Medicare Savings Programs in Hawaii

Last updated: April 7, 2026

Bottom line: Hawaii runs Medicare Savings Programs through the Department of Human Services Med-QUEST Division. If your income and savings are limited, these programs can pay some or all of your Medicare Part A and Part B costs, and Hawaii lets seniors apply through one combined Medicaid application system online, by phone, by mail, or by fax.

Hawaii does not have a separate Hawaii-only Medicare Savings Program beyond the four standard categories: Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), Qualifying Individual (QI), and Qualified Disabled and Working Individual (QDWI). The real Hawaii issue is how to get Med-QUEST to place you in the right category, how to use the MyBenefits Hawaii application portal, and what to do if you get a wrong bill or a denial notice.

Emergency help now

• If you already have QMB and got a bill for a Medicare-covered service, call the provider’s billing office now, say you are in the QMB program, and if they do not fix it, call 1-800-MEDICARE at 1-800-633-4227.
• If you cannot keep paying your Medicare premiums, start an MSP application today through MyBenefits Hawaii or call Med-QUEST at 1-800-316-8005.
• If Med-QUEST denied or cut off help, ask for an informal review or administrative hearing within 90 calendar days using the official Hawaii appeal rules.

Quick help

• Fastest online path: Use MyBenefits Hawaii.
• Fastest phone path: Call Med-QUEST at 1-800-316-8005. On Oahu, you can also call 808-524-3370 through the official contact page.
• Best free Medicare counselor: Call Hawaii SHIP at 1-888-875-9229.
• Best island-by-island application help: Use Med-QUEST’s Community Partners list.
• Best help for Medicaid plan problems: Call the Hawaii Medicaid Ombudsman at 1-888-488-7988.

What Medicare Savings Programs are and why they matter for seniors in Hawaii

Start with Med-QUEST, not Medicare. In Hawaii, Medicare Savings Programs are state-administered through the Med-QUEST Division. The same Hawaii system used for Medicaid applications is also the front door for MSP help, which is why the official Med-QUEST apply page is more important for local seniors than most generic national articles.

That matters because Hawaii is not county-run for this benefit. The eligibility rules are statewide. What changes by island is where you get in-person help and which local community partners are close to you. A senior in Honolulu, Hilo, Kona, Wailuku, Kaunakakai, Lanai City, or Lihue is still dealing with the same Med-QUEST program, but the easiest office or helper may be different.

It also matters because MSP-only help is not the same as full Medicaid. In the Hawaii Medicaid Enrollment Report dated January 15, 2026, Med-QUEST counted 8,690 “Medicare Savings Only” beneficiaries in December 2025. Those seniors were getting cost help through MSP eligibility groups, not full Medicaid managed care. That difference affects billing, plan choices, and whether someone can join one of Hawaii’s dual eligible plans.

Quick facts for Hawaii seniors

• Best immediate takeaway: Hawaii uses one combined Med-QUEST application for MSP and other medical help.
• Major rule: QI is first-come, first-served and must be renewed every year under Medicare’s QI rules.
• Realistic obstacle: Paper cases for older adults often slow down when proof of income, resources, or spouse information is missing.
• Useful fact: Med-QUEST says it will usually decide eligibility within 45 calendar days, or 90 days if permanent disability is claimed.
• Best next step: If you are close to the limit, apply anyway. Medicare says people should still apply even when they are not sure they qualify.

Who qualifies in plain language

• You must be in Hawaii and connected to Medicare. Most seniors applying for QMB, SLMB, or QI already have Medicare Part A. QDWI is for a smaller group of people under age 65 who are disabled, working, and paying for Part A.
• Your countable monthly income must be under Hawaii’s limit for the program you fit.
• Your countable resources must be under Hawaii’s limit unless a specific exclusion applies.
• QI is only for people who do not qualify for other Medicaid coverage or benefits, according to Medicare’s QI rules.
• If you are a little over the line, still apply. Hawaii and Medicare both warn that countable income is not always the same as the amount you see deposited each month.

How married seniors are treated

If you are married and living with your spouse, Med-QUEST will usually need both spouses’ financial information because the married-couple income and resource limits apply. If you file a paper application based on age, blindness, disability, or long-term care, the DHS 1100B instructions say to complete spouse information even if the spouse is not applying. If you are separated or not living together, ask Med-QUEST to explain how your household should be counted before you assume you are over income.

QMB vs SLMB vs QI vs QDWI explained simply

For most Hawaii seniors, the practical choice is between QMB, SLMB, and QI. QDWI is real, but it mostly helps younger disabled workers who lost premium-free Part A after returning to work.

