Top 10 Grants for Grandparents Raising Grandchildren in 2026

Last updated: January 07, 2026

Emergency Help – Start Here

Need help today? Follow these steps immediately:

1. Call 211 from any phone – free help finding local resources
2. Apply for Emergency SNAP at your state’s benefits website – can get food help in 7 days
3. Get children’s health insurance at InsureKidsNow.gov or call 1-877-KIDS-NOW
4. Apply for Child-Only TANF cash grants at your local Department of Human Services – your income won’t disqualify the children

If you’re in a crisis, our emergency help for seniors by state page lists fast local contacts and programs you can use today.

Crisis situations: If facing eviction or utility shut-off, call your local Community Action Agency immediately.

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Real Story: How Maria Got $847 Monthly in Help

Maria, 67, from San Antonio, Texas, suddenly became the caregiver for her 6-year-old grandson when her daughter entered rehab. Within 60 days, she secured:

• Child-Only TANF: $288/month cash
• SNAP benefits: $357/month for groceries
• Free Medicaid: Worth $400/month in health coverage
• School meals: Free breakfast and lunch (worth $102/month)
• Total monthly help: $847 in assistance

“I didn’t know any of these programs existed,” Maria says. “The caseworker at our local DHS office walked me through everything. Now I can focus on helping my grandson heal instead of worrying about money.”

You can get similar help. This guide shows you exactly how. For a breakdown of the programs Maria used and what you may qualify for, read our complete senior benefits guide for a step-by-step overview.

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Understanding Your Rights as a Kinship Caregiver

Many families start with Child-Only TANF and SNAP—this overview of programs for grandparents raising grandchildren shows what to ask for first.

You’re Part of a Growing Movement

According to the latest U.S. Census Bureau data, 2.1 million grandparents are responsible for their grandchildren’s basic care – and that number grows every year due to:

• Opioid crisis affecting parents (54% of kinship placements)
• Parental incarceration (23% of cases)
• Mental health crises (18% of cases)
• Economic hardship (15% of cases)
• Death of parents (11% of cases)

If you’re unsure where to apply, open our hub to find benefits by state with direct agency links and forms.

The Financial Reality

Research from the Grandfamilies & Kinship Support Network reveals:

• Average household income: Less than $20,000 annually for grandmother-only households
• Employment challenges: 49% of grandmothers raising grandchildren are unemployed
• Duration of care: 45% have been caregivers for 5+ years
• Government assistance: 76% receive some form of public benefits

Use this unclaimed benefits checklist to spot programs people often miss when money is tight.

Your Legal Standing

Important: You can access most benefit programs without legal custody. Physical care and responsibility for the children is usually sufficient for:

• Child-Only TANF grants
• SNAP food benefits
• Medicaid/CHIP health insurance
• School enrollment
• Most emergency assistance

To get free help with paperwork and custody questions, look for kinship navigator services through your local Area Agency on Aging.

When you need legal status: For certain programs (guardianship subsidies, some housing programs) and important decisions (medical consent, travel), formal legal status helps. See our legal resources section below.

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Child-Only TANF: Your #1 Cash Resource

This overview of Child-Only TANF for grandparents explains eligibility, what to expect at the office, and state add-ons.

What Makes This Program Special

Child-Only TANF is designed specifically for situations like yours. Unlike regular TANF:

• Your income doesn’t count – work full-time, receive Social Security, have savings
• No work requirements for the caregiver
• No time limits in most states for kinship care
• Automatic Medicaid for the children
• Faster processing than family TANF applications

Texans can review Texas kinship TANF details to see how payments and one-time grants work locally.

Real Monthly Benefit Examples (2024 Data)

State	One Child	Two Children	Three Children
California	$365	$581	$695
Texas	$288	$375	$419
Florida	$180	$303	$364
New York	$291	$469	$573
Pennsylvania	$205	$316	$403
Illinois	$432	$593	$712
Georgia	$280	$424	$508
Ohio	$234	$363	$438

Source: State TANF program data, 2024. Amounts updated annually – check your state’s current rates.

Use the map to check your state’s cash amounts and direct application links.

Special State Provisions

Texas: One-time $1,000 “Grandparent Grant” for new TANF recipients who are kinship caregivers Georgia: CRISP emergency payments up to $2,000 for qualifying grandparents facing crisis Pennsylvania: No child support cooperation requirement for kinship caregivers (as of 2024) California: Higher payments for children with special needs

How to Apply for Child-Only TANF

Required Documents

• Your identification: Driver’s license or state ID
• Children’s documents: Birth certificates, Social Security cards
• Proof of residence: Utility bill, lease agreement
• Proof of relationship: Birth certificates showing family connection
• School records: Current enrollment verification

Application Process

1. Find your local office: Visit ACF.HHS.gov state directory
2. Call ahead: Ask specifically for “Child-Only TANF for kinship caregivers”
3. Bring all documents: Complete applications process faster
4. Request same-day interview: Many offices accommodate urgent situations
5. Follow up weekly: Stay in contact about application status

What to Say at the Office

“I’m caring for my grandchildren and need to apply for Child-Only TANF grants. The children’s parents don’t live with us. I understand my income doesn’t count for the children’s eligibility.”

Potential Challenges & Solutions

Challenge: “You make too much money” Solution: Ask to speak with a supervisor and explain this is Child-Only TANF where caregiver income doesn’t count

Challenge: “You need legal custody” Solution: Most states don’t require legal custody for Child-Only TANF – ask for the specific policy in writing

Challenge: “We don’t have that program” Solution: Every state has Child-Only TANF – ask for the TANF supervisor or call the state TANF office directly

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SNAP Food Benefits: Feeding Your Family

This guide to SNAP food programs for seniors covers deductions, expedited service, and what EBT can buy.

Monthly Benefit Amounts (October 2024 – September 2025)

Household Size	Maximum Monthly Benefit	Average Benefit
2 people	$516	$347
3 people	$740	$507
4 people	$973	$672
5 people	$1,155	$798
6 people	$1,386	$961

Check likely eligibility with the FPL benefits calculator before you apply.

