVC service officer: https://www.va.gov/disability/ and https://www.tvc.texas.gov/claims/ - VA Pension with Aid & Attendance or Housebound
For wartime veterans (and survivors) with limited income and assets. Aid & Attendance increases your pension if you need daily help; Housebound applies if largely confined to your home: https://www.va.gov/pension/aid-attendance-housebound/ - Property Tax Relief (Texas)
Texas offers valuable property tax exemptions to disabled veterans and surviving spouses. Veterans with a 100% disability rating and qualifying unemployability can get a total residence homestead exemption. Details and forms are on the Texas Comptroller’s site: https://comptroller.texas.gov/taxes/property-tax/exemptions/disabled-veterans.php
Tip: Apply through your county appraisal district. Ask your County Veterans Service Officer for help. - Sales and other tax notes
Texas has specialty license plates and certain fee waivers for qualified disabled veterans through the Texas DMV: https://www.txdmv.gov/motorists/military/veteran-plates
For business tax questions (including veteran-owned businesses), see the Texas Comptroller: https://comptroller.texas.gov/taxes/
To see how stacking veteran benefits with other programs can boost monthly support, check our full Senior benefits in 2025 guide.
Reality check:
- Pension and Aid & Attendance decisions can take time. Provide complete medical evidence and care needs documentation.
- Property tax exemptions don’t apply automatically—you must apply. Check deadlines with your county appraisal district.
Housing and long-term care in Texas
- Texas Veterans Land Board (VLB)
Offers land, home, and home improvement loans for Texas veterans, subject to credit and eligibility. Also operates Texas State Veterans Homes (skilled nursing) and State Veterans Cemeteries: https://vlb.texas.gov/- State Veterans Homes info and admissions: https://vlb.texas.gov/benefits/state-veterans-homes/index.html. Beyond veterans homes, many housing programs for seniors serve low-income older adults in Texas.
- State Veterans Cemeteries: https://vlb.texas.gov/benefits/state-veterans-cemeteries/index.html
Tip: Ask about waitlists and admission criteria early.
- Medicaid long-term care (STAR+PLUS)
For seniors who qualify financially, STAR+PLUS provides managed long-term services such as personal attendants, adult day care, assisted living, and nursing facility coverage: https://www.hhs.texas.gov/services/health/medicaid-chip/programs/starplus
Apply at YourTexasBenefits: https://www.yourtexasbenefits.com/ - VA long-term care
VA may provide or help pay for nursing home or home-based services depending on your eligibility and need level: https://www.va.gov/GERIATRICS/ - Home safety and repairs
- USDA Section 504 Home Repair grants/loans for very low-income rural homeowners age 62+: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants
- Weatherization (TDHCA) to lower utility costs: https://www.tdhca.state.tx.us/community-affairs/wap/
Veterans who own their homes may also qualify for home repair grants for seniors to make accessibility modifications or improve safety.
- Homelessness prevention and rehousing
- VA Homeless Programs and HUD-VASH supportive housing: https://www.va.gov/homeless/
- Call the National Call Center for Homeless Veterans: 877-424-3838
- 2-1-1 Texas can connect you to local shelters and rent/utility aid: https://www.211texas.org/
Reality check:
- Nursing home and assisted living slots are limited in some regions. Get on waiting lists early, and explore in-home services while you wait. Non-profit help is also available — see our list of charities that help seniors for veteran-friendly providers.
- If you own a home but can’t afford taxes, ask your appraisal district about the age 65+ deferral option and interest implications: https://comptroller.texas.gov/taxes/property-tax/exemptions/age-65-older-disabled.php
Food, utilities and internet discounts
- SNAP (and Texas Simplified Application Project for seniors/disabled)
Apply online at YourTexasBenefits: https://www.yourtexasbenefits.com/ - Meals and senior centers
Area Agencies on Aging fund congregate meals and home-delivered meals. Find your AAA: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging - Meals on Wheels Texas (local providers network)
Many local programs prioritize older adults and veterans: https://www.mealsonwheelstexas.org/ - Utility bill help (CEAP) and weatherization (WAP)
CEAP: https://www.tdhca.state.tx.us/community-affairs/ceap/
Weatherization: https://www.tdhca.state.tx.us/community-affairs/wap/
To lower household costs, look into utility assistance programs for seniors that can help with electricity and weatherization.
