Grants for Seniors in New Jersey

Last Updated on February 3, 2024 by Rachel

Key Senior Statistics in New Jersey (60 and over)
Senior Population: 2,244,217 (24.2%) Senior Population: 2,244,217 (24.2%)
Male: 45.1% Male: 45.1%
Female: 54.9% Female: 54.9%
Median Age: 70 Median Age: 70
Disability: 26% Disability: 26%
With Social Security Income: 71% With Social Security Income: 71%
With Food Stamp/SNAP Benefits: 9% With Food Stamp/SNAP Benefits: 9%
Below 100% of the Poverty Level: 10% Below 100% of the Poverty Level: 10%
Data Source: Data Source:
Data is taken from American Community Survey 2022. Please check our detailed page about Senior Statistics in New Jersey for more data and information.

Help for Seniors in New Jersey

New Jersey has been chosen the fourth-best state to live in by the WalletHub in 2019 considering its educational opportunities, better living conditions, and secure neighborhoods. It holds the lowest crime rate in the Mid-Atlantic region. Although it was a very attention-grabbing state in the past couple of years by the elderly, it may be hard to live in this state economically. Since it gets people’s attention, the population density is high and sometimes living conditions can be difficult to afford considering the high demand and low supply. There is a whole range of programs and services that are offered by the State of New Jersey, the federal government, and local social organizations for seniors.

Housing and Rent Assistance

New Jersey Adult Family Care is a local Medicaid Waiver Program that is offered to help seniors with their housing problems. Older citizens who are having housing issues or cannot live independently any longer because of health conditions are eligible for this program. This benefit offers private individual living units which have 24-hour personalized care. Some of the services in these houses are getting help with toileting, bathing, dressing, housekeeping, laundry, preparing meals, and so on. For more information, please go to or make a phone call at 856 456 1121.

New Jersey Assisted Living Residences (ALR) has been managed by the New Jersey Department of Health for the elderly. These residences are designed particularly for the needs of seniors. It offers rooms, flat, or apartment-style housing which includes necessary furniture and decorations. Seniors who need a temporary place to live are encouraged to apply for these residences. There is a 24-hour service and health care. To learn more, please follow the link

The New Jersey Division of Aging Services was created and has been run by the Department of Human Services for senior citizens who are having difficulties in terms of receiving services. This state division offers a great deal of housing options for low and moderate-income older residents who need housing support. These housing programs are Accessory Departments, Adult Retirement Communities, Affordable/Subsidized Housing, Boarding Homes, Comprehensive Personal Care Homes, Congregate Apartment Housing, Continuing-Care Retirement Communities, Elder Cottage Housing Opportunities (Echo Units), Home Sharing, Mobile Home Parks, Multi- Level Facilities, Nursing Homes, Shared Living Residences, and last Subsidized Apartment For the Elderly. All these programs were established to provide housing services for senior citizens. Examine each one of these programs through or dial the toll-free telephone number 877 222 3737.

As long as possible, seniors can live independently and in peace in their homes, as long as it remains a safe environment for them.  They are also given access to several financial assistance programs that assist seniors with house repairs in addition to housing and rent support. The available resources are listed under Home Repair Grants.

Financial Assistance

The New Jersey Emergency Financial Assistance Program was created by the Department of Human Services to provide various services including financial assistance for people in need. The monetary aid can be used only for housing needs such as clothing, groceries, and furniture, utility payments, and rental needs. The amount of help is determined by the economic conditions of the applicant and it can last for up to 12 months. Sometimes this duration can be longer under certain circumstances. To see more information, please click here

Health Assistance

The Alzheimer’s Adult Day Services Program was planned to help individuals who have Alzheimer’s disease or connected dementia. This program has been funded by the state authorities to help eligible applicants with their daycare needs. Eligible candidates receive adult daycare five days a week and some of them may be qualified for financial assistance based on their economic status. Find out more information at or contact 877 222 3737.

New Jersey Adult Day Care is designed to offer health support for low and moderate-income citizens by the State of New Jersey. There are three types of services on this program which are Adult Day Health Services, Alzheimer’s Adult Day Services, and Social Adult Day Care. These programs provide caregivers for a long or short term based on the applicants’ case. For further information, please follow the link

HealthEASE was formed by the local people to help older citizens with their health problems. The main aim of this program is to make sure that every senior citizen can live independently at their own homes by receiving health and housing support. Especially seniors who are suffering from a chronic disease or having a physical health issue are urged to apply to this organization. HealthEASE presents other programs which are A Matter of Balance, Project Healthy Bones, and Take Control of Your Health. You can examine these programs in detail by following the link or call 609 943 3498.