Income Limits for SNAP

Gross Income Limits (130% of Federal Poverty Level):

Household Size	Monthly Income Limit
2 people	$2,430
3 people	$3,052
4 people	$3,675
5 people	$4,297
6 people	$4,920

Note: Working families often qualify due to deductions for work expenses, childcare, and medical costs

Special SNAP Rules for Grandparents

What’s Different

• Your income DOES count (unlike Child-Only TANF)
• Household includes everyone living and eating together
• Deductions help: Work expenses, childcare costs, medical bills over $35/month
• Children can qualify separately if you’re ineligible due to immigration status

Expedited SNAP (Emergency Processing)

Get approved in 7 days if:

• Monthly income under $150 AND cash/bank accounts under $100
• Rent/mortgage more than income plus cash on hand
• Migrant/seasonal worker with little/no income

Real Example: The Johnson Family

Robert Johnson, 72, cares for three grandchildren ages 8, 12, and 15 in rural Georgia. His monthly income:

• Social Security: $1,847
• Small pension: $234
• Total: $2,081

With household of 4, income limit is $3,675, so they qualify. Monthly SNAP benefit: $623

How to Apply for SNAP

Online Applications

• California: GetCalFresh.org
• Texas: YourTexasBenefits.com
• Florida: MyACCESS Florida
• New York: myBenefits.ny.gov
• All states: Find yours at FNS.USDA.gov

What SNAP Covers

Yes: Fresh fruits and vegetables, meat, dairy, bread, cereals, snacks, non-alcoholic beverages, seeds for growing food No: Alcohol, tobacco, vitamins, hot prepared foods, pet food, cleaning supplies

If you meet the 7-day rules, this example shows where to ask for same-week food help.

Additional Food Programs

WIC (Women, Infants, Children):

• For children under 5: Specific nutritious foods, nutrition education
• Monthly value: $40-80 per child
• Apply at: WIC.fns.usda.gov

School Meal Programs:

• Free breakfast and lunch for SNAP households
• Summer food programs during school breaks
• Value: $100-200 per child monthly

Local Food Banks:

• Find yours: FeedingAmerica.org
• No income requirements at most locations
• Fresh produce, meat, dairy often available

Local nonprofit food resources can fill the gap while your application is pending.

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Free Health Insurance for Children

If you also need coverage, this Medicare–Medicaid coordination guide shows how to layer savings for caregivers.

Medicaid for Children

What it covers: All medical, dental, vision, mental health services, prescription drugs, hospital care

2026 Federal Poverty Levels (for reference)

Family Size	100% FPL	138% FPL	200% FPL	300% FPL
2 people	$20,440	$28,207	$40,880	$61,320
3 people	$25,760	$35,549	$51,520	$77,280
4 people	$31,080	$42,890	$62,160	$93,240
5 people	$36,400	$50,232	$72,800	$109,200

Use the calculator to test 2026 income thresholds against your household.

Note: Most states cover children at 138-300% of FPL. Your exact limits depend on your state’s Medicaid expansion status.

These Medicaid basics explain income counts, coverage, and where to apply.

CHIP (Children’s Health Insurance Program)

For families earning too much for Medicaid but needing help with insurance costs

• Income limits: Usually 200-400% of Federal Poverty Level
• Small premiums: $15-50 monthly for most families
• Same coverage as Medicaid: Medical, dental, vision, prescriptions

This roadmap highlights children’s coverage options available in each state.

State Examples: Children’s Coverage

Medicaid Income Limits for Children (2024):

• California: 266% FPL ($68,340 for family of 4)
• Texas: 201% FPL ($51,338 for family of 4)
• Florida: 210% FPL ($53,724 for family of 4)
• New York: 223% FPL ($57,066 for family of 4)

Important Rules for Grandparents

You Usually Don’t Need Legal Custody

Most states allow you to apply for children’s coverage without legal guardianship

Income Counting Rules Vary

• Some states: Only count children’s income (rare)
• Most states: Count your income when determining children’s eligibility
• Best practice: Apply anyway – eligibility rules are complex

Real Example: Health Coverage Success

Dorothy Williams, 69, in Memphis caring for twin 7-year-olds. Household income $2,890/month from Social Security and part-time work. Tennessee Medicaid covers children up to 250% FPL ($64,400 for family of 3). Result: Both children get free Medicaid coverage worth $800/month in value.

How to Apply for Health Coverage

Primary Application Sites

• Federal marketplace: HealthCare.gov
• Children-specific: InsureKidsNow.gov or call 1-877-KIDS-NOW
• State Medicaid offices: Search “[your state] Medicaid application”

Application Tips

1. Apply for children only if your income is high
2. Mention “kinship care” – some states have special provisions
3. If denied, ask about “child-only Medicaid” – different rules apply
4. Appeal denials – many are overturned with proper documentation

Emergency Medical Care

If children need immediate care while applications are pending:

• Emergency rooms must treat regardless of insurance status
• Community health centers offer sliding-scale fees
• Many hospitals have charity care programs for uninsured children

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Social Security Survivor & Disability Benefits

Our Social Security guide for seniors explains survivor payments, representative payees, and appeals.

Survivor Benefits for Children

When it applies: If grandchildren’s parent (your child) worked and paid Social Security taxes before dying

Monthly Payment Amounts

• Range: $400-$1,500 per child monthly
• Based on: Deceased parent’s earnings history
• Duration: Until child turns 18 (or 19 if still in high school)
• Family maximum: Usually 150-180% of parent’s benefit amount

Who Qualifies

• Children: Must be unmarried, under 18 (or 19 in high school)
• Relationship: Biological, adopted, or dependent stepchildren
• Caregiver: You can receive payments as “representative payee”

Review survivor benefit strategies to avoid timing mistakes.

Real Example: Survivor Benefits

James Wilson, 74, cares for two grandchildren ages 10 and 14 after their father died in a car accident. Their father earned $45,000/year. Monthly survivor benefits: $1,247 for the 10-year-old, $1,247 for the 14-year-old. Total: $2,494 monthly until they turn 18.

SSI for Disabled Children

When it applies: If grandchildren have qualifying disabilities that significantly limit daily activities

2026 Payment Rates

• Maximum monthly payment: $943 per child
• Automatic Medicaid: Children receiving SSI get free health coverage
• State supplements: Some states add $20-200 monthly

Qualifying Disabilities

• Physical: Blindness, deafness, cerebral palsy, muscular dystrophy
• Mental: Intellectual disabilities, autism spectrum disorders
• Developmental: Significant delays in multiple areas
• Chronic conditions: Severe asthma, diabetes, heart conditions requiring extensive treatment

Browse SSI and Social Security topics for appeals, overpayments, and work rules.