- Phone and internet discounts
Lifeline (federal program): https://www.lifelinesupport.org/
Texas PUC low-income programs info: https://www.puc.texas.gov/consumer/lowincome/assistance.aspx
Tip: Keep medical necessity documentation for cooling during extreme heat. CEAP and some utilities prioritize medically vulnerable seniors.
Transportation and specialty plates
- VA Beneficiary Travel (mileage and special transport if eligible): https://www.va.gov/health-care/get-reimbursed-for-travel-pay/
- DAV Transportation Network (volunteer rides): https://www.dav.org/veterans/ride-assistance/
- Local public transit and paratransit
- Find your local transit provider through TxDOT’s Public Transportation Division and your regional transit authority. Start here: https://www.txdot.gov/inside-txdot/division/public-transportation.html
- 2-1-1 Texas can search by your ZIP for ride options: https://www.211texas.org/
- Specialty license plates and parking
Disabled Veteran and other military plates can provide parking privileges. Details: https://www.txdmv.gov/motorists/military/veteran-plates
In addition to veteran-specific options, check out free transportation programs for seniors available through state and local agencies.
Reality check:
- Book DAV rides several days ahead. For rural trips, ask your VA clinic about travel assistance or community ride partners.
- Parking privileges vary by city. Always confirm local rules.
Education, work, and money management
- Hazlewood Act (Texas)
Up to 150 credit hours tuition exemption at Texas public institutions for eligible veterans and certain dependents: https://www.tvc.texas.gov/education/. Veterans looking to stay active in the workforce can explore employment assistance for seniors including retraining and job placement options.
- Texas Workforce Commission (TWC) Veteran Services
Priority of service, job matching, and training programs—including College Credit for Heroes to translate military training into credits: https://www.twc.texas.gov/programs/services/veterans and https://www.twc.texas.gov/partners/college-credit-heroes - Texas Veterans Commission Employment Services
One-on-one help with resumes, interviews, and leads: https://www.tvc.texas.gov/ves/ - Homeownership help for veterans
Texas State Affordable Housing Corporation—Homes for Texas Heroes (includes veterans): https://www.tsahc.org/homebuyers-renters/homes-for-texas-heroes-program
VLB loan programs: https://vlb.texas.gov/loans/index.html - Financial counseling and scams
Your Area Agency on Aging offers benefits counseling and can point you to vetted financial education. Find your AAA: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging
Tip: Be cautious of unsolicited “benefits offers.” Use official sites and accredited representatives. Find accredited reps here: https://www.va.gov/ogc/apps/accreditation/
Legal help and paperwork
- Free or low-cost legal help for veterans
- Texas Legal Services Center—Veterans: https://www.tlsc.org/veterans
- Lone Star Legal Aid—Veterans: https://www.lonestarlegal.org/services/veterans
- Texas RioGrande Legal Aid—Veterans: https://www.trla.org/veterans
- Legal Aid of NorthWest Texas (veterans services vary by office): https://internet.lanwt.org/
- Vital records and DD214
- Request military records: https://www.va.gov/records/get-military-service-records/
- Many county clerks in Texas record DD214s for safekeeping; ask your county clerk how to record/retrieve them.
- Driver license veteran designation (Texas DPS)
Add a veteran designator to your license/ID: https://www.dps.texas.gov/section/driver-license/veteran-services
Reality check:
- Legal aid capacity varies. Call early and be persistent if lines are busy. Keep all court notices and deadlines.
Inclusive resources (Women, LGBTQ+, Rural, Tribal)
These groups face unique challenges. Texas and VA have targeted supports.