Program	What it pays	Who it usually fits in Hawaii	Automatic Extra Help?
Qualified Medicare Beneficiary (QMB)	Part A premium if needed, Part B premium, and Medicare deductibles, coinsurance, and copayments for Medicare-covered care	Seniors with the lowest countable income who have Medicare Part A	Yes
Specified Low-Income Medicare Beneficiary (SLMB)	Part B premium only	Seniors above QMB but still low-income	Yes
Qualifying Individual (QI)	Part B premium only	Seniors above SLMB who do not qualify for other Medicaid coverage	Yes
Qualified Disabled and Working Individual (QDWI)	Part A premium only	People under 65 who are disabled, working, and lost premium-free Part A	Do not assume so

Whether the senior automatically gets Extra Help too

If you qualify for QMB, SLMB, or QI, Medicare says you automatically qualify for Extra Help, also called the Medicare Part D Low-Income Subsidy. That can lower prescription drug costs. If you fit QDWI, do not assume Extra Help is automatic just because Part A premium help was approved. In that situation, ask Social Security about Extra Help too.

Income limits for seniors in Hawaii

The official Hawaii 2026 MAGI-excepted income standards chart, effective January 13, 2026, lists these monthly MSP limits for a one-person household and a married couple. These Hawaii numbers are higher than the mainland figures you may see in generic national articles.

Program	One person monthly income	Married couple monthly income	One person resource limit	Married couple resource limit
QMB	$1,530	$2,075	$9,950	$14,910
SLMB	$1,836	$2,490	$9,950	$14,910
QI	$2,066	$2,801	$9,950	$14,910
QDWI	$3,060	$4,149	$4,000	$6,000

Important: Most seniors use the one-person or married-couple line, but Hawaii’s chart also shows larger household sizes. If you support other relatives living with you, ask Med-QUEST which household size should be used in your case.

Asset limits and what counts toward the limit

Hawaii does use resource limits for MSPs. The easiest plain-language list comes from Medicare & You 2026, which explains what usually counts and what usually does not.

• Usually counts: money in checking or savings, certificates of deposit, stocks, bonds, mutual funds, cash, and individual retirement accounts (IRAs).
• Usually does not count: your home, your car, household items, a burial plot, up to $1,500 per person for burial expenses, and life insurance policies.
• QDWI has a lower asset limit: $4,000 for one person and $6,000 for a couple under Hawaii’s 2026 chart.
• Married couples should expect combined resource review when they live together.

If you have a trust, property other than your home, cash-value issues, or old insurance paperwork you do not understand, do not guess. Apply and ask Med-QUEST, Hawaii SHIP, or Legal Aid to review how your resources are being counted.

Best Hawaii options and how each one works

Qualified Medicare Beneficiary (QMB)

• What it is: The strongest MSP. It pays Medicare Part A and Part B premiums and also protects you from Medicare deductibles, coinsurance, and copayments for Medicare-covered care.
• Who can get it or use it: Hawaii Medicare beneficiaries with Part A and countable income and resources under the QMB limits.
• How it helps: This is the program most likely to stop a low-income senior’s medical bills from snowballing.
• How to apply or use it: Apply through MyBenefits Hawaii, the Med-QUEST apply page, or by phone at 1-800-316-8005.
• What to gather or know first: Have your Medicare card, proof of income, proof of resources, and any current bills you want fixed after approval.

Specified Low-Income Medicare Beneficiary (SLMB)

• What it is: A program that pays the Medicare Part B premium only.
• Who can get it or use it: Seniors whose income is above QMB but within the SLMB limit and who have Medicare Part A.
• How it helps: It removes the monthly Part B premium cost from a tight retirement budget.
• How to apply or use it: Use the same Med-QUEST application used for all Hawaii MSP requests.
• What to gather or know first: Bring current income proof and bank or retirement account statements so Med-QUEST can place you in the right tier.

Qualifying Individual (QI)

• What it is: Another program that pays the Part B premium only.
• Who can get it or use it: Seniors above SLMB but below the QI limit who do not qualify for other Medicaid coverage.
• How it helps: It can still save a meaningful amount every month even when QMB or SLMB is not available.
• How to apply or use it: Apply through Med-QUEST as early as you can. Medicare says QI is first-come, first-served and gives priority to people who had QI the year before.
• What to gather or know first: QI must be renewed every year, so keep your notices and reapply promptly.