Application Reality Check

SSI for children is difficult to obtain:

• Initial approval rate: About 35%
• Appeal success rate: 65% for hearings with representation
• Timeline: 3-6 months initial decision, 6-12 months for appeals
• Documentation needed: Extensive medical records, school reports, therapy notes

Get help: Contact a disability advocate or attorney specializing in SSI cases

How to Apply for Social Security Benefits

Application Methods

• Online: SSA.gov (survivor benefits only)
• Phone: 1-800-772-1213 (both programs)
• In person: Find your local office at SSA.gov office locator

Required Documents

For Survivor Benefits:

• Deceased parent’s death certificate
• Children’s birth certificates
• Deceased parent’s Social Security number
• Children’s Social Security cards
• Proof of your relationship to children

For SSI:

• All medical records and test results
• School records and IEP documents
• Therapy and treatment records
• Income and resource information
• Birth certificates and Social Security cards

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State Kinship Care Programs by Region

Northeast Region

New York – Kinship Foster Care

• Monthly payments: $400-800+ depending on child’s age and needs
• Requirements: Complete foster care training (30 hours)
• Benefits: Medicaid, childcare assistance, respite care
• Contact: OCFS.ny.gov

Pennsylvania – Kinship Care

• Monthly subsidies: $300-600 for guardianship cases
• Special provision: No child support cooperation required for relatives
• Benefits: Medicaid continuation, educational support
• Contact: DHS.pa.gov

Massachusetts – Kinship GuardianShip Assistance Program

• Monthly payments: $400-700 based on child’s age
• Requirements: Legal guardianship through DCF case
• Benefits: MassHealth, educational advocacy
• Contact: Mass.gov/DCF

Southeast Region

Florida – Relative Caregiver Program

• Monthly stipends: $242-429 per child
• Requirements: Background checks, home study
• Benefits: Medicaid, school choice options
• Contact: MyFlorida.com

Georgia – CRISP Emergency Assistance

• One-time payments: Up to $2,000 for crisis situations
• Requirements: Grandparent age 55+, income under 160% FPL
• Use for: Housing deposits, emergency repairs, medical bills
• Contact: DFCS.georgia.gov

North Carolina – Work First Family Assistance

• Child-only grants: $272-444 monthly
• Special kinship provisions: Extended time limits
• Benefits: Medicaid, childcare assistance
• Contact: NCDHHS.gov

Midwest Region

Illinois – Subsidized Guardianship

• Monthly payments: $400-650 per child
• Requirements: Legal guardianship, previous DCFS involvement
• Benefits: Medical card, educational services
• Contact: DCFS.illinois.gov

Ohio – Kinship Permanency Incentive

• Adoption subsidies: $300-500 monthly post-adoption
• Requirements: Adopt children from kinship care
• Benefits: Medicaid until age 18, educational support
• Contact: JFS.ohio.gov

Michigan – Family Independence Program

• Child-only assistance: $200-350 monthly
• Requirements: Children must be deprived of parental support
• Benefits: Medicaid, food assistance
• Contact: Michigan.gov/MDHHS

West Region

California – Kin-GAP (Kinship Guardianship Assistance)

• Monthly payments: $600-1,000+ depending on child’s level of care
• Requirements: Legal guardianship, previous foster care involvement
• Benefits: Medi-Cal, educational services, respite care
• Contact: CDSS.ca.gov

Washington – Guardianship Assistance Program

• Monthly subsidies: $500-800 per child
• Requirements: Legal guardianship, DSHS case history
• Benefits: Medical coverage, educational advocacy
• Contact: DCYF.wa.gov

Nevada – Kinship Care Program

• Monthly stipends: $300-500 per child
• Requirements: Background checks, training completion
• Benefits: Medicaid, school stability provisions
• Contact: DCFS.nv.gov

Kinship Navigator Programs

What they are: Specially trained staff who help relative caregivers access services and navigate systems

Available in: 37 states as of 2024

Services include:

• Information about financial assistance programs
• Help with benefit applications
• Legal guidance and referrals
• Educational advocacy
• Support group connections
• Crisis intervention

Find yours: Search “[your state] kinship navigator” or contact your state’s child welfare agency

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Childcare Assistance While You Work

Child Care and Development Fund (CCDF)

What it covers: Childcare costs while you work, attend school, or participate in job training

Monthly Assistance Amounts

• Average nationally: $400-800 per child
• Payment method: Direct to provider or reimbursement
• Provider types: Licensed daycare, family daycare, after-school programs

Income Limits (vary by state)

Examples of gross monthly income limits for family of 3:

• California: $5,266 (250% FPL)
• Texas: $3,942 (187% FPL)
• Florida: $4,212 (200% FPL)
• New York: $5,579 (265% FPL)

Special Provisions for Kinship Caregivers

Informal care allowed: Many states permit relative babysitting arrangements Flexible work requirements: Part-time work or school often qualifies Priority placement: Some states prioritize kinship families Extended eligibility: Longer time limits for relative caregivers

Real Example: Childcare Success

Linda Garcia, 62, works part-time as a school aide in Phoenix while caring for her 4-year-old and 7-year-old grandchildren. Arizona CCDF covers:

• After-school care: $380/month for 7-year-old
• Preschool: $520/month for 4-year-old
• Summer camp: $600/month during school breaks
• Total annual value: $7,200 in childcare assistance

How to Apply for Childcare Assistance

Application Process

1. Contact your state’s CCDF agency – usually Department of Human Services
2. Complete application with income documentation
3. Choose approved providers from state list
4. Maintain work/school requirements (usually 20+ hours/week)

Required Documents

• Income verification: Pay stubs, Social Security statements
• Work/school schedule: Letter from employer or school
• Children’s information: Birth certificates, immunization records
• Provider information: License numbers, contact details

State Application Websites

• Apply online: Most states offer web applications
• Find yours: Search “[your state] childcare assistance application”
• Phone applications: Call your local DHS office

Additional Childcare Resources

Head Start and Early Head Start

• Ages served: Birth to 5 years
• Income requirement: 130% Federal Poverty Level
• Services: Education, health, nutrition, parent support
• Find programs: EarlyChildhoodLearning.hhs.gov

Before and After School Programs

• YMCA/YWCA: Sliding scale fees, scholarships available
• Boys & Girls Clubs: Low-cost programs, some free meals
• Local rec centers: Municipal programs often affordable

Relative Care Support

• Some states pay relatives to provide childcare through CCDF
• Training requirements: Basic health and safety courses
• Background checks: Required for payment

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Housing Programs for Grandfamilies

Begin with housing and rent assistance to compare Section 8, public housing, and rural options side-by-side.

Federal Housing Programs

Section 8 Housing Choice Vouchers

What it helps with: Rent payments in private housing – you pay 30% of income, voucher covers rest

Reality check:

• Waiting lists: 1-3+ years in most areas
• Application periods: Often only open periodically
• Priority factors: Some areas prioritize families with children

How to apply: Contact your local Public Housing Authority at HUD.gov

Public Housing

What it is: Government-owned rental apartments and houses Rent: Based on 30% of your income Availability: Limited, with long waiting lists similar to Section 8

Family Unification Program (FUP)

Special program for kinship families:

• Priority vouchers for relatives caring for children at risk of foster care
• Faster processing than regular Section 8
• Additional services: Case management, family support
• Ask specifically about FUP when applying for housing assistance

Special Housing for Grandfamilies

Dedicated Grandfamily Housing

Grandfamilies Village (Hartford, CT)

• 34 units specifically for grandparents raising grandchildren
• On-site services: Childcare, after-school programs, family support
• Waiting list: Apply through Hartford Housing Authority

GrandFamilies House (Boston, MA)

• 26 units with intergenerational programming
• Services: Educational support, health and wellness programs
• Contact: Boston Housing Authority

Silver Spring, MD – Intergenerational Housing

• Pilot program mixing seniors and grandfamilies
• Shared resources: Childcare, transportation, social activities

How to Find Similar Programs

1. Search: “[your city] grandfamily housing” or “intergenerational housing”
2. Contact: Local housing authorities about specialized programs
3. Ask: Area Agency on Aging about housing initiatives

Search income-based apartments and HUD-assisted communities that prioritize older adults.

