Charities that Help Seniors
15 Essential Charities for Low-Income Seniors in 2026
Written & Reviewed by
If you’re a low-income older adult—or a caregiver looking for support—this guide highlights reputable charities and nonprofit organizations that help seniors with food, housing, utilities, medical needs, and financial assistance.
Many programs provide free or low-cost help, but some require an application and may have eligibility rules or waiting lists. Our aim is to connect you with legitimate, current resources that can make a real difference. Each organization listed is selected based on public transparency and demonstrated community impact.
Important: This article is for informational purposes only and does not provide legal, financial, or medical advice. Program rules and availability can change. Always confirm details directly with the organization before applying.
Learn more: Editorial Standards and how we review charitable programs for accuracy and fairness.
Emergency Resources – Get Help Now
Download the Print-Friendly Senior Help Toolkit (2026)
The toolkit includes a quick action plan, documents checklist, phone script, and follow-up tracker to help you apply for food, housing, utilities, healthcare, and benefits faster.
If you’re facing an immediate crisis, here are trusted, fast ways to get help right now:
- Food Emergency: Call 211 or visit your local food bank for nearby meal sites and emergency food programs.
- Housing Emergency: Contact HUD’s Housing Counseling at 1-800-569-4287 to find a HUD-approved counseling agency and discuss options.
- Financial Crisis: Call the National Foundation for Credit Counseling (NFCC) at 1-800-388-2227 to connect with a certified nonprofit credit counselor.
- Urgent aging services (non-emergency): Contact the Eldercare Locator at 1-800-677-1116 to find local services like meals, transportation, caregiving support, and benefits counseling.
If someone is in immediate danger or needs urgent medical help, call 911.
(And if you or someone you know is in emotional distress or thinking about self-harm, call or text 988 for the Suicide & Crisis Lifeline in the U.S.)
If housing is at risk tonight, Emergency Help for Homeless Seniors by State outlines immediate steps and state contacts to use right now.
Key Takeaways
Recent data show that poverty among older adults is rising. The Census Bureau’s Supplemental Poverty Measure (SPM) puts poverty among adults 65+ at about 15%.
Given the size of the U.S. 65+ population (around 58 million non-institutionalized adults in recent Census-based estimates), that’s roughly 9 million older adults living in poverty by the SPM.
Separately, The Senior Citizens League (TSCL) has estimated that about 7.3 million seniors live on less than $1,000 per month in total income.
What You’ll Learn in this guide
- 15 verified organizations offering real financial, food, housing, and health-related support
- Eligibility basics and how to apply
- Realistic timelines and common obstacles (like waitlists and limited funding)
- Contact information verified as of February 2026
Important Note:
Many programs have limited budgets, strict requirements, and waiting lists. Don’t expect instant solutions—but don’t give up. Help is available, and applying to multiple programs often improves your odds.
After contacting a charity, build longer-term stability by stacking benefits using our Senior Benefits in 2026 guide.
Understanding Senior Poverty in 2026
The numbers tell a stark story. Recent U.S. Census Bureau reporting using the Supplemental Poverty Measure (SPM)—which better reflects costs like taxes and medical out-of-pocket spending than the “official” poverty measure—shows poverty is higher for adults 65+ under the SPM, and has been increasing in recent years. To estimate where you fall for income-based programs, the 2026 federal poverty level calculator helps you quickly gauge your FPL percentage.
2026 federal poverty guideline (what many programs use)
For 2026, the HHS poverty guideline for the 48 contiguous states and D.C. is $15,960/year for a 1-person household (higher in Alaska and Hawaii). Many assistance programs use a percentage of this guideline (for example, 125%, 150%, or 200%)—and each program may define “income” differently.
Why senior poverty is different
Poverty hits older adults differently than younger households because health costs rise with age, and even with Medicare, premiums, deductibles, coinsurance, and uncovered services can strain tight budgets.
And Social Security is often the difference between stability and crisis:
- The Census Bureau reports that Social Security moved 28.7 million people out of SPM poverty in 2024, making it the country’s largest anti-poverty program.
- Independent analysis also finds that without Social Security, about 22 million more people (adults and children) would fall below the poverty line.
This is why charitable help—especially for food, housing, utilities, and medical-related expenses—can be so critical for low-income seniors in 2026.
Legal Advocacy and Rights Organizations
For local legal help, benefits counseling, and referrals, start with your Area Agency on Aging (AAA). AAAs can connect you to legal aid, benefits navigators, and (when relevant) the long-term care ombudsman program.
1. Justice in Aging ⭐⭐⭐⭐ (Charity Navigator 4-Star)
What They Do:
Justice in Aging is a national legal advocacy organization focused on fighting senior poverty by improving access to health care, economic security programs, and the courts. They typically do not provide direct, individual services (meaning they won’t issue emergency cash or pay a bill for you), but their work helps protect and strengthen programs many older adults rely on. For direct representation and benefits appeals, free legal aid referrals through Area Agencies on Aging can point you to local legal services and ombudsman help.
Who benefits:
Their advocacy is designed to benefit older adults with limited resources, with a strong emphasis on groups who face higher rates of poverty or barriers to services (including women, people of color, and LGBTQ+ older adults).
What they do (examples)
- Policy advocacy to strengthen programs like Medicare/Medicaid, Social Security-related supports, and other safety-net benefits
- Work on affordable housing and tenant protections impacting older adults
- Training and technical assistance for frontline advocates and attorneys serving seniors
- Impact litigation (lawsuits aimed at systemic change) to protect access to benefits and services
The Reality (what to expect):
You won’t get immediate direct aid from Justice in Aging, but their legal and policy work can have large-scale impact. In their 2023 annual reporting, they note reaching tens of thousands of advocates/attorneys, including 48,000 training attendees (with additional reach reported across the country).