Qualified Disabled and Working Individual (QDWI)

• What it is: A smaller MSP that pays the Medicare Part A premium only.
• Who can get it or use it: People under 65 who are disabled, working, not otherwise eligible for Medicaid, and eligible to enroll in Medicare Part A.
• How it helps: It can keep Part A coverage affordable for someone who returned to work and lost premium-free Part A.
• How to apply or use it: Start with Med-QUEST and also be ready to work with Social Security on the Medicare side.
• What to gather or know first: Have proof of disability status, work status, and any Medicare premium bills for Part A.

MyBenefits Hawaii / KOLEA and the Med-QUEST paper application

• What it is: Hawaii’s combined online application system for Medicaid and MSP help. Med-QUEST also refers to the online path as KOLEA.
• Who can get it or use it: Seniors, caregivers, and adult children helping a kupuna apply.
• How it helps: It gives you one state-run door instead of making you chase several agencies.
• How to apply or use it: Start at MyBenefits Hawaii, call 1-800-316-8005, or use the official apply page for paper and fax options.
• What to gather or know first: If you are applying by paper on the basis of age, blindness, disability, or long-term care, Med-QUEST says to include DHS 1100 and the DHS 1100B supplement. The current DHS 1100 form also says to sign and submit the application even if you do not have every document yet; Med-QUEST says it will follow up within 1 to 2 weeks if more proof is needed.

Free Hawaii help: Hawaii SHIP and Med-QUEST Community Partners

• What it is: Hawaii SHIP is the state’s free Medicare counseling program, and Med-QUEST Community Partners are local organizations approved to help people apply.
• Who can get it or use it: Medicare beneficiaries, caregivers, adult children, and people who need phone or in-person help.
• How it helps: These programs can explain Medicare notices, compare coverage, help with MSP applications, and troubleshoot wrong bills.
• How to apply or use it: Call Hawaii SHIP at 808-586-7299 or 1-888-875-9229. For island-specific application help, use Med-QUEST’s Community Partners list.
• What to gather or know first: Oahu partners include Legal Aid Society of Hawaiʻi, Kōkua Kalihi Valley, Waikiki Health, and We Are Oceania. Neighbor-island partners include clinics and helpers on Hawaii Island, Maui County, Molokai, Lanai, and Kauai.

If you qualify for full Medicaid too

• What it is: Some seniors do not stop at MSP-only status. Med-QUEST may find they also qualify for full Medicaid benefits.
• Who can get it or use it: Seniors who meet the rules for fuller Hawaii Medicaid coverage, not just premium help.
• How it helps: Full Medicaid may add services and plan coordination beyond what MSP-only status gives.
• How to apply or use it: Use the same Med-QUEST application. If Med-QUEST says you are a full-benefit dual eligible person, review the official Hawaii D-SNP FAQ.
• What to gather or know first: Hawaii says only full-benefit dual eligibles can enroll in a Dual Eligible Special Needs Plan (D-SNP). MSP-only partial duals cannot. Hawaii also changed its dual-plan rules in 2026 so that new D-SNP enrollment is limited to the aligned Fully Integrated Dual Eligible Special Needs Plan (FIDE-SNP) offered by the same organization as the person’s QUEST Integration plan.

How to apply for MSP in Hawaii without wasting time

• Use the combined Med-QUEST application first. Do not wait for a special Medicare form that may never come.
• Pick the easiest route you can actually finish. Online is fastest for many families, but Hawaii also allows phone, mail, and fax applications through the official apply page.
• If you are 65 or older and applying by paper, check whether DHS 1100B is needed. This is a common place where older-adult cases stall.
• Submit the signed application even if you are still chasing a few papers. The current DHS 1100 form tells applicants not to hold the filing just because every proof is not ready on day one.
• Send missing proof quickly. Use the fax number or office instructions from Med-QUEST as soon as you get a request letter.
• Keep copies of everything. Save the application, fax confirmation, notices, and the date you filed.
• If you need human help, use a community partner or Hawaii SHIP. This is especially important if English is not your first language or you are helping a parent from another island.