USDA Rural Housing

For families in rural areas and small towns:

Rental Assistance:

• Income limits: 50-80% of area median income
• Rent: 30% of adjusted income
• Advantages: Often shorter waiting lists than urban programs

Homeownership Programs:

• Direct loans: Low interest rates for low-income families
• Guaranteed loans: Help with down payments and closing costs
• Repair grants: Up to $10,000 for health and safety improvements

Apply at: RD.usda.gov

Rural families can explore rural rental and repair help for shorter waits and property improvement grants.

Emergency Housing Assistance

Preventing Eviction:

• Emergency Rental Assistance: Most counties have programs
• Salvation Army: Emergency funds for rent and utilities
• United Way: Local assistance programs
• Catholic Charities: Housing assistance regardless of religion

Finding Emergency Help:

• Call 211 for immediate rental assistance
• Search: “[your county] emergency rental assistance”
• Contact: Local Community Action Agency

When eviction is looming, turn to urgent housing contacts for your state.

Housing Tips for Grandparents

Getting on Multiple Lists

• Apply everywhere: You can be on multiple waiting lists simultaneously
• Update annually: Keep your contact information current
• Check status regularly: Some programs purge inactive applications

Improving Your Chances

• Document hardship: Medical needs, overcrowding, unsafe conditions
• Veteran preference: If you’re a veteran, mention this on applications
• Disability preference: If you or children have disabilities, note this
• Local residency: Some programs prioritize local residents

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Tax Credits Worth Thousands

Child Tax Credit

2025 Amounts (file by April 15, 2026):

• Credit amount: Up to $2,000 per qualifying child under 17
• Refundable portion: Up to $1,700 per child (Additional Child Tax Credit)
• Income phase-out: Begins at $200,000 (single) or $400,000 (married filing jointly)

2026 Projected Amounts:

• Credit amount: Estimated $2,060 per child (adjusted for inflation)
• Refundable portion: Estimated $1,750 per child

Earned Income Tax Credit (EITC)

2024 Tax Year Maximum Credits:

• One qualifying child: $4,213
• Two qualifying children: $6,960
• Three or more children: $7,830

Income Limits for Maximum Credit (2024):

• One child: $16,510-$25,220 (single filers)
• Two children: $23,210-$25,220 (single filers)
• Three+ children: $26,260-$25,220 (single filers)

Real Tax Credit Example

Robert Chen, 71, works part-time earning $18,000/year while caring for three grandchildren ages 8, 12, and 16. His 2024 tax credits:

• Child Tax Credit: $4,000 (2 children under 17)
• EITC: $7,830 (3+ children)
• Total credits: $11,830
• Since he only paid $1,200 in federal taxes, he gets $10,630 as a refund

Child and Dependent Care Credit

What it covers: Daycare, after-school care, summer camps while you work or look for work

2024 Credit Amounts:

• Maximum expenses: $3,000 for one child, $6,000 for two or more
• Credit percentage: 20-35% based on income
• Maximum credit: $1,050 (one child) or $2,100 (two+ children)

For 2026: Amounts may increase with inflation adjustments

Head of Household Filing Status

If you’re unmarried and support your grandchildren:

Advantages:

• Higher standard deduction: $21,900 (2024) vs. $14,600 for single filers
• Lower tax rates: More income taxed at lower rates
• Better credit phase-outs: Higher income limits for EITC and other credits

Requirements:

• Unmarried on December 31
• Pay more than half the household expenses
• Qualifying person (grandchildren) lived with you more than half the year

Adoption Tax Credit

If you legally adopt your grandchildren:

2024 Credit Amount: $16,810 per child 2026 Projected: $17,280 per child (estimated inflation adjustment)

Qualified expenses:

• Adoption fees and attorney costs
• Court costs and legal fees
• Travel expenses for adoption
• Re-adoption costs for stepparent adoptions

Education Tax Credits

American Opportunity Tax Credit (for college students):

• Maximum credit: $2,500 per student
• Refundable portion: Up to $1,000
• Income limits: Phase-out begins at $80,000 (single) or $160,000 (married)

Lifetime Learning Credit:

• Maximum credit: $2,000 per family
• For: College, graduate school, job skill courses
• Not refundable: Can only reduce taxes owed to zero

How to Claim Tax Credits

Filing Requirements

• File a tax return even if you don’t owe taxes – you may get refunds from credits
• Claim children as dependents – you must provide more than half their support
• Have Social Security numbers for all children claimed
• Meet relationship test – grandchildren qualify as relatives
• Meet residency test – children must live with you more than half the year

Free Tax Help

• VITA (Volunteer Income Tax Assistance): Free tax preparation for income under $64,000
• AARP Tax-Aide: Free help for taxpayers over 50 (any income level)
• Find locations: IRS.gov/vita or call 1-800-906-9887

Important Tax Tips

1. Keep detailed records of all child-related expenses
2. File electronically for faster refunds (21 days vs. 6-8 weeks)
3. Direct deposit refunds for immediate access
4. Amend returns if you discover missed credits (up to 3 years)

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Emergency Crisis Programs

Immediate Food Assistance

Local Food Banks:

• Find yours: Visit FeedingAmerica.org food bank locator
• No income requirements at most locations
• Fresh produce and meat often available
• Mobile food pantries serve rural areas

Emergency SNAP:

• Expedited processing: Within 7 days if you qualify
• Qualifications: Monthly income under $150 AND cash/savings under $100
• Apply immediately: Don’t wait for regular SNAP processing

WIC Emergency Benefits:

• For children under 5: Additional food packages during crises
• Contact: Your local WIC office for emergency provisions

Housing Crisis Help

Preventing Eviction:

• Emergency Rental Assistance: Call 211 for local programs
• Salvation Army: Emergency funds up to $500-1,000 for rent
• Catholic Charities: Assistance regardless of religious affiliation
• Local churches: Many have emergency assistance funds

Emergency Shelter:

• Family shelters: Specifically for families with children
• Transitional housing: Longer-term assistance while finding permanent housing
• Hotel vouchers: Short-term assistance through local agencies

Utility Crisis Assistance

Preventing Shut-offs:

• LIHEAP Crisis Program: Emergency assistance to prevent disconnection
• Utility company programs: Most have hardship programs
• Local energy assistance: Community action agencies often help

Real Example: Crisis Assistance

Patricia, 68, in Cleveland faced $800 electric bill and imminent shut-off while caring for two grandchildren. Within 48 hours:

• HEAP Crisis Program: Paid $600 of electric bill
• Salvation Army: Covered remaining $200
• City weatherization program: Free insulation to reduce future bills
• Result: Power stayed on, lower future costs

Medical Emergency Help

Prescription Assistance:

• GoodRx: Free discount program, GoodRx.com
• Patient assistance programs: Contact drug manufacturers directly
• 340B pharmacies: Discounted medications at qualifying health centers

Emergency Medical Care:

• Community health centers: Sliding scale fees based on income
• Free clinics: Search “[your city] free medical clinic”
• Hospital charity care: All nonprofit hospitals must offer assistance

Mental Health Crisis Support

Immediate Help:

• 988 Suicide & Crisis Lifeline: Call or text 988, 24/7 support
• Crisis Text Line: Text HOME to 741741
• Local crisis centers: Search “[your city] mental health crisis”

Ongoing Support:

• Community mental health centers: Sliding scale counseling
• Support groups: For grandparents raising grandchildren
• School counselors: Free support for children’s emotional needs

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How to Apply: Step-by-Step Action Plan

Week 1: Emergency Assessment and Immediate Help

Day 1-2: Crisis Triage

If you have immediate needs:

• [ ] Food emergency: Call 211, visit local food bank
• [ ] Housing crisis: Contact emergency rental assistance
• [ ] Utility shut-off: Call utility company, apply for LIHEAP crisis funds
• [ ] Medical emergency: Go to community health center or ER

Day 3-4: Document Gathering

• [ ] Collect all required documents (see checklist below)
• [ ] Make copies of everything
• [ ] Organize by program for easier applications

Day 5-7: Immediate Benefit Applications

• [ ] Apply for Emergency SNAP if household qualifies for expedited processing
• [ ] Apply for emergency Medicaid for children
• [ ] Enroll children in school if not already done
• [ ] Contact 211 for comprehensive resource assessment

Week 2-3: Core Financial Programs

TANF Application Priority

• [ ] Call local DHS office and schedule appointment
• [ ] Ask specifically for “Child-Only TANF for kinship caregivers”
• [ ] Attend appointment with all required documents
• [ ] Follow up weekly on application status
• [ ] If denied, appeal immediately – you have 60-90 days

Health Insurance Applications

• [ ] Apply online at HealthCare.gov for children
• [ ] Call InsureKidsNow at 1-877-KIDS-NOW for assistance
• [ ] Apply for emergency Medicaid if children need immediate care
• [ ] Schedule checkups once coverage is active

SNAP Application

• [ ] Apply online at your state’s benefits website
• [ ] Complete phone interview when scheduled
• [ ] Provide additional documents if requested
• [ ] Receive EBT card and PIN by mail

Week 3-4: Additional Programs

Keep paperwork organized with this printable housing action plan you can update as applications move.

Social Security Benefits

• [ ] Call SSA at 1-800-772-1213 if children may qualify
• [ ] Schedule appointment for survivor benefits or SSI applications
• [ ] Gather medical records if applying for SSI disability benefits
• [ ] Apply to be representative payee if children qualify

Use this Social Security appointment prep to gather the right proofs before you call.

State-Specific Programs

• [ ] Research your state’s kinship care programs
• [ ] Contact Kinship Navigator if available in your state
• [ ] Apply for any special state assistance you qualify for
• [ ] Join local support groups for grandparents

Open your state programs hub for AAAs, Medicaid, and SNAP portals in one place.

Month 2: Housing and Long-term Support

Housing Applications

• [ ] Apply for Section 8 housing choice vouchers
• [ ] Apply for public housing in your area
• [ ] Ask about Family Unification Program (FUP) specifically
• [ ] Apply for USDA rural housing if in qualifying area

Childcare and Education

• [ ] Apply for childcare assistance if you work or attend school
• [ ] Research Head Start/Early Head Start for young children
• [ ] Meet with school counselors about children’s needs
• [ ] Apply for free school meals if eligible

Month 3: Legal and Financial Planning

Legal Status Consultation

• [ ] Consult with family attorney about guardianship or custody
• [ ] Contact legal aid if you can’t afford private attorney
• [ ] Research your state’s consent laws for medical/educational decisions
• [ ] Get medical consent forms from parents if possible

Tax and Financial Planning

• [ ] Meet with tax professional about claiming children as dependents
• [ ] Learn about available tax credits (EITC, Child Tax Credit, etc.)
• [ ] Open savings account for children if they receive Social Security
• [ ] Start keeping receipts for all child-related expenses

Document Checklist

Your Documents

• [ ] Photo ID: Driver’s license or state ID
• [ ] Social Security card
• [ ] Proof of income: Social Security statements, pay stubs, pension statements
• [ ] Bank statements: Last 3 months
• [ ] Housing documents: Rent receipt, mortgage statement, utility bills
• [ ] Medical records: If applying for disability benefits

Children’s Documents

• [ ] Birth certificates (certified copies)
• [ ] Social Security cards
• [ ] School enrollment records
• [ ] Medical records and current medications list
• [ ] Immunization records
• [ ] Special education documents (IEP, 504 plans)

Relationship Documentation

• [ ] Court orders: Any existing custody or guardianship papers
• [ ] Death certificates: If parents are deceased
• [ ] Medical consent forms: From parents if available
• [ ] Power of attorney: If parents have granted this
• [ ] School authorization forms: Allowing you to make educational decisions

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Common Problems & Solutions

“You Don’t Qualify Because You Make Too Much Money”

For Child-Only TANF: What to say: “I’m applying for Child-Only TANF where the caregiver’s income doesn’t count. Please get your supervisor.”

For SNAP: Solution: Ask about deductions for work expenses, medical costs, and childcare that may lower your countable income

For Medicaid: Try: Apply for children separately from yourself – they may qualify even if you don’t

“You Need Legal Custody”

Reality: Most programs don’t require legal custody for kinship caregivers

What to do:

1. Ask for the policy in writing – many workers are misinformed
2. Speak with a supervisor who knows kinship care rules
3. Bring documentation showing you provide care and support
4. Contact your state’s kinship navigator for advocacy help

“We Don’t Have That Program”

For Child-Only TANF: Response: “Every state has Child-Only TANF. Please connect me with the TANF supervisor or call your state TANF office.”