LGBTQ+ senior veterans
- VA provides inclusive care and has staff training and patient rights policies: https://www.patientcare.va.gov/LGBT/
- If you ever felt unwelcome, ask your VA facility’s LGBTQ+ Veteran Care Coordinator for help. Use VA’s facility locator to find contacts: https://www.va.gov/find-locations/
Disabled seniors
- Texas property tax relief for disabled veterans and surviving spouses: https://comptroller.texas.gov/taxes/property-tax/exemptions/disabled-veterans.php
- STAR+PLUS (Medicaid) for long-term services, if you qualify: https://www.hhs.texas.gov/services/health/medicaid-chip/programs/starplus
- VA Aid & Attendance for help with daily living if income/assets meet rules: https://www.va.gov/pension/aid-attendance-housebound/
- Adaptive equipment and home modifications may be available through VA prosthetics—ask your VA primary care team.
Tribal-specific resources in Texas
Federally recognized tribes in Texas include the Alabama-Coushatta Tribe of Texas, Kickapoo Traditional Tribe of Texas, and Ysleta del Sur Pueblo.
- VA Office of Tribal Government Relations (OTGR) can connect you with benefits and outreach events: https://www.va.gov/tribalgovernment/
- Veterans who receive care from Indian Health Service (IHS) or tribal clinics can coordinate with VA for purchased/referred care. Ask your clinic and VA facility for details.
- Use VA’s facility locator for the closest VA clinic to your community: https://www.va.gov/find-locations/
Rural senior veterans with limited access
- Use VA Video Connect for telehealth when roads or distances are a barrier: https://mobile.va.gov/app/va-video-connect
- Ask your VA team about ATLAS telehealth sites in community locations: https://connectedcare.va.gov/partners/atlas
- Check DAV rides and local transit; start with 2-1-1 Texas to find rural ride programs: https://www.211texas.org/
- VA Community Care may authorize local appointments if eligibility criteria are met and travel/time standards aren’t met: https://www.va.gov/COMMUNITYCARE/
Female senior veterans
- Texas VA systems have Women Veterans Program Managers to coordinate primary care, specialty care, and screenings: https://www.womenshealth.va.gov/
- Texas Veterans Commission Women Veterans Program offers outreach and referrals: https://www.tvc.texas.gov/women-veterans/
- If you experienced military sexual trauma (MST), VA offers free MST-related care—no disability rating required. Ask your VA provider or Women Veterans Program Manager.
Documents to have ready (and why)
| Document | Why it matters | Where to get it |
|---|---|---|
| DD214 or separation papers | Proves service for VA and state benefits | Request: https://www.va.gov/records/get-military-service-records/ |
| Photo ID and proof of Texas address | Required for state programs and some local services | Texas DPS: https://www.dps.texas.gov/section/driver-license |
| VA rating letter (if any) | Needed for disability-linked benefits and tax exemptions | Download from VA.gov account or call MyVA411: 800-698-2411 |
| Medicare card (if enrolled) | Needed to coordinate care with non-VA providers | Medicare: https://www.medicare.gov/ |
| Income and resource records | For needs-based programs (pension, Medicaid, SNAP) | Keep recent bank statements, benefit letters |
| Medical records | Helps support claims and care plans | Ask providers; use My HealtheVet for VA records |
Tip: Keep digital scans. When you mail, use tracking.
In-person help in Texas (TVC, AAAs, ADRCs, VLB)
- Texas Veterans Commission (TVC)
Claims, education (Hazlewood), employment, women veterans, mental health navigation, and more: https://www.tvc.texas.gov/
Find local offices and County VSOs: https://www.tvc.texas.gov/locations/ - Area Agencies on Aging (28 regions)
Use Area Agencies on Aging directory to locate local help near you. Benefits counseling (including Medicare), caregiver support, meals, and more: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging - Aging & Disability Resource Centers (ADRC)
One-stop “no wrong door” to long-term services, Medicaid navigation, and local resources: https://www.hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center-adrc - Veterans Land Board (VLB)
Homes, cemeteries, and loan programs: https://vlb.texas.gov/ - Texas Veterans Portal (statewide resource hub)
https://veterans.portal.texas.gov/
How to apply for VA Aid & Attendance in Texas
Estimated time: 1–2 hours to prepare, 2–4 months for decision
Who qualifies: Veterans or surviving spouses needing daily-living help, with limited income/assets.