Credibility
-
Charity Navigator: 4-star rating (score shown as 100% at time of review)
Contact
- Website: justiceinaging.org
- Phone: 202-289-6976
- Address: 1444 Eye Street NW, Suite 1100, Washington, DC 20005
How to get help if you’re an individual:
Justice in Aging isn’t a direct-service agency, but they maintain a “Find Help” resource page that points people to local options.
If you need direct representation (benefits appeals, eviction defense, Medicare problems, elder rights issues), your local Area Agency on Aging can connect you to legal aid and ombudsman services.
Food Assistance Programs
For SNAP rules, CSFP senior food boxes, and Pantry finders in one place, review our food programs for seniors guide.
2. Meals on Wheels America ⭐⭐⭐⭐
Type: Nutrition & Home-Delivered Meals
What They Do:
Meals on Wheels supports a nationwide network of community-based providers that deliver nutritious meals to older adults who can’t easily shop or cook. Many programs also include friendly visits, basic safety/wellness checks, and social connection—especially important for seniors who are isolated.
Who Qualifies (typical guidelines — local programs set final rules)
- Usually age 60+
- Homebound or struggling to prepare meals
- Income rules vary by location; many programs prioritize limited-income clients, but some serve regardless of income based on need
Services may include (varies by area)
- Home-delivered meals (hot and/or frozen)
- Friendly visits / social connection
- Basic wellness or safety checks during delivery
- Pet assistance in some communities
The Reality (what to expect)
- Availability and delivery frequency can vary by provider.
- Waitlists are common in some communities because demand can exceed capacity.
- Many local programs request a voluntary donation, but services are often provided regardless of ability to pay (policies vary locally).
To stretch groceries further while you’re waiting for delivery openings, SNAP and senior meal delivery programs explains how to combine benefits and local meal options.
Scale and track record
- Meals on Wheels began in the U.S. in 1954 and has grown into a nationwide network.
- Recent network reporting estimates 2.6 million seniors served annually and 244 million meals delivered each year.
How to apply
Use the official “Find Meals and Services Near You” tool to locate your local provider; applications and eligibility are handled locally.
Contact (national office / referral line)
- Phone: 1-888-998-6325
- Local finder: “Find Meals and Services Near You”
- Transparency: BBB Wise Giving Alliance–accredited charity (Meals on Wheels America national office).
- Charity Navigator: 4-star rating
✅ Trusted Since 1954 • Rated A+ by CharityWatch • Serves 2.8 million seniors annually
3. Feeding America
Type: Food Banks, Pantries, Mobile Distributions (National Network)
What They Do:
Feeding America is a nationwide network of 200 food banks that connect people to local food pantries, meal programs, and distributions. It’s a strong starting point if you need food quickly and don’t know where to go.
How this helps seniors
Local food banks and partner pantries commonly offer:
- Food pantry groceries (often same-day or within days, depending on your area)
- Mobile pantry distributions (sometimes “drive-through” style)
- Referrals to senior-focused nutrition resources (varies by site)
Important clarification about “Senior Food Boxes” (CSFP)
The Commodity Supplemental Food Program (CSFP) is a USDA program run through state agencies and local partners (which may include food banks or senior-service organizations). It is not a Feeding America program, but your local food bank may be able to help you locate CSFP access points.
Who qualifies for CSFP (federal rule)
- Age 60+, and
- Household income at or below a state-set limit at or below 150% of the HHS Poverty Guidelines. (Many areas use 130%–150%, so always verify locally.)
If you’re not sure whether you’re under common cutoffs like 130% or 185% FPL, the federal poverty level calculator for SNAP eligibility can estimate it quickly.
2026 income example (48 contiguous states + D.C.)
- 2026 poverty guideline (1-person household): $15,960/year
- 130% of that = $20,748/year
- 150% of that = $23,940/year
(Programs may count income differently, so the same “annual income” can be treated differently by different agencies.)
The reality (what to expect)
- CSFP enrollment can have waitlists in some counties.
- Regular food pantries often have faster access and may use simple “need-based” intake, depending on local rules.
How to apply / find food now
Use Feeding America’s official Food Bank Locator to find your nearest food bank, then contact them for pantry hours, distributions, and senior-specific options.
Pro tip
Pair local food banks with SNAP + CSFP using our Senior Food Programs guide to maximize monthly groceries.
Quick Tip
Apply to multiple charities at once. Most charities cover specific needs (food, utility bills, transportation, home repairs, companionship), so combining help from different sources often gets you the fastest results.
Get your paperwork ready before you call or apply. Having these documents on hand can speed up approvals and reduce back-and-forth:
- Government-issued photo ID
- Proof of age (if not shown on your ID)
- Proof of income (Social Security award letter, pension statement, pay stubs, benefit letters)
- Proof of address/housing (lease, mortgage statement, property tax bill, or recent mail)
- Recent utility bills (if applying for bill help)
- Medical/insurance documents (if applying for health-related assistance)
Tip: If you don’t have a printer, ask whether the organization can accept photos taken on your phone or online account screenshots—many do in 2026.
Keeping a simple folder system helps, and the benefits application checklist for seniors lays out the documents most programs request.
Print the Documents Checklist + Follow-Up Tracker
The toolkit helps you gather the right paperwork once and track every call, application, and deadline across programs.
Housing and Utility Assistance
Start early with housing & rent assistance programs for seniors, guide (Section 8 steps + wait-time tips).
To prevent shutoffs and lower bills, also see Energy & Weatherization Assistance for Seniors.
4. Salvation Army USA ⭐⭐⭐
Type: Emergency Financial Help, Housing Support & Utility Assistance (local programs)
What They Do:
The Salvation Army provides emergency assistance through local Salvation Army locations across the U.S. Depending on where you live, help may include rent/mortgage support, utility assistance, food, shelter, case management, and other crisis services. Programs and funding are local and vary by ZIP code.
Who may qualify (typical)
Eligibility is set locally, but most offices prioritize people who are:
- Experiencing a documented crisis (eviction risk, utility shutoff notice, etc.)