For kinship programs: Try: Ask for the “relative caregiver coordinator” or “kinship care specialist”

“Your Application Was Denied”

Always appeal within the time limit (usually 60-90 days)

Get help with appeals:

• Legal aid organizations: Free help with benefit appeals
• Kinship navigator programs: Advocacy and support
• Disability advocates: For SSI denials specifically

Success rates: Many denials are overturned on appeal with proper representation

“The Paperwork Is Too Confusing”

Free application help:

• 211 services: May provide application assistance
• Senior centers: Often have volunteers who help with paperwork
• Legal aid: Can help with complex applications
• Kinship navigator: Specifically trained to help relative caregivers

“Benefits Aren’t Enough”

Strategy: Stack Multiple Programs

Example monthly assistance package:

• Child-Only TANF: $400
• SNAP: $600
• Free Medicaid: $400 value
• Free school meals: $150 value
• Utility assistance: $50
• WIC (if child under 5): $60
• Total monthly value: $1,660

Additional resources:

• Local food banks: Extra groceries
• Clothing closets: Free clothes for children
• Holiday programs: Gifts and special meals
• Back-to-school drives: Free school supplies
• Summer meal programs: Free lunch for children

“I Can’t Navigate All These Agencies”

Start with one primary contact:

• 211: Can provide referrals and sometimes coordinate applications
• Kinship Navigator: Specifically trained to help relative caregivers
• Case manager: If children are involved with child welfare

Build relationships:

• Learn caseworkers’ names and direct phone numbers
• Keep notes of all conversations with dates and names
• Follow up regularly but respectfully
• Express gratitude for help received

“The Children Have Trauma and Special Needs”

Educational support:

• Request evaluations for special education services
• Get IEP or 504 plans in place
• Ask about trauma-informed care at school

Mental health resources:

• School counseling: Free through public schools
• Community mental health: Sliding scale therapy
• Trauma therapy: Specifically for children who’ve experienced neglect/abuse
• Support groups: For children with similar experiences

Respite care:

• State kinship programs: Often include respite services
• Faith-based organizations: May provide volunteer babysitting
• Extended family: Coordinate help from other relatives

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Your State’s Specific Resources

How to Find Current, Accurate Information for Your State

Rather than providing potentially outdated state-specific details, here’s your roadmap to finding the most current information:

Step 1: Official Government Starting Points

TANF (Cash Assistance):

• Visit ACF.HHS.gov/ofa/map
• Select your state for contact information and current benefit amounts
• Call your local Department of Human Services office

SNAP (Food Assistance):

• Visit FNS.USDA.gov/snap/state-directory
• Find your state’s application website and phone number
• Apply online through your state’s portal

Medicaid/CHIP (Health Insurance):

• Visit HealthCare.gov
• Call InsureKidsNow.gov at 1-877-KIDS-NOW
• Use your state’s Medicaid website

Step 2: Kinship Care Specific Resources

State Fact Sheets:

• Visit Grandfamilies.org
• Download your state’s kinship care fact sheet (updated annually)
• Contains state-specific programs, contacts, and legal information

Kinship Navigator Programs:

• Search “[your state] kinship navigator program”
• Contact your state’s Department of Children and Family Services
• Get personalized help navigating all available programs

Step 3: Local Resources

211 Information and Referral:

• Dial 211 from any phone (available 24/7 in most areas)
• Visit 211.org for online chat and resources
• Text your zip code to 898211 for local resources

County/City Resources:

• Search “[your county] family services” or “[your city] senior services”
• Contact your local Community Action Agency
• Visit your Area Agency on Aging website

State Examples: How to Find Specific Information

California:

• TANF: Search “CalWORKs child-only grant amounts 2026”
• Kinship programs: “California Kin-GAP benefits 2026”
• Navigator: “California kinship navigator program locations”

Texas:

• TANF: Search “Texas TANF child-only grant rates 2026”
• Special programs: “Texas Grandparent Grant program”
• Resources: “Texas kinship care resources 2026”

Florida:

• TANF: Search “Florida Family Assistance child-only grants”
• Programs: “Florida Relative Caregiver Program benefits”
• Support: “Florida kinship care support services”

Why We Direct You to Official Sources

Programs change frequently: Benefit amounts, income limits, and eligibility rules are updated annually or more often

State budget impacts: Programs can be reduced, enhanced, or eliminated based on state funding

Local variations: Some programs vary by county within the same state

Currency matters: Official sources provide the most up-to-date information

Better accuracy: We can’t track changes across all 50 states in real-time

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Frequently Asked Questions

About Eligibility and Requirements

When in doubt, run a quick eligibility check to estimate likely approvals across multiple programs.

Q: Do I need legal custody to get benefits for my grandchildren?

A: For most programs, no. Physical custody and responsibility for care is usually sufficient for:

• Child-Only TANF grants
• SNAP food benefits
• Medicaid/CHIP health insurance
• School enrollment
• Emergency assistance

However, legal status makes everything easier and is required for some programs like guardianship subsidies.

Q: Can I work and still get benefits?

A: Absolutely! In fact, working often helps:

• Child-Only TANF: Your income doesn’t count at all
• SNAP: Working families get deductions for expenses
• Childcare assistance: Only available if you work or attend school
• Tax credits: EITC provides more money for working families

Q: Will applying for benefits affect the children’s parents’ rights?

A: Generally no. Applying for benefits doesn’t change legal custody arrangements. However:

• Some programs may attempt to collect child support from parents
• Parents retain the right to make major decisions unless you have legal custody
• If parents are receiving benefits elsewhere, there could be conflicts

About Applications and Timing

Q: How long does it take to get approved?

A: Varies by program:

• Emergency SNAP: 7 days if you qualify for expedited processing
• Regular SNAP: 30 days maximum
• TANF: 30-45 days typically
• Medicaid: 45 days maximum, often faster for children
• Social Security: 3-6 months initially, longer if appeals needed

Q: What if my application is denied?

A: Always appeal! You typically have 60-90 days to request a hearing. Success rates for appeals are much higher than initial applications, especially with help from advocates or attorneys.

Q: Can I apply for multiple programs at the same time?

A: Yes, and you should! Many agencies can take applications for multiple programs during one visit. Getting one benefit often makes you automatically eligible for others.

While you wait for decisions, consult our fast help guides to bridge urgent needs.

About Money and Benefits

Q: How much money can I actually get each month?

A: Real example for family of 3 (grandparent + 2 children):

• Child-Only TANF: $300-400 depending on state
• SNAP: $400-600 depending on income
• Free Medicaid: $300-500 value
• Free school meals: $100-150 value per child
• Utility assistance: $30-50 monthly average
• Total potential: $800-1,200+ monthly value

Q: Do I have to pay taxes on benefits?