Steps
-
Confirm eligibility – You need wartime service, honorable discharge, and a doctor’s note proving daily-living assistance needs.
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Gather documents – DD-214, VA award letters, bank statements, and medical expense records.
-
Complete VA Form 21-2680 (Examination for Housebound/A&A).
-
File the claim – Submit online at VA.gov, by mail, or through a County VSO (recommended).
-
Respond promptly – Check mail for VA evidence requests; submit additional medical forms quickly.
-
Track status – Call 800-827-1000 or use VA.gov “Check Your Claim” tool.
Tips
-
Always use direct deposit for faster payments.
-
Keep copies of every document.
-
If denied, file a Supplemental Claim within 1 year.
Disclaimer: Informational only; confirm requirements with the U.S. Department of Veterans Affairs or a VA-accredited representative.
How to Claim the Texas Disabled-Veteran Property-Tax Exemption
Estimated time: 30–45 minutes
Who qualifies: Veterans with a service-connected disability rating (10%+) or their surviving spouses.
Steps
-
Download Form 50-114 – Get it from the Texas Comptroller.
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Collect documents – DD-214, VA disability award letter, and proof of residence (driver’s license or utility bill).
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Complete the form – Enter your rating percentage and property details.
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Submit to your County Appraisal District – by April 30 each year.
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Track confirmation – The district mails approval or requests more info.
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Keep a copy for annual renewal or verification.
Tips
-
If you’re 100% disabled or unemployable, you qualify for a full homestead exemption.
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You may also qualify for partial exemptions on multiple properties if disabled under 100%.
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Call your County Appraisal District if you move or your rating changes.
Disclaimer: This guide summarizes Comptroller rules as of 2025. Verify deadlines with your county appraisal district.
VA in Texas: networks and major medical centers
| Region | VA network/system | Start page |
|---|---|---|
| North Texas (Dallas–Fort Worth) | VA North Texas Health Care System (VISN 17) | https://www.va.gov/north-texas-health-care/ |
| Gulf Coast (Houston) | Michael E. DeBakey VA Medical Center (VISN 16) | https://www.va.gov/houston-health-care/ |
| Central Texas (Temple/Waco/Austin) | Central Texas Veterans Health Care System (VISN 17) | https://www.va.gov/central-texas-health-care/ |
| South Texas (San Antonio/Kerrville) | South Texas Veterans Health Care System (VISN 17) | https://www.va.gov/south-texas-health-care/ |
| Rio Grande Valley (Harlingen/McAllen/Corpus area clinics) | Texas Valley Coastal Bend HCS (VISN 17) | https://www.va.gov/texas-valley-health-care/ |
| West Texas (El Paso) | El Paso VA Health Care System (VISN 17) | https://www.va.gov/el-paso-health-care/ |
| West Texas (Big Spring/Permian Basin) | West Texas VA Health Care System (VISN 17) | https://www.va.gov/west-texas-health-care/ |
| Panhandle/High Plains (Amarillo) | Amarillo VA Health Care System (VISN 17) | https://www.va.gov/amarillo-health-care/ |
Networks: VISN 16 (South Central) and VISN 17 (Heart of Texas):
- VISN 16: https://www.va.gov/visn16/
- VISN 17: https://www.va.gov/visn17/
Use the VA facility locator for clinics and CBOCs closest to you: https://www.va.gov/find-locations/
Texas driver and plate benefits for veterans
- Veteran driver license/ID designation (Texas DPS): https://www.dps.texas.gov/section/driver-license/veteran-services
- Specialty license plates (Disabled Veteran, Purple Heart, more) and benefits: https://www.txdmv.gov/motorists/military/veteran-plates
Note: Toll road exemptions and parking rules vary by county and agency. Check your local toll authority.