- Low-income or facing an unexpected hardship
- Often prioritized groups include older adults, families with children, and people with disabilities (priorities vary by office)
Services may include (varies by location)
- Emergency rent and/or utility help (often limited funds)
- Temporary shelter and housing referrals
- Case management / resource navigation
- Other supports in some areas (food programs, seasonal assistance, senior programming)
If a shutoff notice is the immediate threat, emergency utility bill help for seniors lists the fastest programs to request first.
The Reality (what to expect):
- Assistance is often limited and not guaranteed, and many locations can only help once in a period of time depending on funds and local policy. (Always ask your local office what limits apply.)
- Be prepared for documentation requirements, commonly including ID, proof of address, proof of income, the bill/shutoff notice, and a lease/mortgage statement.
- Decision timelines vary by site; some can respond quickly, while others may take longer depending on appointment availability and funding.
Credibility / transparency
- The Salvation Army publishes annual reports; their U.S. reporting notes they helped nearly 28 million people in 2024 through various services.
- BBB Wise Giving Alliance provides a national charity report on The Salvation Army (National Corporation).
- Charity Navigator has profiles for related Salvation Army entities; ratings can differ by entity/affiliate, so check the listing tied to your area or the entity you’re donating to.
Contact:
- Website: salvationarmyusa.org (rent/mortgage/utility help page + local locator)
- Phone: 1-800-725-2769
- Online intake in many areas: SAHelp.org (ZIP-code matching + confidential application where available)
How to Apply:
- Use the Salvation Army location search (or SAHelp.org) to find the office that serves your ZIP code.
- Call and ask specifically for “rent assistance” or “utility assistance” and whether you need an appointment.
- Bring documentation (ID, proof of income, lease/mortgage statement, and the bill/shutoff/eviction notice).
✅ Faith-based charity with transparent financials • Serving 23 million Americans yearly
Related help
- For electrical hazards and panel upgrades: Home Rewire Grants for Seniors.
- While waiting on other programs, you can also apply directly to income-based senior apartments.
5. Volunteers of America
What They Do:
Volunteers of America is a large, faith-based nonprofit founded in 1896 that provides affordable housing and supportive services in many communities nationwide. Programs vary by location and are often delivered through local affiliates.
Who may qualify (varies by program and location)
- Low to moderate income older adults seeking affordable housing or supportive services
- People with disabilities (some properties and services are designed for accessibility/support needs)
- Veterans (many VOA programs specifically serve veterans, and some veteran housing/services may prioritize those with the greatest need)
Services may include (availability varies by area)
- Affordable housing for older adults, veterans, families, and people with disabilities
- Supportive services connected to housing (often things like transportation or wellness supports, depending on the property)
- Senior care options in some locations via Volunteers of America National Services (VOANS), such as senior care communities and related supports
The Reality (what to expect)
- Many affordable housing properties (not just VOA) have limited openings, and wait times can be significant depending on your area and the specific property. VOA’s programs and waitlists are local, so the only reliable timeline is what your local office/property can tell you.
- Not every service listed above is offered everywhere—think of VOA as a network, not one single uniform program.
If the waiting list is long, income-based senior apartments and waitlist strategies explains how to widen your search area and follow up effectively.
Contact:
- Website: voa.org
- Phone: 703-341-5000
- Toll-free: 800-899-0089
- Address: 1660 Duke Street, Alexandria, VA 22314
How to Apply:
- Use VOA’s site to find services by location (search by ZIP/city/state).
- Contact the specific local affiliate or housing property to ask about eligibility, required documents, and waitlist status (these rules vary).
For urgent safety fixes and accessibility upgrades, check home repair grants for seniors.
Financial Assistance and Benefits
To maximize monthly relief, the senior benefits in 2026 step-by-step plan shows how to stack food, healthcare savings, and utility help without duplicating effort.
6. National Council on Aging (NCOA) ⭐⭐⭐⭐ (4-Star Charity Navigator)
What They Do
The National Council on Aging (NCOA) is a national nonprofit founded in 1950 and often described as one of the country’s longest-serving national organizations focused on aging. It helps older adults (and caregivers) find and enroll in benefits, reduce health and prescription costs, and improve financial stability—mostly through tools, education, and partnerships with local organizations.
Who Qualifies:
- Anyone can use NCOA’s free online tools (like BenefitsCheckUp).
- Many enrollment help programs focus on older adults with limited income, commonly using 200% of the federal poverty guideline as a screening target (program rules vary).
- SCSEP (employment training) has strict federal eligibility: age 55+, unemployed, and family income not more than 125% of the federal poverty guidelines.
Services and tools
- BenefitsCheckUp tool:a free, confidential tool that matches you to benefit programs by ZIP code and shows how to apply.
- Benefits Enrollment Centers (BECs): a national network of partner organizations that help low-income Medicare beneficiaries apply for programs that can reduce costs for health care, prescriptions, food, energy, and more.
- Senior Community Service Employment Program (SCSEP): community service/work-based training through the U.S. Department of Labor program for low-income, unemployed older adults.
- Financial and “aging well” planning resources (including NCOA’s educational tools and checkups).
The Reality (what to expect):
- BenefitsCheckUp is excellent for finding programs, but many benefits still require extra steps—paperwork, local offices, and follow-ups. (That’s where BECs/AAAs can help when available.)
- SCSEP has limited slots in many areas, so waitlists can happen.
If BenefitsCheckUp suggests programs you’ve never heard of, unclaimed benefits that low-income seniors miss explains the most overlooked high-impact options.
Recent Impact / scale (verified):
- NCOA reports a goal to improve the lives of 40 million older adults by 2030.
- NCOA’s Benefits Enrollment Center network includes 87 agencies across 38 states (as described in their 2024 overview).
- NCOA notes BECs have helped over half a million Medicare beneficiaries access money-saving programs.
Credibility
- Charity Navigator: 4-star rating.
- CharityWatch: shows program spending metrics and financial efficiency data.