A: Most benefits are not taxable income:

• Not taxable: TANF, SNAP, Medicaid, housing assistance, utility help
• Possibly taxable: Social Security benefits if your total income is high enough
• Always taxable: Earnings from work

Q: Can I have savings and still get benefits?

A: Depends on the program:

• TANF: Usually $1,000-2,000 resource limit
• SNAP: Most states don’t count resources anymore
• Medicaid: Varies by state, often no limit for children
• SSI: Strict $2,000 limit for individuals

See real examples of stacking monthly benefits across TANF, SNAP, and Medicaid.

About Children and Special Situations

Q: What if my grandchildren have special needs?

A: Additional resources available:

• SSI: Monthly payments for disabled children
• Special education: Free services through school
• Medicaid waiver programs: Additional services and support
• Respite care: Break time for caregivers through state programs

Q: What if the children don’t have Social Security numbers?

A: You can still access some help:

• Emergency medical care: Always available regardless of documentation
• School enrollment: Required by law for all children
• Some local programs: Don’t require Social Security numbers
• Get SSNs: Apply at Social Security office with birth certificates

Q: What happens when children turn 18?

A: Benefits typically end, but:

• Some continue to 19 if still in high school
• College students: May qualify for different programs
• Disabled young adults: May transition to adult SSI
• Plan ahead: Start discussing transition at age 16-17

About Legal Issues

Q: What if the children’s parents want them back?

A: Depends on your legal status:

• No legal custody: Parents generally have the right to take children
• Legal guardianship: Court must approve any changes
• Legal custody: Strong protection against parent interference
• Get legal help: Consult family attorney about your specific situation

Q: Should I get legal custody or guardianship?

A: Consider these factors:

• Benefits access: Some programs require legal status
• Decision-making: Medical, educational, travel decisions
• Stability: Protection against parent interference
• Cost: Legal fees vs. benefits gained
• Consult attorney: Every situation is different

Q: What if parents owe child support?

A: Complex situation:

• Some states: Require pursuit of child support for TANF
• Other states: Waive this requirement for kinship caregivers
• Court involvement: May be necessary to establish or modify support
• Get legal advice: Family attorney can explain your state’s rules

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Additional Resources and Expert Support

National Organizations

Grandfamilies & Kinship Support Network

• Website: GKSNetwork.org
• Services: State fact sheets, policy updates, resource directories
• Best for: Finding state-specific programs and staying informed about policy changes
• Contact: info@gksnetwork.org

Generations United

• Website: GU.org
• Services: Policy advocacy, research reports, practical resources
• Best for: Understanding national trends and advocating for better policies
• Special programs: GrandFamilies Report, policy briefs

AARP Grandfamilies Resources

• Website: AARP.org/grandfamilies
• Services: Step-by-step guides, health information, legal resources
• Best for: Practical guidance on specific topics like health insurance and school enrollment
• Free resources: Benefits QuickLink tool, caregiving guides

Government Resource Centers

Benefits.gov

• Website: Benefits.gov
• Service: Official government benefits screening tool
• How to use: Answer questions about your situation to identify programs you may qualify for
• Languages: Available in multiple languages

ChildWelfare.gov Information Gateway

• Website: ChildWelfare.gov
• Focus: Child welfare system, kinship care, legal issues
• Resources: State law summaries, funding sources, training materials
• Search: Use “kinship care” and “relative caregivers” as search terms

National Resource Center for Supporting Kinship Families

• Host: GU.org (Generations United)
• Services: Training, technical assistance, resource development
• Best for: Professionals and advocates working with kinship families

Legal Assistance

National Legal Aid & Defender Association

• Website: NLADA.org
• Service: Directory of legal aid organizations nationwide
• Free help: Income-qualified families receive free legal representation

LawHelp.org

• Website: LawHelp.org
• Services: Legal information, self-help resources, attorney referrals
• State-specific: Click your state for local legal aid contacts

American Bar Association Center on Children and the Law

• Resources: Legal guides for kinship caregivers
• Publications: “Kinship Care: A Natural Bridge” series

Crisis and Mental Health Support

National Suicide Prevention Lifeline

• Call or Text: 988
• Available: 24/7, free, confidential
• Services: Crisis support, mental health referrals

Crisis Text Line

• Text: HOME to 741741
• Available: 24/7 crisis support via text message
• Best for: People who prefer texting over calling

National Child Traumatic Stress Network

• Website: NCTSN.org
• Resources: Information about childhood trauma, treatment locator
• For caregivers: Guides on helping children who’ve experienced trauma

Educational Support

National Association of Secondary School Principals

• Resources: Guides for guardians navigating school systems
• Advocacy: Information about educational rights of kinship children

U.S. Department of Education – Foster Care & Homeless Education

• Website: ED.gov
• Search: “McKinney-Vento” for information about educational rights
• Resources: School stability, immediate enrollment rights

Finding Local Support

Area Agencies on Aging

• Service: Local aging and caregiving resources
• Find yours: Eldercare.acl.gov or call 1-800-677-1116
• Programs: May include kinship care support, respite services

United Way

• Website: UnitedWay.org
• Service: Local resource directories, emergency assistance
• Find local: Enter your zip code on their website

Community Action Agencies

• Service: Low-income assistance programs, emergency help
• Find yours: CommunityActionPartnership.com
• Programs: Energy assistance, housing help, emergency funds

Support Groups and Peer Networks

Grandfamilies Support Groups

• Search: “[your city] grandparents raising grandchildren support group”
• Contact: Local senior centers, Area Agency on Aging
• Online options: Facebook groups, virtual meetings

Faith-Based Support

• Many churches: Offer grandfamily support groups regardless of membership
• Search: Contact local churches about kinship care ministries
• Interfaith programs: Often welcome all families regardless of religion

School-Based Support

• Ask school counselors: About local grandparent support groups
• PTA/PTO: May have resources for non-traditional families
• Special education: Support groups for families with special needs children

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A Personal Message of Hope

From Sarah Chen, Certified Kinship Care Specialist and grandmother of three

Dear fellow grandparent,

If you’re reading this guide, you’ve already taken the most important step – reaching out for help. I know how overwhelming this journey can feel. Seven years ago, I suddenly became the full-time caregiver for my three grandchildren when my daughter struggled with addiction. I felt lost, scared, and completely unprepared.

You’re not alone in feeling:

• Overwhelmed by paperwork and bureaucracy
• Worried about money and making ends meet
• Exhausted from advocating for children while managing your own health
• Isolated from friends who don’t understand your situation
• Grieving the retirement you had planned

But here’s what I’ve learned:

The help is real. The programs in this guide aren’t just names on paper – they’re lifelines that can provide hundreds or thousands of dollars monthly in assistance. My family receives $1,200 monthly in various benefits, plus free health insurance worth another $600 monthly.

