Help for Seniors in Kentucky
Kentucky is one of the most low-cost states considering the cost of living and housing prices. There are various natural locations that seniors can enjoy in their spare time. It offers several programs and services that can ease the lives of the elderly. These programs are offered by the federal government, the State of Kentucky, and local communities.
Housing and Rent Assistance
The Kentucky Section 8- Housing Choice Voucher Program is subsidized by the federal authorities for low and moderate-income families. The main aim of this program is to make sure that everyone is able to live at their home without worrying about financial difficulties. Seniors are prioritized by this program. Eligible candidates can choose an apartment, flat, or house to live in by their choice. Almost 70 percent of the rent is covered by this program based on the total household income of the applicant. For more information, please visit https://www.hud.gov/states/kentucky/renting.
Kentucky Housing Corporation is a local organization that aims to make sure that residents of Kentucky live in secure and low-cost houses. Some of their programs for low-income people are as follows
- Kentucky Balance of State Continuum of Care: The KY BoS CoC operates to fight against homelessness in Kentucky. It offers emergency, temporary, and permanent housing and rental assistance for people in need.
- Emergency Solutions Grant Program (ESGP): This program is specifically designed for homeless people. It assists cash support for them to live in a permanent house.
- Housing Opportunities for Persons with AIDS (HOPWA): HOPWA is particularly for people who are suffering from Acquired Immune Deficiency Syndrome. Eligible participants can benefit from housing assistance.
- Olmstead Housing Initiative (OHI): OHI is created by both KHC and Kentucky Cabinet for Health and Family Services. They partnered up to assist housing support for people with serious illness.
- Recovery Kentucky: This program assists health and recovery assistance for those who suffer from domestic violence, addiction issues, or chronic illnesses.
Further information can be accessed by clicking on the following link https://www.kyhousing.org/Programs/Pages/default.aspx or get in touch with 800 633 8896.
Home Equity Conversion Mortgage was created and has been funded by the Bank of England Mortgage in Kentucky. This is a reverse mortgage service particularly designed for senior landlords. Eligible participants have their own homes and do not need to repay their mortgages as long as they continue to live in their homes. Participants have to take good care of these houses and pay the taxes and insurance by the law.
- You must be a landlord and the home must be your primary residence.
- You must be at the age of 62 or older.
- Your home must meet the criteria of FHA.
- You must not have any federal loan.
- You must complete the counseling given by the Home Equity Conversion Mortgage
For additional questions, please visit https://www.boekentucky.com/products/reverse-mortgage.php or make a phone call at 859 492 4221.
Kentucky Transitional Assistance Program (KTAP) is sponsored by the Kentucky Cabinet for Health and Family Services. The mission of this program is to offer cash support for low and moderate-income individuals. Eligible candidates can benefit from this program for up to 60 months. The two main criteria are the total income of the household and the size of the family. Apart from financial assistance, this program may provide medical and transportation support for eligible people. To learn more, go to https://chfs.ky.gov/agencies/dcbs/dfs/fssb/Pages/ktap.aspx or dial 502 564 3440.
The Chronic Disease Prevention and Health Promotion Branch was created and has been managed by the Department for Public Health. Seniors who have chronic diseases such as arthritis, colorectal cancer, asthma, heart disease, chronic obstructive, lung cancer, stroke, and so on are acceptable for this health benefit. This program runs comprehensive tests and research for medical treatment. It also provides cash support for the treatment depending on the financial and health situation of the applicant. You may visit https://chfs.ky.gov/agencies/dph/dpqi/cdpb/Pages/default.aspx or call 502 564 7996.
Kentucky Prescription Assistance Program is subsidized by the Department for Public Health. Older people who are not able to pay their prescription drug expenses may consider applying for this program. Apart from providing discounts on Medicaid expenses, it may propose regular discounts on prescriptions which is acceptable in particular drug stores. To learn more, please go to https://chfs.ky.gov/agencies/dph/dpqi/hcab/Pages/kpap.aspx or call 1 800 633 8100.
Utility Bills Assistance
The Salvation Army Kentucky is a well-known charity organization that presents different programs for older people. This organization offers to help with housing issues, food support, clothing needs, health and medical care, and also utility assistance. Seniors who need any of these services can get in touch with the Salvation Army Kentucky. People who are looking for utility assistance can have cash support to pay their bills. For more information, please go to https://webmanager.salvationarmy.org/southwest-ohio/central-kentucky/rent–utility-assistance or dial 859 252 7706.
Atmos Energy is a local electricity firm that runs a program called Bill Payment Assistance. People who are affected because of Covid-19, losing their jobs, or in need of utility bill assistance for any reason may consider applying for this benefit. Atmos Energy prepares payment plans and also offers cash support for their bills based on the applicant’s financial situation. The link to their official website is as follows https://www.atmosenergy.com/customer-service/bill-payment-assistance#atmos-accordion-item-4 or call 866 322 8667.
The Nutrition Program for the Elderly is funded by the Cabinet for Health and Family Services for seniors who need food support. Eligible participants may receive home-delivered food or cold and hot meals daily. Accepted participants may also have information about nutritious and healthy food. Persons who are 60 years of age or older are qualified for this benefit. Find out more at https://chfs.ky.gov/agencies/dail/Pages/nutrition.aspx or call toll-free at 800 372 2973.
Kentucky Homecare Program is led by the state authorities to maintain the wellbeing and the health of senior citizens. Besides home-delivered meals, this program offers to help with housekeeping, personal hygiene, home repair, and other housing needs. The main goal of this program is to ensure that the elderly can live in their homes without needing to live in a nursing home. To learn more, click on the following link https://chfs.ky.gov/agencies/dail/Pages/homecare.aspx or contact 502 564 6930.