Contact:
- Website: ncoa.org
- BenefitsCheckUp: benefitscheckup.org
- Phone: 571-527-3900 (Main Office) or use the contact form online.
- Address: 251 18th Street South, Suite 500, Arlington, VA 22202
How to Apply / get started:
- Start with BenefitsCheckUp to identify programs you may qualify for.
- If you want hands-on help applying, look for a Benefits Enrollment Center near you (when available).
- For SCSEP, use the U.S. Department of Labor SCSEP page to understand the program, then ask your local Area Agency on Aging or American Job Center where to apply.
Use our FPL benefits checklist to see what you likely qualify for and track applications.
Not sure how income limits work? Read Federal Poverty Level and Seniors for 2026 rules that programs use.
7. AARP Foundation ⭐⭐⭐⭐ (Charity Navigator: 4-Star)
What They Do:
AARP Foundation is AARP’s charitable affiliate focused on ending senior poverty by helping older adults build economic opportunity and security—especially through employment supports, food access, and practical assistance. AARP membership is not required to use Foundation services.
Who may qualify (varies by program)
- Many services are designed for adults age 50+ (some, like SCSEP, are 55+).
- Some programs prioritize people with low to moderate income.
- AARP membership is not required for AARP Foundation programs.
Services Include:
- Tax-Aide (free tax preparation): Volunteer-prepared tax returns, generally offered from early February to mid-April each year at thousands of sites nationwide.
- SCSEP (Senior Community Service Employment Program): Paid, part-time job training through community service for low-income, unemployed adults 55+ (authorized under the Older Americans Act and administered nationally).
- Legal advocacy (systemic change): AARP Foundation attorneys pursue broader legal advocacy for the rights of people 50+, particularly those with low income (this is not typically direct representation for individual cases).
- Find Help (local resource matching): A tool to find free or reduced-cost support for essentials like food, rides, housing, and health care.
The Reality:
- Tax-Aide is widely available during tax season, but many locations require appointments and can fill quickly.
- Employment programs like SCSEP have limited capacity and provide a modest income while building skills; they may not meet living-wage needs on their own.
If you’re using Tax-Aide, senior tax credits and free filing help highlights deductions and credits older adults commonly miss.
Credibility
-
Charity Navigator: AARP Foundation is rated 4 stars.
Contact:
- Website: aarpfoundation.org
- Tax-Aide Locator: AARP Tax-Aide Site Locator
- SCSEP Information: AARP Foundation SCSEP page (and local enrollment via program sponsors/American Job Centers)
How to Apply/ get started
- Tax-Aide: Use the site locator and book an appointment when your local site opens for the season (typically early February).
- SCSEP: Review eligibility (55+, low income, unemployed) and connect with your local SCSEP sponsor via the AARP Foundation SCSEP page or your American Job Center.
- Local essentials: Use Find Help to locate nearby support services for food, housing, rides, and health care.
If you’re using Tax-Aide or SCSEP, stack long-term benefits with the Senior Benefits in 2026 checklist to capture MSP, Extra Help, and SNAP.
Free Printables
Grab our checklist, quick action plan, and cheat sheet to get help faster.
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Application Checklist
One-page list of what to gather before you apply.
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Quick Action Plan
Step-by-step plan to contact 3 programs today.
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One-Page Cheat Sheet
Top programs, docs you’ll need, and pro tips.
These resources are provided by GrantsForSeniors.org.
Healthcare and Medical Assistance
If mobility or safety items are unaffordable, free medical equipment programs for seniors can help you locate loan closets and no-cost sources.
8. Dental Lifeline Network (Donated Dental Services)
What They Do:
Dental Lifeline Network runs Donated Dental Services (DDS), a program that connects eligible seniors and adults with disabilities to volunteer dentists and dental labs for comprehensive dental treatment—often including major restorative work that would otherwise be unaffordable.
Who may qualify (DDS)
You generally must meet one of the following and have no other way to pay for needed care (including using available dental insurance first):
- Age 65+, or
- Permanently disabled, or
- Medically compromised/medically fragile
Eligibility and intake details can vary by state program.
Services may include (varies by state and available volunteers)
- Comprehensive dental treatment (often restorative care)
- Dentures and oral surgery when clinically needed and available
- Treatment depends on volunteer capacity; some areas may limit scope or pause intake
Need care immediately? Follow Dental Emergency Help for Seniors.
Reality check: DDS is usually not fast—it’s designed for people who need extensive care and can wait for placement with a volunteer provider.
The Reality (what to expect)
- Waitlists are common and can range from months to a year or longer depending on your state and dentist availability.
- Availability and timelines depend heavily on the number of volunteer dentists in your region.
Contact:
- Website: dentallifeline.org
- Phone: 303-534-5360
- State Programs: Select your state on their map to view requirements and application details
To avoid delays and submit the right paperwork the first time, how to apply for Donated Dental Services walks through eligibility and documentation.
How to Apply
Apply through your state’s DDS program (requirements can differ). Be prepared to provide medical/financial information and documentation about coverage/denials if applicable.
If dental costs are the problem, start with dental assistance for seniors.
9. iCanConnect (National Deaf-Blind Equipment Distribution Program)
What They Do:
iCanConnect—also known as the National Deaf-Blind Equipment Distribution Program (NDBEDP)—provides free communication technology and training to eligible people with combined significant vision and hearing loss, to help them use phones, computers, and the internet.
Who Qualifies (federal guidelines)
To qualify, you generally must:
- Have significant vision and significant hearing loss (with professional verification), and
- Have household income at or below 400% of the Federal Poverty Guidelines, and
- Meet program residency/eligibility requirements handled by the local administering entity.
Services Include:
- Accessible smartphones/tablets, computers, and specialized software/hardware (e.g., screen readers, braille displays)
- Assessment, setup, and training through local program staff/partners
The Reality (what to expect)
- The process includes eligibility verification and an assessment; timelines vary by state/local provider, and it may take time to complete the full application-to-training cycle.