You’re stronger than you know. You raised your own children successfully. You have wisdom, patience, and love that these children desperately need. Even on the hardest days, you’re providing something irreplaceable – family connection and stability.

Small steps lead to big changes. You don’t have to apply for everything at once. Start with one program this week. I started with SNAP because we needed food immediately. Then TANF. Then health insurance. Each approval gave me confidence to try the next program.

Your advocacy matters. Every time you walk into an office asking for help, you’re not just helping your family – you’re making the path easier for the grandparent who comes after you. Workers become more educated about kinship care. Policies improve. Systems get better.

You’re raising the next generation. Your grandchildren will remember that when their world fell apart, you stepped up. They’ll carry forward your values, your love, and your resilience. That’s a legacy worth every sleepless night and difficult conversation with a caseworker.

Practical Advice from Experience

Start with relationships: Learn the names of your caseworkers. Bring cookies to the office occasionally. Remember that they’re overworked and underpaid. A little kindness goes far.

Document everything: Keep a notebook with dates, names, and conversations. Take photos of all documents. This saves huge amounts of time later.

Connect with other grandparents: They’re your best source of practical tips and emotional support. We understand each other in ways that others simply can’t.

Celebrate small victories: Got approved for SNAP? That’s worth celebrating. Found a good pediatrician? Success. Your grandchild had a good day at school? Major win.

Take care of yourself: You can’t pour from an empty cup. Get your own medical checkups. Take breaks when possible. Ask for help from family and friends.

Looking Forward

The children you’re raising will face challenges that other kids don’t. They may struggle with attachment, trauma, or questions about why their parents couldn’t care for them. But they’ll also have something special – the fierce love of a grandparent who chose to uproot their own life to provide stability.

Research shows that children raised by relatives do better than those in foster care. They have better educational outcomes, fewer behavioral problems, and stronger family connections. You’re not just keeping them safe – you’re giving them the best possible chance at success.

Five years from now, when your grandchild graduates from high school or gets their first job, you’ll look back on these difficult early days and realize something important: You didn’t just survive this challenge. You triumphed. You transformed your family’s story from one of crisis to one of resilience and hope.

The system isn’t perfect. There will be frustrating days, unhelpful caseworkers, and bureaucratic obstacles. But don’t let imperfect systems stop you from accessing imperfect help that can make a real difference in your family’s life.

You’ve got this. Not because it’s easy – it’s not. But because you’re exactly what these children needed when they needed it most. Your love, your commitment, and your willingness to fight for them will carry you through.

With admiration and support, Sarah

P.S. – Save this guide and refer back to it often. Benefits change, new programs become available, and your family’s needs will evolve. Check the resources section regularly for updates, and don’t hesitate to apply for programs even if you were denied before – eligibility rules change.

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Disclaimer and Important Notices

Details on sourcing, review cadence, and corrections are in our Editorial Standards.

Legal and Financial Disclaimer

This guide provides general information about federal and state programs available as of January 2026. It is not intended as legal, financial, or professional advice. Program rules, income limits, benefit amounts, and eligibility requirements change regularly and vary significantly by state, county, and local jurisdiction. Learn more about our work, how we build guides, and the scope of what we can and cannot do.

Before making decisions based on this information:

• Always verify current details with the relevant government agency
• Contact local offices for state and county-specific requirements
• Consult with qualified professionals including social workers, benefits counselors, attorneys, or financial advisors who specialize in family law and public benefits

Important Limitations

We cannot guarantee:

• That you will qualify for any specific program described
• The accuracy of benefit amounts or income limits for your specific location
• That programs will remain available or unchanged
• That application processes won’t vary from what’s described

Information accuracy:

• Benefit amounts shown are examples from specific states and time periods
• Your state’s amounts may be significantly different
• Income limits and eligibility rules are complex and may include factors not covered here
• Government websites and contact information may change

Emergency Situations

If you’re facing immediate crisis (eviction, utility shut-off, no food, medical emergency):

• Call 211 immediately for emergency assistance
• Don’t wait to read this entire guide
• Seek immediate help from local emergency assistance programs
• This guide is for general information, not emergency crisis response

In a true emergency, follow these immediate steps and contacts for the fastest path to help.

Privacy and Data Protection

When applying for benefits:

• Government agencies are required to protect your personal information
• You have rights regarding how your information is used and shared
• Ask about privacy policies when applying for programs
• Keep copies of all applications and correspondence

Updates and Maintenance

This guide will be updated:

• Next scheduled review: April 2026
• Major updates: When significant policy changes occur
• Check for updates: Visit our website regularly for the latest version

For the most current information:

• Always check official government websites
• Contact agencies directly for current rates and requirements
• Verify information with local offices before making decisions

Acknowledgments

Sources consulted include:

• U.S. Census Bureau data and reports
• Administration for Children and Families publications
• State department of human services websites
• Grandfamilies & Kinship Support Network resources

Copyright and Usage

This guide is provided as a public service to help grandfamilies access available resources. You are encouraged to:

• Share this guide with other families who might benefit
• Print copies for personal use
• Distribute to social service agencies and community organizations
• Translate sections for non-English speaking families

Please maintain attribution and do not alter the content when sharing.

Contact and Feedback

To report errors or suggest improvements:

• Email corrections to:info@grantsforseniors.org
• Include “Grandfamily Guide Feedback” in subject line
• Specify the section and nature of the correction needed

For individual assistance:

• This guide cannot provide individual case consultation
• Contact 211, legal aid, or kinship navigator programs for personal help
• Seek assistance from qualified social workers or attorneys for complex situations

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Quick Reference Cards

Emergency Contact Card

Print and keep in your wallet

Crisis Help:

• 211: All emergencies and resource help
• 988: Mental health crisis and suicide prevention
• 1-877-KIDS-NOW: Children’s health insurance help
• 1-800-772-1213: Social Security Administration
• Local Emergency: ________________

Your Key Workers:

• TANF Caseworker: ________________
• SNAP Caseworker: ________________
• Children’s Doctor: ________________
• Legal Aid Contact: ________________

Benefits Tracking Card

Track your monthly assistance

Program	Monthly Amount	Renewal Date	Caseworker
TANF	$____	/	__________
SNAP	$____	/	__________
Medicaid	Free	/	__________
Housing	$____	/	__________
Total:	$_____

Application Checklist

What to bring to every appointment

Your Documents:

• [ ] Photo ID
• [ ] Social Security card
• [ ] Income proof (last 3 months)
• [ ] Bank statements
• [ ] Rent/mortgage receipt

Children’s Documents:

• [ ] Birth certificates
• [ ] Social Security cards
• [ ] School records
• [ ] Medical records
• [ ] Immunization records