Oral health is deteriorating daily. Oral health should not be overlooked because it is a part of general health, even if the individual is on a fixed income or unable to pay. For more on how seniors can get dental assistance, read Dental Grants in New Jersey.

Utility Bills Assistance

New Jersey Lifeline Utility Assistance is a special service particularly to assist seniors who are struggling to pay their utilities. There are three utility bill programs related to this service. The Pharmaceutical Assistance to the Aged and Disabled Program offers a $225 yearly monetary aid for the ones who already receive Supplemental Security Income. Some of the participants may receive rent assistance based on their economic condition. Lifeline Utility Assistance Program offers different amounts of discount depending on the applicant’s financial situation. This program was created by the federal government and has been run by the Division of Aging Services Home. Hearing Aid Assistance to the Aged and Disabled is another service that provides essential equipment for the ones who are having difficulties hearing someone. Applicants must be 65 years of age or older and the resident of New Jersey to be qualified for this program. The link to their official website is as follows or call the toll-free hotline number at 800 792 9745. For seniors with low and moderate incomes, there are programs and services in addition to New Jersey Lifeline Utility Assistance that can help seniors pay their bills.

Food Assistance

New Jersey Supplemental Nutrition Assistance Program (SNAP) is also known as the Food Stamp Program. Low and moderate-income seniors are prioritized by this program. Seniors who cannot cook for themselves or afford nutritious food are encouraged to apply for this food assistance. Eligible candidates will be receiving an EBT Card that can be used in most grocery stores throughout the state. The program loads monthly money based on the total income and the size of the household. The location of the home also is determinant. For more information, please go to or contact the State Hotline at 800 675 9512. Aside than New Jersey SNAP, more Food Programs for Seniors are formed around the country to satisfy the nutritional needs of the low-income senior residents.

Many of these assistance programs use the federal poverty level to determine applicants’ financial eligibility. To determine your poverty level, use the Federal Poverty Level New Jersey.

Frequently Asked Questions (FAQs)

1. What financial assistance programs are available for seniors in New Jersey? Seniors in New Jersey can access the Pharmaceutical Assistance to the Aged and Disabled (PAAD) program for prescription drug cost assistance, the Senior Freeze (Property Tax Reimbursement) Program for property tax relief, and the Universal Service Fund (USF) to help with utility bills.

2. How can seniors apply for Medicaid in New Jersey? Seniors can apply for Medicaid in New Jersey online through the NJ FamilyCare website, by mail, or in person at County Welfare Agencies (CWA). Essential documents include proof of age, income, New Jersey residency, and assets.

3. What housing assistance is available for seniors in New Jersey? The New Jersey Department of Community Affairs (DCA) offers the Section 8 Housing Choice Voucher Program for rental assistance and provides information on affordable senior housing developments across the state.

4. Can seniors receive help with utility bills in New Jersey? Yes, programs like the Low-Income Home Energy Assistance Program (LIHEAP) and the Universal Service Fund (USF) offer financial assistance to seniors struggling with their heating and utility expenses.

5. How do seniors get help with prescription medications in New Jersey? The Pharmaceutical Assistance to the Aged and Disabled (PAAD) program helps eligible seniors cover the costs of prescription medications, working alongside Medicare Part D.

6. Are there property tax relief programs for seniors in New Jersey? The Senior Freeze (Property Tax Reimbursement) Program provides reimbursement to eligible seniors for property tax increases on their homes. Additionally, the Homestead Benefit Program offers property tax relief to homeowners 65 and older.

7. What in-home care services can seniors access in New Jersey? New Jersey’s Division of Aging Services administers the Jersey Assistance for Community Caregiving (JACC) program and the Program of All-Inclusive Care for the Elderly (PACE), offering a range of in-home care services to support seniors living independently.

8. How can seniors access transportation services in New Jersey? NJ TRANSIT offers reduced fares for seniors on buses, trains, and light rail services. Additionally, many counties provide specialized transportation services for seniors, including rides to medical appointments and grocery shopping.

9. What nutritional programs support seniors in New Jersey? The Senior Farmers’ Market Nutrition Program (SFMNP) provides vouchers for fresh produce at farmers’ markets, and local Area Agencies on Aging offer congregate meal programs and Meals on Wheels for homebound seniors.

10. How can seniors in New Jersey receive legal assistance? Legal Services of New Jersey (LSNJ) provides free legal aid to low-income seniors on issues including healthcare, housing, consumer rights, and elder abuse, ensuring their rights are protected.