What documents older adults should gather first

• ☐ Medicare card
• ☐ Social Security award letter or proof of Social Security income
• ☐ Pension, retirement, wage, or other monthly income proof
• ☐ Recent statements for checking, savings, CDs, stocks, bonds, mutual funds, and IRAs
• ☐ Proof of Hawaii address and identity
• ☐ Any Medicare premium bills, especially if you pay Part A or Part B directly
• ☐ Spouse information if married, even if only one spouse is applying
• ☐ Disability and work records if QDWI or disability-based eligibility may apply
• ☐ Any Med-QUEST, Medicare, or Social Security notices you already received
• ☐ Authorized representative information if a caregiver or adult child is helping

How long approval usually takes and what happens after approval

According to MyBenefits Hawaii’s receiving benefits page, Med-QUEST will usually determine eligibility within 45 calendar days. If you are claiming eligibility based on permanent disability, Med-QUEST says it has 90 calendar days to make the decision.

If Med-QUEST needs more proof, it will send you a letter. If you qualify for MSP only, you should expect an eligibility notice and then system updates between Med-QUEST, Medicare, and sometimes Social Security. If you qualify for full Medicaid too, Hawaii may also send a health plan choice packet or other plan materials. Keep every approval letter. You may need it if billing systems lag behind your new status.

After approval, do these three things: carry your Medicare card and any Medicaid or QMB proof, read your notice to confirm which program you got, and call right away if your Medicare premium bill or deduction does not match the approval you received. For QI, remember that the program must be renewed every year.

If you need to drop off paperwork or want the nearest office, use the official Med-QUEST office list. Hawaii uses a statewide toll-free number and fax, but the walk-in addresses are different by island.

Island area	Service center locations	How to contact
Oahu	Honolulu: 1350 S. King Street, Suite 200, Honolulu, HI 96814 Kapolei: 601 Kamokila Boulevard, Room 415, Kapolei, HI 96707 Waipahu: 94-275 Mokuola Street, Suite 301, Waipahu, HI 96797	Oahu call center: 808-524-3370 Statewide toll-free: 1-800-316-8005 Fax: 1-800-576-5504
Hawaii Island	Hilo: 1404 Kilauea Avenue, Hilo, HI 96720 Kona: 75-5591 Palani Road, Suite 3004, Kailua-Kona, HI 96740	1-800-316-8005 Fax: 1-800-576-5504
Maui County	Wailuku: 210 Imi Kala Street, Suite 101, Wailuku, HI 96793 Lanai: 730 Lanai Avenue, Lanai City, HI 96763 Molokai: 65 Makaena Street, Room 110, Kaunakakai, HI 96748	1-800-316-8005 Fax: 1-800-576-5504
Kauai	Dynasty Court, 4473 Pahee Street, Suite A, Lihue, HI 96766	1-800-316-8005 Fax: 1-800-576-5504

What to do if a doctor bills a QMB enrollee

Do not ignore the bill. If you are in QMB and the charge is for a Medicare-covered item or service, CMS says providers and suppliers, including pharmacies, cannot bill QMB beneficiaries for Medicare cost-sharing. Medicare gives the same warning on its MSP page.

• Call the billing office. Say: “I am in the Qualified Medicare Beneficiary program. Please stop billing me for Medicare cost-sharing.”
• Show proof. Bring your Medicare card and Medicaid or QMB proof. If you have Original Medicare, show the Medicare Summary Notice that says you are in QMB.
• Ask the provider to correct the claim and pull back collections.
• If the provider does not fix it, call 1-800-MEDICARE at 1-800-633-4227. TTY users can call 1-877-486-2048.
• Call Hawaii SHIP for local help reading the bill or explaining the rule to a provider.
• Keep copies of every bill and every name, date, and phone call.

Important: QMB protects you from Medicare cost-sharing for Medicare-covered care. It does not automatically wipe out charges for services Medicare does not cover or a true private contract situation. If you are unsure, ask Hawaii SHIP to look at the bill before you pay it.

Reality checks

• MSP-only is not the same as having a regular QUEST health plan. Many Hawaii seniors still use Medicare for their care, and the MSP helps with the costs.
• Older-adult paper cases can bog down fast. Missing spouse information, asset proof, or the age/disability supplement can cost weeks.
• QI is less stable than QMB or SLMB. It is annual, first-come, and not meant for people who already qualify for other Medicaid benefits.
• Systems do not always update at the same speed. Even after approval, you may still need to call when a premium bill or provider claim does not reflect your new status.