How to get faster results and avoid common pitfalls
- Use accredited help. County Veterans Service Officers and TVC are free and trained: https://www.tvc.texas.gov/locations/
- Respond fast to letters. Missed deadlines can deny claims.
- Keep a simple benefits binder or folder with copies of everything.
- If your health worsens, tell your clinician and consider filing for an increase in your VA disability rating: https://www.va.gov/disability/file-an-appeal/ (see “request an increase”).
- Don’t skip Medicare without advice. Late penalties can be lifelong.
- Ask about “back pay” windows for certain claims—accredited reps can explain.
Regional resources (by area of Texas)
This is a quick map to “who to call first” in your area. Use 2-1-1 for local nonprofits and emergency help.
- North Texas (Dallas–Fort Worth)
- VA North Texas HCS: https://www.va.gov/north-texas-health-care/
- TVC & County VSOs: https://www.tvc.texas.gov/locations/
- Area Agency on Aging (North Central Texas): Find your AAA: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging
- Gulf Coast (Houston/Galveston)
- Houston VA: https://www.va.gov/houston-health-care/
- TVC & VSOs locator: https://www.tvc.texas.gov/locations/
- AAA—Harris County and surrounding regions: use HHS AAA finder.
- Central Texas (Austin, Temple, Waco)
- Central Texas VA: https://www.va.gov/central-texas-health-care/
- ADRC for coordinated supports: https://www.hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center-adrc
- South Texas (San Antonio, Hill Country)
- South Texas VA: https://www.va.gov/south-texas-health-care/
- Women veterans: https://www.tvc.texas.gov/women-veterans/
- Rio Grande Valley and Coastal Bend
- Texas Valley Coastal Bend HCS: https://www.va.gov/texas-valley-health-care/
- USDA Section 504 repairs (many rural RGV communities qualify): https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants
- West Texas (El Paso, Permian Basin, Big Bend, Panhandle)
- El Paso VA HCS: https://www.va.gov/el-paso-health-care/
- West Texas VA HCS (Big Spring): https://www.va.gov/west-texas-health-care/
- Amarillo VA HCS (Panhandle): https://www.va.gov/amarillo-health-care/
- Ask about DAV rides and VA Beneficiary Travel due to long distances.
For statewide coordination: 2-1-1 Texas: https://www.211texas.org/ and ADRC: https://www.hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center-adrc
Frequently asked questions for senior veterans in Texas
Q1. I’m 67 and a Vietnam-era veteran. Should I enroll in Medicare if I already use the VA?
A: Yes. Most veterans benefit from having both VA Health Care and Medicare. VA care covers services at VA facilities, while Medicare covers community and emergency care outside the VA network. Skipping Medicare when first eligible can lead to lifetime penalties and coverage gaps. Learn more at Medicare.gov and contact your Area Agency on Aging for local guidance.
Q2. How do I get help filing for VA benefits in Texas?
A: Reach out to your County Veterans Service Officer (VSO) or the Texas Veterans Commission (TVC) for free, accredited assistance with VA claims, pensions, and appeals. See also: VA Benefits Guide for Seniors in Texas.
Q3. What is the Hazlewood Act, and can seniors still use it?
A: The Hazlewood Act offers up to 150 credit hours of tuition exemption at Texas public colleges for eligible veterans and dependents—no upper age limit applies. Eligibility and applications: TVC Education Benefits.
Q4. I have a 100% VA disability rating. Do I owe property taxes on my home?
A: Texas provides a full residence homestead exemption for qualifying 100% disabled veterans and certain surviving spouses. Details and forms are on the Texas Comptroller’s site. Apply through your county appraisal district before April 30 each year.
Q5. Can I receive both VA Aid & Attendance and Texas Medicaid long-term care?
A: Possibly, but benefits interact. Medicaid may count part of your VA pension as income.
Learn more: VA Aid & Attendance Pension and STAR+PLUS Medicaid in Texas Consult a VSO or elder-law attorney for coordination help.