- Equipment and training are strong, but ongoing tech support can vary by local program. (Ask your state contact what support is offered after setup.)
Contact:
- Website: icanconnect.org
- Phone: 1-800-825-4595
- Apply / find your state contact: “How to Apply” and “Contact My State”
How to Apply:
Complete the application through your local iCanConnect program. A professional must attest that your combined hearing and vision loss meets the program definition, and you’ll provide income documentation (or proof you’re enrolled in a qualifying program).
For walkers, wheelchairs, bathroom safety gear, and DME coverage shortcuts, check free medical equipment for seniors.
Companionship and Social Support
Many seniors reduce loneliness through pets. Use our Pet Care Resources guide to find pet food support and low-cost veterinary options.
10. Pets for the Elderly Foundation
What They Do:
Pets for the Elderly Foundation helps adults age 60+ adopt a companion dog or cat by paying the adoption fee to participating shelters (the fee often includes spay/neuter and basic pre-adoption vet care when it’s part of that shelter’s adoption package).
Who Qualifies:
- Age 60+
- Able to care for a pet (shelter may screen for fit)
- Must adopt from a participating partner shelter in your area (availability varies by state and city).
Services may include (varies by shelter)
- Adoption fee assistance (amount depends on the shelter’s adoption fee)
- Some partner shelters also offer additional supports like vet assistance, pet retention help, or short-term food support for senior adopters (only at select locations).
The Reality (what to expect)
- The program is only available through participating shelters—if there isn’t a partner shelter near you, you may not be able to use it right now.
- You’re still responsible for ongoing costs like food, routine vet care, and emergencies.
- Coverage and restrictions can vary by shelter (which pets qualify, how much of the fee is covered, and what post-adoption support exists).
Credibility
-
Charity Navigator rating: Pets for the Elderly Foundation is currently listed as a 2-star charity on Charity Navigator (ratings can change, so it’s worth re-checking before donating).
Contact:
- Website: petsfortheelderly.org
- Phone: 480-625-4679
- Shelter Locator / participating shelters: Select your state to see current partner shelters and what each offers.
How to Apply:
Contact a participating shelter directly and ask about the Pets for the Elderly program. Bring an ID showing you meet the age requirement (60+), and be ready to complete the shelter’s adoption process.
After adoption, manage food, vet costs, and emergency planning with our pet care for seniors guide.
11. Little Brothers – Friends of the Elderly (LBFE)
What They Do:
Little Brothers – Friends of the Elderly (LBFE) is a volunteer-driven nonprofit network dedicated to reducing loneliness and social isolation among older adults through friendship, visits, and “celebrations of life”—especially around holidays.
Who Qualifies (typical — local chapters decide final eligibility)
Most chapters prioritize older adults who are:
- Age 60+
- Experiencing social isolation/loneliness or limited support
- Living in areas served by a local LBFE chapter/site
Services may include (varies by chapter)
- Friendly visiting / companionship (often a matched volunteer with regular check-ins or visits)
- Holiday meal celebrations and special-day visits (commonly Thanksgiving/Christmas/Easter in many chapters)
- Small-group social activities or community events
- Some chapters offer practical help like transportation or light support, but offerings are not uniform nationwide
If a chapter isn’t available in your city, senior centers with meals and social activities can provide weekly connection and practical supports.
The Reality (what to expect)
- LBFE is not available everywhere. It operates through a network of local sites, so services depend on where you live.
- Volunteer matching can take time and may depend on volunteer availability.
- Volunteers are typically screened by local chapters, but program capacity can shift with staffing and volunteer turnover (ask your local site what their current timeline looks like).
Where they operate (current network list)
LBFE’s national network lists sites in Boston, Chicago, Cincinnati, Minneapolis/St. Paul, San Francisco, Upper Michigan, plus a newer site in New York City.
Contact / how to apply
LBFE doesn’t use one universal intake line. The fastest route is to find your local site and contact them directly for an intake assessment and current availability.
- National network hub / locations: littlebrothers.org
- Example (Chicago): local contact page and phone are listed by the Chicago chapter
To add more daily social connection (and often low-cost meals/activities), browse your state’s senior centers directory.
Transportation Services
Compare free medical rides, public-transit discounts, and ADA options in transportation support for seniors.
12. GoGoGrandparent
Type: Phone-based rideshare & delivery concierge (paid service)
What They Do:
GoGoGrandparent helps older adults (and anyone without a smartphone) request rides, groceries, meals, and other errands by phone—no app required. It works as a concierge layer over services like rideshare and delivery providers.
Who Qualifies
- Any age (designed with seniors/caregivers in mind)
- Service availability depends on whether rideshare/delivery services operate in your area
- Payment required (this is not a charity and not a free program)
Services Include
- Phone-based ride requests (24/7 support)
- Rides for appointments and errands (non-emergency transportation)
- Grocery/meal/prescription delivery coordination (where available)
- Optional family notifications and ride monitoring features (plan-dependent)
The Reality: (what to expect)
- Not free: You pay the underlying ride/delivery cost plus GoGo fees (membership + per-use pricing).
- GoGo’s published pricing includes a per-minute ride fee (e.g., $0.27/minute) on top of the rideshare fare, and some features can add additional charges depending on how you book. Pricing can change, so check current plans before enrolling.
- Assistance may exist through local partnerships: In some places, county or state aging agencies partner with GoGoGrandparent to provide rides at no cost to eligible older adults (criteria set locally).
To reduce out-of-pocket ride costs, free medical rides and senior transportation discounts lists subsidized options to pair with rideshare.
Best use case
GoGoGrandparent is most helpful when a senior needs on-demand rides but can’t use apps—and when free/discount ride programs aren’t available quickly.
Contact:
- Website: gogograndparent.com
- Phone: 1-855-464-6872
- Coverage: Confirm service area and plan options on their website
How to Apply / get started
- Call to set up an account and review plan options and fees.