Common mistakes to avoid

• Waiting until you have every document before filing
• Using only national income numbers and missing Hawaii’s higher limits
• Thinking QMB, SLMB, QI, and full Medicaid are all the same thing
• Ignoring Med-QUEST mail because the envelope looks routine
• Assuming a spouse’s finances do not matter when you live together
• Paying a QMB bill without first checking whether the charge was illegal
• Missing the 90-day Hawaii appeal deadline after a denial notice

Best options by need

• If the main problem is medical bills and cost-sharing: Aim for QMB.
• If the main problem is the monthly Part B premium: Look closely at SLMB and QI.
• If you are under 65, disabled, and working: Ask about QDWI.
• If you need free local help with the application: Call Hawaii SHIP or use a Med-QUEST Community Partner.
• If you may qualify for more than MSP-only: Ask whether Med-QUEST should also review you for full Medicaid.
• If you are over the MSP line but still struggling with drug costs: Check Extra Help through Social Security.

What to do if the senior is denied, delayed, or blocked

• Call Med-QUEST first. Ask exactly why the case was denied or delayed, what proof is missing, and whether the worker needs anything else.
• If more than 45 days have passed, say so clearly. If the case is disability-based, use the 90-day rule instead.
• Request review in time. Hawaii says you can request an informal review or an administrative hearing, and the request must be received within 90 calendar days from the date of the notice.
• Use a representative if needed. Hawaii lets you have an authorized representative, and it says you can ask for an interpreter or other communication help for the review or hearing.
• Get free backup help. Call Hawaii SHIP, a Community Partner, or Legal Aid if the denial notice is confusing or the case is not moving.
• Keep filing proof even while you argue. Some denials are really missing-document cases, not true eligibility failures.

Plan B / backup options

• Ask about full Aged, Blind, or Disabled Medicaid. The Hawaii Medicaid programs page shows that MSP is only one part of Med-QUEST’s older-adult coverage system.
• Ask about Hawaii’s Medically Needy Spenddown Program if you are aged, blind, or disabled and over the income line but have high medical expenses.
• Apply for Extra Help through Social Security at SSA’s Extra Help page if prescription costs are the main problem.
• Review your Medicare coverage with Hawaii SHIP. If MSP is denied, a better Medicare Advantage or Part D plan may still reduce your out-of-pocket costs.
• Reapply if your finances changed. A drop in income, a spouse’s death, or a change in savings can make a real difference.

Local Hawaii resources for free help

• Med-QUEST Customer Service: Apply, check status, report changes, or find your worker. Oahu: 808-524-3370. Neighbor Islands: 1-800-316-8005. TTY: 711. Use the official Med-QUEST contact page.
• MyBenefits Hawaii: Use the secure application portal if you or your caregiver can apply online.
• Hawaii SHIP: Free, local, one-on-one Medicare counseling through the Executive Office on Aging. Call 808-586-7299, toll-free 1-888-875-9229, or TTY 1-866-810-4379 through the official SHIP page.
• Community Partners: Use Med-QUEST’s statewide Community Partners list for local help on Oahu, Hawaii Island, Maui County, Molokai, Lanai, and Kauai.
• Hawaii Medicaid Ombudsman: For Medicaid access and plan problems, call 1-888-488-7988 or 808-746-3324, or use the official ombudsman page.
• Legal Aid Society of Hawaiʻi: Med-QUEST lists Legal Aid as a Community Partner on Oahu. Call 808-536-4302, Option 2, or visit the Legal Aid Society of Hawaiʻi.
• Medicare: For QMB billing complaints or claims questions, call 1-800-633-4227, TTY 1-877-486-2048, or use Medicare’s contact page.
• Social Security: For Extra Help or QDWI questions, call 1-800-772-1213, TTY 1-800-325-0778, or use Social Security’s Extra Help page.

Diverse communities

Seniors with Disabilities

Hawaii says Med-QUEST offers free aids and services for people with disabilities, including qualified sign language interpreters and information in large print, audio, and accessible electronic formats. If you are applying on a disability basis, review the paper-form instructions closely because disability-based cases can involve more forms and a longer decision window.

Immigrant and COFA Seniors

If English is not your first language, the DHS 1100 application tells applicants to call 1-800-316-8005 for free interpreter help. For seniors from Compact of Free Association communities, Med-QUEST’s Community Partners list includes We Are Oceania on Oahu, which can be especially helpful for paperwork and language support. Immigration status can change which Medicaid category is available, so do not rely on assumptions.

Rural Seniors with Limited Access

Neighbor-island seniors do not need to fly to Oahu to start an MSP application. Hawaii has Med-QUEST offices in Hilo, Kona, Wailuku, Kaunakakai, Lanai City, and Lihue, and the Community Partners list includes local helpers such as Hāna Health, Lānaʻi Community Health Center, Molokai Community Health Center, Ho‘ola Lahui Hawaiʻi, and clinics on both sides of Hawaii Island.