Q6. How do I get into a Texas State Veterans Home?
A: Contact the Texas Veterans Land Board (VLB) for admission criteria, costs, and wait-list details. These homes provide long-term care with skilled nursing and rehabilitation services for eligible veterans and spouses.
Q7. I live far from a VA hospital. Can I see a local doctor?
A: Yes—if you meet eligibility for VA Community Care (based on drive time, wait time, or medical need). Ask your VA provider or eligibility office. Program overview: VA Community Care.
Q8. Are there plates or parking benefits for disabled veterans in Texas?
A: The Texas Department of Motor Vehicles (TxDMV) offers Disabled Veteran and military license plates that can include parking privileges in designated spaces. Always confirm local rules.
Q9. Where can I get low-cost legal help as a veteran?
A: Try one of these trusted providers:
Q10. I’m a woman veteran. Who at the VA can I talk to?
A: Every VA medical center has a Women Veterans Program Manager (WVPM) to coordinate care, maternity services, and MST-related support.
Find your WVPM: VA Women’s Health Services.
Q11. What if I’m LGBTQ+ and worried about bias in care?
A: The VA provides inclusive, confidential care through its LGBTQ+ Veteran Care Coordinators. Learn more: VA LGBTQ+ Health Program.
Q12. How do I get mileage reimbursement for VA appointments?
A: Eligible veterans can apply for Beneficiary Travel reimbursement through the VA Travel Pay portal or at your VA medical center’s travel office.
Q13. I can’t find my DD-214. How do I request it?
A: Request official military service records online: VA Military Records Portal.
For safekeeping, ask your county clerk about recording your DD-214 locally.
Q14. Where can I find comprehensive guidance for senior veterans’ programs?
A: Visit our Texas Veterans Benefits Hub for updated 2025 resources on healthcare, tax relief, home repair, and financial aid. For a broader look beyond veterans, review our statewide Texas senior benefit programs page.
Practical tables you can use
Table: Who to call for common needs
| Need | First call | Backup |
|---|---|---|
| Mental health crisis | 988, press 1 (Veterans Crisis Line) | MyVA411: 800-698-2411 |
| Homeless or at risk | VA Homeless Hotline: 877-424-3838 | 2-1-1 Texas: https://www.211texas.org/ |
| Filing a VA claim | County VSO/TVC: https://www.tvc.texas.gov/locations/ | VA: https://www.va.gov/ |
| Medicaid/SNAP | YourTexasBenefits: https://www.yourtexasbenefits.com/ | ADRC: https://www.hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center-adrc |
| Property tax exemption | Your county appraisal district | Texas Comptroller guide: https://comptroller.texas.gov/taxes/property-tax/exemptions/disabled-veterans.php |
| VA appointment rides | DAV rides: https://www.dav.org/veterans/ride-assistance/ | VA Beneficiary Travel: https://www.va.gov/health-care/get-reimbursed-for-travel-pay/ |
Table: Long-term care pathways
| Goal | Program | Notes | Link |
|---|---|---|---|
| Stay at home with help | VA GEC and/or STAR+PLUS HCBS | Mix VA services with Medicaid if eligible | VA Geriatrics: https://www.va.gov/GERIATRICS/; STAR+PLUS: https://www.hhs.texas.gov/services/health/medicaid-chip/programs/starplus |
| Assisted living | STAR+PLUS (limited spots) | Availability varies by county | https://www.hhs.texas.gov/services/health/medicaid-chip/programs/starplus |
| Nursing home | VLB State Veterans Homes or VA/Medicaid-certified facilities | Ask about waiting lists and eligibility | https://vlb.texas.gov/benefits/state-veterans-homes/index.html |
Table: Education and employment options for older veterans
| Goal | Program | What to know | Link |
|---|---|---|---|
| Take college classes | Hazlewood Act | Up to 150 hours tuition exemption at public schools | https://www.tvc.texas.gov/education/ |
| Use military training for credits | College Credit for Heroes | Speeds up certificates/degrees | https://www.twc.texas.gov/partners/college-credit-heroes |