- If cost is a concern, ask your Area Agency on Aging whether your county offers a GoGoGrandparent partnership or other subsidized transportation options.
For subsidized or free options to pair with rideshare, scan local low- or no-cost ride programs.
Prescription Assistance
Many eligible seniors miss Extra Help and Medicare Savings Programs MSP—use the unclaimed benefits guide to spot and apply for drug-cost savings you may qualify for.
13. Partnership for Prescription Assistance (PPA)
What They Do:
The Partnership for Prescription Assistance (PPA) is a free matching service that helps people find patient assistance programs (PAPs) and other resources that may provide medications free or at very low cost—especially for people who are uninsured, underinsured, or missing adequate prescription coverage.
Who may qualify (varies by medication and manufacturer program)
Because PPA is a referral tool, eligibility depends on the specific program tied to your medication, but common requirements include:
- Income within the program’s limits (often around 300%–400% of the federal poverty guideline, but it varies)
- U.S. residency status requirements (varies by program)
- Prescription and provider involvement (most PAPs require your doctor to sign forms and include prescription details)
- Coverage rules: some PAPs are limited to people without prescription coverage, and others may allow Medicare beneficiaries depending on the program (rules differ by manufacturer).
Services Include:
- Medication-by-medication program matching through the “Get Prescription Help” portal
- Printable application forms and instructions for the programs you match with
- General guidance about how PAPs work (but PPA does not process your applications)
The Reality (what to expect)
- Each drug/company program has different rules, documents, and timelines.
- Applications can be time-consuming and often require your doctor’s office to complete part of the paperwork.
- PPA is an information and matching resource—you submit applications to the individual programs, and approvals/denials come from them.
- Watch for scams: PPA emphasizes it is free and will never ask for payment info.
Contact:
- Website: helpingpatients.org (PPA)
- Also known as: pparx.org (commonly referenced as the PPA site)
- Phone: 1-888-4PPA-NOW (1-888-477-2669)
- Program search/tool: “Get Prescription Help” on the PPA site
Before filling out manufacturer forms, Medicare Extra Help and prescription savings explains whether you may qualify for lower Part D copays first.
How to Apply
- Search by your exact medications using PPA’s “Get Prescription Help” tool.
- Print/download the matched applications and bring them to your doctor to complete the prescriber section.
- Submit to each program sponsor and follow up directly with that program about status.
Before you apply to manufacturer programs
Review Prescription Assistance for Seniors to compare Extra Help, MSP, state pharmacy assistance (where available), and patient-assistance programs.
If you’re on Medicare and have limited income
Extra Help can dramatically reduce Part D costs. For 2026, CMS lists maximum copays for people with full Extra Help as low as $1.60/$4.90 (generic/brand) for those at or below 100% FPL, and $5.10/$12.65 for those between 100%–150% FPL (until you reach the out-of-pocket threshold).
Technology and Education
Build digital confidence with the best apps for seniors list, including safety and scam-prevention tips.
14. SeniorNet
Type: Technology education (peer-led learning for older adults)
What They Do:
SeniorNet is a long-running nonprofit model built around “seniors teaching seniors,” offering computer and technology education for adults 50+ through local Learning Centers and community partners.
Who Qualifies:
- Typically adults age 50+ (exact eligibility can vary by local Learning Center).
- Access depends on whether there’s a Learning Center or partner program near you.
Services may include (varies by location)
- Basic computer skills (email, browsing, file management)
- Smartphone/tablet training
- Internet safety and scam awareness
- Photo sharing, video calls, and everyday tech tasks
(Course menus are set locally, so offerings differ by center.)
Between classes, beginner-friendly smartphone apps for seniors can help you practice calling, reminders, and basic online safety.
The Reality (what to expect)
- Fees are not standardized nationwide. Some centers charge a membership fee, some charge per class, and some operate through partner nonprofits or senior centers with their own pricing. (So avoid assuming a single national fee.)
- Not all areas have a Learning Center, and class quality can vary based on local staffing and volunteers.
- If cost is a barrier, ask your local center if they offer reduced-fee options or scholarships (policies vary locally).
Contact / how to find a class
- Learning Centers information: SeniorNet Learning Centers page (directory/info)
- Website: seniornet.org (use your existing link as the primary hub; local centers may have separate sites)
How to Apply / get started
- Find the nearest Learning Center or partner program and review their current class schedule and fees.
- Register online or by phone (depending on the center’s process).
- Between classes, practice with beginner-friendly apps and safety tips from our Best Apps for Seniors guide.
Special Needs and Emergency Support
When safety is the priority, medical alert systems for seniors and emergency readiness outlines practical options that can shorten response time during emergencies.
15. Second Wind Dreams
Type: Dream fulfillment for older adults in eldercare communities
What They Do
Second Wind Dreams is a nonprofit best known for its DREAMS® program, which helps fulfill meaningful, uplifting “dreams” for older adults living in nursing homes, assisted living, memory care, and other eldercare communities—often focusing on connection, dignity, and joy.
Who Qualifies (typical)
- Seniors living in an eligible participating eldercare community (often a long-term care or senior living facility connected to the program).
- Dreams must be safe and feasible for the resident and facility to support (final decisions depend on the facility and program resources).
- No income restrictions are generally emphasized because dreams are funded through donations and community support rather than income-tested benefits.
Services Include (examples)
- Reunions with loved ones or meaningful relationships
- Pet-related dreams (visits and other pet experiences, where appropriate)
- Special outings/experiences and “memory-making” moments supported by volunteers and donations
If a dream involves animal companionship, pet visit programs and senior pet support can help facilities plan safe, affordable options.
The Reality (what to expect)
- Dreams are typically donation-funded, so availability varies based on local support and the size/cost of the dream.
- Simple, lower-cost dreams are generally easier to fulfill than expensive or logistically complex requests.
- Many residents access the program through a facility membership model (the organization describes DREAMS® membership for eldercare communities), so participation can depend on whether a facility is enrolled.