Frequently asked questions

What are the 2026 Hawaii income limits for Medicare Savings Programs?

For 2026, Hawaii’s official chart sets the monthly countable income limits at $1,530 for QMB, $1,836 for SLMB, $2,066 for QI, and $3,060 for QDWI for a one-person household. For a married couple, the limits are $2,075, $2,490, $2,801, and $4,149. Resource limits are $9,950 for one person and $14,910 for a couple for QMB, SLMB, and QI, while QDWI uses $4,000 and $6,000.

Do I apply through Medicare or through Hawaii Med-QUEST?

You apply through Hawaii Med-QUEST, not directly through Medicare. Medicare explains the rules, but Hawaii decides whether you fit QMB, SLMB, QI, or QDWI. If you apply for Extra Help through Social Security, Social Security can also start the MSP process by sending your information to the state unless you opt out.

Do I have to use MyBenefits Hawaii or KOLEA to apply?

No. The official Hawaii apply page says you can apply online, over the phone, by mail, or by fax. For many older adults, phone or paper is easier. If you cannot manage the application alone, use Hawaii SHIP or a Community Partner.

If only one spouse has Medicare, can a married couple still apply?

Yes. One spouse can apply even if the other spouse is not on Medicare, but Med-QUEST will usually still need both spouses’ financial information if they live together. Hawaii’s paper DHS 1100B instructions specifically say spouse information is needed in many age- and disability-based cases.

If I get QMB in Hawaii, can my doctor or hospital bill me?

For Medicare-covered services, they should not bill you for deductibles, coinsurance, or copayments. CMS and Medicare both say QMB beneficiaries have strong billing protections. If you get a bill anyway, contact the billing office, show your QMB proof, and call 1-800-MEDICARE if the problem continues.

Does Hawaii automatically give Extra Help when MSP is approved?

If you get QMB, SLMB, or QI, Medicare says you automatically qualify for Extra Help with Part D costs. That is one reason these programs matter so much. If you are approved for QDWI, ask Social Security about Extra Help separately instead of assuming it is automatic.

Can MSP-only beneficiaries join a dual plan in Hawaii?

No. Hawaii’s official D-SNP guidance says D-SNP enrollment is limited to full-benefit dual eligible individuals. If Med-QUEST approves you for MSP only, you are a partial-benefit dual eligible person, and that is not enough for Hawaii D-SNP enrollment.

What if Med-QUEST denies me or takes too long?

Start by calling Med-QUEST and asking what is missing. If you disagree with the decision, Hawaii allows an informal review or administrative hearing, and the request must be received within 90 calendar days of the notice date. If the case is just stuck, remind Med-QUEST of the normal 45-day decision rule, or 90 days for permanent disability cases.

Resumen en español

En Hawái, los Programas de Ahorro de Medicare se solicitan con la División Med-QUEST, no directamente con Medicare. El portal principal es MyBenefits Hawaii, pero también puede solicitar por teléfono, correo o fax. Los programas más importantes para la mayoría de los adultos mayores son QMB, SLMB y QI. QMB es el más fuerte porque puede pagar las primas de Medicare y también protegerle contra deducibles, copagos y coseguro de servicios cubiertos por Medicare.

Si necesita ayuda gratis en Hawái, llame a Hawaii SHIP al 1-888-875-9229 para orientación sobre Medicare. Para ayuda local con la solicitud, use la lista oficial de Community Partners. Si recibe una factura incorrecta y usted ya tiene QMB, no la ignore; puede llamar a Medicare al 1-800-633-4227. Si Med-QUEST niega la solicitud, Hawái permite pedir una revisión informal o una audiencia administrativa dentro de 90 días. Guarde todas sus cartas, su tarjeta de Medicare y cualquier prueba de ingreso y recursos.

About This Guide

This guide uses official federal, state, and other high-trust nonprofit and community sources mentioned in the article.

Editorial note: This guide is produced based on our Editorial Standards using official and other high-trust sources, regularly updated and monitored, but not affiliated with any government agency and not a substitute for official agency guidance. Individual eligibility outcomes cannot be guaranteed.

Verification: Last verified April 7, 2026, next review August 7, 2026.

Corrections: Please note that despite our careful verification process, errors may still occur. Email info@grantsforseniors.org with corrections and we respond within 72 hours.

Disclaimer: This article is informational only. It is not legal, financial, medical, tax, disability-rights, immigration, or government-agency advice. Program rules, policies, and availability can change. Confirm current details directly with the official program before acting.