| Find a job or volunteer role | TVC Employment Services | Resume help, job fairs, veteran-friendly employers | https://www.tvc.texas.gov/ves/ |
Table: Home and utility savings
| Need | Program | Key point | Link |
|---|---|---|---|
| Lower electric bill | CEAP | Priority for seniors/health risks | https://www.tdhca.state.tx.us/community-affairs/ceap/ |
| Cut energy waste | Weatherization | Insulation, sealing, safety checks | https://www.tdhca.state.tx.us/community-affairs/wap/ |
| Phone/internet discount | Lifeline | Monthly discount on service | https://www.lifelinesupport.org/ |
Table: VA, Medicare, TRICARE quick compatibility
| Scenario | What usually works best |
|---|---|
| I’m 65+ and use VA clinics | Keep VA. Enroll in Medicare Part A and B for non-VA care. Consider Part D only if you need non-VA pharmacies. |
| I’m a military retiree now on Medicare | TRICARE For Life wraps around Medicare for non-VA care. You can still use VA care. |
| I live far from VA | Ask about VA Community Care for local providers. Keep Medicare active. |
These are general pointers—always confirm with your benefits counselor.
Realistic timelines and expectations
- VA disability claims: Many are decided in a few months, but complex cases or appeals take longer. Use a VSO to minimize delays: https://www.tvc.texas.gov/claims/
- VA pension with A&A: Often requires detailed medical/care documentation—start early.
- Medicaid long-term care: Financial verification can be lengthy. The ADRC can help you prepare: https://www.hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center-adrc
- Property tax exemptions: Processing varies by county. Apply as soon as you’re eligible.
Resources directory (official and trusted)
- VA
- VA.gov (all benefits): https://www.va.gov/
- Find locations: https://www.va.gov/find-locations/
- MyVA411: 800-698-2411
- Crisis Line: Dial 988, press 1 or https://www.veteranscrisisline.net/
- Homeless programs: https://www.va.gov/homeless/
- Community Care: https://www.va.gov/COMMUNITYCARE/
- Geriatrics: https://www.va.gov/GERIATRICS/
- Caregivers: https://www.caregiver.va.gov/
- Women Veterans: https://www.womenshealth.va.gov/
- LGBTQ+ Health: https://www.patientcare.va.gov/LGBT/
- PACT Act: https://www.va.gov/resources/the-pact-act-and-your-va-benefits/
- State of Texas
- Texas Veterans Commission (TVC): https://www.tvc.texas.gov/
- TVC locations (County VSOs): https://www.tvc.texas.gov/locations/
- Texas Veterans Portal: https://veterans.portal.texas.gov/
- Veterans Land Board (VLB): https://vlb.texas.gov/
- YourTexasBenefits (Medicaid, SNAP): https://www.yourtexasbenefits.com/
- ADRC: https://www.hhs.texas.gov/services/aging/long-term-care/aging-disability-resource-center-adrc
- Area Agencies on Aging: https://www.hhs.texas.gov/services/aging/long-term-care/area-agencies-aging
- Texas Comptroller—Disabled Veterans Exemptions: https://comptroller.texas.gov/taxes/property-tax/exemptions/disabled-veterans.php
- Age 65+ property tax deferral: https://comptroller.texas.gov/taxes/property-tax/exemptions/age-65-older-disabled.php
- Texas DMV veteran plates: https://www.txdmv.gov/motorists/military/veteran-plates
- Texas DPS veteran driver services: https://www.dps.texas.gov/section/driver-license/veteran-services
- TDHCA CEAP: https://www.tdhca.state.tx.us/community-affairs/ceap/
- TDHCA Weatherization: https://www.tdhca.state.tx.us/community-affairs/wap/
- Texas Workforce Commission veterans: https://www.twc.texas.gov/programs/services/veterans
- Other helpful
- DAV rides: https://www.dav.org/veterans/ride-assistance/
- Meals on Wheels Texas: https://www.mealsonwheelstexas.org/
- Lifeline: https://www.lifelinesupport.org/
Reality checks, warnings, and tips
- Avoid scammers who charge for VA claim help. Accredited representatives are free. Verify accreditation: https://www.va.gov/ogc/apps/accreditation/. To stay safe when applying online, read our quick guide on how to avoid senior benefit scams to recognize fake offers or phishing attempts.