Contact:
- Website: secondwind.org
- Phone: 678-624-0500
- Corporate office: 10892 Crabapple Road, Suite 300, Roswell, GA 30075
How to Apply
Dream requests are typically submitted through facility staff (often the activities/life enrichment director or social services team). If you’re a resident or family member, ask your facility who handles DREAMS® requests and whether the community participates.
If you need shelter or rehousing right now, follow the steps in Emergency Help for Homeless Seniors.
Comparison Table: Quick Reference Guide
If housing is your biggest stressor, housing and rent assistance programs for seniors explains what to apply for first and how waitlists really work.
| Organization | Primary Service | Typical Eligibility / Income Rules | Typical Wait Time | Geographic Coverage |
|---|---|---|---|---|
| Justice in Aging | Legal advocacy & policy work | Not direct aid (no income test for individuals) | N/A | National |
| Meals on Wheels | Home-delivered meals & wellness checks | Usually age 60+ and homebound; income rules vary by local program | Varies (often weeks–months) | National network (local providers) |
| Feeding America | Food banks, pantries & mobile distributions | Varies by pantry; many are need-based; CSFP “senior boxes” have strict income rules (often 130%–150% FPL) | Same-day to weeks (CSFP can be longer) | National network (local food banks) |
| The Salvation Army | Emergency rent/utility help, shelter, case management | Local eligibility; crisis documentation required; funding is limited | Varies (often days–weeks) | National network (local offices) |
| Volunteers of America (VOA) | Affordable housing & supportive services | Program/location-specific; often income-based; veterans programs may prioritize highest need | Varies (often months–years for housing) | National network (local affiliates) |
| National Council on Aging (NCOA) | Benefits screening + enrollment support tools Free tools for anyone | enrollment help targets low-income seniors; SCSEP requires ≤125% FPL | Varies by program/location | National |
| AARP Foundation | Tax prep (Tax-Aide), work supports, anti-poverty programs | Tax-Aide generally 50+; SCSEP requires 55+ + low income (≤125% FPL) membership not required | Seasonal for Tax-Aide; SCSEP varies | National |
| Dental Lifeline Network (DDS) | Donated dental care via volunteers | Typically 65+ or disabled/medically fragile + unable to afford care; state rules vary | Varies (often months+) | Many states (state programs vary) |
| iCanConnect (NDBEDP) | Donated dental care via volunteers | Free communication tech + training Significant vision + hearing loss | Varies (often weeks–months) | All states/territories via local partners |
| Pets for the Elderly Foundation | Adoption fee help | Age 60+; must adopt through participating shelter Immediate (if shelter participates) | Immediate (if shelter participates) | Select states/cities (partner shelters) |
| Little Brothers – Friends of the Elderly | Companionship, visits, holiday events | Older adults facing isolation; local intake rules vary | Varies by volunteer matching | Select cities/sites |
| GoGoGrandparent | Phone-based rideshare concierge (paid) | No income requirement; paid service; some local partnerships may subsidize | Rides typically same-day once enrolled | Where rideshare operates |
| Partnership for Prescription Assistance (PPA) | Matches to manufacturer assistance programs | Eligibility varies by medication/program; some exclude certain coverage scenarios | Varies by program | National |
| SeniorNet Tech | education for older adults | 50+; fees and access vary by local | Learning Center Varies (class schedules) | Select Learning Centers |
| Second Wind Dreams Dream f | fulfillment in eldercare facilities Typically through participating facilities | no income test; must be safe/feasible | Varies (donation-funded) | Varies (facility participation) |
Browse more how-tos and state guides in our housing section.
How to Choose the Right Charity
- Confirm coverage first: Does the program serve your ZIP code/county?
- Match the help to the need: food, rent, utilities, dental, benefits enrollment, transportation, companionship, etc.
- Prepare documents: photo ID, proof of age, proof of income/benefits, and any relevant bills/lease/notice.
- Apply to more than one program: funding and availability vary—stacking resources improves your odds.
To avoid fake “grant” offers, the scams vs. real help guide explains red flags and where legitimate aid actually comes from.
Realistic Timelines and Expectations
Getting help often takes longer than people expect—especially for housing and specialized medical care. Use this timeline to plan your next steps and apply to multiple programs at the same time. To keep follow-ups organized across multiple applications, the federal poverty level benefits checklist for seniors helps track documents, dates, and next calls.
Printable Application Tracker for Waitlists and Follow-Ups
The toolkit tracker pages help you log who you contacted, what documents were requested, and when to follow up for each program.
Immediate Help (Same Day to 1 Week)
For fast housing stabilization, emergency shelter and rapid rehousing steps for seniors lists what to do first and who to call by state.
These options are often the fastest because they’re designed for urgent needs:
- Food banks and pantries (often same-day or within a few days)
- Emergency shelters and crisis housing intake
- 211 and crisis hotlines for rapid referrals and local resources
Short-term Help (1-4 Weeks)
If you’re in the 1–4 week window, LIHEAP and short-term bill relief for seniors explains timelines, documents, and what typically moves fastest.
These programs may require documentation, eligibility checks, or appointments:
- Utility shutoff prevention and energy assistance (local nonprofits, LIHEAP-linked partners, Salvation Army-type programs)
- Emergency financial assistance (often limited funds and one-time help)
- Transportation services (enrollment and scheduling varies; paid services can be faster)
Medium-term Help (1-6 Months)
Common reasons for delay: waitlists, staffing limits, and capacity constraints.
To avoid missing openings, Section 8 and senior housing application timeline explains how long steps usually take and what to submit first.
- Meals on Wheels enrollment (varies widely by local provider)
- Housing assistance applications (Section 8/waitlists, senior housing applications, rental assistance programs)
- Medical equipment programs (availability depends on inventory, referrals, and local partners)
Long-term Help (6+ Months)
If you’re on a long dental waitlist, dental assistance programs for seniors in 2026 lists backup paths like clinics, schools, and plan-based coverage.