- Keep your mailing address and direct deposit updated with VA and Social Security.
- If a benefit is denied, appeal deadlines are strict. Talk to your VSO right away.
- Extreme heat: CEAP and local programs may have emergency assistance or cooling centers. Call 2-1-1 for locations near you.
Cheat Sheet: Fast Facts & Key Links
Free, accredited help: Texas Veterans Commission (locations) • TVC Claims
- VA Aid & Attendance (eligibility & apply)
- Texas Disabled-Veteran Property Tax Exemption (Form 50-114)
- STAR+PLUS Medicaid long-term care (Texas HHSC)
- Texas State Veterans Homes (VLB)
- VA Community Care (see local doctors)
- Medicare (use with VA to avoid penalties)
- Women Veterans Program Manager • LGBTQ+ Veteran Care Coordinator
- Beneficiary Travel (mileage reimbursement)
Application Checklist (Print & Use)
Use this when applying for Aid & Attendance, Disability or Pension, and the Texas disabled-veteran property-tax exemption.
Identity & Service
Medical Evidence (A&A / Disability)
Financial Documents
Texas Property-Tax Exemption
Where to File / Get Help
7-Day Quick Action Plan
Day 1 – Get Free Help
- Book a County VSO appointment via the TVC locator.
- Create or confirm your VA.gov account.
Day 2 – Documents Round-Up
- Find DD-214, rating letters, IDs, bank statements.
- Download VA Form 21-2680 and Texas Form 50-114.
Day 3 – Medical Evidence
- Have your doctor complete VA Form 21-2680 (A&A).
- Collect recent notes and medication list.
Day 4 – File the Claim
- Submit A&A/Pension or Disability claim (FDC if ready).
- Enable direct deposit and save confirmations.
Day 5 – Property-Tax Exemption
- Complete Form 50-114; prepare county submission.
- Add the April 30 deadline to your calendar.
Day 6 – Health Coverage Coordination
- Confirm Medicare A/B status (to avoid penalties).
- Ask VA about Community Care if travel/wait times are issues.
Day 7 – Follow-Ups & Tracking
- Set reminders to respond to VA letters within 2 weeks.
- Create a folder (paper or digital) for all receipts and letters.
Disclaimer
We work to keep this guide accurate, but programs change. Always verify the latest details, eligibility, and forms with the official agency or program website linked in this guide.
About This Guide
by the GrantsForSeniors.org Editorial Team
The GrantsForSeniors.org editorial team has been building benefit and assistance resources for seniors nationwide since 2020. We research programs across all 50 states by reviewing government websites, checking agency updates, and gathering information from available sources.
Our Commitment to You:
• Experience & Expertise: The information in this guide is compiled and reviewed by a team with experience in senior services and financial aid programs. We are committed to sharing our knowledge to help you find the support you need.
• Authority & Trust: We rely on verified sources, including government agencies, non-profit organizations, and official program websites, to ensure the accuracy of our content. Our goal is to be a trusted authority you can rely on for credible information.
• Clarity & Accessibility: We understand that seeking financial assistance can be challenging. This guide is designed to be clear and easy to understand, breaking down complex topics into actionable steps.
While we work hard to provide the most accurate information available, please note that program details and eligibility requirements can change. We recommend always checking with the official program source or agency website for the most current information, as we are not official agencies but rather compile available information.
• Last Updated: August 2025
• Sources Verified: August 2025
• Next Review: February 2026
If you find outdated information, discover new resources, or have questions, please contact us at info@grantsforseniors.org. We’re here to help seniors find resources that can make a real difference in their daily lives.