These typically involve limited supply and long waitlists:
- Affordable housing placement (income-based senior housing, subsidized units)
- Donated/volunteer dental care programs (often months to a year+ depending on your state and volunteer capacity)
For state-specific dental pathways, start at our Dental Grants hub. (Internal link) - Specialized medical services that require referrals and long scheduling windows
Keep paperwork moving with a printable benefits checklist that includes timelines, required documents, and follow-up reminders.
❓ Frequently Asked Questions
If you’re unsure where to start, the local Area Agency on Aging help line can connect you to benefits counselors and nearby programs.
Q: I don’t have internet access. How can I apply for these programs?
A: You still have options:
- Call 211 to get connected to local food, housing, utility, and benefits resources.
- Visit your public library (free internet + staff who can help you print or scan forms).
- Ask a trusted friend/family member to help you submit online forms.
- Many programs accept phone applications or will mail forms if you request them.
You can also get free one-on-one help applying and finding local resources through your local Area Agency on Aging (AAA)—use our Area Agencies on Aging directory.
Q: What documents do I need to apply for most programs?
A: It varies, but these are the most commonly requested:
- Government-issued photo ID (and proof of age if needed)
- Social Security number (sometimes a card is requested, but often the number is enough)
- Proof of income/benefits (Social Security award letter, pension statements, pay stubs, SSI/SSDI letters)
- Proof of residence (lease, mortgage statement, utility bill, mail with your name/address)
- Bills/notices related to the request (shutoff notice, past-due bill, eviction notice)
- Medical documentation if applying for disability/medical-related programs (when required)
Q: Can I apply for multiple programs at once?
A: Yes—and you generally should. Many programs are designed to work together. For example, you can receive Meals on Wheels while also using a food pantry, applying for SNAP, and getting help with utility bills. If you’re applying to several programs, stacking senior benefits strategy for 2026 shows a practical order that prevents duplicate paperwork.
Q: What if I’m denied for a program?
A: Don’t stop at “no.”
- Ask why you were denied (income limit, missing documents, funding closed, not in service area).
- Ask if there’s an appeal process or if you can reapply with additional documents.
- If you were denied due to funding/waitlists, ask for referrals to similar programs.
- If your situation changes (income drop, new medical need, eviction notice), it can affect eligibility—recheck.
Q: Are these programs really free?
A: Many are free or low-cost, but some may:
- Request a voluntary donation (like some meal programs)
- Use a sliding scale fee
- Require payment for an underlying service (e.g., paid rideshare)
Never let inability to pay stop you from asking—many programs have “no one turned away” policies or can refer you to alternatives. If someone promises guaranteed cash, real government help vs fake “free money” offers explains what legitimate programs can actually provide.
Q: How do I avoid scams when seeking help?
A: Use these rules of thumb:
- Legitimate programs do not require upfront fees to apply.
- Be cautious of unsolicited calls/texts asking for bank details, gift cards, wire transfers, or “processing fees.”
- Verify contact info by going to the organization’s official website and calling the number listed there.
- If someone pressures you to act immediately or won’t provide written details, treat it as a red flag.
For more, see our Scams vs. Real Help guide.
Additional Resources
For more state guides and vetted how-tos, the Grants for Seniors resource hub organizes housing, health, and financial help in one place.
Government Resources
- Eldercare Locator (local aging services): 1-800-677-1116 | eldercare.acl.gov
- Medicare(coverage, plans, appeals): 1-800-MEDICARE (1-800-633-4227) | medicare.gov
- Social Security Administration: 1-800-772-1213 | ssa.gov
- Benefits.gov (benefit finder): benefits.gov
Emergency Financial and local support
- 211 (dial 2-1-1): Local referrals for food, rent, utility help, and crisis services
- The Salvation Army: 1-800-725-2769
- Catholic Charities USA: 703-549-1390 | catholiccharitiesusa.org
- United Way: unitedway.org
Healthcare Resources
- Find a Health Center (HRSA) Health Resources and Services Administration: findahealthcenter.hrsa.gov
- NeedyMeds (medication discounts & assistance): needymeds.org
- Patient Advocate Foundation: 1-800-532-5274 | patientadvocate.org
Housing Resources
- HUD Housing Counseling: 1-800-569-4287 | hud.gov (find a counselor)
- National Low Income Housing Coalition (research & advocacy) : nlihc.org
Keep These Numbers and Next Steps on Paper
The print-friendly toolkit bundles emergency contacts, a documents checklist, and an application tracker so you can keep moving even without a computer.
For state-by-state directories and 600+ guides across housing, healthcare, utilities, and more, start at the Grants for Seniors homepage.
Disclaimer
Program details, eligibility rules, funding levels, and contact information can change at any time. Always confirm current requirements directly with the organization before applying.
This guide is provided for informational purposes only and does not guarantee eligibility, approval, or availability of services.
Application steps described reflect typical processes as of January 2026, but individual locations and partner agencies may:
- adjust requirements,
- pause intake,
- add waitlists, or
- change coverage due to funding constraints.
Nothing in this guide should be considered legal, financial, or medical advice. For decisions involving benefits, housing rights, debt, Medicare, or health care, consult a qualified professional (or a trusted local resource such as your Area Agency on Aging or legal aid office).
Sources and verification
This guide was compiled using information from:
- Official nonprofit and government websites
- Charity accountability sources (including Charity Navigator)
- Public policy and research organizations
Data sources referenced
- U.S. Census Bureau: Supplemental Poverty Measure (SPM) poverty/income data (latest annual release available in 2025)
- National Council on Aging (NCOA): program descriptions and published impact reporting
- Justice in Aging: policy analysis and issue briefs relevant to older adults in 2026
- KFF (Kaiser Family Foundation): analysis on Medicare, affordability, and poverty among older adults (2025)
Verification standard
All listed charity contact details, eligibility descriptions, and star ratings were checked against publicly available sources and verified as of February 2026.
About the Authors